Medicare Sting Leads To 107 Arrests, $452 Million In Fraudulent Payments

Posted by:  :  Category: Medicare

NYC TO WALL ST.: BUSH / CHENEY: DROP DEAD. by eyewashdesign: A. GoldenThe sting comes at a time when the federal government estimates fraud is costing taxpayers $60 billion to $90 billion per year. The bust also marks a huge victory for the Obama administration who put a plan in place in 2009 to increase enforcement by allocating more money and staff to striking down fraud hot spots.
Source: inquisitr.com

Video: March to NY Health Insurance Office for Medicare for All

Attorney General and HHS Secretary Announce Medicare Fraud Enforcement

Clara Barton died 100 years ago on April 12, 1912. Between 1861 and 1868, she lived in a Washington, DC boarding house and employed as many as twelve clerks in her “Missing Soldiers Office.”  In 1996 the General Services Administration was preparing the building for demolition when they discovered artifacts eventually proving that this was the lost office of the founder of the American Red Cross. 
Source: c-span.org

NewsDaily: Government charges more than 100 for Medicare fraud schemes

U.S. prosecutors sought to have two of the owners of the centers, Hoor Naz Jafri and Roslyn Dogan, held without bond pending trial. They accused Dogan of stealing evidence from the prosecutors’ office to obstruct the investigation, according to a detention memo.
Source: newsdaily.com

Wading Through The Medicare Alphabet Soup — Law Office of Deniza Gertsberg

The Medicare and Medicaid programs provide health insurance for tens of millions of people. According to Centers for Medicare and Medicaid Services (CMS), the Medicare program alone has 47.5 million beneficiaries and, in 2010, had total expenditures of $523 billion. It is not surprising, therefore, that such large programs invite scrutiny from government auditors and their contractors seeking to safeguard the Medicare Trustfund. Below is a brief description of some of the auditing contractors:
Source: gertsberg.com

107 arrested nationwide in Medicare fraud sweep

According to court documents, those charged were accused of participating in schemes to submit claims to Medicare for treatments that were medically unnecessary and often never provided. In many cases, the records show patient recruiters, Medicare beneficiaries and other co-conspirators were paid cash kickbacks in return for supplying beneficiary information to providers, so the providers could submit fraudulent bills to Medicare.
Source: ems1.com

How do I find the Medicaid office nearest to me?

I’m Kathy Schwadel and I’m the author of this website. I’ve published dozens of health guides, written three books and have been a researcher in the health and medical field for 30 years. My skill is breaking down complex language into easy- to-understand information you can use right away. I am currently a caregiver to two moms and am dedicated to sharing all the available resources in New York State for aging with dignity–while reaping all the benefits to which you are entitled. Whether you’re a baby boomer yourself, or caring for an elderly parent, there’s plenty of help waiting for you. Please stick around; I’ll be adding practical tips and helpful advice on a regular basis.
Source: seniorbenefitsguide.com

Faulty Electronic System Contributed to Medicaid Overpayments in N.Y.

Problems with an electronic system led New York’s Medicaid program to issue millions of dollars in improper payments, according to two audits by the state comptroller’s office, the AP/Wall Street Journal reports (AP/Wall Street Journal, 4/19).
Source: ihealthbeat.org

59 Charged In Miami In Nationwide Medicare Fraud Bust

Community mental health centers are the latest trend in Medicare fraud, which has developed more complex schemes over the years, moving from medical equipment and HIV infusion fraud to ambulance scams, as crooks try to stay one step ahead of authorities. The scams have also grown more sophisticated using patient recruiters who are paid kickbacks for recruiting patients, while doctors, nurses and company owners coordinate to make it appear they are delivering medical services which they are not.
Source: cbslocal.com

Medicare Fraud Strike Force Charges Record 107 Individuals for Approximately $452 M in False Billing

Attorney General Holder and Secretary Sebelius were joined in the announcement by Assistant Attorney General Lanny A. Breuer of the Justice Department’s Criminal Division, FBI Deputy Director Sean Joyce, Deputy Inspector General for Investigations Gary Cantrell of the HHS Office of Inspector General (HHS-OIG) and Dr. Peter Budetti, Deputy Administrator for Program Integrity of the Centers for Medicare and Medicaid Services (CMS).  
Source: jameshoyer.com

