United Healthcare Medicare Solutions

Posted by:  :  Category: Medicare

/url?q=http://www.health-care-articles.info/&sa=U&ei=fDVdT5CDGuLq2AXU4MSYBQ&ved=0CN8BEBYwRzgB&usg=AFQjCNHZYgJSAiW7iKpvkZBie63dC1I_hA /url?q=http://health.coolishgroup.com/&sa=U&ei=fDVdT5CDGuLq2AXU4MSYBQ&ved=0CPkBEBYwUDgB&usg=AFQjCNF4nrQHL4etT3RvHdKDzVoEX_BCJg /url?q=http://www.healtharticlesonline.com/&sa=U&ei=fDVdT5CDGuLq2AXU4MSYBQ&ved=0CLICEBYwYjgB&usg=AFQjCNFMR_gb1WV7UA_pNC5CO4eDFSjULw /url?q=http://www.healthhype.com/&sa=U&ei=fTVdT8XzBeKG2gWI3oHzDg&ved=0CJIBEBYwKThl&usg=AFQjCNEuMsmmRYRKWRZ1O7GR4BWFSiYDIQ /url?q=http://www.thedailybeast.com/topics/health.html&sa=U&ei=fTVdT8XzBeKG2gWI3oHzDg&ved=0CL4BEBYwOThl&usg=AFQjCNFJ2KAhuQBYkkIVUz_K4_bZj6MDlw /url?q=http://lisakifttherapy.com/&sa=U&ei=fTVdT-T4K6Pa2AW25pzyDg&ved=0CN8BEBYwRjjJAQ&usg=AFQjCNGNTDIRZVbZCLXAy-2mYGFpJNTAVw /url?q=http://www.tucsonlifestyle.com/index.php%3Fsrc%3Dgendocs%26ref%3DInhealtharticles%26category%3DHealth&sa=U&ei=fTVdT-T4K6Pa2AW25pzyDg&ved=0CIECEBYwUjjJAQ&usg=AFQjCNH_et1ggG-vFMWqgkG8dpOFTs-Ruw /url?q=http://www.talktothevet.com/ARTICLES/index.html&sa=U&ei=fTVdT-T4K6Pa2AW25pzyDg&ved=0CJgCEBYwWzjJAQ&usg=AFQjCNHHAcPjpKhpf01ydtMmhHepsgQosA
Source: yourhealthwellness.org

Video: Medicare Basic Overview by United Healthcare Medicare Solutions

Medicare Sales Representative for CA

Title: Medicare Sales Representative for CA Location: US-CA-Riverside Other Locations: US-CA-San Bernardino, US-CA-Riverside United Healthcare Medicare & Retirement is part of the family of companies that make UnitedHealth Group one of the leaders across most major segments of the US health care system. Imagine joining a group of professionals and clinicians who are working to improve health care for people over 50. Consider the influence you can have on the quality of care for millions of people. Now, enhance that success with enthusiasm you can really feel. That’s how it is at United Healthcare Medicare & Retirement. Everyday, we’re collaborating to improve the health and well being of the fastest growing segment of our nation’s population. And we’re doing it with an intense amount of dedication. Great sales are the result of strong purpose, conviction and pride – pride in your ability and your product. UnitedHealth Group offers a portfolio of products that are changing the world. We are the right place to apply and build on your skills and talents. The job of Medicare Individual Sales Rep is responsible for increasing the membership, revenue and profitability through the direct sale of the organization’s products and services to Medicare eligible individuals in their assigned territory. Incumbents sell a portfolio of Medicare health related products using a solutions based sales approach, combined with industry and consumer demographic expertise to assess personal needs and assist prospects in selecting the product which best suits their individual clinical, financial and life stage. Responsibilities: Lead Generation and Management Generate at least 50% of own leads from referrals and local-tactical research and prospecting. Develop sales strategies to procure sufficient number of referrals and other self-generated leads to meet sales targets. Work assigned (company generated) leads in a timely manner. Schedule individual meetings and group presentations from assigned/self generated leads. Maintain up to date and clear information about assigned and self generated leads in company lead management system. Achieve/Exceed monthly sales targets. Conduct presentations with potential customers. Customize sales presentations and develop sales skills to increase effectiveness in establishing rapport, assessing individual needs and communicating product features and differences. Comply with Medicare and state sales, marketing and enrollment requirements. Ensure Medicare beneficiaries accurately understand the product choices available to them, the enrollment process (eligibility requirements, Medicare review/approval of their enrollment application, timing of ID card receipt, etc.) and the service contacts and process. Enroll eligible individuals in the company’s products. Accurately and thoroughly complete and submit required enrollment documentation, consistent with Medicare enrollment guidelines. Assist the prospect in completion of the enrollment application. Forward completed applications to appropriate administrative contact within 24 hours of sale. Provide input to sales leadership about opportunities to improve products/services, provider networks, member service, telesales, retention and marketing programs and messages, business policies and procedures and sales tools (technology, training, materials, etc.). Periodically participate on process improvement teams and provide ad hoc feedback as requested. Complete required sales training. Attend required sales meetings. Maintain active sales license. Remain apprised of Medicare sales, marketing and enrollment regulations and developments, managed care industry and competitive trends, sales, marketing and operations operating practices and requirements. Complete miscellaneous sales administration responsibilities: individual collateral requests, database management and community meetings scheduling. Here, you will discover a culture that grows through challenge. That evolves by being flexible. That succeeds by staying true to our mission to make health care work effectively and efficiently for seniors. Put your best to work for us, and discover extraordinary opportunities for growth. Qualifications: High School Diploma or GED A minimum of 2 years of sales experience Computer proficient Must be licensed to sell health insurance from the state of CA Reliable transportation to travel among the following territory: Riverside and San Bernardino counties Must be willing to office out of Riverside, CA when not in the field Preferences: Knowledge of Medicare and/or Medicaid Bi-lingual in Spanish Diversity creates a healthier atmosphere: equal opportunity employer M/F/D/V. United Health Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment. In addition, employees in certain positions are subject to random drug testing. Job: Sales/Direct Selling Location: Riverside, CA, 92522, USA
Source: thejobdaddy.com

PR: UnitedHealthcare Brings the Recipe to Good Health to Hispanic

About UnitedHealthcare UnitedHealthcare is dedicated to helping people nationwide live healthier lives by simplifying the health care experience, meeting consumer health and wellness needs, and sustaining trusted relationships with care providers. The company offers the full spectrum of health benefit programs for individuals, employers and Medicare and Medicaid beneficiaries, and contracts directly with more than 650,000 physicians and care professionals and 5,000 hospitals nationwide. UnitedHealthcare serves more than 38 million people and is one of the businesses of UnitedHealth Group (NYSE: UNH), a diversified Fortune 50 health and well-being company.
Source: hispanictips.com

UHC 2012 Certification begins July 25, 2011 

· State specific 2012 Dual Special Needs Plan (SNP) certification has been removed. This means you will only be required to take the 2012 Dual Special Needs Plan certification module and will no longer have to be certified in each state you plan to sell. This suggestion came from you. We understand the importance of your time and we are committed to making your experience with UnitedHealthcare the best. Keep in mind we will still offer state specific Dual SNP information during our AEP Readiness Training in your area.
Source: osbornassoc.com

United Healthcare Medicare Solutions

Jobs in Portland OR: Due to market expansion, we have immediate openings in our Senior Health Insurance Products Division. This is a career agent position, and requires a State Health Insurance License. United Healthcare is a 55 Billion Dollar company, with over 73,000 employees, and over 70 million customers. Named by Fortune Magazine as the most admired Health Insurance Company in the World, United Healthcare truly has a lot to offer. We provide year round marketing and training support, specific to your market. We provide personalized lead support, dedicated training, and ongoing coaching. We also offer a full agent contract, no assignment of commissions, no separate contract to sign, you would be directly appointed with United Healthcare. This means that you own your own book of business. Our exclusive and proprietary marketing campaign is ongoing, and generates leads throughout the year. We do not charge for leads, and we do not charge for supplies. We are exclusive to United Healthcare for Medicare Products. In order to receive our leads, you would need to be exclusive to United Healthcare for these products also. If you are contracted with a competitor, we can still work with you, but we cannot provide leads to you. We are looking for either career agents, who are interested in a year round career opportunity, with leads and ongoing support and resources, or those who are interested in helping their current clients, on a very part time/occasional basis, and who would not want/need lead support as a result. We are open to any reasonable combination of these opportunities as well. Full training is provided, as well as personalized coaching, individual strategy planning, etc. If you don’t currently have e&o insurance, ask us about our complimentary e&o program (no cost). Here are some highlights of the products we offer: – 0 Premium Product – $400 average first year commissions per sale – 12 month advance – 10 year payment cycle (1st year + 9 yr renewals) – No cost lead support – Local training and resources – Local & National Support – Direct Company Appointment – Commissions paid twice weekly – Year Round Opportunity – Ongoing Marketing Support – No Assignment of Commissions – You Own Your Own Book – Agency Opportunities – General Agent Opportunities – Ask us about our Complimentary E&O program This means that if you average 5 sales per week, you can earn up to $100,000 first year in commissions, and $48,000 per year in renewals. At 7 sales per week, you can earn up to $140,000 first year commissions, and $70,000 per year in renewals. After a few years, your renewals could easily exceed your first year commissions, and the good news is that there is no time frame requirement to become vested, and you own your own book of business. We are in the midst of a major marketing campaign, including a variety of ongoing strategic efforts. This is an exciting time for us, and the good news is that if you would like to be part of our success, there is still time to contract. This contract would include AARP Medicare Complete, AARP RX Saver, Secure Horizons, and Evercare Products, as well as the AARP Medicare Supplement Products (including the new modernized plans). This is for a direct appointment, with a full agent contract, and is intended as a career opportunity. Please let us know if you are interested, by email, and we can discuss the opportunity further. Time is of the essence, since contracting and becoming certified to offer these great products takes approximately two weeks, and the busiest season of the year is fast approaching. We are busy year round as well, but we are currently in immediate need of dedicated agents to help us service opportunities during this exceptionally busy time. We are filing limited slots. For immediate consideration, reply to this posting and please include your phone number, and a summary of your experience. We will respond to qualified candidates promptly. If you are primarily interested in marketing to your current clients, and/or professional networking, we can provide ongoing support for your efforts as well. For highly qualified candidates, General Agent opportunities may be available in specific markets. Thank you for your interest in United Healthcare Medicare Solutions, and Secure Horizons. Location: Statewide Compensation: 50,000 to 130,000 First Year Commissions + Renewals Principals only. Recruiters, please don’t contact this job poster. Please, no phone calls about this job! Please do not contact job poster about other services, products or commercial interests.
Source: inportland.info

High Deductible Medicare Supplement Plan F

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSThe Medicare supplemental insurance policy labeled high deductible Plan F is a standard plan F plan with a $2070 dollar yearly deductible and a significantly less monthly premium.  When choosing a form of Medicare insurance there are two common alternatives, they are:  Medicare A and B with a Medigap insurance policy or a Medicare Advantage plan.  A Medigap policy is the most popular alternative of these choices.  Once you have decided that a supplemental insurance policy is the best option for your health care needs the choice of which supplement policy comes next.  The Medicare Supplement Plan F is the Medigap policy with the most benefits and provides the best protection from medical bills.  A sometimes forgotten alternative to the plan F is the High Deductible Plan F.  The high F provides the exact same benefits as a standard F plan except it has a $2076 dollar yearly deductible.  The High F plan can be a less costly alternative for individuals that are in good health.
Source: medicare-supplement-advisor.org

Video: Learn About Medigap Plans

Savvy Senior: How to find help paying for your hearing aid

Lions Affordable Hearing Aid Project: Offered through some Lions clubs throughout the United States, this program provides the opportunity to purchase new, digital hearing aids manufactured by Rexton for $200 per aid, plus shipping. To be eligible, most clubs will require your income to be somewhere below 200 percent of the federal poverty level which is $22,340 for singles, or $30,260 for couples. Contact your local Lions club (see lionsclubs.org for contact information) to see if they participate in this project.
Source: pomeradonews.com

Medical Expense Reimbursement Plans

Out-of-pocket medical costs include routine expenses such as co-pays, deductibles, and prescriptions; occasional expenses such as eyeglasses and dentistry; big-ticket items like orthodontics, fertility treatments, and schools for learning-disabled children. It also includes over-the-counter medicines and health-care supplies, if prescribed by a physician. You can reimburse employees or pay health-care providers directly.
Source: taxguru.net

Medicare Supplemental Insurance

This is a question that comes up frequently among people who have held Medicare Supplemental Insurance for a long time. In the early 1990s and before, some aspects of Medigap insurance were not yet standardized. Some elements would occasionally change, and it was difficult to ensure that a policyholder always had the correct information. For example, there were once fourteen or more different kinds of Medigap insurance. As time has gone on, several have been eliminated, but they may still be held by those who had them at the time when they were phased out. Issues like this were common. The same category of policyholders — those who have had Medicare Supplemental Insurance for many years — occasionally run into difficulties with companies that want to drop them. However, the vast majority of new Medigap policies are “guaranteed renewable.” That means that your Medigap insurance company simply cannot drop you unless there are extraordinary reasons in play. If you first purchased your Medigap insurance policy after 1992, it falls under the protection of this “guaranteed renewable” clause. However, that does not mean that it is completely impossible for you to lose your Medigap coverage in other situations. Here’s more information. The most common way that someone might find their Medicare supplemental insurance revoked is if they stop paying their monthly premium. It should come as no surprise that non-payment allows a company to release you from your Medigap policy, and this may lead to collection action. If you’re having trouble paying for your policy, you can seek assistance through your state government or local humanitarian organizations. You can also negotiate for lower payments with the insurance company itself. Beyond this, policies are usually revoked only if the applicant has been dishonest on the original application. This is also fairly rare. The last situation in which you can lose your Medicare Supplemental Insurance is when your insurance agency goes bankrupt. Quite simply, a bankrupt or insolvent agency is not able to maintain its obligations in regards to your insurance policy — or any other. Although this is the least likely possibility, it does happen from time to time. In many cases, a struggling agency will be purchased by another, larger agency that will be able to continue your insurance with no problem. If this is not the case, though, you will have to switch agencies before your current company closes its doors.
Source: articlesnatch.com

Secure A Better Life With Medicare Insurance

Moreover, it helps cover some preventive services to help maintain your health and to keep certain illnesses from getting worse. Private Medicare supplemental insurance covers the costs that can add up quickly. Costs like deductibles, co-pays, prescriptions, and other expenses can add up over time. With Medicare alone, you may be required to cover these expenses, which could provide a great financial hardship. Medicare supplement plans will help to cover the costs of all of these. The government benefits might be extremely affordable but it will not cover all of your medical expenses. To ensure the better and quality insurance it is up to your choice.
Source: heartscontentofamama.com

Medicare supplement insurance company gets fined for overcharging for a Medicare supplement policy.

One of the items that is reviewed is the medical claims as compared to incoming revenue from premiums paid by clients. This helps the department understand if the insurance company is requesting excessive increases.  Should it be determined that the insurance company is requesting excessive rate increases the DoI can reject the request and/or let them know what they feel is a more satisfactory percentage increase.
Source: gomedigap.com

Health First Introduces Medicare Supplement Policies

Policy holders of Health First Medicare supplement policies are not required to use Health First’s hospitals, medical or wellness services, or physicians, and prior authorizations for services are not required. If Medicare covers a service, then the Medicare supplement policy will too. Additionally, these policies include benefits that Original Medicare does not cover, such as the first three pints of blood, additional lifetime reserve days, and foreign travel emergencies. Plus, as an added service not covered by Medicare, all policy holders are entitled to a free fitness membership at the Health First Pro-Health & Fitness Centers in Melbourne, Merritt Island, Palm Bay and Viera, and Parrish Health & Fitness Center in Titusville. Additional fitness center locations throughout the state will be available soon.
Source: spacecoastlivinghealth.com

Triple Lx2: Dos And Don’ts Of Medicare Supplemental Plans

The supplementary insurance plans for the authentic Medicare, the Medicare supplement Plans would be the very best assist a single can get for your greater profit in Medicare insurance policies. In fact the Medicare supplement plans were initially standardized in 1992 and considering that then there continues to be twelve Medicare supplement insurance coverage plans to become sold along with Unique Medicare. The primary function with the Medicare supplement insurance coverage plans is always to bridge up the gap in between the unique Medicare policy coverage along with the actual medical bill payable by the beneficiary. Due to this nature of the Medicare supplement insurance coverage plans these plans also came to be called the Medigap insurance plans. Aside from filling up the gap left behind by the Original Medicare plans the Medigap policies also offers several other facilities and profitable alternatives.ses as to which services they intend to reduce. It’s recognized that medical doctors and hospitals are likely to err on the side of not risking lawsuits. Several of us currently have finish of existence directives to prevent currently being kept alive within a vegetative state that brings us no true which means. If these are the types of wellbeing care congress desires to cease, the majority of individuals would agree. Within the other hand, if congress is talking about discouraging procedures that could give folks much more many years of worthwhile daily life, then there should be opposition.
Source: lllx2.com

Benefits of Getting Medicare Supplemental Plans

It cannot be avoided that your healing check is extreme or that your healing losses have been not lonesome with a simple healing word coverage. This is complaint since healing bills have been no joke. And for those on top of 65 years old, there have been some-more problems as well as diseases gifted than a younger ones. The value of carrying a Medicare addition skeleton is that we have been means to equivocate profitable out-of-pocket payments. It gaps a complaint in between a copayments, a coinsurance as well as a strange Medicare word policy. Through this, any one can save a outrageous understanding of income from hospitalization, medicines, red blood products as well as a like. And if we devise to get this addition plan, this is automatically renewed each year to equivocate con of stuffing up writings as well as alternative processes.
Source: healthinsurance-sandiego.com


Decide if you want “Original Medicare” or a Medicare Advantage plan.  Talk to your doctor and see which plan he/she recommends.  Many doctors are accepting “Original Medicare” and not Medicare Advantage plans.  If you have a doctor that is in the Medicare Advantage plan’s provider directory, make sure you call to verify that he/she is still accepting that particular Medicare Advantage plan.  Sometimes providers are in the directory, but stopped accepting the plan long before it went to print.  The main difference between “Original Medicare” and Medicare Advantage plans is “Original Medicare” works only with Medicare and generally, you or your supplemental coverage pay the deductibles or coinsurances.
Source: medicaretruths.com

LePage calls Obamacare an expensive stripping away of freedom, says IRS is ‘new Gestapo’ — Politics — Bangor Daily News — BDN Maine

Posted by:  :  Category: Medicare

KNOW WHO YOUR CZARS ARE --ENOUGH TO MAKE YOU SICK ---ONLY OBAMA COULD CREATE POSITIONS FOR THESE INCOMPENTENT COMMUNISTS AND SOCIALISTS by SS&SS“The Supreme Court’s decision to uphold the health reform law ensures hard-working, middle-class families will get the security they deserve and protects every American from the worst insurance company abuses,” said Sanborn, according to a written version of her speech. “Because Obamacare was upheld, if you are a family of four living in Maine earning $46,000 a year, you will soon be eligible for a $10,000 tax credit. And by August, thousands of Mainers will receive a rebate because their insurance company spent too much of their premium on administrative costs or CEO bonuses.”
Source: bangordailynews.com

Video: Maine medigap insurance aka medicare supplement

How the Health Care Law is making a difference for Maine with the help of Dirigo

• Making prescription drugs affordable for seniors Thanks to the new health care law, 12,865 people with Medicare in Maine received a $250 rebate to help cover the cost of their prescription drugs when they hit the donut hole in 2010. Since the law was enacted, Maine residents with Medicare have saved a total of $11,061,851 on their prescription drugs. In the first five months of 2012, 2,060 people with Medicare received a 50 percent discount on their covered brand-name prescription drugs when they hit the donut hole. This discount has resulted in an average savings of $551 per person, and a total savings of $1,134,503 in Maine. By 2020, the law will close the donut hole.
Source: maineinsights.com

Healthy Seniors Featured Initiative: FamilyWize

United Way and FamilyWize have been working together to deliver big savings by distributing free prescription drug discount cards. These cards are provided free of charge both to the organizations and agencies helping to distribute the cards and to the people who receive the cards. All funding for the FamilyWize program is provided by part of the dispensing fee that is included in the cost of medicines when a FamilyWize card is used to save a person money, and by in-kind donations and reduced costs from the program sponsors.
Source: unitedwayem.org

Rocky Coast News: Maine Medicaid Program Receives $1.1 Million in Vioxx Settlement

Maine Medicaid Program Receives $1.1 Million in Vioxx Settlement Augusta, Maine – Attorney General William J. Schneider announced today that Maine has received payment of more than $1.1 million in a nationwide settlement with pharmaceutical manufacturer Merck Sharp & Dohme Corp. (Merck) involving allegations of off-label marketing and failure to disclose potential adverse health effects of the painkiller Vioxx. The settlement agreement, reached with the United States and 43 states and the District of Columbia in November 2011, resolved allegations that Merck marketed it drug Vioxx for uses not approved by the United States Food and Drug Administration (FDA), misrepresented the cardiovascular safety issues related to the drug and otherwise made false and misleading representations about Vioxx. Merck paid the states and the federal government a total of $615 million in civil damages and penalties to resolve claims on behalf of the Medicaid, Medicare and other federally-funded healthcare programs. Vioxx (generic name rofecoxib) is a non-steroidal anti-inflammatory medication that was approved by the FDA in 1999 for the treatment of osteoarthritis, acute pain conditions and dysmenorrhea. Once approved by the FDA, a manufacturer may not market or promote a drug for any use not specified in the FDA-approved product label. These uses are also known as unapproved or “off-label” uses. On September 30, 2004 Merck voluntarily withdrew Vioxx from the market worldwide, citing an increase in the incidence of heart attacks and strokes in patients taking Vioxx. This settlement resolves allegations that Merck marketed Vioxx for the treatment of rheumatoid arthritis before the FDA approved the drug for that use and that Merck made inaccurate, misleading and unsupported statements about Vioxx’s cardiovascular safety in order to increase sales of the drug. The misleading representations caused physicians to write prescriptions for Vioxx that they otherwise would not have written, resulting in Medicaid paying for prescriptions that should not have been submitted for reimbursement. “The big payout by Merck follows multi-year investigations and extensive civil and criminal litigation,” said Attorney General Schneider. “Especially where patient safety is at risk, we will work diligently with our state and federal partners to hold drug makers accountable for fraud and abuse and safeguard the taxpayer dollars that fund essential healthcare services for our most needy citizens.” Assistant Attorney General Michael Miller, Director of Attorney General Schneider’s Healthcare Crimes Unit, handled this matter. The Healthcare Crimes Unit is the Medicaid Fraud Control Unit for the State of Maine charged with investigating and prosecuting financial fraud and other crimes committed by MaineCare providers or their employees, and investigating and prosecuting abuse, neglect or exploitation of elderly and dependent persons that occurs in health care facilities or by health care providers. To learn more about the Office of the Attorney General Healthcare Crimes Unit, go to: http://www.maine.gov/ag/crime/crimes_we_prosecute/healthcare_crimes.shtml
Source: blogspot.com

Daily Kos: Snowe, Collins: No Medicare, Social Security cuts in debt deal

1)  Link to the “reliable report”.  Oh wait, you can’t.  Because your “reliable report” is based on rumor.  However, assuming it’s true, what is it that you don’t understand about positioning  against the repubs bringing the subject up again?  Now the Dems can not only campaign on the fact that the repubs actually voted to end Medicare, they also refused to consider doing what the repubs have been saying they wanted to do – raise the retirement age.  They can’t bring that up again now and expect serious consideration  They were made an offer they KNEW they couldn’t accept without tax increases on the wealthy, so they turned it down, effectively taking the issue of raising the eligibility age off the table in future negotiations.  This is Politics 101.  And since this is officially a partisan Democratic political website, it’s laughable that you don’t understand how this works.
Source: dailykos.com

Bachmann Calls For Federal Audit Of Minnesota Medicaid Program

Posted by:  :  Category: Medicare

Running Amok Again by elycefelizMinnesota Public Radio: Bachmann Wants Independent Audit Of State’s Medicaid Program Michele Bachmann is stepping up her campaign for federal officials to take a deeper look at how Minnesota’s Medicaid managed care plans operate. Later today, the Minnesota Republican congresswoman will send a letter to Marilyn Tavenner, the head of the Center for Medicare and Medicaid Services, asking that the federal government conduct an independent, third-party audit of Minnesota’s management of the federal-state health care program for the poor. Bachmann’s request comes after a House hearing in April that paid particular attention to Minnesota’s contracts with nonprofit managed care organizations and UCare’s $30 million payment to the state in 2011 (Neely, 6/7).
Source: kaiserhealthnews.org

Video: Part 2: Romney greeted in Eagan MN by seniors waving “Mitt(s) Off My Medicare!” Signs

MNA Daily NewsScan, June 28, 2012: ACA Upheld; RNs Know “Medicare for All” is best solution

2010 Bargaining Abbott Northwestern Allina Bemidji Bemidji Sanford Hospital Children’s Hospital Duluth Bargaining Duluth Strike Fairview Medical Center Fairview Southdale Gov. Mark Dayton HCMC Healthcare HealthEast Hibbing Hibbing Nurses Hospitals Iowa Nurses Jennie Edmundson Labor Unions Linda Hamilton Madison Main Street Contract Mark Dayton Methodist Minnesota Nurses Association Minnesota Politics National Nurses United NNU North Memorial Nurses Nurses Strike Nursing Park Nicollet Methodist Hospital patient safety Politics Politics in Minnesota Range Regional Health Services Right to Work Scott Walker SMDC St. Luke’s Hospital Tax Wall Street unsafe staffing Wisconsin
Source: mnablog.com

SEIU Minnesota Responds to Today’s U.S. Supreme Court Ruling over the Constitutionality of the Affordable Care Act

Schnell says today’s ruling does not make the health care insurance crisis disappear in this country. She says the freedom to make choices over access to health insurance and healthcare should be a right in America, not a privilege.  “Americans will continue to be squeezed by higher premiums, more and more people will lose coverage due to high costs they won’t be able to afford and access to healthcare will be further limited as a result.”
Source: seiuhealthcaremn.org

MN Republicans Awarded For Healthcare Leadership

Regarding the Medicare reform agenda, David Lipschutz, a policy attorney at the Center for Medicare Advocacy, expressed a concern that the amount given to beneficiaries in the form of vouchers will not keep up with the costs of health care and health care inflation. In effect, health care costs will be passed on to the beneficiary. Lipschutz also believes that claims that Medicare is bankrupt are grossly exaggerated. “It’s true that Medicare costs are increasing, because of the growing Medicare population, but the whole notion of Medicare going bankrupt is pretty misleading,” Lipschutz said. “Right now when people talk about bankruptcy and solvency, they’re talking about Medicare Part A, the Hospital Fund. It’s pretty healthy compared to where it’s been over the past decades.” Lipschutz said that the projected date of insolvency has fluctuated anywhere between three years to 20 years, based on the health of the economy at the time the Medicare trustees release their annual report. Most recently, the trustees’ 2012 report projected that the exhaustion date (when the program won’t have enough money to pay all of its obligations) is 2024. “The important point to make is, say if everything stays the way it is now, at the point the trust fund can’t pay 100 percent of the costs, it will be paying something like 87 percent. It’s still covering the vast majority of the cost,” Lipschutz said. “The dangers are being overstated. There are things that can be done that would have much less impact on Medicare beneficiaries.” Lipschutz said the organizations pushing premium support should let the Affordable Care Act show its full potential before resorting to measures that he said would harm beneficiaries.
Source: mnpoliticalroundtable.com

The Case for Medicaid Audits to Prevent Fraud

I got involved in this issue in February, after whistleblowers contacted my office to report details in the Minnesota Medicaid program that just didn’t add up. I was appalled to learn what could be going on in my home state. So I joined with State Senators Sean Nienow (District 17) and Michelle Benson (District 49) for a press conference on these allegations, and I have been involved publically in the issue ever since.
Source: redstate.com

The Medicare Secondary Payer Act: Ethical Considerations in Settling Cases

Before the MSP Act became a major issue in workers’ compensation and other cases involving personal injuries, attorneys were often not mindful of their obligations under the act and its potential ethical ramifications. Prior to the year 2000, a number of jurisdictions issued advisory opinions regarding the conduct of lawyers with respect to the settlement of liability or workers’ compensation claims, or both, and the resolution of unpaid liens for medical providers as a condition of settlement. However, these advisory opinions were short and vague. For example, in 1996, the state of North Carolina issued a rather benign statement indicating that lawyers in a personal injury claim may not execute an agreement to indemnify the tortfeasor’s liability insurance carrier against unpaid liens for medical providers.
Source: mnbenchbar.com

Mathematica Policy Research

Disability  Early Childhood  Education   Family Support     Health      International      Labor         Nutrition   
Source: mathematica-mpr.net

Minnesota Medicaid, Medicare fraught with overspending, corruption

The U.S. House of Representatives Committee on Oversight and Government Reform found that the state used an accounting trick in order to leverage federal reimbursement of state Medicaid spending as far back as 2010: “The state was intentionally lowering the rates paid to the managed care companies for plans outside the Medicaid program and increasing the rates within the Medicaid managed care program,” a House staff report reads.
Source: ripandreader.com

Update: CPID 3521 Minnesota Medicare Electronic Remittance Advice Files Delayed

Update from payer: Medicare Part A 5010A1 Electronic Remittance Advice (ERA) for Minnesota for June 5, 2012, has been delivered. EDI Support Services (EDISS) apologizes for any inconvenience this may have caused. Original Notice Sent June 05, 2012: Please read the following bulletin from NGS regarding the payers listed below: Medicare Part A 5010A1 Electronic Remittance Advice (ERA) for Minnesota for June 5, 2012, are delayed. EDI Support Services (EDISS) apologizes for any inconvenience this may cause. A follow-up email will be sent. Payers affected are: CPID 3521 Minnesota Medicare Please be aware of this payer processing issue. Further notification will be sent as it is received. If you have any questions, please contact Client Services at 1-888-348-8457, option 2.
Source: collaboratemd.com

Bachmann calls for audit of Minnesota's Medicaid program

A congressional panel grilled Minnesota officials over the state’s management of federal Medicaid funds in April, spurred on by a dispute between the state and federal government over a $30 million reimbursement from one of the state’s HMOs, UCare. Minnesota officials have said the dispute was a misunderstanding, but federal lawmakers charged it was indicative of long-term mismanagement of Medicaid funds by the state government.
Source: minnpost.com

Health care law delivers free preventive services to 129,126 with Medicare in Minnesota

Prior to 2011, people with Medicare faced cost-sharing for many preventive benefits such as cancer screenings.  Under the Affordable Care Act, preventive benefits are offered free of charge to beneficiaries, with no deductible or co-pay, so that cost is no longer a barrier for seniors who want to stay healthy and treat problems early. The law also added an important new service for people with Medicare — an Annual Wellness Visit with the doctor of their choice— at no cost to beneficiaries.
Source: hometownsource.com

Senior Target Marketing Back Brace, CPAP, Medicare Supplemental Insurance Leads

Posted by:  :  Category: Medicare

Deal 3, Table 7: Initiation enter Trick A~ contract taker leads King of Risks by KevinHutchins314This entry was posted on Thursday, June 7th, 2012 at 11:46 pm and is filed under Back Brace Leads, Health Insurance Leads, Medicare Supplemental Insurance Leads, Mobility Leads, Private Insurance Diabetic Leads, Reverse Mortgage. You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.
Source: directresponsepros.com

Video: Free Insurance Leads…Your “Where Do I Sign?” Leads for Insurance?

Consumer Complaint Reports

For insurance agents wanting to take their pursuit of success to the next level, few things are more valuable than Medicare supplement leads. In a difficult economy, every advantage helps, and the right leads give agents a competitive advantage. ParasolLeads understands the importance of staying one step ahead of the competition and takes the danger of scam artists and lead generation services that offer deep discounts but deliver low quality leads out of the picture.
Source: consumer-complaintreport.com

Can You Make Money Selling Medicare Advantage?

You should talk to someone who was on an MA plan and had to use it. I signed up a lady yesterday that had an MA plan in another state. Her health took a turn for the worse a few months back resulting in her spending 2 weeks in the hospital, 2 in rehab. Her $27 plan ended up costing her over $3,000 in OOP expenses. Even before her setback, her 1 – 2 monthly doc visits added to the cost of her plan. The Rx coverage that was married to the MA did not include her most expensive meds on their formulary. Since she has moved out of the service area she is GI and I put her on plan N @ $132 month plus another $38 for PDP that covers all her meds. In addition to more protection against OOP she no longer has to deal with networks and can use any doc anywhere.
Source: insurance-forums.net

Insurance Success Story : Tufts Medicare Preferred

Before Tufts Medicare Preferred started to use the HubSpot software to assist with their marketing, their main challenges stemmed from generating new leads from a very fragmented website. They needed a way to connect the dots and figure out how users on their website use each of the tools they provided and what they could do to improve their experience. They had no way to track how visitors were navigating their website, nor a great way to capture lead information on each page. As Baby Boomers begin to retire, that core demographic of 65+ individuals are driving more online traffic than ever before, and Tufts Medicare needed new data on how to reach them more effectively. They discovered HubSpot’s end-to-end enterprise marketing software and originally bought because of the ability to quickly create landing pages. They soon realized however, it also provided them with the tools they needed to track visitors and get even more data than they ever thought possible.
Source: hubspot.com

Medicare Supplement Insurance Leads

advantage Benefit coinsurance com Complement cost cowl firm health information insurance medical health insurance Medicare medicare beneficiaries medicare benefit medicare drug plan medicare insurance medicare part c medicare part d medicare plan medicare protection medicare supplement medicare supplemental insurance medicare supplement insurance medicare supplement plan medicare supplements Medigap medigap plans number person personal insurance coverage plan premium prescription prescription drug coverage private insurance companies Protection provider Safety sixty Social social security administration state supplement website
Source: fluxfeatures.com


As an Insurance Sales Representative with Worlco Management Services, you must be goal-oriented, possess excellent interpersonal communication skills and a positive attitude. You must be able to show previous success in other areas of your life such as school or work experience and have excellent phone skills. You must be able to initiate and carry a conversation, ask for referrals, generate new business and drive many miles each day to make sales calls. You must also possess high moral integrity, a strong work ethic and a dedication to serving the needs of the Medicare-eligible community.
Source: careers.org

Precise Leads to attend LeadsCon East 2012

Be sure to visit Precise Leads at the 2012 LeadsCon East 2012 Silver Sponsor, Booth 410. We value the opportunity to answer any questions, and further explain our optimal marketing strategies that allow us to connect interested consumers with a vast network of local and national insurance carriers.
Source: preciseleads.com

Waiting for Medicare While a Cancerous Tumor Grows

It would have made sense for all for her to have received an early treatment.  Not only would her own likelihood of recovery have been better, but the expense of the operation (done earlier rather than later, before the tumor had grown to 51 pounds) would have been far less.  Indeed, it would have made sense for Medicare itself to have paid for an earlier operation, if it were legally possible for it to do so.  The lady would have gained, Medicare would have gained (as it subsequently covered a far higher cost), and society would have gained.
Source: aneconomicsense.com

How Low Might Medicare’s Drug Payout Go?

Posted by:  :  Category: Medicare

No doctor shopping here, buddy by Newtown grafittiArticles on Dr. Massen’s Reading List reflect the original author’s views, which Dr. Massen may or may not agree with. No information or opinions provided here should be used for the purpose of self-diagnosis or as a substitute for medical advice by a physician licenced in your state. Always consult your family doctor before beginning any new treatment, changing your diet, starting a new exercise regimen. If you live in the East Bay, feel free to call our Hayward office for health consultation by Dr. Massen.
Source: massenmedical.com

Video: Medicare Prescription Drug Plans – 2011

The Medicare Prescription Drug Plan Tool 

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Source: texasfamilybenefits.com

Medicare Drug Help Connecticut « Insurance News from Crowe & Associates

To qualify for ALMB an individual must make less than $2,308.88 a month.  This amount is raised for a couple to $3,127.28 a month.  There is no asset limit for this level of drug help in Connecticut.   For a list of the different RX programs and the income level for each Medicare Savings Program Income Levels
Source: croweandassociates.com

Affordability and Benefits in the Choice for the Medicare Drug Plans

Before the advent of the Medicare Part D into the lives of the Americans, there was no coverage for the prescription drugs except with the Medicare Advanced Plans or if the patient is currently confined in the hospital. The Americans have to dig into their own pockets when there is a need for the prescription drugs for medication or for preventive measures like heart ailments and high blood pressure. Part D is composed of different medicare drug plans that vary from state to state and it is very important for the individuals to consider the needs before they enroll in any plan.
Source: terraarchitecture.net


Under Medicare Part D, private insurance companies will enter into contracts with the Department of Health and Human Services to provide insurance for prescription drugs.  The coverage requirements (such as use of formulary drugs, tier assignments, etc) under the plans will vary by state; to reflect differences in provider costs and patient demographics.
Source: retireusa.net

Medicare Prescription Drug Coverage and Medigap: Supplemental Medicare Plans and Medicare Part D Coverage Policies

It’s important to keep in mind that a "Medicare Prescription Drug Plan might only cover certain prescription drugs (on its “formulary” or “drug list”)…Check whether or not your current prescription drugs are on the Medicare Prescription Drug Plan’s list of covered prescription drugs before you join. If your Medigap premium, or your prescription drug needs, were very low when you had your first chance to join a Medicare Prescription Drug Plan, your Medigap prescription drug coverage may have met your needs. However, if your Medigap premium, or the amount of prescription drugs you use, has increased recently, a Medicare Prescription Drug Plan might now be a better" health care option for you.
Source: suite101.com

DC Week: CMS Proposes Doc Pay Hike

New York Daily NewsFlesh-eating bacteria case identifiedDetroit Free PressHeadlines FARMINGTON HILLS A Farmington Hills woman has had multiple surgeries after contracting flesh-eating bacteria, according to a relative. Crystal Spencer, 33, was hospitalized June 30, said her maternal aunt Leanna Hornak.Michigan Woman Has Same Flesh-Eating Bacteria Aimee Copel […]
Source: 247healthnews.net

Full List of Obamacare Tax Hikes: Listed by Size of Tax Hike

: Flexible Spending Account Cap – aka “Special Needs Kids Tax” (Takes effect Jan. 2013): Imposes cap on FSAs of $2500 (now unlimited).  Indexed to inflation after 2013. There is one group of FSA owners for whom this new cap will be particularly cruel and onerous: parents of special needs children.  There are thousands of families with special needs children in the United States, and many of them use FSAs to pay for special needs education.  Tuition rates at one leading school that teaches special needs children in Washington, D.C. (National Child Research Center) can easily exceed $14,000 per year. Under tax rules, FSA dollars can be used to pay for this type of special needs education. Bill: PPACA; Page: 2,388-2,389
Source: congressarizona.org

Central States Indemnity Medicare Insurance

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSBerkshire Hathaway is of course the large investment conglomerate run by none other than Warren Buffett.  In 1992, Berkshire acquired Central States and due to the immense resources behind such a well respect holding company, CSI is afforded an extremely high rating for a midsize Medicare supplement provider.
Source: ohioinsureplan.com

Video: Lowest Rates Of Michigan Medicare Supplement Providers

View and Compare Medicare Supplement Insurance Online

When it comes to taking the leap into gap insurance online advisors will guide you through what is available and help shop the Medigap market to find the best premiums that you qualify for. As rates change each year you will want to contact your online Medicare Supplement Insurance provider to get updates on lower rates from other Medigap Insurance providers. An online advisor is helpful in helping determine exactly what gap insurance program you should enroll in according to prior history and current lifestyle.
Source: blog-millionaire-articles.com

Getting Educated on Medicare Supplements

There are policies known as Medi-Gap Insurance policies and these are beneficial because there are guaranteed periods of issuance which means no health examination  required to receive the insurance! Medi-Gap brings quotes when you apply from only the TOP providers and it is brought to just ONE Place so you are not doing many searches trying to find information, one stop shopping. The system is easy to navigate, you put your zip code in and all the possible providers in your area are given.
Source: pittsburghfrugalmom.com

How Medicare Supplement Plans Work

In future anything can take place with us. As a result we ought to be mindful and cautious in the quite fact. Correct means of having precaution will be the only to have this difficulty solved. The introduction of insurance in our lifestyle may be the method of counter every one of the unknown undesired accident of our lifestyle. You have to become often extremely cautious and every measures with the strategy to counter or fight the unknown occurring must be taken in advance. Here within this article we’ll be discussing to the insurance policies dealing with wellness situation. Portion B covered health care expenditures incurred as a result of outpatient procedures and services. Due to the adjustments during the health care business and also the evolving wants of senior citizens, the Medicare supplemental program was developed. As being a Medicare beneficiary, the possibilities offered by these plans allow you to be covered beyond the unique program’s parameters. Medicare supplemental can be a wellbeing insurance coverage plan offered by private insurance companies to individuals folks, who are over the age of 65 years and beneath of 65 years. There are lots of types of protections that you could decide on from Medicare of your choices and interests. All plans of this category are increasingly more advantageous and supportive and caring to safe the existence happily and progressively. There are numerous acknowledged insurance businesses available inside the market place, so you really should have great understanding and sharp understanding of plans to choose the right alternative from Medicare policies. Importantly, you should create excellent comparison between them, lastly you should select the most effective insurance program for defending the daily life with numerous kinds of benefits. A number of the accepted companies of Medicare supplemental plans provide the “silver sneakers” program to their plan participants. This program helps spend for that costs of well being related services, for example health club memberships and fitness classes. Prior to enrolling, verify that spots as part of your place participate in the plan. Because of this additional characteristic, you could shell out for your plan than those made available by other companies. No matter whether it’s worth the expense for you is a really personal selection. Another aspect to think about is company ratings. Many firms who have increased ratings have higher premiums. You will find as considerably as 12 diverse kinds of plans administrated and sold by various healthcare wellbeing companies. These 12 plans can help you to cover all of the large and small fees which are not covered from the authentic plan. It helps the beneficiary to pay out for all those expenses will not be been integrated below the policy coverage with the authentic Medicare plans. These plans assortment under the letter covers A through L and each and every of them have their own policy coverage. The supplementary insurance coverage plans on the original Medicare, the Medicare supplement Plans would be the best help a single can get for your greater profit in Medicare insurance policies. In reality the Medicare supplement plans had been originally standardized in 1992 and given that then there continues to be twelve Medicare supplement insurance plans to be sold as well as Authentic Medicare. The main function of the Medicare supplement insurance coverage plans is to bridge up the gap among the unique Medicare policy coverage and also the actual health-related bill payable by the beneficiary. Due to this nature from the Medicare supplement insurance plans these plans also came to be called the Medigap insurance plans. Apart from filling up the gap left behind by the Authentic Medicare plans the Medigap policies also supplies several other facilities and worthwhile choices.ses as to which services they intend to lower. It’s well-known that medical doctors and hospitals have a tendency to err to the side of not risking lawsuits. Several of us already have end of life directives to avoid currently being kept alive within a vegetative state that brings us no actual that means. If these are the kinds of health care congress wants to quit, the majority of people would agree. On the other hand, if congress is talking about discouraging procedures that could give folks far more years of worthwhile daily life, then there ought to be opposition. Medicare Supplement Insurance Cuts Face Opposition. According to Mary Beth Senkewicz, Florida’s deputy insurance commissioner, increasing the cost-sharing for Medigap plan holders would violate state and federal laws that require guaranteed renewable benefits. She added that this would lead to “serious confusion” for those who rely on Medigap insurance to protect them from unanticipated medical costs. By limiting coverage, it could potentially discourage people from getting necessary medical care. In addition, the bipartisan National Association of Insurance Commissioners sent a letter opposing these changes.
Source: articlesnatch.com

MedicareSupplementPlans.com Connects Consumers With the Best Medicare Supplement Insurance Plan Offers

With the ever-increasing costs of medical care, even Medicare coverage can leave too many unpaid medical bills for the typical consumer to afford. Although Medicare was once considered an effective way to meet the medical care costs of older Americans and people with disabilities, today it simply isn’t enough, which leaves consumers seeking Medicare supplement insurance plans to cover additional costs. MedicareSupplementPlans.com recently launched its redesigned website to provide greater support, in-depth information and quotes for the best Medicare supplement insurance plans available. Also known as Medigap, Medicare supplement insurance plans are private health insurance plans designed to pay some of the health care costs not covered by Medicare, such as co-payments, co-insurance and deductibles. Visitors to MedicareSupplementPlans.com can simply fill out the form available on the site’s landing page to find and compare the best Medicare supplement insurance plans and rates from all of the top insurance companies. After filling out the form and clicking Get Quote, a licensed Medicare supplement insurance agent follows-up with a no pressure, free insurance quote with detailed information about plan options and benefits to meet individualized needs. “The advantage of choosing a supplemental Medicare insurance plan over Medicare Select or Medicare Advantage is that with a Medigap plan you have absolutely no network restrictions; in other words you can go anywhere for your health care as long as the provider accepts Medicare,” explained a MedicareSupplementPlans.com spokesperson. The site connects consumers with highly trained licensed agents. The agents help consumers cut through the jargon so they can select the plan that is most appropriate for them at the best possible price. The site offers a whole host of reference material with brochures, rates and applications for the top suppliers available to download. To assist consumers in choosing the correct plan the site offers a detailed but simple to follow Medicare supplement insurance plan benefit comparison chart. The chart details the benefits of different Medigap policies so consumers can quickly identify which plan is appropriate for their circumstances. Editorialized content accompanies the chart guiding consumers through the technicalities of the policies. About MedicareSupplementPlans.com MedicareSupplementPlans.com is Health and Life Insurance Services, LLC, one of California’s largest independent insurance agencies specializing in the best Medicare supplement insurance plans from leading brands. Visitors to the site can easily access comparison quotes, full customer service and detailed information about Medicare supplement insurance plans, as well as in-depth editorial content to guide them through the decision-making process. Learn more at http://www.medicaresupplementplans.com
Source: sbwire.com

On Getting An Online Car Insurance

By purchasing online car insurance, car owners would enjoy the benefit of having economic safety. Accidents have always been the type of emergency situation that entails a lot of costs to involved parties. Even minor ones, without injuries, would need one to pay costs for the other vehicle. For this purpose, it is more advisable to pay monthly fees known and are within the budget than pay nothing at all but lose everything.
Source: medicaresupplementdallas.com

Medicaresupplemental.com Estimated Value $3,751.20 USD

The information in this whois database is provided for the sole purpose of assisting you in obtaining information about domain name registration records. This information is available “as is,” and we do not guarantee its accuracy. By submitting a whois query, you agree that you will use this data only for lawful purposes and that, under no circumstances will you use this data to: (1) enable high volume, automated, electronic processes that stress or load this whois database system providing you this information; or (2) allow,enable, or otherwise support the transmission of mass, unsolicited, commercial advertising or solicitations via facsimile, electronic mail, or by telephone to entitites other than your own existing customers. The compilation, repackaging, dissemination or other use of this data is expressly prohibited without prior written consent from this company. We reserve the right to modify these terms at any time. By submitting an inquiry, you agree to these terms of usage and limitations of warranty. Please limit your queries to 10 per minute and one connection. Registrant: HealthCare.com Inc. 3301 NE 1st Ave Suite PH4 Miami, Fl 33137 US Registrar: Domain.com Domain Name: MEDICARESUPPLEMENTAL.COM Created on: 05-APR-07 Expires on: 05-APR-15 Last Updated on: 15-JUL-10 Administrative, Technical Contact: Inc., HealthCare.com domains@healthcare.com HealthCare.com Inc. 3301 NE 1st Ave Suite PH4 Miami, Fl 33137 US 786-472-2966 786 472 2969 Domain servers in listed order: NS.RACKSPACE.COM NS2.RACKSPACE.COM End of Whois Information
Source: widestat.com

Medicare Supplement Insurances

In order to get Medicare Supplement Insurances when using a health quote service, you will need to provide basic information such as your age and gender.  You will get a number of different insurance policies from different providers to review the prices and policy figures from all the different providers.  You can pick out those insurance plans that give you exactly what you need and that are within your financial reach.
Source: emhhealthcarejobs.com

Medigap Advisors Hosts Live Questions and Answers after Healthcare Reform Ruling

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SS[…] […] Long says, “Millions of newly insured people will be wanting to take advantage of their low-cost benefits, so Medicare actuaries are predicting doctor shortages.” He is concerned that healthcare reform encourages doctors to form Accountable Care Organizations or ACOs. Long warns beneficiaries: “You will not necessarily see the same doctor at each visit, and you will probably not be allowed to get care from doctors outside of the ACO. Because of the way that ACOs are compensated, there are incentives for them to provide less service. It is your responsibility to take an active role in your care, to ask questions and demand the treatment you feel you deserve.”Source: medigapadvisors.com […]Source: medigapadvisors.com […]
Source: medigapadvisors.com

Video: Medicare Supplements Overview

My medicare advisor, How you can choose right Medicare supplement plan?

Find right coverage Medigap Plans and Medicare Supplement Plan for insure your supplemental medicare after retirement. Mymedicare advisor helps you make a decision about how to choose a Medigap Plans, Medicare Supplement Plan, and Supplemental Medicare plan.
Source: hibo5k.com

Business, Health, Insurance and Finance Law

Different varieties of Medicare supplement insurance are there. You may avail it as one of the means of purchases from the concerned company of insurance. The additional bits of medical insurance may be extended by your employer as well. In this connection, it is worth noting down certain disease specific ailment of much seriousness may also come under the category of Medicare supplement insurance. They are usually marked by the provision of cash- benefits in lump sum amounts. Besides catering to areas, mentioned as above; the provisions of child care, accessory expenses of the family on counts of health centric factors, bills of utility, payment for car and that for groceries and other expenses of living are also taken care of.
Source: law-17.com

Epic Insurance: Medicare Supplement Insurance coverage

Medicare Supplement Insurance coverage – What You Need to have To Know As a general rule, Medicare supplement insurance will cover up to 80% of certain varieties of health-related treatments, hospitalizations, medical equipment and so on. The exact quantity of cover will rely on whether you have solely Medicare Part A coverage or whether you have opted for optional Component b coverage as properly. Even with additional Element B coverage a lot of folks are still forced to pay out substantial out of pocket expenses to cover the remaining twenty% not covered by Medicare. This gap is referred to as the co-payment sum and quite frequently individuals just do not have the cash to pay it in cash. There are a range of Medicare supplement insurance policies, or medigap as they are typically known as on the marketplace, exclusively created to aid individuals pay the co-payment sum and despite the fact that they could be managed by diverse businesses, every policy must fall beneath the tips of Medicare. There are currently twelve present standardized Medicare supplement insurance coverage plans which are also referred to as Medigap. The plans are labeled ‘A’ via to ‘L’ and offer various advantages at varying costs based on the co-payment required by the user. Even though the degree and kind of cover supplied in every single plan differs, each and every Medigap strategy should give simple Medicare benefits as a minimum. There is also an additional alternative obtainable known as Medicare Select which is a Medicare supplement insurance coverage policy that is much less high-priced than other plans. The only drawback to Medicare Select is that you are restricted to specified physicians and hospitals for your wellness care needs. The positive aspects inside of each and every of the twelve Medigap plans do not differ from firm to organization if you buy a plan ‘A’, it will be identical no matter which company you use. Nonetheless, premiums can fluctuate significantly from business to firm and paying a higher premium will not make sure that you obtain something more than and over what is integrated in the standardized strategy. The finest time to get a Medicare supplement insurance coverage policy is during the first 6 months after enrolling in Medicare Component B. This is the only circumstance where Insurers are obliged to accept you regardless of any pre-existing well being conditions. Premiums for Medigap policies are set by the following strategies Attained age: This creates the lowest premiums, specifically for those just turned 65. Even so, premiums do boost as you get older, usually every single one, three or 5 years, extremely usually reaching their highest point when you can least afford them. Issue age: Premiums are based on your age at the time of acquire and will not improve as you get older. Neighborhood-rated: Everybody in the identical geographic area pays the very same premium regardless of age. It must be noted that every January 1st Medicare’s rewards are adjusted to keep up with inflation and as all Medigap positive aspects are co-ordinated with Medicare’s, premiums for Medicare supplement insurance plans normally enhance each year above and over any increases described above. Our site has a massive sum of up to date details about medigap expense and crucial medicare concerns. Keep informed on this crucial issue.
Source: blogspot.com


Decide if you want “Original Medicare” or a Medicare Advantage plan.  Talk to your doctor and see which plan he/she recommends.  Many doctors are accepting “Original Medicare” and not Medicare Advantage plans.  If you have a doctor that is in the Medicare Advantage plan’s provider directory, make sure you call to verify that he/she is still accepting that particular Medicare Advantage plan.  Sometimes providers are in the directory, but stopped accepting the plan long before it went to print.  The main difference between “Original Medicare” and Medicare Advantage plans is “Original Medicare” works only with Medicare and generally, you or your supplemental coverage pay the deductibles or coinsurances.
Source: medicaretruths.com

Prophets of Culture: A Decent Proposal

There is at least a two-fold advantage in this proposal.  First, no one would have to carry the financial burden of those who do not pay for emergency room visits, etc.  Second, everyone would have a vested interest in acting as watchdog on their own medical care cost, since the initial payments will come from their Health Savings Account.  For example, it would now make a difference to the in-patient if his or her Tylenol came from the hospital pharmacy at $3.00 per tablet, or from the pharmacy across the street at $3.00 per bottle.
Source: blogspot.com

Michigan Insurance News & Tips: Applying Online For Michigan Medicare Supplement Coverage

Also seen a in a press release that just came out, Michiganhealthbroker, INC is going to online applications for consumers looking for Medicare supplement coverage. Michigan is home to one of the most populous states when it comes to seniors.  With this understanding, the agency now is specializing more into the Michigan Medicare market.  When it comes to supplements, the agency now is representing some of the most popular carriers on the market.  They include HAP, Standard Life, Omaha Insurance, and many more.  Some of these carriers (not all), have the option of these consumers applying directly online with help from our agency.  This has been a tremendous advantage as some people just do not want brokers at the table. To learn more about the Michigan Medicare supplement market, contact us today.
Source: blogspot.com

Social Security, Medicare and Health Care Steal From Kids

Posted by:  :  Category: Medicare

Joe the Plumber - To Flush The System ...More scams aim to ensnare Brevard seniors - Their ingenuity is boundless, Archer said. (Jul 2, 2012) ... by marsmet524John Stossel, columnist and Fox News contributor says that Social Security and Medicare are ponzi schemes run by Congress. With these entitlements plus health care we are stealing from our children. Instead we should delay retirement age, reduce payments to wealthier people and only pay out what an individual paid in plus the two to three times growth of the investment.
Source: rightpost.com

Video: Fresh Perspectives: MEDICARE

Daily Kos: Abbreviated Pundit Round

“I said that I agree with the [Supreme Court’]s dissent, and the dissent made it very clear that they felt [the individual mandate] was unconstitutional,” Romney said in a released clip of a CBS News interview. “But the dissent lost. It’s in the minority. And now the Supreme Court has spoken. And while I agree with the dissent, that’s taken over by the fact that the majority of the court said it’s a tax, and therefore, it is a tax.” And Romney “clarification” is one for semantics fanatics: “Actually the chief justice in his opinion made it very clear that at the state level, states have the power to put in place mandates,” Romney replied. “They don’t need to require them to be called taxes in order for them to be constitutional. And as a result, Massachusetts’ mandate was a mandate, was a penalty, was described that way by the legislature and by me, and so it stays as it was.” GOP leadership: It’s a tax! Romney and friends: It’s not a tax Romney: It’s a tax (federal) but not on a state level (even though it’s the same thing)
Source: dailykos.com

211md.org: Maryland @ SEOValidator.Net

Maryland, human services, maryland resources, natural disasters, Marylanders, help, 1. HEALTHCARE Health Insurance, Medicare, Medicaid, Community Clinics, Prescriptions, Dental Care, Children & Families assistance, Medical Expense Assistance, Women Infant & Children (WIC), mental health assistance, Suicide help, depression help, mental counseling, Substance Abuse help, Military OneSource, Military Family Support, military Reintegration help, wounded Warriors, Job Training assistance, Homelessness assistance, food Pantries Food Stamps, Free Meals, Eating healthy on a budget, Summer Food Programs for Kids, Rental Assistance, Eviction Prevention, Mortgage/Foreclosure assistance, Temporary Shelters, Finding Housing, UTILITY ASSISTANCE, Managing utility costs, jobTraining, Unemployment Benefits, Legal Aid, tenant Rights, child Support, Seniors, free Tax Preparation, Transportation help.
Source: seovalidator.net

Small Percentage Of Medicare Patients, Often The Young On Disability, Account For Most Of Costs

From The Wall Street Journal “The Crushing Cost of Care: A small percentage of challenging cases, often at the end of life, make up the great bulk of Medicare spending on hospital care. Are we anywhere close to containing the costs?” by Janet Adamy and Tom McGinty:In 2009, the top 10% of Medicare beneficiaries who received hospital care accounted for 64% of the program’s hospital spending, the Journal’s analysis found.
Source: blogspot.com

Changes to Illinois All Kids Medicaid Program Harmful to Thousands

Families that make 300% above the poverty level will no longer be eligible to put their children into this health care program. That percentage equates to about $60,000 for a family of four. The result is that 4,300 children in Illinois will suddenly be completely without health insurance. Many of these children have cancer, or other serious health conditions. Parents, or caregivers, of these children will soon be forced to figure out how to pay for the cost of things like chemotherapy, prescription medications, and hospital visits without the help from the All Kids program.
Source: families.com

The Coming Medicaid Battle

Since the mid-1800s, Appalachian coal has been a regional curse and a blessing. It has generated great wealth reflected today in philanthropy boosting universities and hospitals. It has also been a curse, locking coalfield people in a perpetual cycle of poverty, ruining mountain environments and killing miners. This book explores Massey Energy, formerly based in Richmond, in its notorious recent history that has involved a renegade chief executive, big political money and this country’s worst deep mining disaster in 40 years. Publication date: Sept. 18
Source: baconsrebellion.com

Elder Care in Turnersville, NJ

Posted by:  :  Category: Medicare

You may be eligible for benefits through Medicaid. Medicaid programs vary by state, so you will need to check with your state Medicaid office for more information. • Eligibility: People with disabilities are eligible in every state. In some states, people with disabilities qualify automatically if they get Supplemental Security Income (SSI) benefits. In other states you may qualify depending on your income and resources (financial assets). • “Buy-Ins”: Some states also have “buy-in” programs that allow people with disabilities with incomes above regular Medicaid limits to enroll in the Medicaid program. Children with disabilities can qualify for Medicaid either under these disability-related rules, or based on family income. • Expansion in 2014. Starting in 2014, the Affordable Care Act will expand the Medicaid program to cover people under age 65, including people with disabilities, with income of about $15,000 for a single individual (higher incomes for couples and families with children). • Help for disabled people: This expansion helps low-income adults who have disabilities but don’t meet the disability requirements of the SSI program. The expansion also helps those whose income is above their state’s current eligibility levels.
Source: hometostayhc.com

Video: Fat Arrogance: Rude-Hypocrite NJ Gov. Christie’s War on Medicare & The Poor

Carpet Cleaners in Bergen County NJ

Hazardous products including typical cleaning products including bleach, ammonia, and comet have been utilized for years. However, recent studies have caused alarm among the users of these cleaning products. Using these products without the proper protectants such as gloves and breathing devices can cause these products to seep into the skin and cause health problems. Moreover, the inhalation of these products can also cause breathing issues especially for those whom suffer from chronic bronchitis, asthma, and COPD. Additionally, whilst the hazard of usage is detrimental, it is an even more perilous to children and pets whom have access to these products as well. If ingested these can cause the erosion of organs including the lining of the mouth, esophageus, and stomach. It is easy for children and pets to stumble upon wet or newly cleaned surfaces that may contaminate the eyes. I own acompany that does carpet cleaning Bergen County NJ so I know what I am talking about, I have seen it all.
Source: medicare-fraud-attorney-san-antonio.com

Tea Partiers Rally Against Obamacare

Expand HSA’s to everyone. Those in poverty can be aided in funding their HSA. Not permanently! Those who are incapable of supporting themselves, from causes not of their control should be protected by us. The individual picks the type of healthcare insurance he wishes from bare bones catastrophic coverage to full service coverages. They pay the premium. All healthcare expenses should be treated the same under the tax code. If i buy my own insurance it should be tax exempt just like most employer or union insurance plans. All medical expenses should be tax deductable. (Some elective or quality of life items should be excluded) Illegals should not be covered until their presence here is legalized. Emergency rooms should no longer be the place to go for healtcare issues. This is the most expensive medical practice delivery location in the world. The number one reason for emergency room visits today is a headcold or similar symtoms at an average cost of $1,000 per visit. You want people to pay for their own Healthcare insurance, so do we. But, some can’t. We cannot help everyone and don’t want to. Some people are where they are as a result of their own choices. They are not my problem. I suspect the same applies in texas and florida. Yes State government forces you to buy auto insurance but driving is not a right, it is a priveledge. Also insurance protects me and other drivers not you at least as compared to health insurance. Obamacare protects no ones rights
Source: patch.com

N.J. Hospitals Face $97 Million in Med… ( Impact of New Payment Rule Could Reac…)

Related medicine news : 1. Security Officers Who Protect Kaiser Hospitals Rally With Community Supporters for Access to Affordable Healthcare 2. Minnesota Hospitals Pay $2.28 Million to Settle Medicare Fraud Charges Involving Kyphoplasty 3. Minnesota Hospitals to Pay U.S. $2.28 Million to Settle False Claims Act Allegations 4. Top International Hospitals Join Medeguide 5. Top Five Things Hospitals Need to do in Order to Remain Safe and Secure 6. CPM Resource Center and The Shams Group Partner to Help Hospitals Integrate Evidence-Based Clinical Content Into Information Systems 7. U.S. News Media Group Announces Americas Best Hospitals Video Series 8. Organ Donation Policies Vary Among Childrens Hospitals 9. Secretary of Health Unveils Pennsylvanias New Portable Hospitals in Lehigh County 10. Kaiser Foundation Health Plan and Hospitals Report First Quarter 2009 Financial Results 11. TouchPointCare Introduces TPC Transition Home to Help Hospitals Reduce Unplanned Readmissions
Source: bio-medicine.org

Obesity Carries Stigma, Even After Weight Loss

“Stigmatized conditions are despised more when they are perceived as easily controllable, a widespread perception about obesity,” said Dr. Latner. “Our findings partly supported this theory by demonstrating that reading vignettes describing weight loss led to greater obesity stigma than reading vignettes describing weight stability.”
Source: weightlosssurgerychannel.com

Payne Supported Medicare for All

“Right now, the Republicans are wrangling votes for another unbalanced and partisan scheme to end Medicare as we know it. Republicans are focused on protecting the top 2 percent of Americans at the expense of 98 percent of our families. Unfortunately, on April 15, 2011, House Republicans passed a budget that would end Medicare and replace it with a system where seniors get a voucher to go out and buy private insurance. Under the Republicans’ program, there would be benefit cuts and cost increases for seniors. Rather than supporting our elderly and disabled citizens, tax breaks would be provided to special interest groups, Big Oil and corporations that ship jobs overseas. Republicans argue that the Medicare program cannot be maintained and must be completely replaced. “I reject the Republicans’ efforts to end Medicare. I will continue to work with my colleagues on both sides of the halls of Congress to reach a balanced, bipartisan solution to reduce our deficit, create jobs, grow our economy and protect Medicare, Social Security and Medicaid beneficiaries.”
Source: njoneplan.org

Letter: Shelly Adler Criticizes Jon Runyan’s Medicare Vote

Our dedication to saving Medicare shows who we are as a nation – it serves as proof that we value and support those who have worked their entire lives to move our country and our economy forward. As a member of Congress, I will not let such an important program end for those who need it most, while corporate special interests are rewarded. Together, we will fight to protect this life-saving program that is so vital for seniors to live with the dignity that they have earned.
Source: tomsrivernjonline.com

Poll: Do You Agree with Supreme Court Healthcare Ruling?

Stew – you are the guy that the politicians love. Nice, affable, fall into line with simple logic. It is quite the opposite – it is UNAFFORDABLE health care. As I outlined above, it is only affordable for those receiving it, because by and large the now uninsured aren’t paying for their own health care. You and I are, in the form of a myriad of higher taxes designed to mask the fact that you are paying welfare for someone else. Two portions of your payroll taxes rise, which in effect takes another 2-3% of your paycheck out of your hands. Capital gains taxes, FSA and HSA limitations…all money out of your pocket to pay for someone else. Conceptually, I applaud the safety net that civilized nations have, but do I really have to pay for ALL of the welfare benefits now given out. I mean, most people in Wayne are in the top 10% of wage earners nationally. Did you know that the top 10% are already paying something like 90% of all taxes nationally, and that the bottom 50% pay NO FEDERAL TAX at all? Essentially, every working person, particularly those making above say $60,000 per year, is carrying your own burden as well as one other person’s burden on your back. You are working almost entirely for someone else. Obamacare only adds to that exponentially. Please stop being so simplistic. This is what the power structure fees on – most of the public only understands soundbytes and trivial facts. Stew you’ve been hoodwinked.
Source: patch.com

SAGE Furniture Repair Business to Aid Seniors

Programs at SAGE Eldercare include: HomeCare; Meals On Wheels; Spend-A-Day Adult Day Health Center; GPS (Guidance Planning Support) Services; InfoCare free information and referral service; Fall Prevention Initiative; Home Repair Service; Grocery Shopping and Errand Service; Bill Paying Service; Holistic Living Services; Alzheimer’s and PREP caregiver support groups; Community Education; and Union County Medicare SHIP (State Health Insurance Assistance Program).  In addition, SAGE has operated a Furniture Restoration Workshop, run by volunteers who specialize in caning and rushing chairs and refinishing furniture, and a Resale Shop for more than 50 years.  Both provide essential funding that supports the organization’s programs and services for seniors in the community. 
Source: patch.com