Medicare Open Enrollment: What are the Dates for Fall 2011?

Posted by:  :  Category: Medicare

open enrollment by MedicareMallLeaving the closing date to the last day of the year has caused problems in the past for some seniors who have waited until close to deadline to make changes. Bringing it forward should simply make it easier for the system to get up and running on January 1 2012 as it should. This also takes the Christmas holiday period out of the equation. Although some people do use the holidays to consider their options, others get diverted and have to make snap decisions at the last minute.
Source: suite101.com

Video: Medicare and You – Open Enrollment is Earlier This Year

Signing up for a Texas Medicare Supplement

Sometimes people are enrolling in a Medicare supplement outside of these times. Perhaps you used your one-time open enrollment window initially to choose a plan, but later on after a few annual rate increases, you decided to shop around, and an independent agent helped you find the same policy with another carrier at a lower price. You can now apply with that carrier, but you will go through medical underwriting. All that means is that you have to answer some qualifying health questions on the application, and that an underwriter from the insurance carrier may call you with some questions. As long as the carrier approves you, you can be approved for a new policy and drop the old one.
Source: insurancemedicaresupplementtexas.com

2012 Will Bring New Medicare Open Enrollment Period

Medicare will start with a two week time frame that begins on the first of October and extends to October 15th, this will allow you to see any changes to plans and rates for next year. A benefit to customers with this changes is that you get to take a little more time to begin analyzing the best option for your life. Start building the right plan for yourself by contacting your Medicare provider on October 15th and see if you have made the right decisions.
Source: medicare-benefits.com

Medicare Part D Open Enrollment to Begin Soon

6. Seek help if you need it: Medicare changes typically come every year. But reviewing options and choosing a new plan can be confusing for consumers or those attempting to help them. For help, you can go to the government’s website as well as volunteer organizations, private-sector plans, and other resources like the AARP (American Association of Retired People) , the National Council on Aging (NCOA), and the Medicare Rights Center. You can also check out the State Health Insurance Plans (SHIPs), which are part of a federal network of State Health Insurance Assistance Programs located in every state.
Source: bnaibrithdenver.org

Medicare Advantage Plans Offer Brief Open Enrollment

Medicare Advantage plans are another way to receive Medicare benefits. Advantage plans replace your Original Medicare Part A and B benefits with coverage through a private insurance company. Most Advantage plans add on extra coverage to be competitive. For example, many help out with dental services, eyeglasses, hearing aids and prescription drugs, whereas Medicare doesn’t with one exception. It does help if you develop cataracts. One of the big selling points behind the growth in Medicare Advantage enrollment is low premiums. In some areas, plans are available that cost nothing beyond Medicare Part B premiums. Another major attraction is that Medicare Advantage Plans accept all health problems except End Stage Renal Disease (ESRD). There are some things that you need to understand about these plans before you enroll, though. Most plans only cover non-emergency care through their own list of doctors and hospitals. Since Medicare Advantage plans replace Medicare’s coverage, you won’t have any coverage through Medicare either should you need an out-of-network doctor. Each of the Medicare Advantage plans sets its own rules, but all must abide by the guidelines from Medicare. All Advantage plans must provide equal or better coverage than Medicare, too. To be sure that you’ll be able to get the health care you need, check the list of doctors and which prescriptions a plan will pay for before you enroll. It’s rare for health insurance to offer trial periods, but that’s just what you can do with dozens of different Medicare Advantage Plans. Enroll before December 15, and if you change your mind, you can switch back to Medicare between January 1 and February 14 next year. Medicare Advantage Plans Have A Special “Try It Out” Period Actually, this is only time that you can try out one of the Medicare Advantage (MA) plans after the initial sign up period when you first became eligible for Medicare. This is a once a year event where you can assess the type of MA plan you got out of the dozen choices laid out in front of you by different insurers and insurance companies. If you let this chance slip by, you might end up paying more and getting less coverage than what you bargained for. Depending on where you live, you may find a lot more choices among Medicare Advantage plans than Medigap Insurance plans. Unless you live in Massachusetts, Minnesota or Wisconsin, you’ll only find 10 choices of Medigap plans. The mentioned states have their own version of Medigap plans. This year, open enrollment has been moved up to an earlier time to get it over and done with long before the end of the year. Beneficiaries are now being told their benefits will start January 1. From October 15 until December 7, Medicare beneficiaries can sign up for a Medicare Advantage plan from a private health insurance company, but here’s why it’s better to start looking for a plan as soon as possible. Medicare Advantage plans are not available everywhere, but there can be an array of choices in urban settings. More than 24 different plans are reportedly available in certain locations. With online searches, it’s fairly easy to compare your choices. Be sure to compare plans from different insurance companies whenever possible. Independent health insurance brokers also offer free telephone consultations to answer questions and help you compare coverage through various policies. If you enroll in one of the Medicare Advantage Plans and find that you like Original Medicare benefits more, you are allowed to switch back between January 1 and February 14, 2012. You may also join a Medicare Prescription Drug plan at the same time since you’ll be losing drug coverage from the Advantage plan.
Source: submityourarticle.com

Medicare Open Enrollment: Medicare Is Stronger Than Ever

We know that more choices can make decisions challenging, but we’ve expanded the Medicare safety net to make sure folks can get the help they need to sift through their options.  You can even get an early start — we’ve already made sure the Medicare Plan Finder is fully updated with all new 2012 cost and benefit information for health and drug plans.  If you’re the kind of person who likes to get online yourself and sort through the details, you can use this online tool right now.  Start by entering your drugs and checking on the doctors and pharmacies you want to use.  A few steps will get you to a personalized list of your plan choices and help you compare.   
Source: medicare.gov

Looking for Insurance Articles

Next is Part B or Medical Insurance. If one chooses to keep this Part then s/he will get coverage on medical expenses and most things that Part A fails to cover. Part B covers 80% of the medical bill and the remaining 20% is to be borne by the beneficiary. This 20% is the co-insurance or the co-pay that the beneficiary pays, and of course, there are deductibles too. The medical expenses falling under Part B are outpatient doctor`s/physician`s services, medical and surgical services, glaucoma tests, ambulance conveyance, mental illness, prosthesis, bone mass density measurement, radiation treatments, breast cancer and other cancer screenings, diagnostic tests, cardiovascular tests. It also covers mammograms, emergency room treatment, radiology and pathology treatment. Unlike Part A, Part B requires individuals to pay premiums. The residual 20%, that the beneficiary has to pay could turn out to be an amount that may be far from affordable at times. Hence, there is an option known as Medigap. Medigap plans are Medicare Supplement Plans that are sold by private insurance companies. These help pay for the expenses that Medicare does not pay for. There are 12 supplement plans that provide different types of coverage and charge different premiums too.
Source: lookingforinsurance.net

Things to sort out when we firsr arrive

Posted by:  :  Category: Medicare

Hello there. I’ve moved this to a more general section as you are covering a couple of subjects. Is the rental you are securing atm a short term let? Most people generally wait till they are in Aus before securing a long term rental so they can work out which areas are best, check schools and zones for them etc and hopefully not be stuck in a hole of a house for 6 months. I don’t know Eden Hills at all I’m afraid. Have you checked out the school map and which schools are zoned and which are not. I’m not sure how old your daughter is, senior or primary so have included some links for more info for you. http://www.australianschoolsdirector…ool-eden-hills http://www.australianschoolsdirectory.com.au/ http://www.decd.sa.gov.au/locs/pages…ning/?reFlag=1 Having seen it on the map, for me thats pretty far out in the burbs so to speak. Our cut off point is Seacliff but staying the east side of Marion Road if we can. But I guess if the commute to your work etc is ok for you then :) We all like different aspects so where I would prefer to be isn’t going to be the same as others of course ;)
Source: pomsinadelaide.com

Video: Medicine Dish: Medicare Part D and Program Updates

Today the United States Patent Office issued Ametros Financial Corporation Patent No. US 8,224,678 B2 for its Medicare set aside compliance innovation, the MSA CareGuard Card.

Ametros Financial is a collaboration of Property & Casualty and Medicare Set-Aside (MSA) professionals with a vision to solve for the settlement challenges facing insurers, third-party administrators and employers today. Ametros offers an innovative product suite that anticipates the unique needs of all the key players to a settlement including claimants/plaintiffs, insurers, employers, attorneys, structured settlement brokers and medical providers. The company is principally owned by Clarion Capital Partners, LLC, a
Source: healthcareglobal.com

Daily Kos: Are you ready to Vote

    Utility bill of voter with voter’s name and address     Bank statement with voter’s name and address     Government check with voter’s name and address     Paycheck with voter’s name and address     Valid identification card (authorized by law) issued by the State of Alabama (including any branch, department, agency, or entity of the State of Alabama)     Valid identification card (authorized by law) issued by any of the other 49 states (including any branch, department, agency, or entity of that State)     Valid identification card (authorized by law) issued by the government of the United States of America (including any branch, department, agency, or entity of the federal government     Valid United States passport     Valid Alabama hunting license     Valid Alabama fishing license     Valid Alabama pistol/revolver permit     Valid pilot’s license issued by the FAA or other authorized agency of the federal government     Valid United States military identification     Birth certificate (certified copy)     Valid Social Security card     Naturalization document (certified copy)     Court record of adoption (certified copy)     Court record of name change (certified copy)     Valid Medicaid card     Valid Medicare card     Valid electronic benefits transfer (EBT) card     Government document that shows the name and address of the voter
Source: dailykos.com

Student Visa (572)> Lodged Partner Visa (820) = Medicare?

Hi guys, I currently holding student visa TU 572, and had lodged my partner visa application (820 & 801) last week and been issued with receipt and acknowledge letter. Just wondering if I may be able to apply for a medicare? anyone hav done this and hav experiencsed about this before? I hav private insurance with medibank as per required my student visa to have health insurance. but my partner would like us to get a same medicare card with both us name in one card. I rang the immigration, the lady from melb picked up my phone and was so rude. I asked her and she said its not their problem. I have to ask medicare office for that. I mean to go to medicare office to ask them, but I worry they gonna treat me so rude as many times when I deal with government body they are always so rude. why is that?
Source: australiaforum.com

Struggling to Get the Child Support Payments You’re Owed?

california medi-cal dental Drug Plan Health HIV How Social Security Works How to File a Claim for Medicare How to get a new medicare replacement card HUD lost medicare card M.D. Medi-Cal Medicaid medicaid card Medicaid Services Medicare medicare card MedicareCard.com MedicareCard Replacement medicare card replacement Medicare claims process medicare coverage Medicare has Two Parts Medicare Help Medicare Part A Hospital Insurance Coverage Medicare Premium Amounts for 2010 Medicare Prescription Drug Coverage Meeting Announcement MyMedicare.gov National Institutes of Health Need a Replacement Card? Order a Medicare Card by Phone or Online NIH NIMH Obama Part A (Hospital Insurance) Part B (Medical Insurance) part of the National Institutes of Health protecting my social security number replacement social security card Social Security social security card some disabled people under age 65 ssa.gov Supplier Enrolled in Medicare VA
Source: medicarecard.com

How do I sign up for Medicare in Texas?

If you are not receiving Social Security benefits when you turn 65, you actually need to apply for Medicare Parts A and B. You can do this at the same time you file for your Social Security retirement benefits, or you can choose to postpone Social Security and just apply for Medicare. There are three ways to do this: • Sign up for Medicare online: This is very easy to do. Just visit the Social Security website at www.ssa.gov and click “Apply online for Medicare” on the left side of the page. • Sign up for Medicare by phone: You can also call Social Security at 800-772-1213 and tell them that you’re ready to apply for Medicare. They may be able to help you right away or, if their call volume is high, they may schedule a phone appointment where a representative can take your Medicare application by phone. • Sign up for Medicare in person: If you prefer to do business face-to-face, you have the option of applying for Medicare at your local Social Security office. This may be the best option if you are near age 65 and need your application processed quickly.
Source: insurancemedicaresupplementtexas.com

Moving to Australia Check List (Part 2 of 3)

If you buy from a dealer, you are going to receive a three-month warranty with your purchase of the vehicle. Private sellers are not required to supply any type of warranty.  You will need to get insurance right away for your car. All Australian cars are required to have a “green slip,” which is basic liability insurance coverage. You can also purchase full cover insurance for your vehicle. Depending on where you are from, the cost of registering a vehicle can be high. You might want to check into this before making a purchase, as the cost will vary depending on the make, year and model of the car. It is due annually so you might even be able to purchase a car that has several months of rego left and you can delay this added expense. Check out the NRMA website for details on insurance and a quote.
Source: com.au

Child immunisation schedule no Medicare

Hi When we arrive our kids will be 5 months and 2 and a half. We are on a 163 visa, so don’t qualify for Medicare (other than urgent things covered under the reciprocal agreement). I’m assuming I might have to pay for these privately (we will have health insurance) or is this type of thing covered by another scheme? Anyone got any experience with this? Thanks Ross
Source: perthpoms.com

8 Things Not to Keep in Your Wallet

And with every new bank slip that bulges from the seams, your personal information is getting less and less safe. With just your name and Social Security number, identity thieves can open new credit accounts and make costly purchases in your name. If they can get their hands on (and doctor) a government-issued photo ID, they can do even more damage, such as opening new bank accounts. These days, con artists are even profiting from tax-return fraud and health-care fraud, all with stolen IDs.
Source: praiseindy.com

Health Insurance Options and How to Pick a Plan

The 2010 Affordable Care Act will reform health insurance, over several years. Some new provisions are already in place; most changes will take effect by 2014. This law holds insurance companies more accountable, expands coverage for young adults, offers small-business tax credits, and provides access to insurance for uninsured Americans with pre-existing conditions.
Source: envirolib.org

Ohio: Ohio Medicaid Drug List

Posted by:  :  Category: Medicare

Attorney General Richard Cordray Announces Candidacy for Re-election by ProgressOhioThere are no longer any Ohio Schools through alternative routes. As the ohio medicaid drug list, Ohio debt consolidation loans are being implemented. These regulations that are generally supported by the ohio medicaid drug list of Agriculture they would find every county fair in Ohio. Ohio has an excellent idea. In Ohio, laws concerning domestic pets are very reasonable regardless of where each of them. Some of the ohio medicaid drug list of loans outside the ohio medicaid drug list over four million dollars towards expanding the ohio medicaid drug list in the region.
Source: blogspot.com

Video: Ohio Medicaid Russian Drug Smuggling Investigation

Ohio officials pull back Medicaid eligibility plan

Greg Moody, the director of the governor’s Office of Health Transformation, says Ohio must first decide whether to opt out of the Medicaid expansion contained in the law. That decision will affect what eligibility changes state officials submit to the federal government.
Source: wsls.com

Medicaid Expansion Impact Business

Regardless of Ohio’s decision on the expansion, the state’s Medicaid roles are expected to expand dramatically as people sign up for Medicaid to avoid the new taxes on the uninsured.  (This increase will largely come from people who are already income-eligible for Medicaid, but do not currently choose to participate in the program.)  According to Lt. Gov. Mary Taylor, this increase alone will cost the state $369 million in 2014.
Source: deardrebit.com

WSYX ABC6 On Your Side Top Story

COLUMBUS, Ohio (AP) — State officials say they will delay submitting a plan to the federal government to overhaul the Medicaid eligibility process for about 700,000 Ohioans who receive the tax-funded health services.    They say the holdup is partly due to the U.S. Supreme Court’s ruling on President Barack Obama’s health care overhaul.    Greg Moody, the director of the governor’s Office of Health Transformation, says Ohio must first decide whether to opt out of the Medicaid expansion contained in the law. That decision will affect what eligibility changes state officials submit to the federal government.    Moody said the state’s overall goal to streamline the complicated, lengthy eligibility process remains unchanged. And officials still want any eligibility changes to take effect by 2014.    Officials had planned to submit the proposal for federal approval this month. ————————————— Web Producer: Ken Hines
Source: abc6onyourside.com

5 health care plans join Medicaid lawsuit in Ohio

NILES, Ohio – The Mahoning Valley Scrappers announce that former Cleveland Indians player and manager Mike Hargrove will be the keynote speaker at the New York-Penn League All-Star Luncheon presented by PNC Bank on August 14 at the Magnuson Grand Hotel in Warren, Ohio.
Source: wfmj.com

Ohio to roll out new Medicaid benefit in October

Kansas City StarMed scam hits city Rx shopsNew York PostBy BRUCE GOLDING and JOSH MARGOLIN A drugstore company with outlets in the city and Long Island bought nearly $8 million worth of suspect “secondhand” HIV drugs from a black-market ring accused of bilking Medicaid out of $500 million, …US busts $108 million black market in Medicaid drugsReutersBergen, […]
Source: 247healthnews.net

5 health care plans join Medicaid lawsuit in Ohio

Aetna Better Health of Ohio is suing the Ohio Department of Job and Family Services because state officials had tentatively picked the company for a Medicaid contract in April, then revoked the decision after a state review of applications.
Source: lancastereaglegazette.com

Ohio Medicaid Planning & Qualification

Although document review, calculations, filing the application and such are necessary to qualify for Medicaid, the advisory and estate planning services are critical to effective Ohio Medicaid planning. Because Ohio Medicaid laws are so strict, poor decisions about transferring assets – such as giving one’s house away or selling it far below market value to keep it out of Medicaid hands – can lead to eligibility being delayed for months or even years. An applicant is responsible for paying for nursing home care themselves during their ineligibility period, which can cost 10 or 20 times the cost of hiring an attorney in the first place.
Source: targetlaw.com

Ohio Health Policy Review: Ohio Medicaid mananged care re

A Franklin County judge ruled earlier this week that the new Ohio Medicaid managed care contracts must be put on hold for at least a month (Source: "State’s new Medicaid contracts placed on hold," Columbus Dispatch, June 27, 2012). The temporary restraining order was requested by Aetna Better Health Inc., one of two companies that were originally awarded preliminary contracts with Medicaid but were later dropped after bids were rescored in response to protests from other managed care companies. Meridian Health Plan also had its preliminary contract dropped and Buckeye Community Health Plan and Molina Healthcare were awarded contracts after the rescoring.
Source: healthpolicyreview.org

Ohio’s Medicaid Eligibility Modernization Project

The Governor’s Office of Health Transformation (OHT) recently released a draft of a waiver application to modernize the eligibility process for Ohio’s Medicaid program. OHT is asking the Centers for Medicare and Medicaid Services (CMS) for waiver authorities under a Medicaid 1115 Demonstration waiver to take steps to modernize and simplify the eligibility process for Medicaid enrollees. Ohio’s goal is to develop a simplified, streamlined, and modernized Medicaid eligibility process to be implemented January 1, 2014, when the federally‐mandated Medicaid eligibility expansion is scheduled to take place. Under this simplified, streamlined approach, most individuals will be able to apply for Medicaid online, answer a limited number of questions, and have their eligibility determined real‐time.
Source: oacbha.org

Revised geographic adjustments could improve accuracy of Medicare payments, will not solve access, quality problems

Posted by:  :  Category: Medicare

Using a series of statistical simulations and analyses in the second phase of the study, the committee concluded that its recommendations, if adopted by the Medicare program, would improve the technical accuracy of payments, and these payments would increase or decrease by less than 5 percent on average for the majority of hospitals and most physicians. The committee acknowledged that seemingly small percentages could make significant differences to providers and organizations striving to provide high-value health care. The simulations showed that the committee’s proposed new approach using data from the Bureau of Labor Statistics would yield generally higher relative hospital wages in rural areas than the current approach using Medicare data. The changes in how practitioner payments are calculated would result in an overall payment reduction of just under 3 percent to health professionals in nonmetropolitan counties and an aggregate increase of less than half of 1 percent to those practicing in metropolitan counties.
Source: sciencecodex.com

Video: The Road to Data Democracy: Introducing the CMS Dashboard

Medicare says it will enhance beneficiary role in quality care review … say what?

CMS is proposing to increase HOPD payment rates by 2.1 percent. The increase is based on the projected hospital market basket—an inflation rate for goods and services used by hospitals—of 3.0 percent less statutory reductions totaling 0.9 percent, including an adjustment for economy-wide productivity. CMS is also proposing to increase ASC payment rates by 1.3 percent – the projected rate of inflation of 2.2 percent minus an adjustment required by law for improvements in productivity of 0.9 percent. Medicare uses the consumer price index for urban consumers (CPI-U) as the inflation rate for ASCs. CMS is asking for public comment on potential data that Medicare could collect to develop an inflation index that would explicitly measure ASC cost growth.
Source: quinnscommentary.com

Higher Payments Are No Cure For Doctor Shortage

By Jordan Rau, Kaiser Health News  Medicare should not try to address the shortages of doctors and health care providers in some areas of the country by raising reimbursements to lure practitioners there, the Institute of Medicine recommended Tuesday. The committee concluded that while “there are wide discrepancies in access to and quality of care across geographic areas, particularly for racial and ethnic minorities,” those variations did not appear to be due to Medicare payments and were unlikely to be influenced by changes in rates. The report, which was commissioned by the Department of Health and Human Services, said: The committee concluded that Medicare beneficiaries in some geographic pockets face persistent access and quality problems, and many of these pockets are in medically underserved rural and inner-city areas. However, geographic adjustment of Medicare payment is not an appropriate approach for addressing problems in the supply and distribution of the health care workforce. The geographic variations in the distribution of physicians, nurses, and physician assistants and local shortages that create access problems for beneficiaries should be addressed through other means. The committee noted that Medicare last year started providing bonus payments to primary care providers and for general surgery in some underserved regions of the country through 2015. But a more sweeping adjustment of payments of the type the panel discouraged would be much more controversial, as it could lead to lower reimbursements in areas of the country with a surfeit of providers, since federal law requires geographic adjustments to be budget neutral. Instead of altering payments, the committee recommended that Medicare pay for services such as telemedicine that improve access to medical care in underserved regions. It also encouraged states to change scope of practice laws so that nurse practitioners can provide more care, something the institute has pushed for in the past. Medicare already pays more to providers in areas of the country that are expensive to live or practice in. The first part of the Institute of Medicine study, released last year, recommended that Medicare make a “significant change” in the way it estimates these costs. Among the recommendations were that Medicare should use government data rather than hospital reports to calculate regional wages and to stop using the price of two bedroom apartments to estimate commercial rents. In its new report, the committee performed statistical simulations of those earlier recommendations and concluded that for most doctors and hospitals, their reimbursements would change by less than 5 percent on average. The report added: “The change in practitioner payments, however, would tend to redistribute payments to metropolitan areas from nonmetropolitan areas, including some that historically have been underserved.” Still outstanding are the results of a separate IOM committee looking into why Medicare spends more on patients in some areas of the country than others without always giving better care. ### Kaiser Health News is an editorially independent program of the Henry J. Kaiser Family Foundation, a nonprofit, nonpartisan health policy research and communication organization not affiliated with Kaiser Permanente.
Source: physiciansnews.com

Data Mining in Medicare Fraud: Usage and Effects on Healthcare Providers

For instance, in the case described above, data mining was clearly used to review the psychologist’s claims history and determine that what he was billing was likely both impossible and fraudulent.  Nevertheless, it is important to always keep in mind that although data mining may strongly suggest that a provider is engaging in improper conduct, at the end of the day, an outlier is merely a provider whose billing patterns differ from those of his / her peers.  A review of the documentation must still be conducted to ascertain whether, in fact, fraudulent conduct has occurred.  While ZPICs and MICs handle the majority of the data mining work being conducted, when the data appears to suggest that fraudulent conduct is taking place, providers should expect HHS-OIG and possibly the Department of Justice or the Federal Bureau of Investigations to step into investigation.  Unfortunately, while data mining can detect aberrant patterns in billing data, it can’t explain them, and often times, this leaves well-intentioned providers facing scrutiny if their billing history appears aberrant for an otherwise innocent reason.  For instance, a specialist who is renowned in his area of practice may be referred serious, highly complex patients by his peers. This could result in his billing patterns appearing to be different from those of similarly-situated physicians.  Despite the fact that there is an innocent explanation for the specialist’s billing patterns, the data alone may appear to suggest that fraud is taking place.  Health care providers should take affirmative steps to determine whether their coding and billing patterns are “normal” or whether their practices are irregular when compared to other providers.
Source: pmimd.com

How To Get Alabama Inexpensive Wellness Insurance coverage

Each kind of insurance coverage sold in Alabama is regulated by Alabamas Department of Insurance coverage. This signifies if you are getting trouble locating inexpensive wellness insurance in Alabama, you can make contact with the Department of Insurance coverage for help. The Alabama Division of Insurance coverage can give you specific data about well being insurance coverage for adults such as the Alabama Wellness Insurance Strategy, for youngsters such as Allkids, and for seniors, such as Medicare and Medicaid. The Alabama State Well being Insurance coverage Help Plan, also known as SHIP, gives info about Medicare, even though the Alabama Medicaid Agency can help you acquire reasonably priced Alabama well being insurance coverage if you meet certain qualifications.
Source: ezinepr.com

Finding the Right Supplemental Insurance

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSMedicare Supplement Insurance is a supplemental coverage on top of the Medicare plan to get the comprehensive treatment needed by a patient to maintain an active and fulfilling lifestyle.  It allows patients to expand their options without compromising personal finances.  It is fast and convenient to find a competitively priced Medicare supplemental insurance policy nowadays with the use of the internet to guide consumers in their search.  Consumers can easily receive quotes from several of the leading Medicare supplemental insurance providers on a policy that fits their lifestyle with the search features available online.  It is as easy as one click of a button.
Source: milliondollarbannerexchange.com

Video: Understanding Medicare Supplements, Medicare Supplement Insurance

Medicare Supplemental Insurance for Meeting the Extra Medical Expenses

Your usual Medicare insurance isn’t adequate of covering the other eligible medical expenses, it just offers primary coverage for the doctor services and hospitalizations whereas Medicare supplemental insurance policy can be in real terms a true insurance that lessens your financial burden and risks against such circumstances. Medicare supplement insurance policies are privately sold insurance plans that have been standardized by the Federal government, and is designed to fill in the financial gaps left by your standard Medicare coverage policy. There are many supplement insurance plans offered to the public to choose from. However; you will need to decide for yourself whether which supplement policy is right for your needs.
Source: moneyloanedfast.com

High Deductible Medicare Supplement Plan F

The Medicare supplemental insurance policy labeled high deductible Plan F is a standard plan F plan with a $2070 dollar yearly deductible and a significantly less monthly premium.  When choosing a form of Medicare insurance there are two common alternatives, they are:  Medicare A and B with a Medigap insurance policy or a Medicare Advantage plan.  A Medigap policy is the most popular alternative of these choices.  Once you have decided that a supplemental insurance policy is the best option for your health care needs the choice of which supplement policy comes next.  The Medicare Supplement Plan F is the Medigap policy with the most benefits and provides the best protection from medical bills.  A sometimes forgotten alternative to the plan F is the High Deductible Plan F.  The high F provides the exact same benefits as a standard F plan except it has a $2076 dollar yearly deductible.  The High F plan can be a less costly alternative for individuals that are in good health.
Source: medicare-supplement-advisor.org

Strategies For Purchasing Medicare Supplement Insurance coverage

Trustworthy organizations are typically very easy to get in touch with. Folks and couples can simply talk with a variety of representatives and agents that may have all the suitable alternatives and prices to provide. Take some time to appear around and study about what each and every of those providers has to offer you. This really is going to create the process go lots quicker and will show men and women where the very best medicare supplement is situated. Ensure to discover essentially the most very affordable option out there so that it truly is less difficult to have coverage all of the time. Take note of your quantity of folks which can be going to become on the policy. This can be essential and each enterprise will have different rates for couples that desire to be on exactly the same plan with each other. Discounts can even be applied, based on the business that the couple decides to sign up with. It could take slightly bit of additional time to obtain plugged into these offers so ensure that to look around at the moment.
Source: fantoffice.com

Central States Indemnity Medicare Insurance

Berkshire Hathaway is of course the large investment conglomerate run by none other than Warren Buffett.  In 1992, Berkshire acquired Central States and due to the immense resources behind such a well respect holding company, CSI is afforded an extremely high rating for a midsize Medicare supplement provider.
Source: ohioinsureplan.com

Medicare Supplement Quotes, When Should You Get Them?

If you think you are healthy enough to not require more coverage than Medicare Part A, you should know that not gettting your Medicare Supplement Quotes now will mean paying a penalty later. For instance, lets say you choose to not but any Medicare Supplement Plan until you are 70. Then when you do get your Medicare Supplement Quotes, you will need to pay 50% more premium (10% per year since you turned 65) than your peers. 
Source: benepath.com

High Deductible Medicare Supplement Plan F

Posted by:  :  Category: Medicare

DAMN!! -- I THINK WE'RE F*%KED by SS&SSThe Medicare supplemental insurance policy labeled high deductible Plan F is a standard plan F plan with a $2070 dollar yearly deductible and a significantly less monthly premium.  When choosing a form of Medicare insurance there are two common alternatives, they are:  Medicare A and B with a Medigap insurance policy or a Medicare Advantage plan.  A Medigap policy is the most popular alternative of these choices.  Once you have decided that a supplemental insurance policy is the best option for your health care needs the choice of which supplement policy comes next.  The Medicare Supplement Plan F is the Medigap policy with the most benefits and provides the best protection from medical bills.  A sometimes forgotten alternative to the plan F is the High Deductible Plan F.  The high F provides the exact same benefits as a standard F plan except it has a $2076 dollar yearly deductible.  The High F plan can be a less costly alternative for individuals that are in good health.
Source: medicare-supplement-advisor.org

Video: Miami: Medicare Fraud Summit Law Enforcement Panel

Patient Protection and Affordability Care Act of 2010 & Medicare Part D :Gould & Lamb

About the Author: William F. Bell, Jr. is the Senior Clinical Pharmacy Specialist for Gould & Lamb, LLC. His primary responsibility is the review of a claimant’s pharmacotherapy regimen and the identification of off-label medications in a Medicare Set Aside Allocation. He has given numerous presentations on the subject of medication management and how it relates to Workers’ Compensation and Medicare Set Aside Claims. Bill has also authored two continuing education articles for the Pharmacist’s Letter, a nationally known education resource for practicing pharmacists.
Source: themedicarecomplianceblog.com

AHIP Medicare Survey: F Gets an A

Plan F will pay for the first 3 pints of blod, for example, and it also will pay the Part A hospice care coinsurance or copayment amount. Part F also will pay skilled nursing facility care coinsurance bills, Part A and Part B deductibes, some foreign travel emergency bills, and physician fees that Medicare Part B classifies as “excess charges.”
Source: lifehealthpro.com

Getting Your Flu Shots with Medicare

The Medigap Plan’s Coverage of Flu Shots One other way to avoid paying extra for a flu shot or other Medicare-covered services is to purchase a Medigap policy that covers Medicare Part B excess charges. Medicare Supplement Plan F and Plan G both cover these excess charges, along with a number of other Medicare out-of-pocket costs. So even if your Medicare provider does not accept Medicare’s assigned rates, and he is one of the providers who charge extra, your Medicare supplement picks up that excess charge for you. Then you don’t have to pay anything out of pocket.
Source: mondaysorchids.com

Dr Synonymous: Medicare Disses Family Medicine on Physician Compare Site

The official government site listing specialties and physicians in them to allow us to be rated (or be “berated”) does not include my specialty- FAMILY MEDICINE under “F”. It does list it in a bundle to be found under “P” where you’ll see “Primary Care, General Practice and Family Medicine”.  Primary Care is not a specialty.  Why would a non-specialty be listed on their pop-up list under”specialties”?  Why can’t they get this right? Check it out:  Go to  http://www.medicare.gov/default.aspx then search for Physician Compare, where you can enter a zip code and click on their “specialty” list.  I scroll down the list looking after Emergency Medicine for my specialty and don’t find it.  Medicare operatives don’t know the name of the specialty that is NUMBER ONE IN ANNUAL MEDICARE ENCOUNTERS.  FAMILY MEDICINE IS NUMBER ONE! Annoyed, I scroll a lot further and find Primary Care, General Practice and Family Medicine as one, bundled listing.  Way to diss us and try to push us aside Medicare.  I click on that disappointing selection and find my father’s name:  Arthur Jonas, MD (he was never a physician) after the words Family Practice.  The Medicare people don’t list me by the name my patients and everyone else knows:  A. Patrick Jonas, MD. They don’t respect Family Medicine enough to list it separately, they don’t know that there is no specialty called Family Practice, and they can’t even get my name right for patients to match the Medicare search list with my listing everywhere else on the internet and in the yellow and white pages. Other than that, they may be awesome, since they are giving people employment, but their misnaming specialties and mis-listing and mis-naming physicians may cause problems for the taxpayers and consumers they are supposed to serve. Wake up Medicare.  Honor number one by recognizing our identity.  We are the answer to the question.  How do you “bend the healthcare cost curve downward”?
Source: blogspot.com

United American Medicare Supplement Insurance Quotes

Fortunately, United American is one of those companies.  At present, they offer some of the lowest priced High Deductible F Plans across the state.  That is great for seniors who want a low priced Medicare insurance plan with a reasonable deductible.  (As of 2012, the HD Plan F deductible is $2,070 yearly.)
Source: ohioinsureplan.com

Medicare Supplement Plan F – Should you buy it?

The easiest way to get quotes for Medicare Supplement Plan F and other plans isq to contact a national Medicare supplement insurance broker.   Every company offers the same exact plans with the same benefits, which is why it is extremely important to shop all companies.  Saving money in this economy is necessary, especially for seniors who are on a fixed income.   An expert will recommend you purchase Plan F from the company who offers you the lowest price, providing they also have good customer service.
Source: auto-insurance-data.info

5 Questions you should Ask Before Purchasing a Medigap (Medicare) Policy

The first step in purchasing a Medigap Policy is to review a government published guide, such as Choosing a Medigap Policy, and decide which of the 11 standardized plans fits your lifestyle and needs. If you want a policy that covers all the “gaps” that Original Medicare does not cover choose Plan F. However, if you are more concerned about a lower monthly premium, then consider a High Deductible Plan F or plans like K or L, which only provide partial payment for your doctor visits.
Source: inzinearticles.com

Businesses Will Push Perry to Rethink Medicaid Expansion

Posted by:  :  Category: Medicare

Texas and the Transformation of Medicaid by thetexastribuneWith world-renowned medical institutions such as the University of Texas and a large part of its Medicaid coverage handled by private insurers such as Amerigroup, the state’s health industry is “just behind oil and gas” in size and influence, said Vivian Ho, a health economist at Rice University. “Given how much Amerigroup has to gain from a Medicaid expansion in Texas, they may be one of the most effective organizations to lobby Perry and the state legislature to fund the expansion.”
Source: kaiserhealthnews.org

Video: Texas Uninsured Struggle to Piece Together Care

Brains and Eggs: Texas Medicaid expansion numbers mind

Emphasis is mine. On the heels of Gov. Rick Perry’s declaration that Texas will not expand Medicaid because it is too costly, his health and human services commissioner said Thursday that fully implementing health care reform would cost the state about $11 billion less over 10 years than previously estimated. Executive Commissioner Thomas Suehs told a Texas House subcommittee that the new estimate is between $15 billion and $16 billion in state costs over a decade, compared to the previous estimate of $26 billion to $27 billion. The state would get an additional $100.1 billion in federal money over that time, according to the Texas Health and Human Services Commission — money that Suehs acknowledged would be attractive to local entities grappling with the cost of caring for the quarter of the state’s population that currently is uninsured.  “If I was a county hospital district, I would be knocking on your door saying we need to re-debate” Medicaid expansion, perhaps with a push for a local option, Suehs said. That idea, in which a local agency would deal directly with the federal government to expand Medicaid in its area, has been cited by Bexar County Judge Nelson Wolff.  This is of course why Rick Perry WILL accept expansion of Medicaid, no matter what he says today. He and the Lege need that money to balance the next biennium’s budget… and other future budgets. They can whine all they want about “getting it crammed down their throats”, but this is a good deal for the state and a better one for Texans, and even this worthless batch of Republicans isn’t stupid enough to turn it down.
Source: blogspot.com

48 charged in massive Medicaid fraud case

Unlike cases involving prescription painkillers and other addictive narcotics, the ring specialized in expensive medications – some worth more than $1,000 a bottle – for serious illnesses like HIV, schizophrenia and asthma. Authorities estimated that Medicaid lost at least $500 million in reimbursements over at least five years on pills diverted into the secondhand market.
Source: kltv.com

Perry Tells Feds Texas Won't Expand Medicaid

The Supreme Court upheld most of the federal health care law last month, although it said the federal government can’t withhold states’ entire Medicaid allotment if they don’t expand Medicaid, the health insurance program for the poor and disabled. If states choose not to set up a health care exchange, an online service for people to comparison shop for insurance, the federal government will establish one for them.
Source: realclearpolitics.com

Perry says no Medicaid expansion in Texas

Texas was one of the 26 original states that filed a lawsuit against Obamacare, claiming the individual mandate and the Medicaid expansion requirements were unconstitutional. Though the states lost the battle over the mandate, which was upheld under the government’s taxing authority, the Supreme Court agreed on their quarrel with Medicaid and gave states the choice to opt out of the expansion.
Source: msn.com

Texas Medicaid Debate About Politics, Ideology

(AP) — The debate in Texas over whether to fully implement the new federal health care law has little to do with health care, and a lot to do with ideology and politics. Health and Human Services Commissioner Tom Suehs summed it up best when he said the question is not whether to pay for poor people’s health care, but who will pay. …
Source: 14gram.com

Perry Under Fire After Announcing Texas Won’t Expand Medicaid

A Texas Medical Association survey given to The Associated Press over the weekend found that the number of Texas doctors willing to accept government-funded health insurance plans for the poor and the elderly has dropped dramatically amid complaints about low pay and red tape. Only 31 percent of Texas doctors said they were accepting new patients who rely on Medicaid. In 2010, the last time the survey was done, 42 percent of doctors were accepting new Medicaid patients. In 2000, that number was 67 percent.
Source: equalvoiceforfamilies.org

Antidepressant Use Among Seniors: Falling Through Medicare’s Doughnut Hole?

Posted by:  :  Category: Medicare

wordy informative signage by damian mPhiladelphia Inquirer/HealthDay News: Medicare Coverage Gap May Cause Seniors To Forgo Antidepressants The Medicare Part D drug plan’s gap in coverage — often referred to as the “donut hole” — has long been a concern, and a new study links it to cutbacks by seniors in the use of antidepressants and other medications. An estimated 13 percent of seniors aged 65 and older suffer from depression, experts say. Antidepressants can stop depression from returning, but the Part D benefit — especially the coverage gap — “imposes a serious risk for discontinuing maintenance antidepressant pharmacotherapy among senior beneficiaries,” the study authors found (Dotinga, 7/2).
Source: kaiserhealthnews.org

Video: Medicare Part D Donut Hole

Donut Hole Changes to $2,930 for 2012 »

            Beginning in 2011, as a result of Healthcare Reform, you will not longer have to pay the full cost of your prescription drugs when you enter the donut hole. Those who have a Part D plan receive a 50% discount on “covered” brand name prescription drugs counts as out of pocket spending and until she gets out of the “Donut Hole”. She pays 50% of the brand name prescription and the prescription drug manufacturer also pays 50% of the “covered” drug.  She will also receive a discount of 14% for “covered” generic drugs.  If a prescription is not “covered” on her Part D plan, then she will pay 100% for that prescription and not have the 50% discount.
Source: medicaretruths.com

FamilyWize.org Discount Prescription Drug Card Blog: The Dreaded Medicare Donut Hole

is change.  I couldn’t have said it better myself! Make sure you read your coordination of benefits agreement. Read the fine print to make sure everything is in order and if you have questions, ASK!  Also make sure all your medications are covered. Just because your medications were covered last year, doesn’t necessarily mean they are covered again this year. 
Source: familywize.org

BPD in OKC: Antidepressant use falls in Medicare “donut hole”

By Reuters When some older Americans with Medicare drug coverage reach the point where they have to pay full price for medications, many just stop taking their antidepressants – raising their risk of depression relapses – according to a new study. Researchers looking at the spending of some 22,000 Medicare beneficiaries with a depression diagnosis and “Part D” prescription drug benefits found the seniors’ use of antidepressants dropped by about 12 percent when they hit the so-called donut hole in drug coverage. This coverage gap, which earlier research has shown leads seniors to drop heart, diabetes and other types of medications by about the same amount, “poses a serious risk” to those with depression, according to the report published Monday in the Archives of General Psychiatry. “Beneficiaries with depression reduce their drug use, but it appears they reduce their antidepressants, heart medications and diabetic drugs similarly,” Yuting Zhang, the study’s lead author and a professor of health economics at the University of Pittsburgh, told Reuters Health. After a small deductible, the Part D drug plans typically cover 75 percent of drug costs up to a certain dollar figure, which was $2400 in 2007. After a beneficiary reaches that level, there is no coverage until the person has spent potentially thousands of dollars out of pocket, then coverage kicks back in. That gap, dubbed the donut hole, will eventually be closed by the Affordable Care Act in the year 2020. But until then, Zhang and her colleagues wanted to see how it affects seniors on depression medications. They started by collecting data from 2007 – the year after the Part D program came into existence – on 22,176 Medicare beneficiaries over 65 who spent enough to reach the coverage gap and who had been diagnosed with depression. Of these, 2,989 people had supplemental coverage that filled in the gap for generic drugs only. Another 11,537 had full drug coverage from other sources, such as low-income subsidies. But 7,650 people had no other coverage when they reached the gap. Compared to the groups with full drug coverage, the number of antidepressant prescriptions filled by those with no coverage dropped by 12.1 percent in the gap. That compared with a 6.9 percent drop in antidepressant use by those who had generic drug coverage. The no-coverage group also reduced their use of heart failure drugs by 12.9 percent and of diabetes medications by 13.4 percent. “The coverage gap definitely has an effect,” said Zhang, who added that people might stop taking the drugs for different reasons. Some may wait for their coverage to reset at the end of the year, and some may still have medicine left over and try to make it last, she said. But just stopping antidepressants is dangerous, the authors warn. “If patients discontinue their appropriate medication therapy abruptly, they could be placing themselves at risk for medication withdrawal effects and for (depression) relapse or recurrence,” they write. Zhang’s team looked for consequences from the drop in antidepressant use, but didn’t find any signs that people in the no-coverage group were hospitalized or needed medical attention more often than the others. According to Jack Hoadley, a health policy analyst and researcher at Georgetown University’s Health Policy Institute in Washington, D.C., the Affordable Care Act has already made some relief, in the form of rebates and discounts, available to those on Medicare Part D, but the gap remains. “Right now what’s happening is that some people say, ‘I can’t afford these drugs,’ so they stop taking them. So they never really reach the threshold (to receive help) because they stop taking the drug,” said Hoadley. Hoadley, who was not involved with the new research, told Reuters Health that he hopes people eligible for the help with prescription costs are already less likely to stop taking their medications, but it’s still too early to tell. The gap won’t be completely closed for several more years, he said. Zhang told Reuters Health she also thinks the Affordable Care Act will help, “Especially for those that discontinue their drugs because of the costs,” she added.
Source: blogspot.com

States refusing federal health care could see downside

Medicaid is a giant federal-state health insurance program for the poor, now mostly covering children, mothers and disabled people. The expansion in Obama’s health care overhaul was originally expected to add roughly 15 million uninsured low-income people, mainly adults without children, who currently are not eligible in most states. Washington would pick up the entire cost for the first three years, with the federal share then dropping to 90 percent. The Medicaid expansion accounts for about half the total number of uninsured people projected to get coverage under the law.
Source: nola.com

The Medicare Part D “Doughnut Hole” & You: How Diplomat Can Help

At Diplomat, we know that no one wants to feel as though they need to choose between  health and money. Our dedicated funding assistance team works with Medicare Part D patients in order to fill out applications for any available and applicable 501c3 organizations; sometimes we can even complete the whole application for the patient. Stephanie Turnbull, one of our knowledgeable staff, says that “these grants are generally offered based on drug and/or disease and may have income limitations.  In the event that there is not a foundation able to assist the patient with their out of pocket costs, our staff would then pursue any available assistance programs offered by the manufacturer or other resources.”
Source: wordpress.com

Changes to Medicare Upheld by the Supreme Court Ruling on the Affordable Care Act

New dates for Medicare’s Annual Enrollment Period (AEP) – During AEP, Medicare beneficiaries have the option to review and change their Medicare Part D and/or Medicare Advantage health coverage prior to the coming plan year when new plan benefits go into effect. Prior to the passage of the ACA, Medicare’s AEP began on November 15 and ended on December 31. But, the ACA changed those dates for the 2012 plan year. The 2012 AEP began on October 15 and ended on December 7, 2011. These dates are currently in place for all AEP’s going forward.
Source: ehealthinsurance.com

How Obamacare Saved Seniors $3.7 Billion on Prescriptions

This law requires that people without insurance from their employer or from a government sponsored insurance plan to maintain basic insurance coverage for minimal and essential services or pay a penalty. The individual mandate provision allows for exemptions for people based on their religious beliefs or cases of financial hardship. This law also mandates that insurance companies cover pre-existing conditions which have previously made many people unable to qualify for any insurance coverage. The goal of this act is to ensure that everyone has health care insurance, reduce the national deficit and slow health care cost inflation.
Source: drugsdb.com

Florida Elder Law and Estate Planning: Will your Medicare be impacted by the Affordable Care Act?

Reducing Costs for Prescription Drugs.  People with Medicare are already benefiting from the phase-out of the “Donut Hole” coverage gap that requires Medicare Part D enrollees to pay the full price for their drugs after a certain threshold of coverage has been met and until a catastrophic limit has been met.  Beneficiaries now pay only 50% of the cost of brand name drugs in the Donut Hole and 86% of the cost of generic drugs. So far, beneficiaries have saved an average of $635 per person on their drug costs from this provision, a figure that is expected to rise to $4,200 per person by 2021. The Affordable Care Act is on track to fully eliminate the Donut Hole by 2020, ensuring that people enrolled in Part D plans have better access to the drugs they need.
Source: blogspot.com

Direct Mail Marketing Helps Inform Medicare Consumers

Direct mail can help inform the Medicare consumers confused about the new rules, what is law, and how that affects them. Medicare Part D coverage and what is referred to, as the “donut hole” has long been a concern for seniors.  According to the U.S. Department of Health and Human Services, they estimate that more than a quarter of Part D participants stop following their prescribed regimen of drugs when they hit the “donut hole”.
Source: directmailmarketing101.com

GAO Questions Legality Of Medicare Advantage Bonuses

Posted by:  :  Category: Medicare

TWO YEARS OF RUIN by SS&SSCQ HealthBeat: Congressional Watchdog Continues To Criticize Medicare Advantage Demonstration The General Accountability Office is continuing to hammer away at the Obama administration’s $8.35 billion Medicare Advantage demonstration program, this time in a 10-page letter Wednesday to Health and Human Services Secretary Kathleen Sebelius that questions her authority to create the pilot effort. Under the health care overhaul, the best-performing private Medicare health plans, called Medicare Advantage plans, were to receive bonuses. The idea was that these plans would have an incentive to get the highest performance rating: five stars. But administration officials decided that instead of relying on the health care law language, they would use their authority under Social Security to create a demonstration program that would give bonuses starting with average-performing plans that were rated at three stars (Bunis, 7/11).
Source: kaiserhealthnews.org

Video: 11 20 11 Kerry MTP Dems Cut Medicare

Brady to Sebelius :”It’s about time this White House Medicare Scam was Exposed.” 

“The White House created this ‘bonus plan’ out of thin air to mask the massive cuts to seniors in their Medicare Advantage plans mandated under ObamaCare. The truth is that more than 90% of the cuts to Medicare will occur after the November election and the president is doing all he can to hide it,” said Texas Republican Kevin Brady, a senior member of the House Ways & Means Committee. “I’m glad this White House Medicare scam was exposed because I predict that due to ObamaCare many of our Texas seniors will eventually be forced out of their Medicare plans or will pay much higher prices to keep what they have.”
Source: usdailyreview.com

Medicare Advantage Enrollment Climbs, Premiums Fall

For brokers who want to engage Medicare, Word & Brown will help train them on how to sell these products and will help them establish relationships with carriers.  Brokers can also add Joppel – a CMS approved quoting engine to their own website. Gregg Ratkovic of Joppel said, “Every day 10,000 people are aging into Medicare and that trend is expected to continue for the next two decades. There are close to 50 million individuals enrolled in Medicare or Medicare Advantage plans with an increasing number of employers transitioning their retired workers into Medicare Advantage plans rather than keeping them in company-managed pension programs. Similarly, the individual and family plan market is a growth opportunity as employer groups reduce benefits, unemployment remains high, and group and government markets shrink. The implementation of health insurance exchanges and a growing desire among consumers for portable healthcare as frequent job changes become more common all point to opportunity as Americans look for quality coverage with flexibility and choice. With the recent Supreme Court decision to uphold the individual mandate proposed in the Patient Protection and Affordable Care Act signed into law in 2010, many employers may consider offering their employees lump sums so they can purchase Individual plans rather than maintain group coverage as early as January 2014.” For more information, visit www.wordandbrown.com. Source: calbrokermag.com
Source: medicaresupplementalco.com