Mental Health Parity Law Not Expected to Boost Employers’ Costs

Posted by:  :  Category: Medicare

The research shows that substance abuse spending has held steady as a low portion of all costs, comprising just 0.4% of all health spending in 2009.  Also, mental health and substance abuse spending accounted for only 5.2% of all health expenditures from 2001 through 2009 (2.2% if psychiatric drug spending is excluded). That spending contributed just 0.3% to the growth in total health expenditures with prescription drugs included, and 0.1% when prescriptions are not included. To access a copy of Mental Health Spending by Private Insurance: Implications for the Mental Health Parity and Addiction Equity Act, visit http://www.sciencedirect.com/science/article/pii/S0376871612000658.
Source: calbrokermag.com

Video: Social Security Disability Program

NASW Responds to Reports of $452M Medicare Fraud Busts

The social work profession’s Code of Ethics is clear that professional social workers “should not participate in, condone, or be associated with dishonesty, fraud, or deception.” In addition, the Code prohibits social workers from taking unfair advantage of any professional relationship or exploiting others to further their personal or business interests. NASW imposes professional sanctions on social workers who engage in criminal behavior. If a social worker is found guilty of a felony their NASW membership is summarily revoked. NASW also terminates membership of social workers whose licenses have been revoked by a state social work licensing board.
Source: socialworkersspeak.org

Understading Medicare Qualifications & Coverage

Medicare can be used as secondary insurance with another plan. However, if you choose to use another insurance provider, it’s important that you read the fine print on how these plans will work together. Some insurance companies will not allow you to use Medicare as a secondary insurance provider. Costs that are not covered by these plans cannot be picked up by Medicare. It is possible to coordinate an insurance plan to work with Medicare, but it’s important that you ask your other provider exactly how your plan will work with Medicare.
Source: ezquote.com

Hall of Record: Surface Of The Tip Of The Medicare Fraud Iceberg

From The Wall Street Journal: Federal officials said Wednesday they had arrested more than 100 people across the country for allegedly running a string of unrelated Medicare-fraud schemes involving a total of $452 million in false claims.  Attorney General Eric Holder and Health and Human Services Secretary Kathleen Sebelius said charges were being brought against defendants in seven cities, including doctors and nurses, for seeking to defraud the federal health program for the elderly and disabled. From The Detroit News:
Source: blogspot.com

Medicare Eligilbility And Social Security Disability

If you have the option to purchase a policy, expect to pay considerably more than someone who is Medicare eligible due to turning 65. Sometimes premiums may be up to 2 1/2 times the premium for someone 65 years old. The bottom line is insurance companies who sell Medigap policies would rather not have you as a client if you are on Medicare due to a disability. Their claims experience will be higher and you will statistically be likely to cost them more money.
Source: affordablemedicareplan.com

Disability Insurance: Benefit or Tension?

For instance, employers who send lots of workers into the disability program pay no more into the system than those who send none. This could change if employers were required to buy private insurance, whose premiums increase as more workers draw benefits. The public system’s finances would improve. And bosses would have an incentive to change working conditions or add rehabilitation programs to keep workers with physical and mental ailments on the job.
Source: eyesin.com

Medicare Reform: Premium Support Is Bipartisan

Another classic example of premium support is the highly successful Federal Employees Health Benefits Program (FEHBP), which provides quality coverage and a variety of health options to approximately 8 million current and retired federal employees and their families. As Medicare reform proposals begin to replicate the best features of the popular FEHBP, Breaux, like many others in Congress who supported his premium support effort in 1999, emphasized that the dynamics of a competitive market would reproduce the level of quality and patient satisfaction that has been a hallmark of the FEHBP. That is why Breaux then and Senators Richard Burr (R–NC), Tom Coburn (R–OK), and Ron Wyden (D–OR) today often point to the success of the competitive experience of their own health coverage and see it is as a model for reform.
Source: heritage.org

OFIR’s Tips on Coordinating Auto and Health Policies

Michigan’s no-fault auto insurance system is in desperate need of reform. Staggering increases in the costs of providing mandated unlimited, lifetime medical coverage as part of our auto insurance policies has pushed the costs of auto insurance 20% – 35% higher than neighboring states, increasing the numbers of uninsured drivers to 1 in every 5. Giving consumers a choice in choosing their medical coverage and instituting cost controls on medical costs will give them a chance to fight back against skyrocketing medical expenses.
Source: coalitionforautoinsurancereform.com

Altius Health Plans Altius Advantra Medicare Review

Posted by:  :  Category: Medicare

[…] Altius Health Plans offers Medicare health insurance programs for residence of Utah and a county in Wyoming.  Altius Advantra and Altius Advantra Preference are Medicare Advantage HMO plans available in Box Elder, Cache, Daggett, Davis, Duchesne, Morgan, Rich, