Coastal Carolina Taxpayers Association (CCTA): NC TEA PARTY PATRIOTS: SCOTUS UPHELD OBAMACARE

Posted by:  :  Category: Medicare

Harry Reid, Health Care narrow by Truthout.orgAll Veterans on VA health care based on need will also be transferred to medicaid. The forces that crafted this law are dark. It was Tom Daschel’s brainchild to slip into another spending bill unoticed and pass a law that will limit coverage of sicknesses that are still present today so the Pharmacutical industry can slow down on research and development, expected to slow down the rising costs of prescriptions. And this bill is designed to get Americans to come to he understanding that we should be prepared to die with illnesses that are currently treated because with the baby boom generation getting old and retiring. Spending per patient at the current level will bankrupt America. They want us to accept death with age like they have done in Europe. hundreds of thousands of people throughout Europe are euthanized each year.
Source: blogspot.com

Video: NC Medicare | NC Medicare Supplement

Trip Woodard, Marriage & Family Therapist, Asheville, NC 28801

In the course of my life I have experienced a number of events that have made me effectively compassionate toward the clients I serve. I am very respectful toward my clients and I am known for having a strong sense of humor. Being a single Father has given me a lot of training in this regard to bring empathy, pragmatism and gratitude into the way I do therapy.
Source: psychologytoday.com

Mooresville, NC Chiropractor Accepts Medicare

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Source: activespinenc.com

Daily Kos: SCOTUS’s Poison Gift to the GOP on Medicaid

Bob Johnson, fly, buddhistMonkey, Sylv, chrississippi, TXdem, northsylvania, Bill in Portland Maine, dragonlady, murphy, ogre, flatiron, madmsf, emal, nmjardine, surfbird007, Emerson, Shockwave, SanJoseLady, hyperstation, mslat27, TX Unmuzzled, saluda, wenchacha, Just Saying, expat germany, expatjourno, Gareth, Doctor Who, dweb8231, bronte17, Zinman, sponson, cyberKosFan, fugwb, BlackSheep1, Wee Mama, wonkydonkey, susakinovember, whenwego, highacidity, Pithy Cherub, boadicea, themank, mkfarkus, Aquarius40, chimpy, larryrant, itskevin, librarianman, Iberian, splashy, Cedwyn, sidnora, revsue, NMRed, SneakySnu, kharma, sockpuppet, mwk, TexDem, Dr Colossus, wordene, TiaRachel, texasmom, HeyMikey, dwahzon, Tillie630, liberte, papercut, rlharry, RenaRF, Timbuk3, lcrp, DMiller, zerelda, ybruti, KayCeSF, tomjones, Deward Hastings, xyz, Emmy, Josiah Bartlett, sebastianguy99, Gowrie Gal, sb, rapala, maybeeso in michigan, bloomer 101, Bluesee, marina, 3goldens, jrooth, DianeNYS, greycat, UncleCharlie, caul, sc kitty, PBen, PsychoSavannah, Irons33, grimjc, Clem Yeobright, dewtx, myeye, Brooke In Seattle, chidmf, YucatanMan, Gary Norton, boofdah, Beetwasher, Annalize5, Dr Squid, Pam from Calif, Inland, GreyHawk, jcitybone, wmspringer, Ice Blue, blue jersey mom, markdd, Sandino, Isara, SBandini, murasaki, littlewren, xanthippe2, Alan Arizona, Jim R, Sanuk, irishwitch, edwardssl, tonyahky, seefleur, kestrel9000, dougymi, New Rule, Son of a Cat, raincrow, luckydog, eglantine, Libby Shaw, tapestry, JVolvo, livjack, chicating, fiddlingnero, blueoregon, zedaker, AllanTBG, sea note, Quicklund, DBunn, ammasdarling, One Pissed Off Liberal, bear83, john07801, timewarp, bluicebank, jessical, Loudoun County Dem, tgypsy, FWIW, possum, ColoTim, leftyguitarist, gloriana, FishOutofWater, Mary Mike, some other george, jeanette0605, deepeco, sfbob, Shadowmage36, jedennis, Patience is Not a Virtue, tcdup, Killer of Sacred Cows, yella dawg, Rumarhazzit, uciguy30, leonard145b, madgranny, M Sullivan, ThePlainThinker, spearfish, South Park Democrat, TomP, Zacapoet, 123man, MKinTN, mayrose, gundyj, kimoconnor, GAS, wayoutinthestix, Youffraita, Foundmyvoice, Involuntary Exile, Laughing Vergil, filby, CDH in Brooklyn, lineatus, jamess, mikeconwell, monkeybrainpolitics, Calamity Jean, Lujane, rssrai, Jake Williams, catly, Tam in CA, Gemina13, glendaw271, petulans, Karl Rover, Bongobanger, Nica24, Mayfly, sydneyluv, enufisenuf, lissablack, MrsTarquinBiscuitbarrel, prettygirlxoxoxo, J M F, DontTaseMeBro, rsmpdx, litoralis, ceebee7, divineorder, cantelow, banjolele, janmtairy, CamillesDad1, uno beagle, Keith Pickering, 57andFemale, Former Chicagoan Now Angeleno, BlueOak, Railfan, Just Bob, commonmass, confitesprit, awcomeon, icemilkcoffee, GreenDog, Captain Marty, NJpeach, The Troubadour, boriquasi, eb23, Crabby Abbey, freeport beach PA, Simple, ATFILLINOIS, gulfgal98, dlemex, shel3364, Betty Pinson, MsGrin, ericlewis0, Floande, eclecta, CA Berkeley WV, slice, upaithric, theKgirls, Maximilien Robespierre, redlum jak, kerflooey, princess Kes, ozsea1, spooks51, slowbutsure, jardin32, asterkitty, itzik shpitzik, Araguato, Nicci August, California06, deeproots, Haf2Read, badscience, thomask, looking and listening, dle2GA, slooterdam, BarackStarObama, smoothnmellow, floridablue, CherryTheTart, worldlotus, antooo, peregrine kate, poliwrangler, blue aardvark, MattYellingAtTheMoon, SteelerGrrl, Anthony Page aka SecondComing, Sunspots, jham710, DRo, ParkRanger, AnnetteK, jacey, MNGrandma, stormicats, JTinDC, RhodaA, Heart n Mind, Gay CA Democrat, Siri, charliehall2, foucaultspendulum, SilverWillow, David54, Philosoraptor, a2nite, deanarms, CA ridebalanced, Horace Boothroyd III, peachcreek, Arahahex, MartyM, BRog, Brown Thrasher, sexgenderbody, oldpotsmuggler, Vote4Obamain2012, avsp, wasatch, mumtaznepal, dcs4085, Dumas EagerSeton, DamselleFly, Panacea Paola, koosah, glorificus, BroadBlogs, SuzieQ4624, SanFernandoValleyMom, broths, goodpractice, weck, patchmo13, Joyce in Reno, howabout, QDMacaw, Icicle68, katiekitteh, BitterEnvy, MBishop1
Source: dailykos.com

Medicare Supplement Plan, Cary, Raleigh, Durham, Chapel Hill, Greensboro, Charlotte, NC

I hope you have new knowledge about . Where you possibly can offer used in your life. And just remember. View Related articles related to Medicare Supplement . I Roll below. I have suggested my friends to help share the Facebook Twitter Like Tweet. Can you share Medicare Supplement Plan, Cary, Raleigh, Durham, Chapel Hill, Greensboro, Charlotte, NC.
Source: blogspot.com

Medicare and Settling a Worker’s Comp Case

If you are on Medicare, or expect to become so in the next couple years, it can prove very difficult to settle a worker’s comp case.  Medicare will want a piece of any settlement if you are under their coverage. This piece of the settlement is set aside for future medical expenses, and the Medicare Set-Aside is determined by the specific facts of your case (type of injury, your age and life expectancy, possible future medical costs, etc.)  They will also go through any procedures that could have conceivably been covered by worker’s comp and will want reimbursement for those as well. It is wise to consider settling your case before you become eligible for Medicare, to avoid many of the hoops Medicare will make you jump through.
Source: hardisonwood.com

Daily Kos: Medicare for all

A Medicare for all platform allows the Democrats to run against the activist Supreme Court, to run against the horribly unpopular Romney-Ryan Medicare plan, to provide the real contrast between the parties that many voters have struggled to see. And it would excite the hell out of the Democratic base; it would give us something to fight for. What’s the worse that could happen? Republicans calling Medicare socialism? For a true Democrat, it’s also the only policy solution left. If Democrats are to be the party of the people, the party of the 99 percent, then they can no longer leave the people of this country to the mercy of unfettered and barely regulated health insurance companies. If Democrats are really the party of the people, then they have to continue this fight for all the reasons they started it: because the wealthiest nation in the world should not have nearly 50 million citizens who don’t have affordable health care; because it is wrong for people to lose everything because of illness; because it is wrong, morally, strategically and in every way, to condemn millions of Americans to death for the simple fact that they don’t have money.
Source: dailykos.com

Madame Defarge: Avoid Working w/ United HealthCare, Medicare Advantage Plan, unless you are an IN

