Meetings set to help Maine Medicare recipients understand options — Health — Bangor Daily News — BDN Maine

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The site will still be viewable but certain elements might display incorrectly. In order to enjoy all the features of our site, we recommended you upgrade to a newer, more secure browser. Read more ». If you don’t have administrator privileges for your computer, you can still take action. Google has developed a free plugin for Internet Explorer called Google Chrome Frame. You can install it on any computer, even if you can’t install applications, and it will ensure your computer stays secure and that you can still visit our website. Enable Google Chrome Frame now »
Source: bangordailynews.com

Video: United Healthcare Oxford Medicare Advantage Denies Coverage

Segmenting the Future of Health Care

OptumHealth typically deals with members aged 21-65 and are charged with helping them be healthier. OptumHealth also used Cambridge Group to develop their segmentation methodology, which incorporated numerous segmenting dimensions, including perceived health status, healthy lifestyle orientation, health care system usage, financial well-being, need for convenience, and more. They also landed on seven segments, ranging from the healthiest, “Assured Actives,” to the least healthy, “Overwhelmed.”
Source: stthomas.edu

Nothing found for Jobpress %3Fp%3D82593

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Source: thehispanicnurses.org

Capital Research Center | Archives

Medigap plans are private health insurance policies sold to fill gaps in “Original Medicare” coverage. According to the Centers for Medicare and Medicaid Services, “Medigap policies can help pay your share (coinsurance, copayments, or deductibles) of the costs of Medicare-covered services. Some Medigap policies also cover certain benefits Original Medicare doesn’t cover. Medigap policies don’t cover your share of the costs under other types of health coverage, including Medicare Advantage Plans, stand-alone Medicare Prescription Drug Plans, employer/union group health coverage, Medicaid, Department of Veterans Affairs (VA) benefits, or TRICARE. Insurance companies generally can’t sell you a Medigap policy if you have coverage through Medicaid or a Medicare Advantage Plan.” (“2012 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare;” Center for Medicare and Medicaid Services; http://www.medicare.gov/Publications/Pubs/pdf/02110.pdf.)
Source: capitalresearch.org

Children’s Medical Grants Now Available from the UnitedHealthcare Children’s …

WWLP 22NewsHouse unveils health care payment billDaily ItemBOSTON — Dramatic changes in the way the health care industry functions, propelled by what one House leader called the "gentle push" of state government, would shave $160 billion from industry spending in Massachusetts over the next 15 years under a …Mass. House unveils health care paymen […]
Source: 247healthnews.net

UnitedHealthcare Hawaii Medicaid Managed Care Plan Achieves NCQA Three

NCQA’s New Health Plan Accreditation Program applies to health plans that are less than 36 months old.  The program is distinct from NCQA’s Health Plan Accreditation Program; however, Margaret E. O’Kane, NCQA president stated, “Health plans that step forward to participate in NCQA’s New Health Plan Accreditation program early on in their history are to be especially commended. Our standards are rigorous, and by meeting them, UnitedHealthcare Community Plan of Hawaii has shown that it is well designed and serious about the quality of care it provides.”
Source: commpac.com

UnitedHealthcare Launches Online Health, Entertainment TV Programming

The site allows people to sign up for alerts when programming starts. On Thursday, Dr. Mehmet Oz, nutritionist Joy Bauer, professional athlete Lalia Ali, reality TV personality Matt Roloff , and bestselling author Harvey MacKay are recording programs in New York City.
Source: courant.com

Just announced! MercyCare now offers Medicare Advantage Plans

Posted by:  :  Category: Medicare

MercyCare Advantage is a federally qualified Medicare Advantage HMO. Enrollment begins October 15, 2011. Medicare-eligible residents in Rock and Walworth Counties are invited to learn more by calling MercyCare customer service, 8 am-8 pm daily, toll-free (855) 517-6280 or TTY/TDD (800) 947-3529, or visiting MercyCareHealthPlans.com.
Source: mercyblogs.org

Video: Philadelphia: Medicare Fraud Summit Opening Remarks and Panel 1

Mercy Health Plans Announces New Name for Their Medicare Advantage Plans: Mercy Medicare… ( ST. LOUIS July 23 /

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Source: bio-medicine.org

A Guide to Retirement Health Care

It used to be that joining a trade, fraternal, or professional organization was an easy route to affordable group health insurance. But nowadays, the easier it is to get into an organization, the less likely it will offer any compelling health insurance advantage. Insurance companies are not so blind as to change their rules for pre-existing conditions, or substantially reduce premiums, just because you’ve filled out an application and paid a few bucks to join a club. Years ago, I paid relatively steep premiums for a health plan purchased through my professional engineering society, thinking I was economizing, only to discover a year later that a plan purchased directly from Blue Cross/Blue Shield in my state was cheaper and had better coverage!
Source: caniretireyet.com

Recall life before Medicare?

Nobody likes Ryan’s proposal but nobody, especially no Democrat, has a plan for Medicare to make income = outgo. Medicare was doomed to be in this budget busting position the day it was implemented. Now, good or bad, we seem to be stuck with it. Medicare is not sustainable in it’s current form. It’s already been proved that you cannot tax “rich” people enough to pay for it or even make a dent in our national debt. You cannot take working people’s money their entire working life and then deny them the full benefits based on some type of bogus income qualification. The way I see it is that we either make some radical change like Ryan’s plan, or we immediately raise the Medicare payroll tax to the point where income = outgo. In that I include both raising the rate on Medicare taxes for everyone and eliminating the cap on Medicare payroll tax and charge the tax on all earned income. So pick your poison people. If everyone wants to keep Medicare then everyone is going to have to pay more. It cannot all be paid by the same 10% of the people that you also want to pay to bail us out of the rest of our national debt mess. We have been spending money we don’t have and now the bill has come due. You are going to have to either get your wallet out and pay the bill or give up your place in line for the teat.
Source: augusta.com

Fidelis Care to Offer Health Insurance Open Houses at 24 Locations in Erie County in May

Fidelis Care offers free or low-cost health insurance through New York State’s Child Health Plus, Family Health Plus, and Medicaid Managed Care programs. Members are covered for regular checkups, preventive care, routine screenings, hospital and emergency care, eye exams, dental care, and more. In addition, Fidelis Care also offers a variety of benefit options for seniors through Fidelis Medicare Advantage, Dual Advantage, Medicaid Advantage Plus, and Fidelis Care at Home programs, available in certain counties.
Source: readmedia.com