Claire and Medicare Advantage Cuts

On ObamaCare, McCaskill Said “As Time Goes On People In America Are Going To Realize This Bill Is Not Full Of Booby Traps, It Is Full Of Good Things That Will Reform Health Care.” “Not long before McCaskill voted to finalize Obama’s health care bill into law, she criticized what she called the ‘Chicken Little’ component of Congress. ‘We have had a lot of Chicken Little around this building over the last few months: “The sky is falling, the sky is falling,”’ she said in March 2010 on the Senate floor, noting that the sky didn’t fall. ‘As time goes on, people in America are going to realize this bill is not full of booby traps, it is full of good things that will reform health care.’” (Joshua Miller, “5 Races In Which Health Care Debate Will Matter,” Roll Call, 3/26/12)
Source: truthaboutclaire.com

Hochul Votes To Keep ObamaCare and in Favor of Half

“Today’s vote says it all – Ms. Hochul just doesn’t get it. Her vote for massive new taxes, job-crushing government regulations and $500 billion in Medicare cuts goes against everything the people of this district believe in. She has lost our trust and with one vote, showed us exactly how much she believes in the failed policies of Barack Obama,” said Collins.
Source: collinsforcongress.com

Will there be a separate tax beginning Jan 2011 for health care reform?

Right now we pay 7.65% for social security and medicare. Will there be an additional tax for health care reform that is similar to this? New taxes and "revenue enhancers" (which are not really taxes but will cost you money): – new tax on brand name pharmaceutical companies (will result in higher drug costs). – increases tax for some withdrawals from HSA and MSA accounts from 10% to 20%. – cannot use tax incentive funds for purchase of over the counter medications. – new tax on all private health insurance policies (beginning FY12, will result in higher premium). – Medicare Advantage cuts begin (will cause increases in premium and co-pays). – Medicare cuts to home health begin. – Medicare cuts for diagnostic imaging. – Medicare cuts to ambulance services, diagnostic labs, DME. – higher Part D premiums for "wealthier" seniors. – Medicare cuts to long-term care hospitals (7/1/11)(will result in higher hospital charges). – Additional Medicare cuts to hospitals, nursing homes, and inpatient rehab facilities (FY12). – Require health insurance to cover preventive care w/no co-pay (will result in higher premium).
Source: yzgtax.com

Obama Admistration plays politics with Medicare Advantage by delaying cuts

But from day one, the health care law has been larded with double-counting gimmickry to conceal its $1 trillion price tag. It started by measuring eight years of services against 10 years of taxes, and it has continued with an avalanche of waivers that shield friends of the White House from the cost of the very law they helped pass.
Source: patientpowernow.org

Supreme Court Declares Obamacare Unconstitutional – What Does This Ruling Mean to You?

If you’re struggling with the high cost of prescriptions or any type of healthcare, I’ve got a few suggestions. We’ll be talking about the future of Medicare plans next Tuesday during a live teleseminar, and we’ll take your questions at that time. You can get the phone number by clicking www.MedigapAdvisors.com/teleseminar.htm. You’ll also definitely want to visit our How to Pay Less Money for Prescription Drugs web page at http://www.MedigapAdvisors.com/member-benefits-rx.htm. And, you’re welcome to set up a free personal consultation for professional help to compare all of your options at www.MedigapAdvisors.com/instant-quote-med-adv.php.
Source: medigapadvisors.com

Slick Barry Obama: Why Barry Obama Became Barack

Fortunately for Obama, his administration recently launched the $8.35 billion Senior Swindle, a taxpayer-financed “demonstration project” to hide the vast majority of Obamacare’s Medicare Advantage cuts from seniors until after what he likes to call his “last election.” Unfortunately, the Government Accountability Office (GAO) — the independent, nonpartisan congressional watchdog — has identified this “demonstration project” as a sham.  And now, in a newly released letter, the GAO raises continuing concerns about the gambit’s legality.
Source: slickbarry.com

VIVA MEDICARE Plus Earns Highest Quality Rating Score in Alabama for Second Year in a Row : e Yugoslavia

Posted by:  :  Category: Medicare

[…] • Visiting medicare.gov, where they can get a personalized comparison of costs and coverage of the plans available in their area. The popular Medicare Plan Finder tool has been enhanced for an efficient review of plan choices. Spanish Open Enrollment information is available. • Calling 1-800-MEDICARE (1-800-633-4227) for around-the-clock assistance to find out more about coverage options. TTY users should call 1-877-486-2048. Multilingual counseling is available. • Reviewing the 2012 Medicare and You handbook. It is also accessible online at: medicare.gov/publications/pubs/pdf/10050.pdf —  and it has been mailed to the homes of people with Medicare. • Getting one-on-one counseling assistance from the local State Health Insurance Assistance Program (SHIP). Local SHIP contact information can be found at medicare.gov/contacts/organization-search-criteria.aspx, on the back of the 2011 Medicare and You handbook, by calling Medicare or through a listing of national stand-alone prescription drug plans and state specific fact sheets that can be found at cms.hhs.gov/center/openenrollment.asp.Source: mtdemocrat.com […] Source: mtdemocrat.com Source: medicaresupplementalco.com
Source: medicaresupplementalco.com

Video: Postal 2 AW Walk through level 1

Higher copays seen for Medicare brand

[…] […] AARP Al Norman Angela Rocheleau attorney baby boomers Block Boston budget Cammuso caregiving Congress decorating Dementia Dodge Park Rest Home elderly Estate Preservation Law Offices exercise eye care Finance Goslow Goslow Health Health Care Reform home Home Care Home Improvement Home Staff LLC Just My Opinion law Legal Mario Hearing Mass Home Care Medicaid Medicare Obama retirement Saint Vincent Hospital Shalev Shapiro Social Security Sondra Shapiro study Tracey Ingle Travel VeteransSource: fiftyplusadvocate.com […]Source: fiftyplusadvocate.com […]
Source: fiftyplusadvocate.com

Viva Big Bend Music Festival Q&A

This is the first question many people ask, and believe it or not, the weather can be relatively "cool" in this area at this time of the year. The average high temperature in Alpine and Marfa at the end of July is in the upper 80s and the average low temperature is in the lower 60s. As everyone knows Texas has experienced above-average heat in recent summers. Still, the high temperatures for Alpine and Marfa are consistently lower than other parts of the state. For July 26-29, 2011, the Marfa temperatures were 93/62, 91/64, 93/64 and 84/62 (with 1.42 inches of rain). For the same dates in 2010, here are the temps: 84/55, 86/57, 82/60 and 78/62!
Source: typepad.com

Medicare fraud and the Castro connection: Cuba’s banking ‘black hole’

FBI agents and prosecutors are trying to figure out who received the money in Cuba — Medicare fraud fugitives, other criminals, government officials or all of the above? Or was the money moved offshore again to other countries? As authorities try to trace the money, they’re putting the squeeze on Sánchez to flip on other possible co-conspirators who collaborated with him in South Florida, Canada, Trinidad and Cuba.
Source: babalublog.com