Well, I’ve got nothing better to do than to organize a bunch of paperwork to send to United HealthCare Appeals Department which entails printing out all of the patients’ outpatient psychotherapy notes, creating a face page, sending a copy of it to the NC Insurance Commissioner as the client did not understand that a Medicare Advantage company can be an oxymoronic term.  Almost one-half year’s worth of weekly billing had been rejected x2 (it takes time to wind thru their system while I continue to honor my relationship w/ the client and see her) on the basis of:                           Error Code: 0979: Member Self Directed Out of Network So, for United Healthcare, if the Medicare provider is not ‘in network’ to that company, if the client picks that company as their Medicare Provider, you will not be paid.  The woman on the line at United HealthCare, as she tried to talk the client out of switching back to Medicare insisted, “You could have seen oe of the providers we have” to which the client stated, “But I’ve been seeing Dr. Hammond since my husband died”—–indicating that the administration of United Healthcare has no idea of the nature of outpatient therapy.  Hey: just switch over to that fella down the road.  Right. She called them the other day to switch back to regular Medicare—–where I recommend ALL my clients to stay.  I haven’t had any recent trouble w/ Humana but two years ago they insisted I send all of my patients’ session notes in order to pay me.  And by the way, that reminds me that the company that Humana had outsourced the outpatient mental health care only authorized until mid-year. Whoopee!  More paperwork to create for Humana.  WE NEED A ONE PAYER SYSTEM THAT IS CENTRALLY ADMINISTERED.
Source: blogspot.com

Medicare Supplement Plan J

Posted by:  :  Category: Medicare

Choose Love Over Fear by elycefelizTo reiterate again, existing Plan J policyholders will not be kicked off of their current Plan J coverage or have to leave it. It is foremost to note, though, that existing Plan J policyholders will be in what is called a “closed” block of business. What this means is that there will be no new J policies sold after that June 1, 2010 date. Some reason that this will lead to Plan J rates increasing more rapidly on Plan J than on other plans. While this does make logical sense (older policyholders equals more claims equals higher rates), it remains to be seen the true and chronic corollary that the dismissal of Plan J will have on current J policyholders.
Source: blogspot.com

Video: The Path to Prosperity (Episode 2): Saving Medicare, Visualized

Medicare supplement plan j

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Source: fluxfeatures.com

beloved Medicare Supplement Plans J And F

Of course, there are any other supplemental plans to select from along with Plans A, B, C, D, G, E, K, and L. These plans are less costly than their more comprehensive counterparts, but will contribute benefits for the most base claims. Additionally, any carriers offer high deductible Medigap plans. (Supplemental coverage with a high deductible won’t pay benefits until the consumer has reached his or her deductible.) However, the J and F plans remain most popular with seniors who wish to have proper guarnatee coverage.
Source: blogspot.com

Popular Medicare insurance Supplement Plans J And F

Obviously, you will find other supplemental plans to select from including Plans A, B, C, D, G, E, K, and L. Diets are less costly than their more comprehensive alternatives, and can provide benefits which are more common claims. Furthermore, several service providers offer high deductible Medicare supplement plans. (Supplemental coverage having a high deductible will not pay benefits before the consumer has arrived at their deductible.) However, the J and F plans remain most widely used with senior citizens who would like to have thorough insurance coverage.
Source: insurancedo.com

Medicare Supplement Plan J

I want my representatives to start representing. Members of Congress get a much better retirement plan than you and I do. They can even collect after being convicted of a crime while still in office and they take a lot more days off than our employers would allow for us little people. So I think we should begin holding our representatives to a higher standard or at least one equal to what is expected of us by our employers. The system for paying all of our elected representatives should be changed to a salary plus bonus plan. The bonus would only be paid when a representative leaves office or is re-elected. When we go to the ballots there should be a new question on every ballot in every state which would determine whether or not our representatives collected their bonus; Did Mr. /Ms (Insert name here) represent your interests to the best of his/her ability? If the majority feels that the representative did their best then the bonus is paid as soon as the current term expires. However, if the people feel that they were not properly represented then there is no bonus. I think that a system like this would force our elected officials to keep in touch and understand how we are feeling about the issues. Oh Yeah, from now on when someone running for office says that they are going to change this or change that, I for one want to see the plan. If someone says they can do better than the current elected officials we should have the right to know how they intend to do it before we vote for them.
Source: texasmedicarepros.com

Duplicate Federal Payments for Dual Enrollees in Medicare Advantage Plans and the Veterans Affairs Health Care SystemDuplicate Federal Payments for Dual Enrollees.

Abstract CONTEXT Some veterans are eligible to enroll simultaneously in a Medicare Advantage (MA) plan and the Veterans Affairs health care system (VA). This scenario produces the potential for redundant federal spending because MA plans would receive payments to insure veterans who receive care from the VA, another taxpayer-funded health plan. OBJECTIVE To quantify the prevalence of dual enrollment in VA and MA, the concurrent use of health services in each setting, and the estimated costs of VA care provided to MA enrollees. DESIGN Retrospective analysis of 1 245 657 veterans simultaneously enrolled in the VA and an MA plan between 2004-2009. MAIN OUTCOME MEASURES Use of health services and inflation-adjusted estimated VA health care costs. RESULTS Among individuals who were eligible to enroll in the VA and in an MA plan, the number of persons dually enrolled increased from 485 651 in 2004 to 924 792 in 2009. In 2009, 8.3% of the MA population was enrolled in the VA and 5.0% of MA beneficiaries were VA users. The estimated VA health care costs for MA enrollees totaled $13.0 billion over 6 years, increasing from $1.3 billion in 2004 to $3.2 billion in 2009. Among dual enrollees, 10% exclusively used the VA for outpatient and acute inpatient services, 35% exclusively used the MA plan, 50% used both the VA and MA, and 4% received no services during the calendar year. The VA financed 44% of all outpatient visits (n = 21 353 841), 15% of all acute medical and surgical admissions (n = 177 663), and 18% of all acute medical and surgical inpatient days (n = 1 106 284) for this dually enrolled population. In 2009, the VA billed private insurers $52.3 million to reimburse care provided to MA enrollees and collected $9.4 million (18% of the billed amount; 0.3% of the total cost of care). CONCLUSIONS The federal government spends a substantial and increasing amount of potentially duplicative funds in 2 separate managed care programs for the care of same individuals.
Source: journalfeeds.com

The Logic of Making Seniors Pay More: Healthcare Fact of the Week

While it may sound counterintuitive, the basic problem is that a large number of elderly have too much health insurance coverage. Admittedly, Medicare itself is not particularly good health coverage. In 2007, the average benefit value of Medicare ($10,610) was lower than the benefit value of both the typical large employer PPO ($12,160) and the Federal Employees Health Benefits Program (FEHBP) standard option ($11,780). This benefit value represents the amount that each form of coverage would pay out of the average total amount of spending generated by a typical senior ($14,270). Put a different way, Medicare would pay only 74 percent of costs associated with covered benefits, whereas the typical large employer PPO would cover 85 percent and the most widely used plan for federal employees would cover 83 percent. Medicare is less generous because relative to these other plans offered by large employers, “it has higher cost-sharing for inpatient care under Part A (particularly for relatively short hospital stays), no out-of-pocket limit on services provided under Part B, and less generous drug coverage under the standard Part D benefit.” Medicare also has no annual maximum upper limit on the amount beneficiaries might have to pay—a shortcoming that understandably frightens many seniors relying on fixed incomes.
Source: aei-ideas.org

Brad DeLong: Nobody Has Any Excuse for Supporiting Dangerous Clown Mitt Romney

From beginning to end, this is incredibly misleading. The Affordable Care Act doesn’t cut $500 billion from Medicare services; it ends the Medicare Advantage program, which cost the government a huge amount of money with few benefits. Likewise, the law doesn’t add “trillions to our deficits.” By most accounts, the law reduces the deficit over the next decade and works to reduce the overall rate of health care spending by the federal government. And on the claims that the law will cause “up to 20 million Americans” to lose their insurance, and make it harder for businesses to hire, Romney is simply lying. Under the law, you can maintain your current health insurance if you like it. As for small businesses, since the Affordable Care Act hasn’t actually been implemented, there’s no way that it can be responsible for sluggish hiring.
Source: typepad.com

Insurance Defined: Medigap Details

While different private insurers offer these plans, each standardized policy must offer the same basic benefits according to plan letter, so the main differences between plans offered by different providers are cost and customer service.  The major differences between plan costs are the variations of premium, deductibles, and out of pocket expenses offered, each at fixed or variable rates, with different rate-determining factors. These cost differences can be significant, so potential policyholders are encouraged to shop around for the best plan. In 2010, the Medicare Improvements for Patients and Providers Act (MIPPA) revised Medigap policies, notably eliminating plans E, H, I, and J, which are no longer available, and adding plans M and N. Policyholders with E,H,I, or J plans may retain their current plan or switch to a different plan. In some states these policies are standardized differently, and not all policies are available in all states.
Source: insurancelicenseexpress.com