The Economic Paradox No One Wants to Talk About

PULL THE BANDAGE OFF QUICKLY! As a military retiree, still working for DoD, even though I feel I am serving in one of the few REAL Departments of the Federal Gov – it is time to pull the bandage off – it some of us have to adjust, find new jobs and/or work longer to keep food on the table, so be it. I am tired of supporting folks in their 30s and 40s fully capable to work, but they found some loophole in our SS program and are now drawing more in SS than my 82 year old mom who worked till she was 66. It is time to CUT agencies, expenses, and empower the people to make decisions for themselves. Though I served 24 years on active duty and made some sacrifices in the way of building personal wealth, I never felt I would be able to live off of half of what I was making, so I began to invest in this country through bonds, stocks and real estate. These have given me some income I MAY be able to live on, but, again I am not counting on a stable economy as long as the Socialist are in office (either at the Federal, State or Local level). It is time for We the People to do for ourselves what we can do, helping our fellow man as we can (and should – but not forcing others to choose to invest in the same people or services I choose – that is freedom). When I am not over regulated, I can afford to hire others to work on my properties, when I am mandated to choose contractors from an "approved" list, just because they have local gov support (guess what, they are ALL UNION) I find I can usually do the work myself – I was fortunate to be raised by a father who owned his own plumbing business and ensured I learn a trade (even having me cross train with electrical contractors which has come in very handy). So easy to turn this into a rant, but it is time for a change!
Source: patriotpost.us

The Sullivan Independent News

The Visiting Nurses Association will hold a flu shot clinic at the Sullivan Senior Center on Tues., Oct. 13 from 12 p.m.- 3 p.m. In order to be sure a vaccine is available for you, you must call or stop by the Senior Center and have your name put on the vaccine list. The VNA will be bringing 150 vaccines, but more will be available if we see more people are signing up. This will be a one-time clinic. Those planning to receive their vaccine may show up anytime from 12 p.m.-3 p.m. To avoid the congestion and long waiting periods, you may wish to wait a little later and not all show up at 12 p.m. Insurances accepted by the VNA for this clinic include: Medicare Advantage Plans, Essence, Coventry Advantra Freedom, GHP, Advantra, GHP Advantra Freedom, GHP Gold Advantage, Humana Choice PPO, Humana Gold Choice PFFS, Humanna Gold Plus HMO and Mercy Medicare Advantage. Other insurances that did not contract with the VNA and will not be accepted are: Medicare Advantage Plans, Secure Horizons, Aetna Medicare, Anthem Senior Advantage, Cigna Medicare Access, Sterling Option, Wellcare, Evercare or any other Medicare Advantage or out-of-state plans. Medicaid is not accepted. If you have another primary insurance, you may not use Medicare or Medicare Advantage. Those wishing to pay “out of pocket” for the vaccine may do so. The cost is $30. Visiting Nurses Association is a non-profit community based organization dedicated to serving the healthcare needs of your community. Please help us by giving us your correct insurance at the time of service.
Source: mysullivannews.com

Medicare Informational Meeting Scheduled

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Source: unitedhealthinsurances.net

Reform of Medicare Benefits Schedule

Posted by:  :  Category: Medicare

A recent Australian Institute of Health and Welfare report confirms that the complexity of the work that is delivered by GPs in Australia has increased significantly over the past 10 years. Yet since 2000, the data show that labor supply GP decreased by 2 percent, while supply increased by 17 percent specialized. We must do more to attract the next generation of doctors in general medicine.
Source: sentfromebove.com

Video: Medicare Australia and Seeing a Doctor: nib Health Insurance Explained

Health Insurance and the Medicare Benefits Schedule

Medicare can actually cover 100% of a general practitioner’s consultation fees and 85% of those of a specialist. Take note however that this only pertains to what is set in the MBS. It is entirely possible that a doctor may actually charge a higher rate. Besides this, tests such as x-rays or a complete blood count are among the program’s medical benefits. Also included are specified surgical procedures done by doctors and dentists.
Source: com.au

Department of Human Services introduces a Medicare Benefits Schedule (MBS) item enquiry email service

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Source: gov.au

The Medicare Benefits Schedule

This is where the Medicare Safety Net can come into play. This is designed to reduce your out-of-pocket expenses so that your medical costs come down. Could you be eligible for this? If you or your family’s “gap” payments exceed the threshold in a calendar year, 100% of the MBS fee will be reimbursed through Medicare. Bear in mind that this only applies to out-of-hospital services. This may not always mean that you will not have anything to pay though. There may still be “out-of-pocket” expenses to meet if the MBS fee does not cover the full cost of the service.
Source: com.au

AMA sets its own items for managing a shared health summary for the Personally Controlled Electronic Health Record (PCEHR)

                        Kirsty Waterford                    02 6270 5464 / 0427 209 753
Source: com.au

What is a Medicare Benefits Schedule number?

For in-hospital services, the Medicare rebate will pay 75% of the Medicare Benefits Schedule fee and if you have private health insurance your Health Fund pays the remaining 25% as a benefit towards your doctors’ bills.  Some doctors and specialists charge more than the MBS fee. If this happens, you have to pay the ‘gap’, which is the difference between the MBS fee and what the doctors charge.
Source: wordpress.com

The Medicare circumcision rort

“There is no convincing evidence that circumcision is useful or necessary in terms of prevention or hygiene… Non-therapeutic circumcision of male minors is contrary to the rule that minors may only be exposed to medical treatments if illness or abnormalities are present, or if it can be convincingly demonstrated that the medical intervention is in the interest of the child… Non-therapeutic circumcision of male minors conflicts with the child’s right to autonomy and physical integrity.” –2010 Royal Australasian College of Physicians
Source: wordpress.com

A Medicare Supplement Insurance Can Serve A New Life

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSPurchasing a Medicare supplement insurance plan has become more easier than buying a new pair of shoe. This has become more convenient with the improvement in the technologies. It is no more that harder as it used to be. All an individual needs to do is understand the insurance plans, know the valid offers and choose the one which suits him the best and then opt for the rates from the different providers. The most pleasing factor of an insurance plan is this. The new generations do have a few more advantages than the senior citizens when they are shopping for an insurance policy. Because most of the senior citizens doesn’t have the benefit of standardizing the plans online by surfing internet. They even can’t look into the plans, rates and compare among several companies sitting back at home through internet. The most important thing that this age misses is getting hold of the toll free number which helps them to callthe specializes in this field all over the country.
Source: ezinemark.com

Video: Learn About Medigap Plans

Medicare Supplemental Insurance, Plan for every common individual

Medicare supplement insurance plans are extremely advantageous especially for those who want instant and quality medical facilities during emergency times. Medical expenses are increasing with every single day and so is the standard of healthcare facilities, thanks to the rising health technology. Often, most people overlook the advantages of Medicare cover, even the most educated ones but it is essential that one should keep it on priority list. Having a good health care indemnity plan gives valuable support to both family and patient. People with chronic disabilities must have a good Medicare protection so as to receive best medical facilities without facing difficult procedures. It is completely a misconception of people that only old aged people should go with Medicare insurance. It is always advised that one should pick up Medicare indemnity immediately after the 30 years of age. Difference between Medicare health insurance and supplement plans There is a lot of difference between Medicare health insurance and supplement plans. Medicare health cover does not provide several features which you can avail from supplement plans. Also, there are few companies available that offer Medicare health indemnity to the people over the age of 58 years. On the other hand, Medicare supplement insurance proffer a range of features to the people in this age category. It can be bit expensive but prove to be extremely beneficial during the emergency times. Plan for every common individual Due to the immense rise in medical expenses, having a Medicare Supplement Insurance is indispensable. It is a responsibility of service provider to demonstrate each and every feature of plan but you need to study it on your own in order to avoid further inconveniences. For some people, price of health cover plan is a paramount factor but after researching for different plans, one can easily get an affordable supplement insurance coverage. It is always advised to compare Medicare Supplement plans in order to achieve right coverage. There are numerous companies that provide Medicare supplement plans for common individuals and everyone should make the most from such offers. Comparison with government owned and private insurance plans Several government owned companies are available as well that provide cheap Medicare supplement plans. It is true that such companies are affordable but may not prove to be helpful during an unexpected medical situation. The fact is that most government owned companies have limited coverage. That is why, it is necessary to approach a company by considering the reviews and credentials. You can also decide by comparing the features and coverage of government and private Medical supplement insurance companies. It really helps in deciding a right coverage for you and your family. Choosing a Medicare insurance plan Often, most people overlook the features of an insurance plan but it is essential to figure out each and every aspect of it. One should compare Medicare supplement plans online in order to get a clear insight of features and terms. In this way, you can easily decide upon a right kind of coverage. So, choosing a desired supplement insurance plan online is not only easiest but one can instantly take a glance at the features and coverage.
Source: blogspot.com

Supplemental Medical Insurance

Generally, the first issue is money. What can you afford, and will that be sufficient for the needs of you and your familyc The Options Plan offered by BCBS is the most economical pick. This BCBS plan has a high deductable but lower premiums. For qualifying members the plan can result in greater savings as a Health Savings Plan provides some medical expenses tax free. Members can choose their own doctor, and there are options for those under 65 and medically eligible. This BCBS Option Plan offers flexibility for the changing dynamics of a family. Your independent insurance agent is prepared to help you decide if this is the right plan for you.
Source: healthinsurance-medical.com

The Importance of Comparing Medicare Supplemental Insurance Plans

Many Medigap customers think that comparing Medicare supplement insurance is a highly complicated process and that only insurance agents will know how to compare these supplement to Medicare policies. If you too are holding the same view about Medicare supplemental insurance, then you will be surprised to learn that comparing your Medigap plan options need not be a complicated or tedious process anymore. Today, the internet has empowered the customers so much that they can accomplish a lot of time consuming tasks in a matter of just few clicks. This applies to Medicare supplemental insurance price comparison too. You will be able to compare your Medicare supplement plans easily online. You will not have to visit several websites or spend several hours anymore to compare the various policies. You just need to find a reliable Medicare supplemental insurance website such as Lowcostmedigap.com that will allow you to compare Medigap plans online. Using such online services you will be able to make well-informed choices on your Medicare supplement. You will be able to save not only a lot of money but also a lot of time by comparing your Medicare supplement plans online.
Source: medicarequotefinderblog.com

By Adopting A Medicare Supplement Insurance Plans Seize A New Life

There are even several government owned companies which provides Supplemental Medicare Insurance plans in low-costs. These companies are truly affordable but they don’t prove be to in help during an unpredicted medical situation. Even these government owned companies have very limited coverage. So, it is very essential to approach a company after going through its reviews and credentials. An individual can even compare among the features and coverage of a private and a government owned Medicare supplement insurance companies. This really helps an individual to choose the best and the right coverage amongst all for himself and for his family. An individual should compare Medicare supplement plans online understand the terms and the features of the policy. So, before purchasing a Medicare supplement insurance policy, help from a Medicare supplement insurance agent and a little research online will help an individual to quickly decide which policy will be beneficial and which insurance company will be the best to adopt the from.
Source: articlelib.org

Medicare, “Medigap” and Medicare Advantage Plans

Yes. Another example: Citing language in the ACA, the Department of Health and Human Services has exempted Medicare Supplement carriers from so-called “rate review rules.” This means that Supplement carriers will be free to increase the rates and premiums they charge for the coverage without HHS oversight. This exemption will become important in a few years, when the ACA’s “guaranteed issue” standards are fully implemented. At that point, people will probably be paying more for Medicare Supplement coverage, even though the plans will likely cover less.
Source: online-health-insurance.com

Best Medicare Supplement Plan

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Source: medicare-supplement-comparison.com

By Adopting A Medicare Supplement Insurance Plans Seize A New Life

There have been even multiform supervision owned companies that provides Supplemental Medicare Insurance skeleton in low-costs. These companies have been indeed affordable though they do not infer be to in assistance during an unpredicted healing situation. Even these supervision owned companies have unequivocally singular coverage. So, it is unequivocally necessary to proceed a association after starting by a reviews as well as credentials. An particular can even review between a facilities as well as coverage of a in isolation as well as a supervision owned Medicare addition word companies. This unequivocally helps an particular to select a many appropriate as well as a right coverage amongst all for himself as well as for his family. An particular should review Medicare addition skeleton online assimilate a conditions as well as a facilities of a policy. So, prior to purchasing a Medicare addition word policy, assistance from a Medicare addition word representative as well as a small investigate online will assistance an particular to fast confirm that process will be profitable as well as that word association will be a many appropriate to adopt a from.
Source: quotesmatch.com

Medical Supplements reduce out of pocket expenses

With the highly expensive medicines, it has become extremely hard for normal persons to afford for them. That is why people opt for Medicare insurance policies so that they can meet the expenses involved in medicines. Basically there are many names for Medicare Supplements like Med Supp, Medigap and Medicare Supplement. The Medicare Supplemental Insurance has been formed to meet your out pocket expenses. There are various kinds of Medicare plans3and each has been formed for every region of United States. The main benefit of having a Medicare Supplement plan is that it will help you over to get your regular medicines in far more cheaper rates. The Medicare Supplement plans vary according to various factors like age, enrollment date, sex, habits like smoking and drinking, etc. The premium amount which you have to pay is somewhat lesser when you are around the age of 65. But as your age starts increasing, the premium amount will also increase simultaneously. There is one more kind of premium called the Community Rated Premium in which the Medicare Supplement offered to all the enrollees in a community is same, regardless of their ages. So choose your premium plan by having all the above said points under consideration.
Source: kimkardashianfan.org

Who Needs Supplemental Medicare Insurance? Everybody!

What should you recognize when purchasing a Medigap Policy? First you must have Medicare Part A and B. If you intent to leaving your Medicare Advantage Plan you may buy a Policy and the Medigap can not begin until the Medicare Advantage Policy ends. Your Monthly Medicare Part B payments are made to Medicare health insurance and the Medigap payouts are made to the insurance company. The Supplemental Medicare Insurance can only be for one person. The Medigap Policy can be purchased through the licensed insurance company where you live. If you wish to cancel the Medigap coverage you will need to do so via your insurance company. Your agent can not cancel a policy. Standardized Medigap plans are guaranteed renewable even when you have health conditions. The only real difference in these plans are price.
Source: 13ui.com

Medicare drug plan changes Time to shop around R : asics news

Posted by:  :  Category: Medicare

Try new Ryan Plan Senior Food - coming to a Republican Congress near you by EN2008The bottom line as seniors: the plan you bought surrounded 2010 may never suit you well within 2011. It’s more important than ever apt?apt be sure your pills are covered,www.longchamp.com, and along reasonable total price But the reshaping of plans as 2011 doesn��t mean seniors won��t be competent apt find solid coverage; amid many cases,karen millen dresses outlet, the changes reflect efforts by the analgesic plans apt streamline their formularies��the list of covered narcotics and the rules below which they are provided.
Source: enterprisebusinessexperts.biz

Video: Driver License Renewal Increase and Medicare Social Security changes for 2010 2011

2012 Changes to Medicare in Illinois

Here’s another change involving Medicare Advantage plans that may impact your decision to buy or not to buy. As of 2012, they are prohibited from having higher cost sharing requirements for critical services like chemotherapy, skilled nursing and other services. In addition, administrative expenses and profits have been reduced, forcing many providers to rethink if they are going to continue offering Medicare Advantage plans.
Source: ssiinsure.com

Medicare Changes Set For 2011

Additional discounts will continue up through 2019. Medicare Advantage Plans: It is important to note that there is a new, shorter annual open enrollment period from January 1 through February 15, 2011. Medicare beneficiaries enrolled in a Medicare Advantage plan can use this 45-day enrollment period to change from Medicare Advantage to original Medicare only. They cannot change to another Medicare Advantage plan. In addition, a special enrollment period to join a prescription drug plan will also apply, although there will not be a guaranteed issuance of a Medicare Supplement Plan, or Medigap, unless other rights apply. Medicare beneficiaries who are enrolled in a prescription drug and/or Medicare Advantage plan and who have questions about how changes from the Affordable Care Act (ACA) might affect them, should consider contacting their state Senior Health Insurance Program (SHIP), a free statewide health insurance counseling service for Medicare beneficiaries and their caregivers. Medicare Beneficiaries in California Have HICAP California seniors can reach out to service organizations for assistance. There are counselors who are available through the Health Insurance Counseling and Advocacy Program (HICAP), a volunteer program that provides free, unbiased Medicare counseling and information.
Source: ezinemark.com

2012 Changes to Medicare in Illinois

Medicare Supplemental Insurance Plans K and L are similar to Plans A through J but have lower monthly premiums for higher out of pocket costs. All these plans are standardized by Medicare, which shows the equality among all the insurance companies in offering the services. Medicare Supplement Plan F will remain as the preferable choice, but Medicare Supplement Plan N can also be a great option for people who like Medicare Advantage plans and are in good health. Plan N brand new as of June 1, 2010 and will likely be very popular in 2011 as thousands of people are expected to make a shift from the Medicare advantage program back to original Medicare. Find a company that specializes in Medicare plans to help you with these questions like Medicare insurance Phoenix. A broker is usually the best bet since they can sort down information for all of the companies and you can compare all insurance from one source. It sure to save your time and beats the alternative of contacting each individual company one at a time. Source: ezinemark.com
Source: medicaresupplementalco.com

Fact vs. Fiction: Medicare is Not Going “Bankrupt” 

As described in previous Alerts, the Trust Fund is a victim of the economy.[2]  Health care costs typically rise at a much faster rate than general inflation.  This, combined with a high unemployment rate which means that fewer people are working and contributing payroll taxes into the Trust Fund, leads to the changes in the projected solvency of the Trust Fund. Since 1970, the trustees have projected Trust Fund insolvency in as little as 4 years or as much as 28 years.[3]  The longest projected solvency period occurred in years in which the country experienced high economic growth and budget surpluses.
Source: medicareadvocacy.org

2011 Medicare Changes & Healthcare Reform

There are many sources to read about healthcare reform, and undoubtedly most come with their own bias and opinions on this topic. You probably have personal interest in provisions affecting businesses and individuals, depending on your health status and insurance/financial/employment situation. AARP has a lot of information that applies to Medicare beneficiaries: www.aarp.org and the government has numerous fact sheets, which break things down to effects on certain groups: www.healthreform.gov, www.whitehouse.org. The Center for Medicare Advocacy is another great site to visit, especially as you encounter specific client issues or concerns in different populations. Aging Wisely provides regular updates on Florida Medicare and Medicaid issues, as well as a Medicare Fact Sheet which provides a quick overview of the important Medicare numbers for the year.
Source: lifelinesacademy.com

Dad29: “Woopsie!!! We Forgot About Medicare!!”

Wisconsin native, conservative critic of everything. “Once abolish the God, and the government becomes the God.” —G K Chesterton “The only objective of Liberty is Life” –G K Chesterton “Fallacies do not cease to be fallacies because they become fashions” –G K Chesterton
Source: blogspot.com

Medicare Board of Trustees Report Trust Exhaustion in 2024

The report also offers the Board’s long-range predictions, including an increase in Parts B and D outlays. Part B outlays are expected to increase from 1.5% of GDP in 2011 to 2.5 or 4.5% by 2086. Part D outlays are expected to increase from 0.4% of GDP in 2011 to 1.5% by 2086. The Board projects that, under current law, expenditures will increase at a faster pace than aggregate workers’ earnings or the economy, with estimated increases in expenditures from 3.7% of GDP in 2011 to 6.7% by 2086. However, according to the Board, if Congress continues to override statutory decreases in physician fees, and if reduced fee increases for other Medicare services are not sustained, then Medicare spending will increase to approximately 10.4% of GDP by 2086.
Source: vonbriesenhealth.com

CMS Issues Amended Medicare Physician Fee Schedule for Home Health

Specifically, Section 101 of the MMEA averts the negative update that would otherwise have taken effect on Jan. 1, 2011. The MMEA provides for a zero percent update to the physician fee schedule for claims with dates of service Jan. 1, 2011 through Dec. 31, 2011. While the physician fee schedule update will be zero percent, changes to the relative value units (RVUs) for 2011 require CMS make an adjustment to the conversion factor to make the changes budget neutral. The revised conversion factor to be used for physician payment as of Jan. 1, 2011 is $33.9764.
Source: floridahomebound.com

Daily Kos: Pew: Public open to changes in Medicare, Medicaid, Social Security, but not benefits cuts

The constant drumbeat of critics of social insurance programs like Social Security, Medicare, and Medicaid—that they’re too expensive, that they’re on the verge of collapse—have taken hold with the public, but that doesn’t mean the public doesn’t value them and want to see them preserved. That’s the takeaway from a new Pew poll, which shows continued strong opposition to any reduction of benefits for participants in these programs. They also say that preserving these programs is more important than deficit reduction right now. On the broad question of whether it is more important to reduce the budget deficit or to maintain current Medicare and Social Security benefits, the public decisively supports maintaining the status quo. Six-in-ten (60%) say it is more important to keep Social Security and Medicare benefits as they are; only about half as many (32%) say it is more important to take steps to reduce the budget deficit.
Source: dailykos.com

Medicare Disability Application

Posted by:  :  Category: Medicare

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Source: handicapabilities.com

Video: Georgia Workers Compensation and Social Security Disability

How to Apply for Medicare in the Special Enrollment Period After the Age of 65

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Source: senagrosol.com

Social Security Unplugged: SSA’s Role in the Wounded Warrior Project

Service members who are awarded retroactive Social Security benefits may also become entitled to Medicare Part A for months before they receive the disability award notice. Effective October 2009, TRICARE beneficiaries who are awarded retroactive benefits do not have to enroll in Part B for those months in the past and can keep their TRICARE coverage as long as they enroll in Part B currently. Service members need to contact the Department of Defense to find out whether they need to enroll in Medicare Part B in order to keep TRICARE coverage. For more information about TRICARE and recent changes to the law, please visit
Source: blogspot.com

Sarcoidosis Alabama Social Security Disability Lawyer

Tags: AL, Adamsville, Adger, Alabama Disability attorney, Alabama Social Security Disability, Alabama Social Security Disability Lawyer, Alabaster, Albertville, Arab, Ardmore, Athens, Bayview, Bessemer, Birmingham, Brookside, Calera, Center Point, Chalkville, Chelsea, Childersburg, Clay, Columbiana, Decatur, Elkmont, Fairfield, Falkville, Fultondale, Gardendale, Grant, Guntersville, Gurley, Harpersville, Hartselle, Harvest, Helena, Hollytree, Homewood, Hoover, Hueytown, Huntsville, Kimberly, Lacys Springs, Leeds, Madison, McCalla, Meridianville, Montevallo, Morris, Mountain Brook, Mt. Olive, New Hope, Owens Cross Roads, Paint Rock, Pelham, Pinson, Powell and Denny, Saginaw, Sarcoidosis, Sarcoidosis Alabama Social Security Disability Lawyer, Sayre, Social Security Administration, Social Security Disability benefits, Sylvan Springs, Tanner, Tarrant City, Toney, Triana, Trussville, Union Grove, Vandiver, Vestavia Hills, Vincent, Vinemont, Warrior, West Highlands, Westover, Wilsonville, Wilton, Woodville, don’t give up, social security disability
Source: birminghamworkerscomplawblog.com

Medicare initiate Application And Supplemental Insurance : Cheap Car Insurance and Cheapest Insurance Firms

There are lots of supplemental insurance providers who provide discounts during start enrollment. In some instances, the applicant’s achieve reduction can be as broad as 15%. This savings will carry more than into subsequent years helping to have premiums lower as the insured grows older. Additionally, some insurance businesses will need underwriting for typical supplements, like idea J, if the applicant is much more than three months past their 65th birthday. If applying throughout originate enrollment, health underwriting will not be required for understanding J.
Source: sagacheapinsurance.com

Liability MSA (LMSA) Cases Cited by the MSA Industry

Schexnayder v. Scottsdale Ins. Co., US Dist. Ct., W.D. LA (2011). This liability case settled for $2,100,000.00 and an MSA was prepared. Not only did CMS decline to review the MSA, but Health and Human Services declined to participate in the district court hearing regarding an MSA. The court eventually approved an MSA as adequately protecting Medicare’s interests. But the injury occurred in an automobile accident while Schexnayder was in the course and scope of his job. This was not an LMSA. It was a WCMSA.
Source: wordpress.com

More Trouble For Social Security Recipients

In the past, Social Security program benefits have seen an increase due to cost of living adjustments. It is unclear as to whether these necessary annual inflation will be anything more than 1%, if anything. Meanwhile, Medicare costs are expected to rise by 11%, creating a gap between income and the cost of essential expenses like medical coverage. Current beneficiaries are being advised to begin planning for the increase in cost and develop alternative strategies for maintaining financial balance in the wake of such changes.
Source: leedisability.com

Why has the number of SSDI applications increased dramatically?

Despite the rising number of SSDI applications, when an illness or injury keeps Georgia residents from working, they would do well to consider applying for disability benefits. It may take some time to begin receiving payments, but when they do come, those funds can offer much needed economic assistance during trying times. Georgia residents who are disabled will want to keep a close eye on changes in the Social Security system, as well as take the necessary steps to ensure the maximum benefits possible.
Source: augustagasocialsecuritydisabilityblog.com

Medicare PrePay Audit for Oxygen and CPAPs for all MACs

Posted by:  :  Category: Medicare

"The single best augury is to fight for one's country." ~ Homer (800 BC - 700 BC), The Iliad. by eyewashdesign: A. GoldenAngela Miller of Medical Auditing Solutions LLC has been in health care compliance, auditing, billing, collections and HIPAA for over 18 years.  Ms. Miller has made it the  focus of the business to help providers run their businesses efficiently, collect money, and maintain compliance with federal and state regulations and coverage criteria through compliance program development, management and training.  Ms. Miller is very experienced with Medicare & Payer audits.  Ms. Miller ran a very successful compliance program for over 5 years for the largest private held HME/Pharmacy provider in the US at the time.  Ms. Miller  also works as a contract compliance officer to provide an avenue to compliance training to staff, implementation of policies, as well as handling anything that affects cash flow from the initial intake to back-end collections. You can visit our website at Medical Auditing Solutions LLC.
Source: wordpress.com

Video: Bernie Sanders: “Medicare For All Single payer will eventually prevail”

Reining In Medicare Costs: Lots Of Talk But Little Action

The Associated Press: Spin Meter: Lawmakers’ Talk Of Cuts Is Just Talk Presidents and lawmakers of every stripe have talked for years of needing to rein in Social Security and Medicare. They often campaign in ways to make sure it doesn’t happen… In 2010, Republicans took control of the House after accusing dozens of Democrats of wanting to gut Medicare. The Democrats had voted for Obama’s health care overhaul, which envisioned $500 billion in Medicare savings over 10 years. And liberals rebuked Obama last year for showing openness to reduced benefits for Social Security and Medicare in exchange for tax increases under a never-realized “grand bargain” with Republicans (Babington, 5/4).
Source: kaiserhealthnews.org

A Medicare Supplement Insurance Can Serve A New Life

Purchasing a Medicare supplement insurance plan has become more easier than buying a new pair of shoe. This has become more convenient with the improvement in the technologies. It is no more that harder as it used to be. All an individual needs to do is understand the insurance plans, know the valid offers and choose the one which suits him the best and then opt for the rates from the different providers. The most pleasing factor of an insurance plan is this. The new generations do have a few more advantages than the senior citizens when they are shopping for an insurance policy. Because most of the senior citizens doesn’t have the benefit of standardizing the plans online by surfing internet. They even can’t look into the plans, rates and compare among several companies sitting back at home through internet. The most important thing that this age misses is getting hold of the toll free number which helps them to callthe specializes in this field all over the country.
Source: ezinemark.com

Medicare Advantage plans are a vital source of coverage for low

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Source: ahipcoverage.com

Medicare Fraud/Abuse: Don’t Do It

Doctors, nurses and social workers from across the country, 107 in all, were charged in what federal officials in Washington called a “nationwide takedown” of medical professionals accused of fraudulently billing Medicare out of nearly half a billion dollars. Of the 107 defendants in the latest crackdown, 87 were arrested Wednesday. Federal agents were either still looking for the others or expecting them to surrender voluntarily.  In addition, officials in the Health and Human Services Department suspended or took other administrative actions against 52 medical providers after analyzing billing requests and finding additional “credible allegations of fraud.”
Source: healthworkscollective.com

Who Needs Supplemental Medicare Insurance? Everybody!

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSWhat should you recognize when purchasing a Medigap Policy? First you must have Medicare Part A and B. If you intent to leaving your Medicare Advantage Plan you may buy a Policy and the Medigap can not begin until the Medicare Advantage Policy ends. Your Monthly Medicare Part B payments are made to Medicare health insurance and the Medigap payouts are made to the insurance company. The Supplemental Medicare Insurance can only be for one person. The Medigap Policy can be purchased through the licensed insurance company where you live. If you wish to cancel the Medigap coverage you will need to do so via your insurance company. Your agent can not cancel a policy. Standardized Medigap plans are guaranteed renewable even when you have health conditions. The only real difference in these plans are price.
Source: 13ui.com

Video: Understanding Medicare Supplements, Medicare Supplement Insurance

A Medicare Supplement Insurance Can Serve A New Life

Purchasing a Medicare supplement insurance plan has become more easier than buying a new pair of shoe. This has become more convenient with the improvement in the technologies. It is no more that harder as it used to be. All an individual needs to do is understand the insurance plans, know the valid offers and choose the one which suits him the best and then opt for the rates from the different providers. The most pleasing factor of an insurance plan is this. The new generations do have a few more advantages than the senior citizens when they are shopping for an insurance policy. Because most of the senior citizens doesn’t have the benefit of standardizing the plans online by surfing internet. They even can’t look into the plans, rates and compare among several companies sitting back at home through internet. The most important thing that this age misses is getting hold of the toll free number which helps them to callthe specializes in this field all over the country.
Source: ezinemark.com

Insurance Coverage of Medicare

Regardless how anybody looks in this particular, improved longevity nevertheless needs a price on the entire body. This consists of making a top of the possibilities associated with heart stroke, myocardial infarction, malignancy, and a lot of some other severe conditions. Because of the fact Medicare insurance only will pay 80% from the captured fee routine for medical care, buying a acceptable medical care might be nicely from your achieve in the event you there is no need Medicare insurance supplemental applications to again a person upward. Really even though you have any health issues, or even understand ailments with an desire to work within your family members, acquiring Medicare additional insurance might easily present you with reassurance while you do not need to make use of the insurance policy instantly.
Source: healthmarch.org

Medicare Supplemental Insurance, Plan for every common individual

Medicare supplement insurance plans are extremely advantageous especially for those who want instant and quality medical facilities during emergency times. Medical expenses are increasing with every single day and so is the standard of healthcare facilities, thanks to the rising health technology. Often, most people overlook the advantages of Medicare cover, even the most educated ones but it is essential that one should keep it on priority list. Having a good health care indemnity plan gives valuable support to both family and patient. People with chronic disabilities must have a good Medicare protection so as to receive best medical facilities without facing difficult procedures. It is completely a misconception of people that only old aged people should go with Medicare insurance. It is always advised that one should pick up Medicare indemnity immediately after the 30 years of age. Difference between Medicare health insurance and supplement plans There is a lot of difference between Medicare health insurance and supplement plans. Medicare health cover does not provide several features which you can avail from supplement plans. Also, there are few companies available that offer Medicare health indemnity to the people over the age of 58 years. On the other hand, Medicare supplement insurance proffer a range of features to the people in this age category. It can be bit expensive but prove to be extremely beneficial during the emergency times. Plan for every common individual Due to the immense rise in medical expenses, having a Medicare Supplement Insurance is indispensable. It is a responsibility of service provider to demonstrate each and every feature of plan but you need to study it on your own in order to avoid further inconveniences. For some people, price of health cover plan is a paramount factor but after researching for different plans, one can easily get an affordable supplement insurance coverage. It is always advised to compare Medicare Supplement plans in order to achieve right coverage. There are numerous companies that provide Medicare supplement plans for common individuals and everyone should make the most from such offers. Comparison with government owned and private insurance plans Several government owned companies are available as well that provide cheap Medicare supplement plans. It is true that such companies are affordable but may not prove to be helpful during an unexpected medical situation. The fact is that most government owned companies have limited coverage. That is why, it is necessary to approach a company by considering the reviews and credentials. You can also decide by comparing the features and coverage of government and private Medical supplement insurance companies. It really helps in deciding a right coverage for you and your family. Choosing a Medicare insurance plan Often, most people overlook the features of an insurance plan but it is essential to figure out each and every aspect of it. One should compare Medicare supplement plans online in order to get a clear insight of features and terms. In this way, you can easily decide upon a right kind of coverage. So, choosing a desired supplement insurance plan online is not only easiest but one can instantly take a glance at the features and coverage.
Source: blogspot.com

Gomedicare.com Estimated Value $770.40 USD

Registration Service Provided By: RESELL.BIZ Contact: +1.8778266890 Website: http://Resell.biz Domain Name: GOMEDICARE.COM Registrant: PrivacyProtect.org Domain Admin (contact@privacyprotect.org) ID#10760, PO Box 16 Note – All Postal Mails Rejected, visit Privacyprotect.org Nobby Beach null,QLD 4218 AU Tel. +45.36946676 Creation Date: 18-Nov-2005 Expiration Date: 18-Nov-2012 Domain servers in listed order: ns1.norvax.net ns2.norvax.net Administrative Contact: PrivacyProtect.org Domain Admin (contact@privacyprotect.org) ID#10760, PO Box 16 Note – All Postal Mails Rejected, visit Privacyprotect.org Nobby Beach null,QLD 4218 AU Tel. +45.36946676 Technical Contact: PrivacyProtect.org Domain Admin (contact@privacyprotect.org) ID#10760, PO Box 16 Note – All Postal Mails Rejected, visit Privacyprotect.org Nobby Beach null,QLD 4218 AU Tel. +45.36946676 Billing Contact: PrivacyProtect.org Domain Admin (contact@privacyprotect.org) ID#10760, PO Box 16 Note – All Postal Mails Rejected, visit Privacyprotect.org Nobby Beach null,QLD 4218 AU Tel. +45.36946676 Status:ACTIVE PRIVACYPROTECT.ORG is providing privacy protection services to this domain name to protect the owner from spam and phishing attacks. PrivacyProtect.org is not responsible for any of the activities associated with this domain name. If you wish to report any abuse concerning the usage of this domain name, you may do so at http://privacyprotect.org/contact. We have a stringent abuse policy and any complaint will be actioned within a short period of time. The data in this whois database is provided to you for information purposes only, that is, to assist you in obtaining information about or related to a domain name registration record. We make this information available “as is”, and do not guarantee its accuracy. By submitting a whois query, you agree that you will use this data only for lawful purposes and that, under no circumstances will you use this data to: (1) enable high volume, automated, electronic processes that stress or load this whois database system providing you this information; or (2) allow, enable, or otherwise support the transmission of mass unsolicited, commercial advertising or solicitations via direct mail, electronic mail, or by telephone. The compilation, repackaging, dissemination or other use of this data is expressly prohibited without prior written consent from us. The Registrar of record is UK2 Group Ltd.. We reserve the right to modify these terms at any time. By submitting this query, you agree to abide by these terms.
Source: widestat.com

The benefit life together with Medicare insurance supplement strategies

A correct talk through an skilled can help you in a good deal to figure out the particular medicare supplement strategies. You will need to end up being very careful in going over with an agent since he / she may motivate people above biased testimonies yet dealing with a Medicare health insurance health supplement pro can give you numerous options that are best to assist your needs as well you are able to steer clear of more than prejudiced idea. An expert can make you know ideal good thing about a plan easily. You should consider it prudently along with invest some time just before guarantee your own professional. In case price is an important factor for you personally then you can certainly speak with other experts as well as investigation broadly to find a cost-effective way for this kind of Medicare health insurance suppliment program.
Source: sharingreviews.com

The Importance of Comparing Medicare Supplemental Insurance Plans

Many Medigap customers think that comparing Medicare supplement insurance is a highly complicated process and that only insurance agents will know how to compare these supplement to Medicare policies. If you too are holding the same view about Medicare supplemental insurance, then you will be surprised to learn that comparing your Medigap plan options need not be a complicated or tedious process anymore. Today, the internet has empowered the customers so much that they can accomplish a lot of time consuming tasks in a matter of just few clicks. This applies to Medicare supplemental insurance price comparison too. You will be able to compare your Medicare supplement plans easily online. You will not have to visit several websites or spend several hours anymore to compare the various policies. You just need to find a reliable Medicare supplemental insurance website such as Lowcostmedigap.com that will allow you to compare Medigap plans online. Using such online services you will be able to make well-informed choices on your Medicare supplement. You will be able to save not only a lot of money but also a lot of time by comparing your Medicare supplement plans online.
Source: medicarequotefinderblog.com

FAQ: Obama v. Ryan On Controlling Federal Medicare Spending

Posted by:  :  Category: Medicare

Medicare Survey at ESL School 10-24-06 by Korean Resource Center 민족학교The House Ways and Means Committee conducted a hearing April 27 on the premium support concept, but lawmakers are unlikely to consider legislation that would restructure Medicare in any significant way until a new Congress — and possibly a new president — are seated in 2013. Still, after the elections, Congress may try to pass budget reduction legislation that would avert automatic 2 percent cuts in Medicare required under last year’s budget agreement. In the meantime, Medicare is proving to be a contentious issue in presidential and congressional campaigns nationwide, as both parties vie for the coveted senior vote. Behind the scenes, stakeholders – from seniors’ advocates to insurance leaders – are working to produce proposals that protect Medicare and their interests.
Source: kaiserhealthnews.org

Video: Medicare and the Federal Employees Health Benefits (FEHB) Program

Medicare Fraud/Abuse: Don’t Do It

Doctors, nurses and social workers from across the country, 107 in all, were charged in what federal officials in Washington called a “nationwide takedown” of medical professionals accused of fraudulently billing Medicare out of nearly half a billion dollars. Of the 107 defendants in the latest crackdown, 87 were arrested Wednesday. Federal agents were either still looking for the others or expecting them to surrender voluntarily.  In addition, officials in the Health and Human Services Department suspended or took other administrative actions against 52 medical providers after analyzing billing requests and finding additional “credible allegations of fraud.”
Source: healthworkscollective.com

Dems: Medicare in Danger if Health Law Struck

Tom Scully, Medicare chief during former President Bush’s first term, also does not foresee major problems, although he acknowledges it would be a “nightmare” for agency bureaucrats.   “It is highly unlikely in the short term that any health plan or provider would suffer,” Scully said. “They’re probably likely to get paid more going forward. If you look at the way the law was (financed), it was a combination of higher taxes and lower (Medicare) payments. That’s what you would be rolling back.”
Source: cbn.com

