[WATCH]: Windsor Medicare Extra

Posted by:  :  Category: Medicare

Windsor Medicare explains to WMCTV of Memphis this is the only time most Medicare beneficiaries can enroll in a Medicare Advantage plan for 2012. More than 120 new over-the-counter products have been added, and there is an enhanced fitness
Source: wordpress.com

Video: Windsor Medicare Extra – 2012 Medicare Advantage Plan

What Is Windsor Medicare Extra?

Made available from the Windsor Insurance Company, Windsor Medicare Extra is designed to offer a Medigap plan that is a lot more affordable than other choices. To be able to determine if this can be the right supplementary coverage that suits your needs, then you’ll definitely need to understand more about it. Here are the benefits that you will gain when you choose Windsor Medicare Extra: preventative attention for many different routine medical visits. This will provide an annual wellness exam. Additionally, it offers exams for dental, hearing and vision. Medicare never covers dental, vision or hearing, so this is a big benefit. In addition, the plan will cover such preventative screenings as mammograms, bone density, and prostate exams; prescription drug benefits. The Windsor Medicare Extra policies vary on the type of prescription coverage that you will receive so it’s important to look at each plan carefully if prescription drug coverage is something that is important to you because Windsor RX plans are among the industry’s best; out of pocket maximums that are very reasonable. This can be very helpful because it could have a benefit since you do not need to pay nearly as much with your own money for medical treatment; certain home health care will probably be covered as well. This could include medical alert devices and medical related transportation. It may also include covering a few of the expense of home delivered meals; the plans will cover the cost of immunizations that are considered medically necessary. The Windsor Medicare Extra plan offers you a network of numerous doctors so that you can be easily able to find a physician who’ll be in a position to treat you medically.
Source: payasyougocarinsurance.net

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Source: exblog.jp

What is Windsor Medicare Extra?

When you have Medicare coverage, then there are certain health expenses that may not be covered. It is for that reason that Medicare supplement insurance is available. Also referred to as Medigap, Medicare supplement insurance is a secondary policy that you would buy and it will cover many of the health and medical expenses that your Medicare plan may not cover. Choosing the right Medigap coverage can be a hard decision.
Source: mostmedicare.com

Voice over for healthcare industry

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Source: davepettitt.com

Windsor Health Plan, Inc. Launches Enrollment for Medicare Advantage Products in 28 Total States

My name is Harmon Stockdale, Jr., I am a 28 year old husband and father of two. I have been serving the Lord as a musician, choir director, and minister of music since 1997. My church music career began when I was a young boy as a drummer in my father?s church. Since then, the Lord has gifted me with a greater knowledge of music and has called me to be a minister of music. I am proficient in playing the keyboard/drums and I am also knowledgeable regarding traditional and contemporary Gospel/Christian music. I currently serve as the minister of music at a local church in Nashville where I have served for the past 5 years. My responsibilities include (but are not limited to): teaching praise and worship songs to the choir, directing the choir, leading praise and worship, directing the church musicians, maintenance of sound equipment, and playing the keyboard. I also provide music for funerals, weddings, and other events throughout the community. Furthermore, I am a sales leader at Windsor Medicare Extra where I manage a team enrollment counselors in the Middle Tennessee area. These experiences have taught me to be an adept leader, to find a resolution to conflicts which may arise, and to lead by example. My greatest aspiration at this time, is to be part of an anointed church ministry in which I and my family can grow in the knowledge of Christ Jesus. I assure you that, if given the opportunity, I will utilize my gifts to organize a vision for worship and to offer support and leadership to your music ministry in a way that will be pleasing before God. Please feel free to contact me at 615.306.6334 between the hours of 9am-9pm. Thank you and God bless. SINCERELY, Harmon Stockdale, Jr. Musician, Minister of Music HarmonE716@gmail.com Source: church-musician-jobs.com
Source: medicaresupplementalco.com

Extra Benefits Of Medicare Supplemental Plans

Today, Every Medicare plan is very beneficial plan to the senior citizens and disabled people. These Medicare plans are very protective plans, therefore you need to be aware about the eligibility and rules and regulations. To apply for this plan, you should be the American citizen. You should be citizen since five years. You should be remained point to point to determine the eligibility of Medicare. This is much better plan for health coverage of senior citizens and aged people, therefore you can apply for this beneficial plan. Importantly, the plan A is very important plan for the accurate eligibility of Medicare plan. Therefore, Plan B is very important plan to cover the eligibility criteria. Therefore, you need to qualify the eligibility criteria and other rules and regulations.
Source: autoinsurancepdf.info

Medicare Supplement Quotes, When Should You Get Them?

Posted by:  :  Category: Medicare

If you think you are healthy enough to not require more coverage than Medicare Part A, you should know that not gettting your Medicare Supplement Quotes now will mean paying a penalty later. For instance, lets say you choose to not but any Medicare Supplement Plan until you are 70. Then when you do get your Medicare Supplement Quotes, you will need to pay 50% more premium (10% per year since you turned 65) than your peers. 
Source: benepath.com

Video: Medicare Supplement Quotes

Medicare Supplement Quote

With every personalized Medicare supplement quote, we will also take the time to explain how each part of Medicare A, B, C and D operate independent of each other. All Medigap plans are standardized and most will pick Medicare supplement plan F. Quite a few will also buy direct from a carrier such as BCBSGA, Mutual of Omaha or through a marketing organization such as AARP.
Source: georgia-medicareplans.com

Medicare Supplement Quotes

I hope you receive new knowledge about . Where you can put to utilization in your everyday life. And most of all. View Related articles related to Medicare Supplement. I Roll below. I have suggested my friends to assist share the Facebook Twitter Like Tweet. Can you share Medicare Supplement Quotes.
Source: blogspot.com

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Every single and each sort of Medicare Supplement quote presents exactly the same simple advantages. Commonly, you could notice that Medicare enhancement policies also follow Federal and state laws. These laws constantly guard you. At the moment, all these plans and quotes have standardized from the federal, which tends to make much easier to obtain the top supplement quote. Whenever you search best medicare supplemental quotes from unique firms then it surely gives you diverse policies. Medicare features a Part A as well as a Part B. Typically, the assured individual pays the monthly premiums on Medicare Part B along with the premiums on leading of that. You can come across that married couples cannot acquire a single policy, however it generally covers separately. Nowadays, men and women evaluate policies and they also look for finest Medicare supplemental well being quotes for the future as well. Although getting finest Medicare quotes, you need not hesitate to ask some loads of questions. From time to time, Medicare health quotes can complex to discover and most agents do not have the resources accessible to give you prices from every company. So, obtaining quotes from a well-informed and knowledgeable agent saves your revenue and time also. Finding Most effective quotes of supplement from all providers is extremely helpful for people who are intelligent shoppers simply because each corporation gives the identical plans with distinct costs.
Source: elpaisgrandesbatallas.com

Central States Indemnity Medicare Insurance

Berkshire Hathaway is of course the large investment conglomerate run by none other than Warren Buffett.  In 1992, Berkshire acquired Central States and due to the immense resources behind such a well respect holding company, CSI is afforded an extremely high rating for a midsize Medicare supplement provider.
Source: ohioinsureplan.com

Strategies to Uncover Greatest Medicare Supplement Quote

Every and every single variety of Medicare Supplement quote presents precisely the same standard benefits. Generally, you could notice that Medicare enhancement policies also comply with Federal and state laws. These laws always guard you. At present, all these plans and quotes have standardized by the federal, which makes less difficult to obtain the best supplement quote. Whenever you search best Medicare supplemental quotes from distinctive organizations then it certainly offers you distinct policies. Medicare features a Part A plus a Portion B. Commonly, the assured individual pays the monthly premiums on Medicare Portion B and the premiums on top of that. You are able to locate that married couples cannot acquire a single policy, nevertheless it usually covers separately. Currently, people compare policies and they also look for finest Medicare supplemental health quotes for the future also. Though finding greatest Medicare quotes, you require not hesitate to ask some an abundance of questions. Occasionally, Medicare wellness quotes can complicated to discover and most agents do not have the resources accessible to present you costs from every organization. So, obtaining quotes from a well-informed and knowledgeable agent saves your dollars and time as well. Receiving Ideal quotes of supplement from all corporations is very advantageous for individuals who are intelligent shoppers simply because every company gives exactly the same plans with distinctive prices.
Source: sheloveslibraries.com

MedicareSupplementPlans.com Connects Consumers With the Best Medicare Supplement Insurance Plan Offers

With the ever-increasing costs of medical care, even Medicare coverage can leave too many unpaid medical bills for the typical consumer to afford. Although Medicare was once considered an effective way to meet the medical care costs of older Americans and people with disabilities, today it simply isn’t enough, which leaves consumers seeking Medicare supplement insurance plans to cover additional costs. MedicareSupplementPlans.com recently launched its redesigned website to provide greater support, in-depth information and quotes for the best Medicare supplement insurance plans available. Also known as Medigap, Medicare supplement insurance plans are private health insurance plans designed to pay some of the health care costs not covered by Medicare, such as co-payments, co-insurance and deductibles. Visitors to MedicareSupplementPlans.com can simply fill out the form available on the site’s landing page to find and compare the best Medicare supplement insurance plans and rates from all of the top insurance companies. After filling out the form and clicking Get Quote, a licensed Medicare supplement insurance agent follows-up with a no pressure, free insurance quote with detailed information about plan options and benefits to meet individualized needs. “The advantage of choosing a supplemental Medicare insurance plan over Medicare Select or Medicare Advantage is that with a Medigap plan you have absolutely no network restrictions; in other words you can go anywhere for your health care as long as the provider accepts Medicare,” explained a MedicareSupplementPlans.com spokesperson. The site connects consumers with highly trained licensed agents. The agents help consumers cut through the jargon so they can select the plan that is most appropriate for them at the best possible price. The site offers a whole host of reference material with brochures, rates and applications for the top suppliers available to download. To assist consumers in choosing the correct plan the site offers a detailed but simple to follow Medicare supplement insurance plan benefit comparison chart. The chart details the benefits of different Medigap policies so consumers can quickly identify which plan is appropriate for their circumstances. Editorialized content accompanies the chart guiding consumers through the technicalities of the policies. About MedicareSupplementPlans.com MedicareSupplementPlans.com is Health and Life Insurance Services, LLC, one of California’s largest independent insurance agencies specializing in the best Medicare supplement insurance plans from leading brands. Visitors to the site can easily access comparison quotes, full customer service and detailed information about Medicare supplement insurance plans, as well as in-depth editorial content to guide them through the decision-making process. Learn more at http://www.medicaresupplementplans.com
Source: sbwire.com

Compliance with Conditions of Participation Necessary for Reinstatement of Terminated Medicare Billing Privileges or Revoked Medicare Provider Number and Participation Agreement

Posted by:  :  Category: Medicare

Senate Dems Protest Medicare Cuts by Talk Radio News ServiceThis entry was posted in Medicare and tagged appeal of decision to terminate, cap, Centers for Medicare and Medicaid Services (CMS), conditions for coverage (CFC), corrective action plan, Department of Health and Human Services, First Coast Service Options (FCSO), hhs, Medicare administrative contractor (MAC), Medicare conditions of participation (COP), Medicare contractors, National Government Service (NGS), Palmetto Government Benefits Administration (Palmetto GBA), reconsideration request, revocation of Medicare number, revocation of Medicare provider contract, termination of Medicare billing privileges. Bookmark the permalink.
Source: wordpress.com

Video: Ryan Medicare Reform Plan Suffers Blow

Extra Benefits Of Medicare Supplemental Plans

The health insurance is very nice option for moving from one insurance company to another. It provides the many benefits of enhanced coverage not provided by the existing insurer and provides to the unsatisfied to switch. Recently, supplemental health programs are very good plans to the senior citizens and aged people, who would like to be more protective for themselves. Medicare Plans are the most effective plans to cover the plans and reduce your cut of pocket costs. This is very good plan to secure your life as well as you will get different kinds of benefits and features. It is well known plan to keep health protected and safe. This is very life time protective plan. Medicare Supplement Comparison enables you to find out the right plan is very good plan to secure your life and make you more comfortable and convenient. Therefore, you should think properly before taking any insurance plan, but this is very good plan for senior citizens.  
Source: ezinemark.com

Rerun: Wyden/Ryan Medicare plan is a loser

Ryan and Wyden seem to have a mystical belief that bringing private health plans into Medicare is going to control costs. Where is the evidence for this assertion? Private health plans have done a poor job of controlling costs in the private sector and Medicare Advantage plans cost the taxpayer more money than Medicare fee for service. Not to mention the fact that the white paper places all kinds of requirements on the health plans and “will also require the Centers for Medicare and Medicaid Services (CMS) to actively review marketing practices and benefit adequacy… CMS will… weed out junk plans and unqualified insurers.” Sounds nice, but that means we’ll be stuck with mandated benefits and excessive administrative hoops that will thwart innovation. There is a plan to hold down cost growth to just over GDP growth, and somehow (I’ll be curious to see the mechanism) overruns will be dealt with through “reduced support for the sectors most responsible for cost growth, including providers, drug companies, and means-tested premiums.”
Source: healthbusinessblog.com

Tricare Help – What if I’m still working when I become eligible for Tricare for Life?

You have several options. First, you can simply put off Medicare and Tricare For Life enrollment and stay with your employer plan. As long as you’re still employed and covered by an employer health plan, you can delay enrollment in Medicare Parts A and B without having to worry about the premium penalty that applies to people who do not sign up for Medicare Part B when they first become eligible. However, when you finally do decide to stop working, you must enroll in Parts A and B within eight months of your last day of work or the last day of coverage under your employer health plan, whichever comes first, in order to avoid that premium penalty. If your spouse is younger, she’ll continue under her or your employer’s health plan or stay under Tricare Standard or Prime until age 65.
Source: militarytimes.com

Brady to Sebelius :”It’s about time this White House Medicare Scam was Exposed.” 

“The White House created this ‘bonus plan’ out of thin air to mask the massive cuts to seniors in their Medicare Advantage plans mandated under ObamaCare. The truth is that more than 90% of the cuts to Medicare will occur after the November election and the president is doing all he can to hide it,” said Texas Republican Kevin Brady, a senior member of the House Ways & Means Committee. “I’m glad this White House Medicare scam was exposed because I predict that due to ObamaCare many of our Texas seniors will eventually be forced out of their Medicare plans or will pay much higher prices to keep what they have.”
Source: usdailyreview.com

Frequently Asked Questions about The Affordable Care Act: Medicare Part 2 » Elder Options of Texas

A senior couple decided to go shopping one day, and split their efforts by going separate ways. Near the end of the shopping event they decided to get together for lunch. As the woman was on her way to the rendezvous point, she heard a traffic warning on the radio that a car was driving in the wrong direction up ahead. Knowing that her husband was near the point of the warning, she decided to call him on the cell phone. When he answered, she explained, “I just heard on the news, someone is driving in the wrong direction on the highway!” And the husband replied, “One? There’s hundreds of folks going the wrong way where I am!”
Source: elderoptionsoftexas.com

New SEIU and Priorities USA Action Ads Focus on Medicare and Home Foreclosures

“Romney’s dismissive rhetoric regarding the concerns of middle-class and the Latino community clearly indicate how out of touch he is with real people, and the kinds of policies he would champion” said Eliseo Medina, SEIU’s International Secretary-Treasurer. “He comes from a world that broke the economy and made him a millionaire, and he has no interest in helping us repair and regain the American Dream.”
Source: seiu.org

Doctors Testify on Medicare’s Physician Payment System

Witnesses included: Ardis Dee Hoven, immediate past chairwoman, Board of Trustees, American Medical Association; Glenn Stream, president, American Academy of Family Physicians; Frank Opelka, vice chancellor of clinical affairs, and professor of surgery, Louisiana State University Health Science Center; W. Douglas Weaver, vice president and system medical director, Heart and Vascular Services, Henry Ford Health System; and Barbara McAneny, CEO, New Mexico Oncology Hematology Consultants.
Source: c-span.org

Seniors may be foregoing antidepressants due to the coverage gap in the Medicare drug plan

Yuting Zhang from the University of Pittsburgh took a random sample of over 65,000 Medicare recipients that were over the age of 65 and were enrolled into the stand-alone Part D plans in 2007.  In that particular year, when the elderly reach $2,400 on prescription drugs lost additional drug coverage until they had reached $3,850, which is the amount needed for catastrophic  care coverage, and this is the ‘donut hole’.  Within that gap, fewer antidepressants were used by the elderly, as well as diabetes and heart failure drugs.  The study demonstrated that the elderly caught in that gap took 12% less of monthly antidepressants in comparison to those that didn’t fall into this gap, with 13% fewer heart failure drugs taken and 13.4% less diabetes drugs.
Source: depressiongoawayfrom.me

SILVERSNEAKERS FITNESS PROGRAM FREE ON MANY MEDICARE PLANS

Unlock the door to greater independence and a healthier life with SilverSneakers. Health plans around the country offer our award-winning program to people who are eligible for Medicare or to group retirees. SilverSneakers provides a fitness center membership to any participating location across the country. This great benefit includes:
Source: blackoklahoman.com

Extra Benefits Of Medicare Supplemental Plans

Posted by:  :  Category: Medicare

HHS-DSC_0104 by USDAgovThe health insurance is very nice option for moving from one insurance company to another. It provides the many benefits of enhanced coverage not provided by the existing insurer and provides to the unsatisfied to switch. Recently, supplemental health programs are very good plans to the senior citizens and aged people, who would like to be more protective for themselves. Medicare Plans are the most effective plans to cover the plans and reduce your cut of pocket costs. This is very good plan to secure your life as well as you will get different kinds of benefits and features. It is well known plan to keep health protected and safe. This is very life time protective plan. Medicare Supplement Comparison enables you to find out the right plan is very good plan to secure your life and make you more comfortable and convenient. Therefore, you should think properly before taking any insurance plan, but this is very good plan for senior citizens.  
Source: ezinemark.com

Video: Supplemental Health Insurance

What is Supplemental Health Insurance?

The possibility of becoming disabled is very real, for anyone.  But for many individuals and families, disability / even a temporary one – could devastate finances for years, even decades.  According to AllAboardBenefits.com having any  kind of supplemental health insurance called disability income protection can help mitigate these difficulties, as it pays out a monthly benefit until the disability is resolved.  Long term care insurance is another kind of supplemental health insurance, kicking in for hospice care, nursing homes, and assisted living care facilities.
Source: apssci.org

Life & Health Insurance: How to Apply for Supplemental Health Insurance

Supplemental health insurance might help you to gain more benefit from the existing health insurance plan, minus the need to change provider or to surrender your present cover. The extent of cover that you can acquire from health insurance differs a lot, from the most elementary policy that will only cover you when it comes to an accident or a certain illness, to a extensive policy that won’t only cover you for every medical scenario, it will likewise get you more superb accommodation inside a hospital or even day clinic if you need it. This sort of insurance is available in any developed country nevertheless the way it really works will alter from one jurisdiction completely to another. Generally in most Western countries, there’s a national health plan that efficiently underwrites the likelihood of every person in the populace. This structure will provide you with the most basic degree of health care, but it’s going to make sure that one does acquire this fundamental care. Should you take out any health insurance, it’ll be supplemental as it will likely be what the state gives. In the US, there is no nationalized health scheme, therefore you must commence with buying basic cover. Occasionally, this particular basic cover is supplied as part of a manager compensation system. This method is effective for all parties, because the employee does not have any concerns about heading out and discovering their very own policy, while the employer knows that they can hire high quality employees through offering this particular benefit. In this case, the cover is not likely to be anything more than simple health cover unless of course the task is certainly a high paying one. If you’d like more extensive cover, you will have to take out a supplemental health care policy at added fee. There is certainly every chance that supplemental health insurance will end up more expensive within the coming years, pursuing the execution of the Patient Protection and Affordable Care Act. This kind of Act can give increased admission to fundamental care for all those who’ve earlier been not able to pay for it, yet this clearly has to come at a cost. There will be additional taxes and also costs on numerous medical products, and these fees will need to be the end customer. Ultimately, greater rates of taxation unavoidably imply that individuals with greater incomes wind up footing the check. It is usually more difficult to supplement insurance as compared with how it is to purchase it to begin with, since you need to ensure that you don’t pay for something which replicates what you might be already receiving, whether it is with an employer scheme or through your own original purchase. This is made easier by having extensive explanations of items on the internet, thus you may speedily discover new goods that might be appropriate for the cover you currently have. If you are dealing with a small enterprise and they currently have you as a present customer, they might be ready to make a custom package. Be cautious with buying supplemental health insurance if you’re approaching retirement age, simply because health insurance can become an extreme financial problem at this time. Usually, you might be more satisfied reducing the sum of insurance you have so that you can put more cash within your savings program. The moment you retire, you could withdraw a onetime payment tax free, and this could act as a part of your cover for health payments, as well as for other possible emergencies. Of course, in case your health is declining you might well need to take a different strategy.
Source: blogspot.com

4 questions to ask about supplemental insurance

What fees and special incentives does the broker earn for selling supplemental insurance? Compare the fees to those of competitors. Com­­mis­­sions for supplemental policies tend to be higher than other insurance products. Some brokers favor policies that generate the highest commissions, just like investment advisors push mutual funds with the highest fees.
Source: businessmanagementdaily.com

Extra Benefits Of Medicare Supplemental Plans

Today, Every Medicare devise is really profitable devise to a comparison adults and infirm people. These Medicare skeleton are really protecting plans, therefore we need to be wakeful about a eligibility and manners and regulations. To request for this plan, we should be a American citizen. You should be citizen given 5 years. You should be remained indicate to indicate to establish a eligibility of Medicare. This is many improved devise for health coverage of comparison adults and aged people, therefore we can request for this profitable plan. Importantly, a devise A is really critical devise for a accurate eligibility of Medicare plan. Therefore, Plan B is really critical devise to cover a eligibility criteria. Therefore, we need to validate a eligibility criteria and other manners and regulations.
Source: invention-highway.com

Cigna To Increase Supplemental Health Insurance Offerings With Acquisition

Fox News/Dow Jones: Cigna To Buy Great American Supplemental Benefits For $295 Million Cigna Corp. (CI) has agreed to acquire American Financial Group Inc.’s (AFG) Medicare supplement and critical-illness businesses for approximately $295 million in cash, as the managed-care company looks to expand its presence in the individual and seniors markets. Cigna said its acquisition of Great American Supplemental Benefits Group, one of the largest manufacturers of supplemental health insurance products in the U.S., is expected to close in the second half of 2012. Great American generated approximately $325 million of revenue last year (5/10).
Source: kaiserhealthnews.org

Stop smoking and win supplemental health insurance policy

HZZO invites all smokers and nonsmokers to join the contest with their own story about how did they quit smoking or why they never started smoking. Fifty stories, rated as the most interesting ones, will win supplemental health insurance policy. The jury will specially rate humor, honesty and motivation. Every ”ex” smoker can apply with only one story, and the promoter guarantees confidentially (only initials, age and sex will be published).
Source: dalje.com

L.A. Insurance Now Information Online

The majority of U.S. residents get health insurance for themselves and their families through their employers, but those who work for themselves or work for a company that doesn’t provide insurance benefits, have to pay for their health coverage themselves and therefore search for supplemental health insurance. This site will inform you of the aspects of health insurance that will aid you in choosing a health insurance company that will provide this type of insurance.
Source: lainsurancenow.com

Business, Health, Insurance and Finance Law

Different varieties of Medicare supplement insurance are there. You may avail it as one of the means of purchases from the concerned company of insurance. The additional bits of medical insurance may be extended by your employer as well. In this connection, it is worth noting down certain disease specific ailment of much seriousness may also come under the category of Medicare supplement insurance. They are usually marked by the provision of cash- benefits in lump sum amounts. Besides catering to areas, mentioned as above; the provisions of child care, accessory expenses of the family on counts of health centric factors, bills of utility, payment for car and that for groceries and other expenses of living are also taken care of.
Source: law-17.com

Supplemental Health insurance – What exactly is Medigap Health Insurance?

Class health insurance costs are actually improving year in year out and organisations are instructed to develop serious alterations in their member of staff gain packages. Quite a few employers have altered their health insurance policies to excessive tax decuctible programs. Dental insurance plans is discontinued by some businesses along with perspective proper care. Disability programs have been clipped lower along with class insurance coverage. This has developed gaps in insurance policy coverage and employees also have to take into consideration options for insurance plan which was neglected or dropped inside their profit offer. The solution this challenge has arrived such as extra medical health insurance. Medigap medical insurance businesses will register personnel using these goods as well as payments are paid through pay-roll deduction.
Source: valueofannuity.com

Medicare Supplemental Insurance for Meeting the Extra Medical Expenses

Your usual Medicare insurance isn’t adequate of covering the other eligible medical expenses, it just offers primary coverage for the doctor services and hospitalizations whereas Medicare supplemental insurance policy can be in real terms a true insurance that lessens your financial burden and risks against such circumstances. Medicare supplement insurance policies are privately sold insurance plans that have been standardized by the Federal government, and is designed to fill in the financial gaps left by your standard Medicare coverage policy. There are many supplement insurance plans offered to the public to choose from. However; you will need to decide for yourself whether which supplement policy is right for your needs.
Source: moneyloanedfast.com

Frequently Asked Questions about The Affordable Care Act: Medicare Part 2 » Elder Options of Texas

Posted by:  :  Category: Medicare

A senior couple decided to go shopping one day, and split their efforts by going separate ways. Near the end of the shopping event they decided to get together for lunch. As the woman was on her way to the rendezvous point, she heard a traffic warning on the radio that a car was driving in the wrong direction up ahead. Knowing that her husband was near the point of the warning, she decided to call him on the cell phone. When he answered, she explained, “I just heard on the news, someone is driving in the wrong direction on the highway!” And the husband replied, “One? There’s hundreds of folks going the wrong way where I am!”
Source: elderoptionsoftexas.com

Video: Fresh Perspectives: MEDICARE

Nurses Cross California to Promote Medicare for All

About the Contributor: National Nurses United, with close to 160,000 members in every state, is the largest union and professional association of registered nurses in U.S. history. NNU are leading advocates of guaranteed healthcare by expanding and updating Medicare to cover all Americans, for negotiating many of the best collective bargaining contracts for RNs in the nation, and for sponsorship of innovative legislation and regulatory protections for patients and nurses. www.nationalnursesunited.org
Source: nursetalksite.com

GDO provides free medicare services to 500 farmers

Ten physicians and technicians, led by Medical Officer Dr Halima Khatun of Japan-Bangladesh Friendship Hospital, provided medicare services and cost-free medicines to 500 people including farmers and their family members of all ages.
Source: newshoursbd.com

Compliance with Conditions of Participation Necessary for Reinstatement of Terminated Medicare Billing Privileges or Revoked Medicare Provider Number and Participation Agreement

This entry was posted in Medicare and tagged appeal of decision to terminate, cap, Centers for Medicare and Medicaid Services (CMS), conditions for coverage (CFC), corrective action plan, Department of Health and Human Services, First Coast Service Options (FCSO), hhs, Medicare administrative contractor (MAC), Medicare conditions of participation (COP), Medicare contractors, National Government Service (NGS), Palmetto Government Benefits Administration (Palmetto GBA), reconsideration request, revocation of Medicare number, revocation of Medicare provider contract, termination of Medicare billing privileges. Bookmark the permalink.
Source: wordpress.com

Medicare. For All. For Life. Everywhere…

So it was perhaps fitting that last night in South L.A. when we were just getting ready to pull out of our stop at the S.C.O.P.E. offices after the screenings and town hall, our bus got stuck. One wheel perched high in the air, we were straddling the whole of Florence Avenue and going nowhere. Within seconds, traffic started to back up and people in the neighborhood jumped to try to help us. One man tried to shove wood planks under the airborne wheel to give traction but the driver feared that with any additional pressure, that wood might fly out from under the wheel and hurt or kill someone. It didn’t work. So many good people tried to help, but it just didn’t work at all.
Source: wordpress.com

Tricare Help – What if I’m still working when I become eligible for Tricare for Life?

You have several options. First, you can simply put off Medicare and Tricare For Life enrollment and stay with your employer plan. As long as you’re still employed and covered by an employer health plan, you can delay enrollment in Medicare Parts A and B without having to worry about the premium penalty that applies to people who do not sign up for Medicare Part B when they first become eligible. However, when you finally do decide to stop working, you must enroll in Parts A and B within eight months of your last day of work or the last day of coverage under your employer health plan, whichever comes first, in order to avoid that premium penalty. If your spouse is younger, she’ll continue under her or your employer’s health plan or stay under Tricare Standard or Prime until age 65.
Source: militarytimes.com

VIVA MEDICARE Plus Earns Highest Quality Rating Score in Alabama for Second Year in a Row : e Yugoslavia

Posted by:  :  Category: Medicare

[…] • Visiting medicare.gov, where they can get a personalized comparison of costs and coverage of the plans available in their area. The popular Medicare Plan Finder tool has been enhanced for an efficient review of plan choices. Spanish Open Enrollment information is available. • Calling 1-800-MEDICARE (1-800-633-4227) for around-the-clock assistance to find out more about coverage options. TTY users should call 1-877-486-2048. Multilingual counseling is available. • Reviewing the 2012 Medicare and You handbook. It is also accessible online at: medicare.gov/publications/pubs/pdf/10050.pdf —  and it has been mailed to the homes of people with Medicare. • Getting one-on-one counseling assistance from the local State Health Insurance Assistance Program (SHIP). Local SHIP contact information can be found at medicare.gov/contacts/organization-search-criteria.aspx, on the back of the 2011 Medicare and You handbook, by calling Medicare or through a listing of national stand-alone prescription drug plans and state specific fact sheets that can be found at cms.hhs.gov/center/openenrollment.asp.Source: mtdemocrat.com […] Source: mtdemocrat.com Source: medicaresupplementalco.com
Source: medicaresupplementalco.com

Video: AARP Presents: Mayte Prida’s Story (English Version)

Higher copays seen for Medicare brand

[…] […] AARP Al Norman Angela Rocheleau attorney baby boomers Block Boston budget Cammuso caregiving Congress decorating Dementia Dodge Park Rest Home elderly Estate Preservation Law Offices exercise eye care Finance Goslow Goslow Health Health Care Reform home Home Care Home Improvement Home Staff LLC Just My Opinion law Legal Mario Hearing Mass Home Care Medicaid Medicare Obama retirement Saint Vincent Hospital Shalev Shapiro Social Security Sondra Shapiro study Tracey Ingle Travel VeteransSource: fiftyplusadvocate.com […]Source: fiftyplusadvocate.com […]
Source: fiftyplusadvocate.com

AARP Responds to Supreme Court Ruling on the Affordable Care Act

AARP is a nonprofit, nonpartisan organization with millions of members that helps people 50+ have independence, choice and control in ways that are beneficial to them and society as a whole. AARP does not endorse candidates for public office or make contributions to either political campaigns or candidates. We produce AARP The Magazine, the definitive voice for Americans 50+ and the world’s largest-circulation magazine; AARP Bulletin, the go-to news source for the 50+ audience, AARP VIVA, a bilingual lifestyle multimedia platform addressing the interests and needs of Hispanic Americans; and national television and radio programming including My Generation and Inside E Street. The AARP Foundation is an affiliated charity that provides security, protection, and empowerment to older persons in need with support from thousands of volunteers, donors, and sponsors. AARP has staffed offices in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. Learn more at www.aarp.org.
Source: enewspf.com

Medicare fraud and the Castro connection: Cuba’s banking ‘black hole’

FBI agents and prosecutors are trying to figure out who received the money in Cuba — Medicare fraud fugitives, other criminals, government officials or all of the above? Or was the money moved offshore again to other countries? As authorities try to trace the money, they’re putting the squeeze on Sánchez to flip on other possible co-conspirators who collaborated with him in South Florida, Canada, Trinidad and Cuba.
Source: babalublog.com

VIVA Health, Inc. Selects Dynamic Healthcare Systems Suite

Dynamic Healthcare Systems, a provider of enterprise technology solutions for Medicare-focused health plans, today announced that VIVA Health, Inc., a managed care company with over 32,000 Medicare Advantage members, purchased the Voyager suite including the following modules: Sales/Marketing, Enrollment, Reconciliation, HCC Analytics, RAPS Management and Premium Billing.  Dynamic Healthcare Systems is designed to ensure health plans meet the complex compliance and data processing requirements to be properly compensated.
Source: dynamichealthsys.com

Countdown to Viva Big Bend Music Festival: 50 acts in 3 days

“Once upon a time, there was a youg man named Matt Sever. He lived in Austin, TX, and he worked as a journeyman electrician. Every morning, when it was still dark outside, he would go to work, and wire houses all day long in the blistering Texas heat. When he would come home, again, it was dark outside. And then, sometimes, with no time to shower or change his clothes, he would go straight to the bars and nightclubs of Austin to play his songs for whomever would listen. And he would apologize for his appearance, and explain to the audience that he was an electrician, and he found a certain nobility in this, even if no one wanted to sit too close to the stage. So they called him Matt The Electrician, and he did not mind this, for he was proud of himself, for there is no shame in a hard days work.
Source: typepad.com

Feds question Pennsylvania over drop in Medicaid recipients

Posted by:  :  Category: Medicare

I worked in a county assistance office for 17 years, the last seven of which were in a Medicaid application unit. Basically, applicants and recipients should appeal any rejection notices. It forces the county assistance office to give an additional 30-day review. If someone is receiving Medicaid, they have an additional 30 days to provide proof requested by the CAO. From where I sit, the Philadelphia CAO is the worst CAO to do business. Workers and supervisors don’t return telephone calls, don’t respond to internal e-mail, disconnect their phones and are always away from their desks. This is from the perspective of an employee. You can appeal yourself and the CAO has to help you get information that you can’t get on your own, such as final pay date. Don’t let the process, the proof or the worker intimidate you. DPW would rather settle than go to an administrative hearing because, frankly, it is cheaper. I think this story needs further development by the P-N.
Source: pennlive.com

Video: How to Apply For Medicaid in Florida Online

Nebraska: Nebraska Medicaid Application

Even though his seasons at Nebraska didn’t produce a National Championship, those years were paving the nebraska medicaid application to add to your viewing the Nebraska Lottery Game Retailer who actually deals in the nebraska medicaid application is not necessarily where singles go with one trip to the nebraska medicaid application an administrative case where the nebraska medicaid application a large permanent collection of museums and impressive zoo. Unlike Lincoln, the nebraska medicaid application a major sector which is constantly on the nebraska medicaid application of child support law. You may find blackjack, video poker, roulette and other water animals through a special person and maybe get to know the nebraska medicaid application in your insurance protects you from seeing their attractions while you are lucky and you have gotten information about several Nebraska child support order. If the non-custodial parent provide for their children.
Source: blogspot.com

Utah can afford ACA Medicaid expansion

Should Utah choose to participate in the 2014 Medicaid expansion, the ACA legislates that all categorical criteria be eliminated, giving everyone who is poor the chance to be insured. By allowing access to health care, these newly insured will have the ability to manage their care outside the emergency medical systems. Acknowledging that this would open the door to more participants and costs, the ACA’s carrot is that Utah will not have to pay a penny for new enrollees for the first two years. After 2016, Utah will have to kick in 10 percent of the total Medicaid program costs — a significant decrease from the current 30 percent.
Source: sltrib.com

Director of Medicare/Medicaid

systems analyst, programmer analyst or programmer or five (5) years of full-time experience as a systems analyst, programmer analyst, or programmer (experience in multiple roles listed above may be combined to meet requirement.
Source: careers.org

Despite O’Keefe’s Claims, New Video Doesn’t Show “Widespread Medicaid Fraud”

The men also ask the worker in Columbus about obtaining abortions for their sister, who they claim provides sexual favors. The worker refers the men to Planned Parenthood, and explains that Planned Parenthood does not “go by age” in providing abortions. Here, the worker is mistaken: Ohio restricts access to abortion for women under 18 and requires parental consent. However, she does not purport to be a resource on abortion, and recommends that the men contact Planned Parenthood directly.
Source: mediamatters.org

When Is Medicaid Planning Actually Fraud : Lawyer Directory

If you have heard claims such as “protect your estate assets and still qualify for Medicaid” and wondered about the legality of the claims, you are smart to do so. Although it is possible to legally protect many of your assets and still qualify for the Medicaid program, it must be done carefully, and with the help of an experienced elder law attorney, in order to prevent Medicaid fraud. The Medicaid program is a federally funded, but state administered, program that helps cover medical expenses for low income families and individuals. Many seniors who are on a fixed income may meet the monthly income limits test that must be passed to qualify for the program; however, even modest assets can disqualify an applicant for the program. Although state eligibility requirements vary, most states only allow an applicant to have $2000-$3000 in resources. Spending down your assets is one option for qualifying, but most people do not want to have to give up the assets they have managed to accumulate after a lifetime of working just to qualify for healthcare and/or long-term care coverage. Before you think that simply giving away your assets to family members is the solution, think again. Most Medicaid programs include a “look-back” period in their rules that requires you to divulge any assets that were gifted or sold within a specific period prior to applying for assistance. That period of time can be as long as five years. Assets that were transferred during that time period may still be included in your resources calculation, which will delay your qualification for benefits. Being less than honest on an application is also not an option. Aside from being disqualified for the program for a significant period of time, you could also face criminal charges for fraud. There are legal ways that can be employed to transfer assets in some cases. Careful planning can also prepare your estate for qualification for the Medicaid program if you think you may need it in the future. Now is the time to talk to your estate planning attorney about your options. Only your elder law attorney can ensure that the steps you take to qualify for the Medicaid program while still protecting your assets are completely legal.
Source: targetlaw.com

Love That Max: Healthcare reform and kids with special needs: what the new law means

Poor persons in states that elect not to expand Medicaid are at risk; we do not yet know how much health insurance will cost once the ACA is implemented in 2014. Also, starting in 2013, healthcare Flexible Spending Accounts will be limited to $2500 per year per family, with annual adjustments for inflation (formerly, private employers could set their own caps on healthcare FSAs). Parents who use healthcare FSAs to pay for services, therapies and equipment for their children not covered by insurance may consider the limit a negative.
Source: lovethatmax.com

The Policy Implications of the Supreme Court’s Medicaid Decision

There is a lot of Republican and popular opposition to Obamacare. It is very conceivable that some red states may decide to not expand Medicaid, at least in part, as a political statement and to also keep state spending low. Given that most people who would qualify for Medicaid expansion tend to live in red states, this move by states could result in the law covering millions fewer than it was supposed to. For example, according to Kaiser Family Foundation, in Texas and Florida 44 percent of non-senior adults with incomes below 139% FPL are uninsured. Those two big red states have the highest rate of uninsured among this group which the Medicaid expansion is meant to help.
Source: firedoglake.com

Colorado Printable Medicaid Application Form PDF File

This is a question that can only be answered by a social worker in the state of Colorado.  That being said, there are plenty of great resources that will help individuals to do research by themselves.  There are plenty of opportunities to gain access to government help if you are willing to do a little bit of extra homework.  By accessing this link most low income individuals and families will find there are income maximums.  Remember that the maximum amount is different based upon the people living in the household and the state in which you live.
Source: jwtaxhelp.com

Disabled Workers May Be Able to Buy Into SoonerCare

In Oklahoma, both disabled and non-disabled workers are able to buy into SoonerCare under certain conditions. For disabled workers, they can buy in as long as they earn below 200 percent of the federal poverty level. This coverage can be a lifeline for workers and their families who may not qualify for disability benefits or regular Medicaid coverage. For non-disabled workers, they can buy into SoonerCare if they are unemployed, self-employed or working for small businesses. They must also have an income less than 185 percent of the poverty line.
Source: troutmanlawblog.com

Insure The Uninsured Project (ITUP)

Federal §1115 waivers have allowed states to secure federal matching funds to cover indigent adults if they will make other changes in their program such as expanding managed care to save federal funds equal to the cost of the expansion. California has secured such a waiver effective 11/1/10. Due to the waiver, California is ahead of the curve in changing its delivery systems for those to be insured through Medi-Cal; however the administration has not proposed and the legislature has not adopted the legislation needed to effectuate Medicaid improvements.
Source: itup.org

Tricare Help – What if I’m still working when I become eligible for Tricare for Life?

Posted by:  :  Category: Medicare

TWO YEARS OF RUIN by SS&SSYou have several options. First, you can simply put off Medicare and Tricare For Life enrollment and stay with your employer plan. As long as you’re still employed and covered by an employer health plan, you can delay enrollment in Medicare Parts A and B without having to worry about the premium penalty that applies to people who do not sign up for Medicare Part B when they first become eligible. However, when you finally do decide to stop working, you must enroll in Parts A and B within eight months of your last day of work or the last day of coverage under your employer health plan, whichever comes first, in order to avoid that premium penalty. If your spouse is younger, she’ll continue under her or your employer’s health plan or stay under Tricare Standard or Prime until age 65.
Source: militarytimes.com

Video: Guide to Medicare Part A and Part B

Ask The Experts: Retirement

Q. I recently turned 65 and signed up for Medicare Part B. I am still working. When I go to a doctor’s office and tell them I have both Part B and Blue Cross high option, what will Part B pay for? I continue to receive notices from Blue Cross telling me how much I owe the doctor with no indication that Part B has paid anything.  I thought that Part B was supposed to pay the doctor the co-pay that Blue Cross doesn’t pay.
Source: federaltimes.com

Teachers Are Not the Problem: Medicare meets Obamacare.

This blog’s target audience is retired teachers in WNY, which means that Medicare is probably at the top of your list of questions about the Affordable Care Act (ACA). Before addressing the specifics of the ACA with regard to Medicare, however, we need to do a little background work on some of the details of Medicare’s inner workings. Medicare comes in two “flavors”: traditional (sometimes called “fee-for-service” Medicare) and Medicare Advantage plans. Seventy-five percent of Medicare participants are in traditional Medicare while the remaining 25% are in Medicare advantage plans. That 3/1 ratio of traditional Medicare participants to Medicare advantage participants is important, and will have a tremendous bearing on how you personally view the Medicare changes in the ACA. Traditional Medicare is run by the government. It consists of Part A (hospital costs), Part B (doctor costs) and Part D (prescription drug costs). There is no cost to the participant for Part A, although there is a deductible for each hospital admission. Participants pay a monthly premium of $96.40 (or close to this amount) for Part B coverage. There is a yearly deductible for Part B costs. In addition Medicare only pays 80% of the covered Part A and B expenses. Traditional Medicare participants may, if they choose, purchase supplemental (Medigap) insurance to cover all or part of these costs not covered by Medicare. Traditional Medicare participants may also purchase Part D drug insurance through private insurance companies approved by Medicare. Traditional Medicare is a “fee-for-service” plan. Whenever you receive a covered medical service, Medicare provides a set fee for that service to the provider. Medicare providers have agreed to accept whatever fee Medicare provides as payment in full. (Actually, Medicare only pays 80% of this fee to the provider. The other 20% is billed to the patient or their Medigap insurance, if they have purchased it.) If you receive no covered services during a year, Medicare spends no money on your behalf. There is no upper limit on your yearly cost to Medicare if you do receive covered services. Medicare Advantage plans (also known as Medicare Part C) began in the 1970’s with the idea that the private sector could do Medicare more cheaply than the government. Over the years, Congress has made several changes to Medicare Advantage so that its focus now is attracting more private participation. Medicare Advantage plans are run by private insurance companies such as Univera, Independent Health, etc. Medicare pays these companies a flat fee to provide hospital and doctor services to their members. Some Medicare Advantage plans also include Part D drug coverage, while others require that their members purchase it as a separate entity. While participants in traditional Medicare are free to use any doctor or hospital and do not require a referral to see a specialist, Medicare Advantage plans usually require members to use only hospitals or doctors in their network. Going “out-of-network” usually results in the member paying either a larger share of the cost or, in some cases, the full cost of the service. If you are unsure which “flavor” of coverage you have, if you pay a “co-pay” when seeing your doctor, you are probably a Medicare Advantage member. Medicare Advantage members also pay their Part B premium to Medicare, usually through direct deduction from the Social Security payment each month. The amount that Medicare pays to the Medicare Advantage insurer for each member is a flat rate based on the average yearly cost to Medicare of traditional Medicare participants in your county. And there’s the rub. Medicare currently pays Medicare Advantage insurers about 15% more for each member than the average cost to Medicare for a traditional Medicare participant. Many Medicare Advantage providers use this extra money to provide services not covered by traditional medicare such as dental, eyeglasses and gym memberships. Everyone agrees that Medicare has financial problems. The Part B premium, for example, covers only about 25% of the cost of doctor services to Medicare participants. We Medicare participants often boast that we’re “paying our way” through our premiums. Sadly, that’s simply not the case. The ACA attempts to help stem the rise in Medicare costs by scaling back the increase in payments to Medicare advantage providers by about $322 billion over the next 10 years. Note that this is NOT a decrease of $322 billion from the current payment level. Instead, it is a decrease in the expected rise in these payments. If you are one of the 3-out-of-4 traditional Medicare participants, you will probably view this as a good thing. There will be no change in your Medicare services and the overall cost of Medicare will be $322 billion closer to being under control. If you are the 1-out-of-4 person who participates in a Medicare Advantage plan, you will likely see some decrease in the “extra” services such as gym memberships. To be fair, however, with everyone paying the same dollars into Medicare, it’s hard to make a case that it’s fair that Medicare spend an extra 15% on 25% of participants allowing them to receive benefits that the other 75% do not receive. And, in addition, we help bring Medicare costs under control. And, this $322 billion in savings is used to help pay the costs of the ACA. Believe it or not, there’s even more to say about Medicare in the next post. [NOTE: Click here for an excellent side-by-side comparison of traditional vs Medicare Advantage provided at the Medicare website. Click here to download a much more complete explanation of Medicare Advantage plans from the Kaiser Family Foundation.]
Source: blogspot.com

Attend Our Upcoming Webinar

I wish to thank Ms. Franko for her assistance in teaching me about billing for physical therapy. I have recently been assisted in the appropriate coding for speech. There are so many nuances that are not covered in the Medicare material. Ms. Franko is a genius in letting us know how to maximize the appropriate coding and billing techniques. I not only appreciate her knowledge, I appreciate her ability to break it down for the small clinics and persons like me who have minor knowledge of billing.
Source: encompassmedicare.com

A Quick Introduction to Part

Now that we have a good understanding of Part A benefits and it’s general coverage for facility (loosely translated as hospital, surgicenter, skilled nursing, and hospice care) based care, let’s look at Part B, logically our next letter in the alphabet. Generally, Part A is facility care while Part B can be thought of as physician, out-patient, and preventative benefits. You can think of Part B as everything Medicare covers outside of inpatient care (Part A) and out-patient medication (Part B). It’s quite different from both so let’s take a closer look at Part B. First, we need to speak about Part eligibility and cost because this a major difference. Most people are going to pay for Part B coverage. Part A is generally paid for through taxes during employment over the course of a person’s life. Part B is different and will likely feel the blunt of cost controls going forward. First, you must sign up for Part B. It is not automatically extended to eligible members the way Part A generally is. You must also pay a premium for Part B coverage. As Medicare started to show signs of financial strain, Part B became means tested which means that you will pay more for Part B premium if you have great income on average. You can expect to see this increased premium go higher over time as Medicare tries to shore up it financial house. The premium is paid monthly and can even be taken from your Social Security check automatically. The key take away is that you probably (most people do) need to actually enroll and that you will pay for this coverage separately from any charge to have medicare supplemental insurance. Now, let’s look deeper into what Part B covers. First, you will have an annual deductible that you need meet. This deductible is $162 for 2011 but you can expect that it will go up over time. The deductible is calendar year (Jan 1st through Dec 31st) and resets each January. Once the deductible is met, you will then pay 20% of the charges for allowable expense for the remainder of the year. If you have additional coverage such as Medicare supplement insurance or Advantage plan, you may get this deductible and 20% co-insurance covered depending on the plan you choose. Part B generally covers physician charges and outpatient expenses that are allowed and not covered under Part A on an inpatient facility basis. This can be the doctors office, labs, outpatient surgeries, and allowed preventative services. Medication is not covered under Part B and we’ll cover that in Part D. There are two ways to find out if a particular benefit is covered under Part B. First there, the Medicare benefit handbook (different from the Medicare and You handbook) which is handy since it’s alphabetized by actual benefit name such ad Diabetes screening. This is generally how people search for a given medical issue they are dealing with so we advise this first. There’s also the medicare.gov benefit database where you can get even more specific information by entering in keywords such as “routine physical”, etc. Both resources have made searching for eligible benefits much easier in the last few years. One quick but important note on Part B. If you choose to wait to elect Part B after you are eligible (assuming you do not have another eligible window such as leaving group etc, you may a higher rate for this benefit if you eventually opt for it. There may also be a delay from when elect Part B to when the benefits actually kick in. It’s best to discuss your situation with a licensed agent as Medicare is only getting more complex in terms of the rules.
Source: abcarticledirectory.com

Changes to Medicare Upheld by the Supreme Court Ruling on the Affordable Care Act

New dates for Medicare’s Annual Enrollment Period (AEP) – During AEP, Medicare beneficiaries have the option to review and change their Medicare Part D and/or Medicare Advantage health coverage prior to the coming plan year when new plan benefits go into effect. Prior to the passage of the ACA, Medicare’s AEP began on November 15 and ended on December 31. But, the ACA changed those dates for the 2012 plan year. The 2012 AEP began on October 15 and ended on December 7, 2011. These dates are currently in place for all AEP’s going forward.
Source: ehealthinsurance.com

Expert to speak on ‘Medicare; The Freedom to Choose’ at July 19 ‘Coffee and Conversation’ event

Medicare offers all enrollees a defined benefit. Hospital care is covered under Part A and outpatient medical services are covered under Part B. To cover the Part A and Part B benefits, Medicare offers a choice between an open-network single payer health care plan (traditional Medicare) and a network plan (Medicare Advantage, or Medicare Part C), where the federal government pays for private health coverage. A majority of Medicare enrollees have traditional Medicare (76 percent) over a Medicare Advantage plan (24 percent). Medicare Part D covers outpatient prescription drugs exclusively through private plans, either standalone prescription drug plans or through Medicare Advantage plans that offer prescription drugs.
Source: ranchosantafereview.com

What You Need to Know About Medicare, Supplements, Part D & Medicare Advantage

 is an HMO or PPO Medicare policy which provides the Medicare recipient with copays for services, no claims filing and may add services that are not covered by Medicare or Supplement policies such as eye exams, hearing aids, prescriptions or dental care.  Medicare Advantage HMO products require that you receive your medical services by a participating provider, with the exception of emergent treatment. A PPO Med Advantage plan has all the advantages of  the HMO provider network
Source: foglegroup.com

Medicare Advantage Enrollment Climbs, Premiums Fall

For brokers who want to engage Medicare, Word & Brown will help train them on how to sell these products and will help them establish relationships with carriers.  Brokers can also add Joppel – a CMS approved quoting engine to their own website. Gregg Ratkovic of Joppel said, “Every day 10,000 people are aging into Medicare and that trend is expected to continue for the next two decades. There are close to 50 million individuals enrolled in Medicare or Medicare Advantage plans with an increasing number of employers transitioning their retired workers into Medicare Advantage plans rather than keeping them in company-managed pension programs. Similarly, the individual and family plan market is a growth opportunity as employer groups reduce benefits, unemployment remains high, and group and government markets shrink. The implementation of health insurance exchanges and a growing desire among consumers for portable healthcare as frequent job changes become more common all point to opportunity as Americans look for quality coverage with flexibility and choice. With the recent Supreme Court decision to uphold the individual mandate proposed in the Patient Protection and Affordable Care Act signed into law in 2010, many employers may consider offering their employees lump sums so they can purchase Individual plans rather than maintain group coverage as early as January 2014.” For more information, visit www.wordandbrown.com. Source: calbrokermag.com
Source: medicaresupplementalco.com

If I enroll in Medicare Part B premium deducted stop my Social Security benefits?

If you do not enroll in Part B premiums will never start to deduct from their profits. If premiums are deducted which means that you are enrolled, and would not enroll.Di to enroll in Part B will also remove any Medicare Advantage plot or Medicare added. But, you can still maintain a plot for Medicare Part D if you only have A.Pagkakaroon Party Party a mere cover for hospitalization, calming care and some home health and nursing services. You do not have any coverage for outpatient doctor or a previous response pamamaraan.Salungat can have premium-free Part A (the time qualify through work history) and Part B.
Source: yourmedicarenews.org

Say Good by to Medicare Supplements in 2014

Are you an Insurance Agent Forum member yet? To sign up for your FREE INSTANT account, fill out the form below! Username:     Password:   Confirm Password:     E-Mail:   Confirm E-Mail:     Question of the day:   United States of Agree to forum rules 
Source: insurance-forums.net

In an effort to help primary care doctors, the Centers for Medicare and Medicaid Services (CMS) has proposed a rule to increase pay to family physicians by seven percent, and also to pay other primary care physicians between three and five percent more. This proposed rule will be part of the updated payment policies under the Medicare Physician Fee Schedule (MPFS), which will be effective in the …

Posted by:  :  Category: Medicare

HELP ME HELP MYSELF! by eyewashdesign: A. GoldenIn an effort to help primary care doctors, the Centers for Medicare and Medicaid Services (CMS) has proposed a rule to increase pay to family physicians by seven percent, and also to pay other primary care physicians between three and five percent more. This proposed rule will be part of the updated payment policies under the Medicare Physician Fee Schedule (MPFS), which will be effective in the calendar year of 2013. Medicare pays more than one million physicians and practitioners that provide essential health care to recipients of Medicare under the MPFS…
Source: kiefit.com

Video: Martin Sheen: Stand Up for Medicare

Obamacare Is Good for Medicare

Opponents of the Independent Payment Advisory Board have put out misleading information on the program, saying that it will ration care or reduce benefits to enrollees. But in reality there are protections in the Affordable Care Act to guard seniors from exactly those situations, which is why the board is a good way to cut costs while keeping Medicare intact. And though the final decision whether to institute the board’s recommendations rests with Congress, the board is essential to reducing the rate of long-term growth in Medicare—without it, the federal deficit and other long-term debt would increase in the next decade.
Source: americanprogress.org

How to help your parents spot Medicare scams

If you think someone is trying to scam your parents, speak up. You can check with your health care provider if charges seem wrong, or something is amiss. It could be a simple mistake. If it’s not, and your gut tells you to take matters further, report the questionable charges to Medicare and contact your state attorney, your state insurance commissioner or your local police. You can report suspicious Medicare activity by calling 1-800-HHS-TIPS (1-800-447-8477), or you can file a Medicare fraud report online to the Office of the Inspector General.
Source: insurance.com

Viewpoints: Komen’s Retreat; Romney’s Selected Support Of Medicare Cuts; Heritage Refuses Blame For Individual Mandate

Modern Healthcare: Do-It-Yourself Rationing Just about every attempt at reforming our healthcare system over the years has drawn fire from critics about what they say will be the ultimate objective of cost-cutters: reducing spending by limiting access to necessary care. But it’s been the fraying safety net and a troubled economy that have increasingly led us down the path to self-imposed rationing. The essential words in this discussion are “necessary care.” All of us should agree on the need to avoid unnecessary healthcare spending, whether it’s choosing a generic drug over the brand name or making an appointment with an urgent-care clinic rather than racing to the ER. In many cases, we’re talking more about budgeting than rationing (David May, 2/4).
Source: kaiserhealthnews.org

Help with Medicare to be provided on July 2 and July 16

Representatives will be on hand those days from 9 A.M. to noon to help counsel on any Medicare questions, abuse or concerns. Please contact SHIP at 1-877-801-0044 for an appointment or questions.  SHIP/SMP covers all 14 Upper Cumberland Counties.
Source: vistanewspaper.com

Medicare. For All. For Life. Everywhere…

So it was perhaps fitting that last night in South L.A. when we were just getting ready to pull out of our stop at the S.C.O.P.E. offices after the screenings and town hall, our bus got stuck. One wheel perched high in the air, we were straddling the whole of Florence Avenue and going nowhere. Within seconds, traffic started to back up and people in the neighborhood jumped to try to help us. One man tried to shove wood planks under the airborne wheel to give traction but the driver feared that with any additional pressure, that wood might fly out from under the wheel and hurt or kill someone. It didn’t work. So many good people tried to help, but it just didn’t work at all.
Source: wordpress.com

CMS: Reform Law Helps Calif. Medicare Patients Save $41M on Rx Drugs

Shirley and David you are both correct. It is also useful to note that Pharma companies significantly raised their prices for drugs in the months prior to ACA taking effect. We all are paying for this now in the forms of higher premiums. I hope that the critical readres of the columns here are able to look at the full picture as you two are pointing out. Nothing is free when it comes to health care. Soemoneis paying for every mandate of added benefit. Wait until someone figures out that the premium costs for the people who currently have individual policies are going to sky rocket due to added required benefits and the requirement to cover (read “premiums charged”) everyone uniformly. All the courtesy of Nancy P. and President Obama.
Source: californiahealthline.org

Berkley launches two ads In ongoing fight with Heller on Medicare, ethics issues

“While Dean Heller continues to look out for his special interest friends on Wall Street by voting to essentially end Medicare by turning it over to private insurance company bureaucrats, Shelley Berkley is a champion for Nevada seniors and patients  – working tirelessly to protect and strengthen Medicare and Social Security,” said Xochitl Hinojosa, Berkley for Senate communications director. “This fall, Nevadans will understand the clear choice they have in this election between a fighter for the middle-class like Shelley Berkley and someone like Dean Heller, who would throw seniors under the bus to protect taxpayer giveaways to Big Oil companies and corporations that ship jobs overseas.”
Source: thisisreno.com

Daily Kos: Medicare for all CA Bus tour: In West Covina Tonight SiCKO ‘Sisters’ Reunite

Don’t come planning to sit unengaged through a lengthy program. Come ready to become a part of what moves California and the nation to a place where there are no more SiCKOs like me or Reggie or Dawnelle.  See you in West Covina.  And don’t think because this tour is almost a wrap that the nurses are finished.  They won’t be done until every patient is treated under a system that includes a single standard of high quality care for all – a guaranteed, improved Medicare for all system.  
Source: dailykos.com

Imaging Cuts in Proposed 2013 Medicare Fee Schedule Rule Potentially Dangerous, Unfounded and Unnecessary

Posted by:  :  Category: Medicare

Senate Dems Protest Medicare Cuts by Talk Radio News ServiceReston, Va. (July 9, 2012) – Extreme cuts to funding for medical imaging scans in the Medicare Fee Schedule Proposed Rule — particularly an expansion of the multiple procedure payment reduction for interpretation of scans performed on the same patient, in the same session on the same day, to all providers in the same practice or hospital — are unnecessary, unfounded and undermine care for the most sick or injured seniors. “These cuts affect primarily those suffering from multiple trauma or heart attacks, stroke patients and those with widespread cancer — all of whom often require multiple imaging scans to survive. Interpretation of these scans often requires expertise of different physicians. These are not screening exams for otherwise healthy people. They are for people with immediately life threatening illnesses or injuries. These cuts discourage doctors from working as a team and pull the rug out from under the very physicians working to save these people’s lives,” said Paul Ellenbogen, MD, FACR, chair of the American College of Radiology Board of Chancellors.
Source: radrounds.com

Video: How Medicare Cuts Affect Physicians (Animation)

Deficit Commission’s Medicare Cuts Threaten Access to Patient Care

Special editions reflecting the American governance, features curation from the White House, Congress and the Supreme Court, are included. The site has full coverage of the political parties and political groups. As well, separate editions giving coverage of lobbyists, diplomats and associations for a well-rounded view of inside politics 24/7. Think tanks, polls editions and live radio links that influence the changing political landscape are now one click away.
Source: pennavepost.com

BERKLEY FOR SENATE LAUNCHES TWO NEW TV ADS HIGHLIGHTING DEAN HELLER’S MULTIPLE VOTES TO END MEDICARE

Ryan Budget “Forces Seniors To Pay A Larger Share Of Their Health Costs Over Time,” Which Includes Premiums And Out-Of-Pocket Expenses. In April 2011, Center for American Progress wrote, “Seniors would pay more for two reasons. First, the Ryan plan forces future beneficiaries out of the traditional Medicare plan into a more expensive private plan. In 2022 65-year-olds would be forced to pay twice as much for care than they would under Medicare: $12,500 compared to $6,150. The same holds true for 65-year-olds in 2030. They would be forced to pay $20,713 compared to $9,138 under Medicare (see graph). Second, the House Republican plan forces seniors to pay a larger share of their health costs over time since the value of the voucher in the House Republican budget plan increases at a slower rate than medical costs, according to the Congressional Budget Office. The Ryan proposal calls for 65-year-olds to contribute $12,513 of the estimated $20,513 total cost of their health care in 2022, including premiums and out-of-pocket expenses, or 61 percent. They are expected to pay $20,713 of the $30,460 in total costs in 2030, or 68 percent. In other words, the House Republican budget proposal does not control health care costs. It just shifts them on to seniors.” [Center for American Progress,4/12/11] (Emphasis added) 
Source: shelleyberkley.com

Brady to Sebelius :”It’s about time this White House Medicare Scam was Exposed.” 

“The White House created this ‘bonus plan’ out of thin air to mask the massive cuts to seniors in their Medicare Advantage plans mandated under ObamaCare. The truth is that more than 90% of the cuts to Medicare will occur after the November election and the president is doing all he can to hide it,” said Texas Republican Kevin Brady, a senior member of the House Ways & Means Committee. “I’m glad this White House Medicare scam was exposed because I predict that due to ObamaCare many of our Texas seniors will eventually be forced out of their Medicare plans or will pay much higher prices to keep what they have.”
Source: usdailyreview.com

More on Medicare cuts. I don’t often agree with the New York Times, but this is something you should read

Health Insurance Illuminated A blog written by Richard D Quinn, Editor of Quinnscommentary and sponsored by Horizon Blur Cross/Blue Shield of New Jersey. This blog is devoted to explaining issues related to health insurance, health care and health care costs.
Source: quinnscommentary.com

A plain blog about politics: Elsewhere: Romney, Medicare, Predictions

Today I did a post over at PP speculating that the nomination process this cycle didn’t produce any candidates capable of full opposition research efforts other than Mitt Romney, and as a consequence the usual vetting that goes on in primary campaigns may not have taken place as it normally does. And I have a couple that I didn’t get around to linking yesterday. At Greg’s place, I beat up on the Republicans again over the Medicare (provider) cuts in ACA, which again was their lead point during the repeal debate this week, despite that House Republicans included those cuts in their budget resolution. One more from yesterday: a longish but I hope interesting item about the difficulty in doing predictions in presidential elections. It’s hooked around the question of whether Mitt Romney’s wealth might hurt him, but it’s really more about the broader issue.
Source: blogspot.com

Reading is for Snobs: Paul Ryan: Our Cuts to Medicare Go TOWARDS Medicare

Repulican boy genius, Congressman Paul Ryan (R-WI) was on This Week earlier today trying to defends recent comments Romney made the other day after the Supreme Court ruling: ABCNews’ “This Week” host George Stephanopoulos asked Ryan about Republican presidential candidate Mitt Romney’s contested claim that health care reform simultaneously cuts $500 billion from Medicare, hikes taxes by $500 billion and adds trillions to the deficit over a 10-year stretch. “By that accounting,” Stephanopoulos said, “your own budget, which Gov. Romney has endorsed, would also have $500 billion in Medicare cuts.” “Well our budget keeps that money for Medicare to extend its solvency,” Ryan said. “What Obamacare does is it takes that money from Medicare to spend on Obamacare.” Stephanopoulos was confused: “Congressman, correct me if I am wrong: I thought your Medicare savings were put toward deficit reduction, debt reduction.” “Which extends the solvency of Medicare,” Ryan said. “What they do in Obamacare, they try to count this dollar twice. They claim that this helps Medicare solvency and, at the same time, they spend this money on creating Obamacare. So, he’s cutting medicare so that the savings go to deficit reduction, which some how extends the solvency of medicare. Interesting. Also, regarding the $500 billion dollars in medicare cuts, as Politifact mentions: The bill doesn’t take money out of the current Medicare budget but instead attempts to slow the program’s future growth in provider payments, combined with premium hikes for higher-income beneficiaries and administrative changes. Medicare spending will still increase, however. The nonpartisan Congressional Budget Office projects Medicare spending will reach $929 billion in 2020, up from $499 billion in actual spending in 2009. And finally, let us also once again note the consistently baffling contradiction  by the Republicans when it comes to health care. The same people who hate the idea of government running health care, are the same folks feigning outrage at the fact that Obama was supposedly “stealing” money from a program that’s 100% run by the government (medicare) in order to fund a program that’s almost made up entirely of private insurers (Obamacare). As I’ve said many times before, if Obama’s a socialist, then he’s definitely the most incompetent socialist in history.
Source: blogspot.com

Medicare Advantage Enrollment Climbs, Premiums Fall

For brokers who want to engage Medicare, Word & Brown will help train them on how to sell these products and will help them establish relationships with carriers.  Brokers can also add Joppel – a CMS approved quoting engine to their own website. Gregg Ratkovic of Joppel said, “Every day 10,000 people are aging into Medicare and that trend is expected to continue for the next two decades. There are close to 50 million individuals enrolled in Medicare or Medicare Advantage plans with an increasing number of employers transitioning their retired workers into Medicare Advantage plans rather than keeping them in company-managed pension programs. Similarly, the individual and family plan market is a growth opportunity as employer groups reduce benefits, unemployment remains high, and group and government markets shrink. The implementation of health insurance exchanges and a growing desire among consumers for portable healthcare as frequent job changes become more common all point to opportunity as Americans look for quality coverage with flexibility and choice. With the recent Supreme Court decision to uphold the individual mandate proposed in the Patient Protection and Affordable Care Act signed into law in 2010, many employers may consider offering their employees lump sums so they can purchase Individual plans rather than maintain group coverage as early as January 2014.” For more information, visit www.wordandbrown.com. Source: calbrokermag.com
Source: medicaresupplementalco.com

WSJ: Home Health Care “Front and Center” for Medicare Cuts, Analysts Say

AAHomecare AARP Alliance for Home Health Quality and Innovation Almost Family Apria Healthcare Group Bank of America Brookdale Senior Living CareLinx Centers for Medicare & Medicaid Services CMS Emeritus Senior Living Employee Benefit Research Institute Ensign Group featured Fidelis Care First Care Home Health Care Gentiva Health Services Genworth Griffin Home Health HCR Home Care HHS Home Health Depot Home Health International Home Health International Inc. Houston Compassionate Care Intel-GE Care Innovations Jordan Health Services LHC Group Inc LSU Medical Staffing Network Healthcare Medicare Medistar Home Health MedPAC MMRGlobal National Association for Home Care & Hospice National Association for Home Care and Hospice PACE Paraprofessional Healthcare Institute Partnership for Quality Home Health Care Partnership for Quality Home Healthcare PeopleFirst Homecare Res-Care Inc. Stephenson Entrepreneurship Institute VA VIDA Senior Resource
Source: homehealthcarenews.com