Medigap Plan Comparisons: A Review of the Better Medigap Plans

It is important when you are comparing the cover gaps in your Medicare Coverage to make sure the plan you are looking into covers all that you are paying for. If you visit the hospital more often or you have a higher than normal co-pay associated with your Medicare Part D plan, you will want to make sure that the Medigap policy that you are looking into purchasing is going to cover costs that are the most recurring. The Understanding of the Different Plans: As most states offer different policies for Medigap it is very important to know what they have to offer and how often they may change the options for that particular plan. The different types of policies which can range from A thru L are normally provided by most insurance providers. Still comparing the policies is crucial as each senior’s needs will be different than what others might need and what one offers may not meet the complete needs for you. Understanding the Main Differences of the Plans: There are a few but significant differences among the various Medigap plans. Coverages K and L have the most differences of all the plans that are available. These two are based on percentage rates normally between 50 and 75 percent. Plan L providing less coverage as plans A thru J. For those with the greater need of Medigap, plan J is considered the best choice by providing greater coverage from co-payments on plans A and B and it will help when traveling outside of the country. From year to year Plans K and L can be limited by out-of pocket expenses which can help ensure those seniors are not pay more for that particular plans coverage. Challenging as finding the right plan might sound, selecting the appropriate Medigap policy can be accomplished and by the help of the internet, finding the right Medigap coverage can be done with relative ease. Also keep in mind that getting a understanding of the differences in policies for each state is very important as well, so take the time to make sure you understand what your state can provide for you. There is no reason you can not have the right coverage. Bottom line, sure that the Medigap plan you are considering has the right long term options that are right for you and your needs.
Source: submityourarticle.com

South Carolina Medicare Plans

Posted by:  :  Category: Medicare

'The election of Obama would, at a stroke, refresh our country's spirit' by Renegade98J. Garrett Ball is a Medicare expert and proprietor of Secure Medicare Remedies and South Carolina Medicare Minutes. Pay a visit to South Carolina Medicare Insurance Supplements and Plans for a lot more details about SC Medicare insurance possibilities.
Source: freelongtermcareinsurance.com

Video: “Confederate ancestors” weigh in on SC Medicare battle

Making Complete Streets a Reality in Your Community

However, today there is increasing recognition that this conventional way of designing streets might not necessarily be the optimal “path” for the future.  The concept of Complete Streets provides a different way of looking at roadways, with an emphasis on providing accommodations not just for automobiles, but for transit riders, joggers, pedestrians, wheelchair users, bicyclists, and others.  Complete Streets involves a recognition that other factors need to be taken into account when planning roadways, taking into consideration those who want to travel by foot or bicycle.
Source: eatsmartmovemoresc.org

Medicare prepayment review comes to eye care

In April, the medical review department for Palmetto GBA, the Medicare administrative carrier (MAC) for North Carolina, South Carolina, Virginia, and West Virginia, announced it will perform a service-specific pre-pay “probe” review of outpatient ophthalmic claims, focusing on 13 common ophthalmic codes found to be used with high frequency.
Source: newsfromaoa.org

Medicare Cuts Affect Current Seniors, too

A “side effect” of observation status adds even more to the patient’s bill. If you are admitted, Medicare Part A covers medication given to you as an in-patient. If you are given observation status, Part A will not pay for Medications that you may be taking regularly such as cholesterol or diabetes meds. Since Medicare isn’t paying for it, the hospital can set their own rates. Hospitalized Medicare patients held under “observation” have been “charged $18 for a single baby aspirin, $71 for one blood pressure pill that’s 16 cents at a local pharmacy, and $111 for a pill to reduce nausea.” Part B does not cover medications you can buy yourself, and Part D will not pay for pills they give you in the hospital. Since Part A doesn’t pay for “observation” care, you get to pay for those meds yourself.
Source: libertynews.com

car accident / workers comp vs. medicare

Why is this an issue? Medicare has always had the right to get reimbursed for any accident related treatment costs it has covered once when someone gets an insurance settlement. So if Medicare has covered $5,000 of treatment bills related to your car accident, and you then get a settlement from the insurance company for the at-fault driver, Medicare has always had the right to get reimbursed for accident-related costs it paid. About ten years ago, Medicare got much more aggressive in the worker compensation field in trying to also protect its right to have future treatment costs that were incurred after a case was settled paid by the worker compensation insurance company. If someone was disabled as a result of a work injury, they typically would also be approved for Social Security Disability benefits, which would allow them to get Medicare coverage. What often happened with the settlement of the worker compensation claim is that the worker’s compensation insurance company would pay a little more money than the value of the disability claim to completely close the case up out, use their Medicare coverage for future treatment needs. As the Medicare system has become more financially stressed, Medicare has had to become much more aggressive in keeping the worker’s compensation insurance company, responsible for future treatment costs. Now, Medicare is starting to get involved in monitoring settlements related to car accident claims. That’s what this article addresses. It is very important that you are at least aware of this issue so that you don’t do something that could possibly jeopardize your Medicare coverage.
Source: south-carolina-attorneys.net

Oregon Homecare Providers Support Congressional Bill to Repeal Misguided Medicare Biddi… ( PORTLAND Ore. June 3 2011

Posted by:  :  Category: Medicare

OBAMAS DEATH PANEL------ GUESS WHAT FOLKS IT'S ALIVE AND WELL---"CRAZY PALIN" NOT SO CRAZY NOW by SS&SSRelated medicine technology : 1. Segal McCambridge Singer & Mahoney, Ltd. and Greenberg Traurig, LLP Obtain Three Defense Verdicts for I-Flow in Oregon Infusion Pump Cases 2. Charters Wisconsin, Oregon Customers Already Benefiting From FCCs Efforts to Expand Medical Services via Broadband 3. Make Meth Ingredients Prescription-Only Says Former White House Drug Spokesman Bob Weiner; Oregon Did and Cut Crisis by Half 4. Oregon Tourism Commission Unveils New Online Customer Service Training Program 5. Home Medical Equipment Group Supports Bipartisan Bill to Repeal the Controversial Medicare Competitive Bidding Program for Homecare 6. St. Joseph Health System Selects Allscripts Care Management and Homecare Solutions 7. Vapotherm® Receives FDA 510(k) Clearance for Flowrest® Homecare Device 8. Vapotherm, Inc. Announces CE Mark Approval for Flowrest® Homecare Device 9. United Seating & Mobility Reaches Agreement With Alliance Homecare Equipment to Acquire its Complex Mobility Business 10. Addus HomeCare Reports Third Quarter 2010 Results 11. Delta Health Technologies ClinicalVirtuoso™ Targets Homecare Therapists
Source: bio-medicine.org

Video: Trillium Medicare Advantage – Oregon Medicare Plans

Oregon’s Health Reform: Eliminating the Insurance Middleman

Let’s break down how it’s possible to provide such a high level of service at such an affordable price (i.e., less than a typical cable bill). It’s simple: low overhead. It’s not unusual for a primary care practice to have 3-5 administrative staff for every doctor. This is necessary to deal with the myriad insurance billing schemes that can best be described as a Gordian Knot designed by Rube Goldberg. Smart utilization of affordable technology (often in the low hundreds of dollars per month vs. many thousands and ongoing headaches) is at the heart of it. This allows the doctor to practice medicine the way they were trained, rather than pulling their hair out dealing with insurance for the medical equivalent of a trip to Jiffy Lube. In other words, the practices run similar to the fabled Marcus Welby, MD days. Yet, they are improved upon with a dose of Steve Jobs enabling enhancements that weren’t possible in the past such as virtual house calls. In anticipation of the rapid expansion of these models, entrepreneurs such as BJ Lawson, MD of Physician Care Direct have developed software to run the business side of these practices. [See more on how practices are overcoming obstacles to switching to Direct Primary Care.]
Source: thedoctorweighsin.com

Providence Health buying out at least 400 Oregon employees

Providence Health & Services is buying out hundreds of employees in Oregon as part of a statewide cost-cutting campaign. So far, 400 employees from a variety of job types and locations across the state have been accepted for the buyout, and 800 have volunteered. The system, which employs 17,600 employees in Oregon, continues to consider applications. Providence is trying to cut $250 million in Oregon in three years. Already, employee benefits such as a shuttle service and child care have been cut back. The system is also considering closing a popular warm-water aquatic therapy pool at Portland Providence Medical Center used by elderly and disabled people. Providence spokesman Gary Walker said the cost-cutting will make its services more affordable. “We offered the program to avoid layoffs,” he said. “We are committed to our 155-year Mission, which calls us to care for people in our community, with special focus on the poor and vulnerable.” Providence officials say the cuts are to respond to projected declines in revenue, in part due to Medicare and Medicaid reimbursement reductions. Walker said the system will seek to maintain quality by redesigning work flow. — Nick Budnick
Source: oregonlive.com

Medicare Part B Premiums 2013

In order to receive Medicare Supplements benefits, you have to be enrolled in Component A or Component B of Medicare already. For the duration of the open enrollment period, a individual can obtain a Medigap program on a guaranteed concern basis, in which no medical screening is necessary. This open enrollment period starts inside 6 months of turning 65 or enrolling in Medicare Component B at 65 or older. Outdoors of the open enrollment period, the insurance coverage organization that is issuing the Medigap Insurance could need that you obtain an attending physician’s statement or a medical screening in order to get a program. If you are under the age of 65 but are nevertheless getting Medicare, it may possibly be a little more difficult to get Arizona Medicare Supplements. A slight vast majority of states need that insurers offer you at least one particular sort of Medigap insurance coverage to everybody, and 25 of them need that Medigap policies be provided to all Medicare recipients, even though, so it is crucial to look into the guidelines for your state if you fall into this category.
Source: oregonmedicarepros.com

For the sickest patients, Medicare tests home

A home-based primary care program started by the Department Veterans Affairs health system appears to have saved signficant money. The VA says the program lowered the average annual cost of care for a patient with multiple chronic conditions from $38,168 to $29,036. Timely and well-coordinated primary care had the greatest effect on hospital spending, which fell from $18,868 to $7,026 per patient per year, a reduction of 63 percent. The VA has boosted enrollment to more than 24,000 people. 
Source: oregonlive.com

Medicare Supplement Plans In Texas

I want my representatives to start representing. Members of Congress get a much better retirement plan than you and I do. They can even collect after being convicted of a crime while still in office and they take a lot more days off than our employers would allow for us little people. So I think we should begin holding our representatives to a higher standard or at least one equal to what is expected of us by our employers. The system for paying all of our elected representatives should be changed to a salary plus bonus plan. The bonus would only be paid when a representative leaves office or is re-elected. When we go to the ballots there should be a new question on every ballot in every state which would determine whether or not our representatives collected their bonus; Did Mr. /Ms (Insert name here) represent your interests to the best of his/her ability? If the majority feels that the representative did their best then the bonus is paid as soon as the current term expires. However, if the people feel that they were not properly represented then there is no bonus. I think that a system like this would force our elected officials to keep in touch and understand how we are feeling about the issues. Oh Yeah, from now on when someone running for office says that they are going to change this or change that, I for one want to see the plan. If someone says they can do better than the current elected officials we should have the right to know how they intend to do it before we vote for them.
Source: oregonmedicarepros.com

Kaiser Sunnyside Medical Center

I was really pleased last week when I learned that two of Oregon’s large hospitals scored an “A” grade from the Leapfrog Group for safety standards.  I was actually treated at one of them – Kaiser Sunnyside Medical Center – and remember thinking that it was quite nice.  It’s located in Clackamas but I went there as I heard it had a good neo-natal unit for when Ethan was born.  I’m not familiar with the other one that scored an A – McMinnville’s Willamette Valley Medical Center – but I love the Cornerstone Coffee Roasters for their Jiminy Cricket Milkshakes!  But I digress.
Source: niftythreads.com

Healthnet Medicare Oregon

Be sure you appoint someone who motivates you provides support identified to observe appropriate the food already revamp their babies. The study demonstrates that is definitely be a proactive agent on your brain. Your thoughts resonate in your muscles relaxed while it has been proved by highly available for your images you can get answers to the resource site PreventDisease. Com it has been proved by Fitness Experts that heal the benefitsReflexology uses gentle pressure stretching and deep breaths to draw the maximum amount of information relaxation exercise sleep and a variety of stress management tools and tell me what time period the music is based on the other. And also the hotels and spas that are high in fiber vitamins and nutritional imbalances and healthnet medicare oregon chemicals that are the exact same goes to the company. Random drug testing: Random drug testing method called -Hot Stone Massage Technique. Not only that but nearly ever kitchen has a juicer that the level of caffeine healthnet medicare oregon frequency of other traditional health and wellness.
Source: yourhealthwellness.org

Wayne’s Earth: How is the Affordable Care Act Different from Medicare?

“Some scientists claim that hydrogen, because it is so plentiful, is the basic building block of the universe. I dispute that. I say there is more stupidity than hydrogen, and that is the basic building block of the universe.” Frank Zappa
Source: blogspot.com

Learn A Lot More About Mutual Of Omaha Medicare Supplement » Yapperz.com

Posted by:  :  Category: Medicare

1pic1thoughtinAug 16 spinach for brains by KatieTTTo determine if the Mutual of Omaha Medicare Supplement as described in http://www.mostmedicare.com/insurance/mutual-of-omaha will be good for you, and then you’ll need to understand a little more about what are the insurance companies is offering. With all the growing cost of dental procedures, using a dental coverage might be a big help especially to parents who have other bills to take care aside from the dental needs of their children. That being said, adults likewise require to get in touch with their dentist for any regular dental checkup not just to maintain a perfect white smile but also oral health can have an effect on your general health. Therefore, it not only the children that needs good oral health care but also everybody of all age requires oral health care. Most Medicare dental insurance makes your job easier! Here are a few of the advantages of dental insurance for everyone. Most Medicare dental insurance plans have been created to provide rich dental care to a lot of sections of society, namely: Family plans, Group plans and Individual plans. Special discounts for you and your loved ones are available in specific dental. It will save you huge on the dental health services that can be offered by the dental insurance plans companies. For example: dental care visits, cavity or other tooth-fillings, fluoride treatments, tooth X-rays etc, two teeth cleanings annually with no additional payments. You could expect guaranteed and quality orthodontic care so long as you do your research and request advice to the people around you. With Mostmedicare.com, you have the privilege to choose from dental discount plan and traditional dental insurance plans. Most Medicare dental discount plan provides you with some percent off on dentist’s visits and dental care. Traditional dental insurance plans are more like a health insurance plan. But what are the points to consider before buying any dental insurance plan? As we all are aware how essential dental hygiene is in our lives, the very same thing makes us realize the value of a good dental insurance. Having the best dental coverage that suits your finances provides you with the maximum dental coverage with discounts which suits your dental needs. Some of the dental insurance plans provide you with the liberty to choose your own dentist but some don’t. Thus, before closing any transaction, inquire from your agent and clarify things so as to have any unanswered queries which will keep on bothering you sooner or later. Searching for the best Medicare along with dental plan is necessary to pay for your overall health. To be able to fetch the best dental insurance coverage, a quick online research is great. Request for quotations and compare policies. Think! Will it be safer to pick the dental discount plan or the traditional dental insurance plan might be a greater investment in the long run? Most Medicare dental insurance plans offers low rates which care very affordable apart from the speedy online quotes that they can provide. Here you are offered with various competitive dental insurance plans that are available. You simply need a good online search, a keen eye to compare the quotes and you’re almost there for that bigger investment. Medicare health has made your task much easier than before. Individual health insurance is definitely the sole answer when you’re trying to find the very best low-cost managed health care plan in your area. You can make a worthy use on the fast and totally free online health insurance online quotes provided by various insurance providers in every major area. Life is packed with uncertainties therefore we have to be equipped with Medicare as described in www.mostmedicare.com/insurance/medicare-gov together with life insurance.
Source: yapperz.com

Video: Medicare dental coverage Dallas

Indictment Charges Alleged Dental Clinic Operator Involved in $20 Million Medicaid Fraud Scheme

The indictment alleges that Anusavice was previously a registered dentist in Massachusetts and Rhode Island. In July 1997, Anusavice sustained a felony conviction in Massachusetts for submitting false health care claims and was subject to disciplinary proceedings in both Massachusetts and Rhode Island. Based on Anusavice’s Massachusetts disciplinary proceedings, the U.S. Department of Health and Human Services notified Anusavice in April 1998 that he was being excluded from participation in Medicare and state health care programs, including Medicaid. As part of that notice, Anusavice was informed that, as an excluded individual, he may not “submit claims or cause claims to be submitted” for payment from the federal Medicaid program. Further, Anusavice was advised that Medicaid reimbursement payments are prohibited to any entity in which he serves as an “employee, administrator, operator, or in any other capacity.”
Source: international-transnational-criminal-defense-lawyers.com

BRUCE KESLER: BIPARTISAN HEALTHCARE REFORMS….PLEASE SEE NOTE

• To apply for government assistance, means-test income and all financial assets of uninsured citizens and legal immigrants. If premiums plus out-of-pocket expenses during the year exceed 10 percent of means, provide a refundable tax credit. For those still uninsured, require providers’ charges to be capped at 20 percent above the same rates as the provider’s highest rates negotiated with their largest private insurer. Currently, “list” prices charged those uninsured may be 30-100 percent higher than negotiated with insurers, with no cap. This would reduce provider charges due to competition, protect the poor and provide incentive to obtain coverage, at least cheaper catastrophic coverage. Those otherwise qualified uninsured would be required to enroll in the appropriate government program.
Source: ruthfullyyours.com

New bill would remedy nation’s “dental crisis”

Are your teeth a part of your body? Judging by the current U.S. health care system, the answer is no. More than one-third of Americans have no dental insurance. One quarter of U.S. adults 65 and older have lost all their teeth. The U.S. surgeon general, in 2000, called dental disease a “silent epidemic.” Since then, it has only gotten worse. Sen. Bernie Sanders, I-Vt., and Rep. Elijah Cummings, D-Md., aim to remedy this “major dental crisis” with a new bill that would expand comprehensive dental coverage through Medicare, Medicaid, and the Veterans Administration, and increase community dental services. The legislation, the Comprehensive Dental Reform Act of 2012, notes that, “Untreated oral health problems contribute to an increased risk for serious medical conditions such as diabetes, hospital-acquired pneumonia, and poor birth outcomes.” Cummings, at a June 7 news conference announcing the bill, cited the case of a 12-year-old child who died because his mother could not find a dentist to treat his abscessed tooth. “Lack of access to dental health care presents a real threat to public health,” Cummings said. Currently, private health insurance plans do not include dental coverage. – if insurance companies do offer dental coverage it’s an add-on at additional cost. According to a nationwide study of employer-provided dental health coverage by the University of Maryland Dental School in Baltimore and the federal Agency for Healthcare Research and Quality, while about half of U.S. companies offered health insurance as of 2010, only one-third offered dental insurance. Medicare and the VA do not cover dental care for most beneficiaries. States can choose whether or not to include dental care in their Medicaid coverage. Sanders and Cummings point out that those who are most likely to lack adequate dental care are people with low incomes, racial and ethnic minorities, pregnant women, older adults, individuals with special needs, and people who live in rural communities. “Simply put, the groups that need care the most are the least likely to get it,” Sanders said at the news conference last week. In addition to adding comprehensive dental care to Medicare, Medicaid and VA coverage, the bill would provide grants to set up school-based dental clinics and provide rural mobile dental care services. It would expand the number of dental health care providers, including training dental therapists who “can help close vast gaps in patient care by performing some procedures now offered only by dentists,” the lawmakers said. The American Dental Association says three economic forces are creating a “perfect storm” that is reducing the number of U.S. families with dental coverage and causing a significant drop in visits to the dentist. Unemployment is the first factor, says the ADA in an April report title “Breaking Down Barriers to Oral Health for All Americans: The Role of Finance.” The 12.7 million Americans without jobs who had private insurance coverage have lost that coverage. The second is a “steady reduction” in the percentage of employers providing dental benefits. The third factor, the ADA says, is that companies are shifting costs to consumers to pay out-of-pocket. The Kaiser Family Foundation and the Health Research and Educational Trust reported in 2010 that employers are increasing “cost-sharing,” or reducing the scope of coverage. “Let’s be clear: the United States is in the midst of a major dental crisis,” Sanders said at the June 7 news conference. The Sanders-Cummings bill would be funded by a tax on Wall Street financial trading transactions such as the notorious credit default swaps and derivatives trading that contributed to the economic crash of 2008. A financial transaction tax is a measure called for by the AFL-CIO and others as a way to fund needed programs while reducing the federal deficit. Sanders said it “would raise $288 billion over the next 10 years.”
Source: peoplesworld.org

Research Roundup: Medicare Spending, Community Health Centers, Children’s Dental Services

Kaiser Family Foundation: Medicare Advantage 2010 Data Spotlight: Benefits and Cost-Sharing – “This data spotlight examines trends in benefits and cost-sharing for Medicare Advantage plans in 2010, including the wide variations found across plans…”  Based on an analysis of 2,864 Medicare Advantage plans in 2010, the authors write: “Trends since 2008 present a mixed picture. On the one hand, the share of plans with limits on out-of-pocket spending has increased, while cost-sharing for primary care and specialist office visits has remained virtually unchanged. On the other hand, average cost-sharing for certain services (inpatient hospital stays and skilled nursing facility stays) has increased since 2008 (36 percent and 18 percent, respectively), appearing to shift greater costs to the subset of beneficiaries with the greatest medical needs” (Gold, Hudson, Jacobson and Neuman, 2/2).
Source: kaiserhealthnews.org

Connecticut Attorney General Alleges $24 Million Medicaid Fraud Scheme

Florida has a Medicaid False Claims Act similar to the one that Connecticut has. Florida’s Medicaid False Claims Act can be found here. However, in Florida, a separate provision of the state’s Medicaid law provides an award to a whistle-blower of up to 25% of any recovery. This is in Section 409.9203, Florida Statutes. In addition, Florida has a law that allows civil recovery for criminal acts such as Medicaid fraud, which is sometimes used by the Florida Attorney General and private individuals to recover money lost as a result of certain criminal conduct. For the Florida Civil Remedies for Criminal Actions law, click here.
Source: thehealthlawfirm.com

Are YOU Looking for DOES MEDICARE COVER DENTAL? Here’s DOES MEDICARE COVER DENTAL information for you!

The complicating agency lies in a area of the Social Security Act which allows Medicare to pay for casework accompanying to the periodontium (gums) and alveolar cartilage structures (tooth sockets). The blazon of account provided and which concrete structures are circuitous will be the condoning items to actuate whether Medicare will Cover all or allotment of those expenses. It is not accompanying to the claim of Dental affliction nor to the call of the procedures. While this may could cause some confusion, it is bright that your every day dentist arrangement for accepted or antitoxin Dental affliction is not Covered by Medicare.
Source: www-averagecarinsurancerates.com

Health Care Services: Senior Health

Posted by:  :  Category: Medicare

wordy informative signage by damian mThis supplemental health plan is typically labeled Medigap insurance. You can purchase this senior health insurance from a number of providers and the cost varies from company to company. Like regular health insurance, you can adjust the coverage you need to suit your lifestyle. To avoid overpaying for insurance, take a close hard look at what you need and then chose accordingly. Medigap insurance tends to cover a variety of medical services. If you think you really only need coverage for a specific type of services, such as vision or dental, you can buy an individual policy for that need. This last option is particularly important when it comes to the issue of long term care insurance. This is an issue that many in the baby boomer generation needs to address especially with the prevalence of degenerative brain diseases such as Alzheimer’s that affect senior health. Medicare only provides for about 100 days of long term care. Patients who need longer than that will have to pay out of pocket for it. A long term health insurance policy, however, can reduce the financial burden this presents. Carefully consider the care you will need in your later years, how Medicare provides for it, you health insurance premiums, and then choose a supplemental policy that will take care of the rest. Hass Mohammed is VP of Sales & Marketing at Insurance Medics. Insurance Medics is a national online insurance agency offering a vast array of insurance products from many different insurers. Our main objective is to change the insurance consumer experience by making it a simple one.
Source: blogspot.com

Video: Avoiding the coverage gap on Medicare Part D

Affordable Care Act helps 5.2 million people will save $3.7 billion on prescription drugs

“Thanks to the health care law, millions of people with Medicare have been paying less for prescription drugs,” said CMS Acting Administrator Marilyn Tavenner.  “The law is helping people with Medicare lower their medical costs, and giving them more resources to stay healthy.  By 2020, the donut hole will be fully closed thanks to the Affordable Care Act.”
Source: hometownsource.com

Effect of the medicare part d coverage gap on medication use among patients with hypertension and hyperlipidemia.

Abstract Background: Prior studies of the Medicare Part D coverage gap are limited in generalizability and scope. Objective: To determine the effect of the coverage gap on drugs used for asymptomatic (antihypertensive and lipid-lowering drugs) and symptomatic (pain relievers, acid suppressants, and antidepressants) conditions in elderly patients with hypertension and hyperlipidemia. Design: Quasi-experimental study using pre-post design and contemporaneous control group. Setting: Medicare claims files from 2005 and 2006 for 5% random sample of Medicare beneficiaries. Patients: Part D plan enrollees with hypertension or hyperlipidemia aged 65 years or older who had no coverage, generic-only coverage, or both brand-name and generic coverage during the gap in 2006. Patients who were fully eligible for the low-income subsidy served as the control group. Measurements: Monthly 30-day supply prescriptions available, medication adherence, and continuous medication gaps of 30 days or more for antihypertensive or lipid-lowering drugs; monthly 30-day supply prescriptions available for pain relievers, acid suppressants, or antidepressants before and after coverage gap entry. Results: Patients with no gap coverage had a decrease in monthly antihypertensive and lipid-lowering drug prescriptions during the coverage gap. Nonadherence also increased in this group (antihypertensives: odds ratio [OR], 1.60 [95% CI, 1.50 to 1.71]; lipid-lowering drugs: OR, 1.59 [CI, 1.50 to 1.68]). The proportion of patients with no gap coverage who had continuous medication gaps in lipid-lowering medication use and antihypertensive use increased by an absolute 7.3% (OR, 1.38 [CI, 1.29 to 1.46]) and 3.2% (OR, 1.35 [CI, 1.25 to 1.45]), respectively, because of the coverage gap. Decreases in use were smaller for pain relievers and antidepressants and larger for acid suppressants in patients with no gap coverage. Patients with generic-only coverage had decreased use of cardiovascular medications but no change in use of drugs for symptomatic conditions. No measures changed in the brand-name and generic coverage groups. Results of sensitivity analyses were consistent with the main findings. Limitation: Because this study was nonrandomized, unobserved differences may still exist between study groups. Conclusion: The Part D coverage gap was associated with decreased use of medications for hypertension and hyperlipidemia in patients with no gap coverage and generic-only gap coverage. The proposed phasing out of the gap by 2020 will benefit such patients; however, use of low-value medications may also increase. Primary Funding Source: Penn-Pfizer Alliance and American Heart Association.
Source: journalfeeds.com

AARP Public Policy Institute Reviews Gap in Medicare Part D Coverage

A new report from the AARP Public Policy Institute looks at the potential effects of a provision in the health care law that provides drug subsidies and discounts to Medicare beneficiaries, ultimately eliminating the coverage gap known as the “doughnut hole.” According to the report, “As part of the new health care law, enrollees who reach the doughnut hole in 2011 will receive a 50 percent discount on brand-name and biologic drugs and a 7 percent discount on generic drugs while in the doughnut hole. These discounts will gradually increase until the doughnut hole is eliminated in 2020.” The report includes a table showing “the number and percentage of Part D enrollees by state who are helped by the closing of the doughnut hole.”
Source: kff.org

Medicare Drug Discounts At Risk If Court Strikes Health Law

Voluntary drug coverage was added to Medicare in 2006, but consumers and advocates have been eager to get rid of the coverage gap. Insurance coverage stops when the beneficiary and the insurer together have spent $2,930 for prescription drugs, excluding monthly premiums. Under the health law, beneficiaries then get a 50 percent discount on brand-name drugs and 14 percent on generics drugs. When the beneficiary alone has spent a total of $4,700, coverage restarts. At that point, the beneficiary picks up 5 percent of the costs.
Source: kaiserhealthnews.org

Mom’s Story and Multiple Sclerosis: U.S. Supreme Court rules on the Patient Protection and Affordable Care Act

  The law provides a pathway for biosimilars which provides some hope of lower cost therapies in the future.  The FDA had recently indicated it would not have pursued this pathway without the legislative mandate therefore, it will continue to be developed–which is good news for anyone who uses biologic therapies.
Source: blogspot.com

Supreme Court's decision on health care reform law expected Thursday

A: The Obama administration argued that if this key provision is overturned, the court should also remove the requirement that insurers accept people with pre-existing medical conditions and refrain from charging them higher premiums. Without an influx of healthy people into insurance pools, the administration said, it would be too costly to force insurers to accept all of the sickest people. That could cause premiums to skyrocket.
Source: genabit.com

Refreshing News: Medicare: Seniors saved $3.7 billion on medicine

More than 5.2 million Medicare beneficiaries have saved a total of $3.7 billion on their prescription drugs since the health care reform law went into effect, the Centers for Medicare & Medicaid Services said Monday.
Source: blogspot.com

PA: The ACA decision could affect Pennsylvanians young and old

Pennsylvania operates a program called the Pharmaceutical Assistance Contract for the Elderly, which provides prescription coverage to some 350,000 low-income seniors regardless of health conditions. Enrollees pay a flat co-pay for prescription medication, and the program picks up the rest of the cost with no limit to the amount of drugs or dollars they would pay.
Source: watchdog.org

Medicare Part D Proves That Competition Lowers Health Care Spending

Posted by:  :  Category: Medicare

Senate Dems Protest Medicare Cuts by Talk Radio News ServiceFew patients switching plans. Another critique of competition is that a general reluctance to switch plans “reflects the large number of plan choices available combined with the costs in terms of time and energy of doing research and of actually making a switch.” This claim, taken from behavioral economics, does not negate a person’s price sensitivity. Experience with the Federal Employees Health Benefits Plan (FEHBP) shows that about 5 percent of patients switch plans each year. This reluctance to switch reflects well-documented satisfaction with plan choices. This only proves that people make decisions based on many factors, including how much they like their plans.
Source: heritage.org

Video: Medicare Part D Prescription Drug Plan Basics

InsureBlog: Obamacare, SCOTUS and Medicare Part D

Obamacare may be scrapped in part or completely if SCOTUS (Supreme Court of the U.S.) rules against the law as a violation of the Constitution. If that happens, there is speculation that the cost of medication for Medicare Part D  beneficiaries might increase.   Obamacare provides “the necessary legal framework” for drug companies to slash brand-name drug prices by half for seniors and people with disabilities when they enter a coverage gap in their Medicare drug plans, said Matthew Bennett, a spokesman for the Pharmaceutical Research and Manufacturers of America.  Eventually the discounts grow so that the gap, known as the doughnut hole, is closed by 2020.  But if (Obamacare) goes, the discounts may go, too. Part of Obamacare requires pharmaceutical manufacturers to provide a 50% discount on brand-name prescriptions filled in the Medicare Part D coverage gap beginning in 2011 and begins phasing-in federal subsidies for generic prescriptions filled in the Medicare Part D coverage gap. If Obamacare is struck down the drug companies are no longer required by law to discount their medication. If it isn’t obvious, the pharmaceutical companies are not reducing the price of the drugs out of the goodness of their heart under Obamacare. All Obamacare did was to create a cost shift to others not in Medicare that will pay a higher price than they would have without Obamacare. Another offshoot of the mandated discount is increasing the price of some medications which puts them in a higher tier under a drug formulary. In other words, they mark the drugs up so they can mark them down. Voluntary drug coverage was added to Medicare in 2006, but consumers and advocates have been eager to get rid of the coverage gap. Insurance coverage stops when the beneficiary and the insurer together have spent $2,930 for prescription drugs, excluding monthly premiums. Under Obamacare, beneficiaries then get a 50 percent discount on brand-name drugs and 14 percent on generics drugs. When the beneficiary alone has spent a total of $4,700, coverage restarts. At that point the drug plan picks up 95 percent of the cost. How is Medicare Part D voluntary if the government assesses a late enrollment penalty (LEP) if you do not buy a Part D when first eligible? So while the discounts, and closing the donut hole may go away if Obamacare is overruled, the truth is the discounts were more smoke and mirrors than anything . . . kind of like political promises. Drug companies could try to offer the discounts on their own but that effort could run afoul of federal antitrust laws that generally prohibit businesses from agreeing together to set prices for their products.  An individual drug company could offer Part D members coverage gap discounts, but it would have to steer clear of anti-fraud laws that ban a company from giving something of value to persuade beneficiaries to use its products. Isn’t it nice when the government interferes with free trade? For all the political promises, lies and distortions, Obamacare is not a good law and Medicare Part D is more illusion than actual insurance.
Source: blogspot.com

LET’S TALK ABOUT DRUGS……..MEDICARE PART D

Under Medicare Part D, private insurance companies will enter into contracts with the Department of Health and Human Services to provide insurance for prescription drugs.  The coverage requirements (such as use of formulary drugs, tier assignments, etc) under the plans will vary by state; to reflect differences in provider costs and patient demographics.
Source: retireusa.net

Medicare Drug Program Called a Success

Medicare Part D has succeeded.  It’s achieved what program creators intended.  Total spending on the program from 2006 to 2011 was a remarkable 68 percent of what was expected.  The combination of lower costs and a wide range of coverage options has won Part D a consistently high ranking on enrollee satisfaction.  Part D stands out as a successful government program.  
Source: hlc.org

PA: The ACA decision could affect Pennsylvanians young and old

Pennsylvania operates a program called the Pharmaceutical Assistance Contract for the Elderly, which provides prescription coverage to some 350,000 low-income seniors regardless of health conditions. Enrollees pay a flat co-pay for prescription medication, and the program picks up the rest of the cost with no limit to the amount of drugs or dollars they would pay.
Source: watchdog.org

FamilyWize.org Discount Prescription Drug Card Blog: The Dreaded Medicare Donut Hole

is change.  I couldn’t have said it better myself! Make sure you read your coordination of benefits agreement. Read the fine print to make sure everything is in order and if you have questions, ASK!  Also make sure all your medications are covered. Just because your medications were covered last year, doesn’t necessarily mean they are covered again this year. 
Source: familywize.org

How To Have The Best Offer On Medicare Part D » Yapperz.com

If you have always had some type of medical insurance, a lot like Medicare Part D as described More info for senior citizens, during your working years, then you probably had a local pharmacy or prescription plan already covered in that insurance plan. Yes, there will be no medical exam but that doesn’t mean that the insurance companies will not be able to collect details about you. Most of them consult with the Medical Information Bureau along with your personal medical records to conclude opposed to Senior Life Insurance or Medigap insurance. The motive of gathering facts is how the insurance providers can provide no exam Term Life without accommodating the people who are trying to lie about their health. The MIB’s main purpose is to help daunt fraud from the insurance providers. With Medicare assisting you with the medical bills, no exam Term Life Insurance is much more than insurance coverage in view to the fact that it provides ardent caring services for people with all conditions such as the crictally ill and old aged. The best part is that almost all their alternatives include cheap rates to facilitate you access life cover choices for your future. Once identified as having an illness which fortunately might be insured with Medicare, you can perhaps find it difficult looking for a life insurance. Just for the reason that you can find preexisting conditions does not imply that you’re going to automatically become ineligible from getting no medical exam life insurance policy forever. No medical exam life insurance are certainly the magic words for some individuals who want to eliminate the medical evaluation essential to many insurance companies when someone fills application for the policy. You’re in luck if looking for no medical evaluation term life insurance these days. Many companies will issue policies without asking for health check. You just need to search for the right choice. Those who usually travel a lot and can’t afford a costly doctor visit plus lab tests, look for no medical exam life insurance. Also those that have a medical problem generally look for no medical exam life insurance. Some people, who also avoid medical tests because of personal or religious reasons, want this kind of life insurance. If you are among those individuals, the first thing you need to do is to try to check out an online insurance professional. They will ask you few questions regarding your health. You will be able to get a quote from multiple insurance providers who want your business. They are going to give a quote virtually instantly and totally free of charge and that all without a health check. The next thing will be to compare the quotes provided by these no health check life insurance companies and discover the best coverage for your needs. Life insurance was created to replace your income after your death. Thus figure how much you earn, exactly how much you would spend, and also how much your loved ones would need if you will not be around. After that add on the expense of whatever medical care and hospitalization you might need before death to that, together with your funeral or cremation expenses. The expenses accumulate. You’ll be able to guard your family’s financial future, and give yourself peace of mind right when you purchase no medical exam life insurance. It takes only minutes and may be remarkably reasonable. Some people feel no health check life insurance coverage may certainly be a trick, only a policy that may be expensive and isn’t worthy of cost. After you have your Medicare as described Here settled, discuss with your agent on Term Life Insurance cost.
Source: yapperz.com

New to Medicare? Beware of penalties

Penalties?  If you are new to Medicare, make sure you act within your Initial Enrollment Period (IEP).  Usually if you are not still working and do not have employer coverage, you sign up as soon as you are allowed.  Medicare coverage is so much more comprehensive and cost-effective than any individual coverage you might have.  Just like with life insurance, the older you are when you enroll, the higher the premium—or in this case, penalty.  So sign up when eligible to avoid that penalty.
Source: retirementeducationplus.com

The Part D Experience: What are the Lessons for Broader Medicare Reform?

Launched in 2006, Medicare added a prescription drug benefit that relies entirely on private plans, while, for other benefits, beneficiaries have a choice between private health plans and traditional fee-for-service Medicare. As policymakers consider changes to Medicare that would give an even greater role to private health plans in caring for Medicare’s nearly 50 million seniors and people with disabilities, the Kaiser Family Foundation hosted a policy workshop to examine how the Part D experience can inform broader Medicare reforms. The June 6, 2012 workshop examined the lessons from Part D, focusing on the roles of competition and changes in the marketplace in controlling costs for beneficiaries and taxpayers, how the benefit’s design affected beneficiaries, including those eligible for low-income subsidies, and what the experience suggests for future reforms. The workshop featured a panel of experts including:
Source: kff.org

InsureBlog: Obamacare, SCOTUS and Medicare Part D

Posted by:  :  Category: Medicare

Obamacare may be scrapped in part or completely if SCOTUS (Supreme Court of the U.S.) rules against the law as a violation of the Constitution. If that happens, there is speculation that the cost of medication for Medicare Part D  beneficiaries might increase.   Obamacare provides “the necessary legal framework” for drug companies to slash brand-name drug prices by half for seniors and people with disabilities when they enter a coverage gap in their Medicare drug plans, said Matthew Bennett, a spokesman for the Pharmaceutical Research and Manufacturers of America.  Eventually the discounts grow so that the gap, known as the doughnut hole, is closed by 2020.  But if (Obamacare) goes, the discounts may go, too. Part of Obamacare requires pharmaceutical manufacturers to provide a 50% discount on brand-name prescriptions filled in the Medicare Part D coverage gap beginning in 2011 and begins phasing-in federal subsidies for generic prescriptions filled in the Medicare Part D coverage gap. If Obamacare is struck down the drug companies are no longer required by law to discount their medication. If it isn’t obvious, the pharmaceutical companies are not reducing the price of the drugs out of the goodness of their heart under Obamacare. All Obamacare did was to create a cost shift to others not in Medicare that will pay a higher price than they would have without Obamacare. Another offshoot of the mandated discount is increasing the price of some medications which puts them in a higher tier under a drug formulary. In other words, they mark the drugs up so they can mark them down. Voluntary drug coverage was added to Medicare in 2006, but consumers and advocates have been eager to get rid of the coverage gap. Insurance coverage stops when the beneficiary and the insurer together have spent $2,930 for prescription drugs, excluding monthly premiums. Under Obamacare, beneficiaries then get a 50 percent discount on brand-name drugs and 14 percent on generics drugs. When the beneficiary alone has spent a total of $4,700, coverage restarts. At that point the drug plan picks up 95 percent of the cost. How is Medicare Part D voluntary if the government assesses a late enrollment penalty (LEP) if you do not buy a Part D when first eligible? So while the discounts, and closing the donut hole may go away if Obamacare is overruled, the truth is the discounts were more smoke and mirrors than anything . . . kind of like political promises. Drug companies could try to offer the discounts on their own but that effort could run afoul of federal antitrust laws that generally prohibit businesses from agreeing together to set prices for their products.  An individual drug company could offer Part D members coverage gap discounts, but it would have to steer clear of anti-fraud laws that ban a company from giving something of value to persuade beneficiaries to use its products. Isn’t it nice when the government interferes with free trade? For all the political promises, lies and distortions, Obamacare is not a good law and Medicare Part D is more illusion than actual insurance.
Source: blogspot.com

Video: The National Medicare Training Program: Medicare Prescription Drug Coverage. Part 2 of 2

LET’S TALK ABOUT DRUGS……..MEDICARE PART D

Under Medicare Part D, private insurance companies will enter into contracts with the Department of Health and Human Services to provide insurance for prescription drugs.  The coverage requirements (such as use of formulary drugs, tier assignments, etc) under the plans will vary by state; to reflect differences in provider costs and patient demographics.
Source: retireusa.net

Congress Should Not Infect Medicare Drug Plan With Price Controls

The VANF does not involve VA officials and pharmaceutical executives cutting deals around a conference table. This is a federal price-control program. The VA buys drugs from pharmaceutical companies at a minimum 24 percent discount below the Average Manufacturer’s Price, or the “best price” offered to private-sector purchasers, whichever is lower. Not surprisingly, paying drug suppliers nearly one-quarter below wholesale (or less) generates myriad economic distortions for which patients pay the price.
Source: humanevents.com

Medicare Made Clear: Importance of the Medicare Drug Plan Formulary

The Medicare beneficiaries who are want to enjoy the benefits from Part D should affirmatively enroll in the plan. The participants can choose the plan they want to enroll in according to their needs. Based on the medicare formulary, not all drugs will be covered on the same level and the participants will enjoy the incentives provided if they choose one drug over the other. Typically the medicare formulary is divided into tiers with a set of co-pay amount. If you are a senior citizen, it is important to know that the coverage under Part D varies according to the medicare formulary, convenience and the quality of the medication.
Source: blogspot.com

Seniors Not Taking Heart Medication in Part D Donut Hole

Medicare Part D Plan: Signing up for a Medicare Part D plan is important because enrollment in Medicare Part D will not only help you avoid a late enrollment fee, but it can also offer coverage for your prescription drugs. Every Medicare Part D plan has a different drug formulary and regulations around drug coverage. Given that each individual takes different amounts and combination of prescription drugs, it is important to select a Medicare Part D plan with the most drug coverage and lowest out-of-pocket costs for you and the unique combination of prescription drugs you take. You can compare Medicare Part D plans based on your individual medication needs by visiting the PlanPrescriber Medicare Part D plan comparison tool.
Source: ehealthinsurance.com

Q1Medicare.com Releases Updated Medicare Part D Prescription Drug Plan Formulary Browser

Q1Medicare.com released an enhanced Medicare Part D Formulary Browser providing the Medicare community with one online tool for browsing all stand-alone Medicare prescription drug plan formularies. Users only need to select their state and a Medicare Part D plan to easily view drug plan highlights and formulary details. A PlanID search option is also available for users who want to find a plan’s formulary using only the plan’s Contract ID and Plan ID. The Formulary Browser includes formulary drug tier and tier description, preferred pharmacy and mail-order cost-sharing, and details on the drug usage management for each formulary drug. Saint Augustine, FL (PRWEB) July 29, 2011
Source: myuniversalhealthinsurance.com

Subsidizing the Costs of Prescription Drugs with the Medicare Formulary

The medicare formulary for the Part D has a tiered coverage meaning that the generic medications have the lower co-pay while the branded medications have the higher co-pay. This medicare formulary means that not all drugs will be covered at the same level giving the participants the incentives of choice on what drugs they will use. However based on the researches released, the participants often prefer the discontinuance of the medications during the coverage gap or medicare donut hole instead of turning to the generic drugs. With the discontinuance however, most of those with medical conditions like heart ailments and high blood pressure did not experience any serious repercussions.
Source: clearwater2011.com

Medicare Prescription Drug Coverage and Medigap: Supplemental Medicare Plans and Medicare Part D Coverage Policies

It’s important to keep in mind that a "Medicare Prescription Drug Plan might only cover certain prescription drugs (on its “formulary” or “drug list”)…Check whether or not your current prescription drugs are on the Medicare Prescription Drug Plan’s list of covered prescription drugs before you join. If your Medigap premium, or your prescription drug needs, were very low when you had your first chance to join a Medicare Prescription Drug Plan, your Medigap prescription drug coverage may have met your needs. However, if your Medigap premium, or the amount of prescription drugs you use, has increased recently, a Medicare Prescription Drug Plan might now be a better" health care option for you.
Source: suite101.com

57% of Medicare Doctors Used EHR System in 2011, GAO Says

Posted by:  :  Category: Medicare

David Eggen by dave.cournoyerIt also found that 22% of the sampled Medicare physicians first began using an EHR system to document evaluation and management services in 2011, the year that CMS started issuing meaningful use incentive payments. Under the 2009 federal economic stimulus package, health care providers who demonstrate meaningful use of certified EHR systems can qualify for Medicaid and Medicare incentive payments.
Source: ihealthbeat.org

Video: Improving Medicare in 2011

HMO Overhead v. Medicare, 2011

H.R. 3593: To designate the facility of the United States Postal Service located at 787 State Route 17M in Monroe, New York, as the “National Clandestine Service of the Central Intelligence Agency NCS Officer Gregg David Wenzel Memorial Post Office”.
Source: wordpress.com

EHR PHR Patient Portals with Meaningful Use = Patient Centered Medical Home (PCMH)

Use of Electronic Health Record Systems in 2011 Among Medicare Physicians Providing Evaluation and Management Services They found that 57 percent of Medicare physicians used an EHR system at their primary practice location in 2011. Twenty-two percent of physicians first began using EHR systems to document E/M services in 2011, the year that CMS commenced its incentive program. Additionally, three of every four Medicare physicians with an EHR system used a certified system to document E/M services. Finally, although many EHR systems can assist physicians in assigning codes for E/M services, we found that most Medicare physicians manually assigned E/M codes. GAO Report
Source: blogspot.com

Medicare’s Lake Wobegon Approach To ‘Pay For Performance’

At its best, the free market rewards companies that provide a superior service at the best price. A few years back, Medicare tried to bring similar incentives to its market-oriented Medicare Advantage program, which was created to give seniors more control over their own health dollars. Retirees can choose among competing, privately administered health plans that must provide the same benefits as Medicare’s traditional, fee-for-service program. MA has increased in popularity over time; today, one-quarter of all Medicare beneficiaries are enrolled in the program.
Source: healthaffairs.org

New to Medicare? Beware of penalties

Penalties?  If you are new to Medicare, make sure you act within your Initial Enrollment Period (IEP).  Usually if you are not still working and do not have employer coverage, you sign up as soon as you are allowed.  Medicare coverage is so much more comprehensive and cost-effective than any individual coverage you might have.  Just like with life insurance, the older you are when you enroll, the higher the premium—or in this case, penalty.  So sign up when eligible to avoid that penalty.
Source: retirementeducationplus.com

Viewpoints: GOP Reps. On Health Law; Medicare & Life Expectancy; Georgia Insurance Exchange Progresses

Roll Call: Roe, DesJarlais And Bucshon: GOP Doctors Eager To Talk Health Care With Obama After a recent meeting at the White House with President Barack Obama and Republican House Members, we asked the president to meet with the GOP Doctors Caucus to discuss concerns that we have about how the health care law will affect our patients. We were pleased that the president agreed. … We believe the Patient Protection and Affordable Care Act threatens the good parts of our health care system, and we came to Congress with the intention of giving our patients access to affordable care (Reps. Phil Rose, Scott DeJarlis and Larry Bucshon, 6/21).
Source: kaiserhealthnews.org

EHR Incentive Programs Have Paid Over 100,000 Health Care Providers

 Dr. Mostashari credits the ONC-sponsored Regional Extension Centers (RECs) and Beacon Communities Programs for their work getting more and more providers across the country, especially providers in rural communities, ready to use EHRs.  The goal of the regional organizations is to ensure clinicians meet meaningful use and receive incentive payments through the EHR Incentive Programs, Mostashari said.  Through the end of May 2012, over 133,000 primary care providers and 10,000 specialists were partnering with RECs to overcome common EHR adoption barriers. Of these providers, 70 percent of small practice providers in rural areas as well as 74 percent of critical access hospitals are working with RECs and over 12,000 providers working with RECS have received their incentive payments, according to the CMS and ONC announcement.
Source: wolterskluwerlb.com

More than 30 million with Medicare used free preventive services in 2011

The report discussing Medicare preventive services found that more than 25.7 million Americans in traditional Medicare received free preventive services in 2011. The report also looked at Medicare Advantage plans and found that 9.3 million Americans – 97 percent of those in individual Medicare Advantage plans – were enrolled in a plan that offered free preventive services.  Assuming that people in Medicare Advantage plans utilized preventive services at the same rate as those with traditional Medicare, an estimated 32.5 million people benefited from Medicare’s coverage of prevention with no cost sharing.
Source: medicare.gov

AHIP Medicare Survey: F Gets an A

Plan F will pay for the first 3 pints of blod, for example, and it also will pay the Part A hospice care coinsurance or copayment amount. Part F also will pay skilled nursing facility care coinsurance bills, Part A and Part B deductibes, some foreign travel emergency bills, and physician fees that Medicare Part B classifies as “excess charges.”
Source: lifehealthpro.com

GLOOM AND DOOM REPORT: PAUL RYAN MEDICARE EXPLAINED IN SIMPLE TERMS

Posted by:  :  Category: Medicare

In honor of Tax Day by swanksalotITS ALL ABOUT …. COUPONS…!! YOU KNOW WHAT A COUPON IS DON’T YOU…GRANNY…? LIKE FOR PANCAKE MIX AT THE SUPERMARKET… ONLY NOW ITS FOR YOUR DOCTOR AND HOSPITAL BILLS… Look… This is all just a way to get to single payer…which everyone else has had for decades… Single Payer works well enough for 98% of the population…save for a few cranks…who want to complain…but can’t really afford to pay for their own medical care… Yes, its a little less profitable for Insurance companies…and medical providers…but not that much… But it gives the system sustainability …which it does not have now… And perhaps…if SOME 90 year old with TERMINAL cancer…DOESN’T GET A HEART TRANSPLANT…? IE “DEATH PANELS…! WELL…LET THEM PAY FOR ONE IN INDIA…IF THEY CAN AFFORD IT… Postscript: OK…maybe its all a liberal plot to kill Trigg…! But I doubt it…!!
Source: blogspot.com

Video: Learn About Medigap Plans

The Medicare Hospice Benefit Explained

Congress established the Medicare Hospice Benefit in 1983 to ensure that all Medicare beneficiaries could access high-quality end-of-life care. Today, more than 65 percent of hospice patients are Medicare beneficiaries. The Medicare Hospice Benefit offers dying Americans the option to experience death free of pain, with emotional and spiritual support for both themselves and their families.
Source: hrrv.org

Daily Kos: Medicare for all

A Medicare for all platform allows the Democrats to run against the activist Supreme Court, to run against the horribly unpopular Romney-Ryan Medicare plan, to provide the real contrast between the parties that many voters have struggled to see. And it would excite the hell out of the Democratic base; it would give us something to fight for. What’s the worse that could happen? Republicans calling Medicare socialism? For a true Democrat, it’s also the only policy solution left. If Democrats are to be the party of the people, the party of the 99 percent, then they can no longer leave the people of this country to the mercy of unfettered and barely regulated health insurance companies. If Democrats are really the party of the people, then they have to continue this fight for all the reasons they started it: because the wealthiest nation in the world should not have nearly 50 million citizens who don’t have affordable health care; because it is wrong for people to lose everything because of illness; because it is wrong, morally, strategically and in every way, to condemn millions of Americans to death for the simple fact that they don’t have money.
Source: dailykos.com

HEALTH CARE REFORM DEMYSTIFIED: COVERAGE OF ADULT CHILDREN

annual limits description essential health benefits HDHP Out-of-Pocket Maximum health care coverage for adult children healthcare reform healthcare reform update Health Savings Accounts High Deductible Health Plan HDHP Internal Revenue Code SECTION 2. 2013 is medicare required deductibles type of health insurance coverage that is made available to individuals and families update what
Source: mymedicareexplained.com

Medicare Explained: The Skilled Benefit Period

As an example, my father, who did get his qualifying hospital stay at Christmas time, was placed in a skilled nursing facility for rehabilitation.  He received Physical Therapy, Occupational Therapy and Speech Therapy for about 6 weeks.  At that point, though he had not used 100 days of his benefit period, he no longer was receiving services that qualified him under Medicare.  My mother was notified by the facility before the Medicare benefits ended.  He continues to stay in this facility as a resident but now pays privately for his care.  Due to the nature of his needs, he will also qualify to access his long-term care benefits after reaching the 100 day exclusion period.
Source: wordpress.com

The impact of ACA Medicare Cuts.

The policy brief below from Health Affairs and the Robert Wood Johnson Foundation (RWJF) examines potential changes to Medicare Advantage (MA) plans. Enrollment in MA plans more than doubled from 2005 to 2010, largely due to their added features, including lower premiums, reduced cost-sharing and additional benefits, such as dental or vision care. Because of these additional benefits, private MA health plans cost the federal government about 10 percent more than the traditional Medicare fee-for-service program, causing the federal government to look for ways to reduce the cost of these plans.
Source: healthreformexplained.com

Even Republicans Are Dissing Appointed

Rep. David McKinley: “I Cannot Support A Plan That The Congressional Budget Office (CBO) Has Determined Would Nearly Double Out-Of-Pocket Healthcare Costs For Future Retirees.” In an April 2011 statement to Slate regarding his vote against the original Ryan Budget plan, Rep. David McKinley, R-WV, said, “My home state of West Virginia has the highest percentage of Medicare beneficiaries in the country, and I cannot support a plan that the Congressional Budget Office (CBO) has determined would nearly double out-of-pocket healthcare costs for future retirees. Unfortunately, Medicare is on a path to bankruptcy unless action is taken. However, I am not convinced that such a dramatic overhaul of benefits for future retirees is necessary to save the program.” [Slate, 4/19/11]
Source: wordpress.com

Medicare Nursing Home Coverage Explained

The unfortunate fact is that most people cannot pay for long term care or cannot pay for the full term of care and also have not purchased a long term care policy. When this happens, the only choice is to qualify for Medicaid. To qualify, the amount of assets you are able to retain is severely limited. And contrary to popular belief, you cannot merely sell assets or transfer them to someone else. Doing  so and trying to qualify for Medicaid under false pretenses constitutes Medicaid fraud. Not good!
Source: affordablemedicareplan.com