Any true blessing existence having Medicare health insurance dietary supplement strategies

A proper talk with a skilled can help you within a good price to figure out typically the medicare supplement strategies. You will need to end up being very careful in going over with an agent while he / she may motivate people above biased testimonies yet dealing with a Medicare health insurance health supplement pro can give you numerous options that are best to assist your needs as well you are able to steer clear of more than prejudiced idea. An expert can make you know ideal benefit for a plan easily. You will need to consider this prudently along with invest some time just before guarantee your own professional. In case price is an important factor for you personally then you can certainly speak with other specialists as well as investigation broadly to locate a cost-effective way for that Treatment suppliment program.
Source: officerelocationmagazine.com

NPI Guidelines When Billing Medicare For Home Health

Failure to meet the requirements mentioned above will result in denied claims once the automatic edits are activated. For additional information, click here to review the Medicare Learning Network’s (MLN) Medicare Enrollment Guidelines for Ordering/Referring Providers fact sheet.
Source: wordpress.com

Serious Repercussion Would Arise In Medicare If Health Law Is Struck Down

If the health care law is struck down by the court, then it would have some major consequences on the Medicare’s payment systems. This is a very vital part of the health care in the country as it handles over 100 million monthly claims from hospitals and other service providers. Till date, the issue of health care law has been focused on the requirement of individuals that carry insurances, but there have not been any concerns shown on what repercussions it would put on the Medicare. There have been significant cuts that have been made on the providers and prescription, and preventive benefits for seniors have also been improved. But if the law is put to rest by the Supreme Court, then it would surely affect the seniors, behind whom both the parties have been lobbying. Being an election year, it would seriously hurt the campaign scenario of both sides.
Source: topnews.us

Blahous and Capretta: Exposing the Medicare double count

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Source: wordpress.com

medicare cost with medication

Posted by:  :  Category: Medicare

What's In My Bag... by Amy DiannaI don’t think medicare has a co-pay. You have a meet a deductible each year. It varies from year to year. The Medicare Part B deductible for 2009 was $135.00 for example. In 2011, my medicare deductible was $162.00. This year (2012), it is $140. I just logged into my medicare account to verify this. The 80/20 is called co-insurance, not a copay. Medicare pays 80% and you are responsible for the other 20%. Some people purchase a medicap policy to help fill in this gap. myersd63 is correct in that if you don’t sign up for medicare when you 1st become eligible, there is a 10% penalty each year for delayed enrollment unless you have other medical insurance.
Source: mdjunction.com

Video: Obama Pokes Fun At ‘Don’t Touch My Medicare’ People

Looking to Sell My Medicare Book of Business!!

Hello all I am new to the forum so I apologize if I’m not doing it correctly. Basically I am a top medicare producer, have roughly 400 medicare clients with my FMO and have elected to take a partnership with a large firm to run their department. Because I’m captive I’m looking into selling my book of business and I must cancel my contracts. Any advise would be appreciated and also any legal information about the do’s and don’ts would also help. Thank you all
Source: insurance-forums.net

Watchdog Blog Blog Archive

I was impressed when I first enrolled in Medicare how genuinely interested the government official who handled the paperwork was in doing what was in my interests. I had no sense of an adversarial relationship or that the government had an agenda separate from mine. The feeling of confidence that Medicare was on my family’s side was buttressed during every step of my wife’s prolonged illness. Her eventual death was more bearable by the virtually hassle-free experience of dealing with Medicare during her illness.
Source: niemanwatchdog.org

The Great American Disconnect

Over the years I’ve observed our American, once trusted, mainstream institutions ‘disconnect’ with the people they interact with, serve, represent and count on for their existances, livlihoods and growth. From Big Business to the Political scene to the Media, institutional alienation has happened. With falsehood, hypocrisy and disingenuous behaviors, distrust in our institutional culture is omnipresent. The Great American Disconnect was created to recite certain ‘disconnecting’ instances within our American Culture in a satirical, if not cynical way. Of course, disagreement with any thing on this blog is welcomed. John
Source: blogspot.com

If the Other Shoe Drops, I Want Medicare

There has never been any doubt in my mind that if I face another cancer diagnosis that requires prolonged treatments and has an uncertain outcome, I would rather die than fight it.  As an insured American who knows first-hand how quickly a cancer in my body turns to full out trauma in my career and in my finances, I just cannot do it again nor can I ask my husband to risk his own life and security either.  It wouldn’t be fair. More than five weeks ago, when some of my cancer markers were elevated, I began the process of bartering with the insurance company, doing the tests they said would be covered, and then coming all the way back to the start to finally getting the tests my doctors originally ordered.  My full diagnosis and treatment considerations have been pending ever since, and that has given me time to think and to remember.  Waiting, worrying, and wondering. It’s not that I believe every cancer is a death sentence.  I certainly know that isn’t the case.  I am a uterine cancer survivor.  My mom is a two time breast cancer survivor.  But I am 57 years old now — old enough to be an expensive liability in our society, especially if I get sick and need care, but too young to be covered by Medicare. If I face a serious illness like cancer again that costs me an awful lot in out-of-pocket expenses not covered by insurance and lost time from making the money we need for survival, I will doom my husband to struggles he doesn’t need and that are not his fault.  Bad enough that one of us should be sick, there is certainly no need for me to take him down with the ship. I am not being morbid or feeling sorry for myself.  I am trying to be pragmatic as an American trying to maneuver our broken, for-profit healthcare system.  Working class people are expendable; sick working class people are costly.  Better to die quickly and get out of the way for another healthier, less expensive worker, and better not to suffer needlessly if the outcome will be lousy anyway. Perhaps waiting so long and worrying has clouded my thought process a bit, but I know that when my Medicare-covered husband is ill, he feels worried and upset about his health.  When I am ill, I worry first about our finances, my job, and then finally about my health – being privately insured creates pressures that are very real and damaging.  So as I wait what seems like endless days waiting for the test results again since the initial insurance company denial of care delayed everything, I feel like I need a game plan in order to feel in control at all. America needs Medicare for all, for life.  The program needs to be improved, expanded, and extended to everyone.  With all of us paying into one large, public risk pool, every life will matter equally.  We are a nation of individuals who believe that equality is to be valued.  It is simply wrong to have a healthcare system that dismisses that value and forces people who otherwise would not do so to ponder death as treatment option.  In the meantime, I’ll wait and smile and do my job like millions of other Americans do every day hoping we won’t have to choose such a fate. Medicare for all, for life is not an impossible dream.  Support the American Health Security Act of 2011, S915/HR1200, and ask your elected officials to do the same.  We can do better for one another.  And we must.
Source: warisacrime.org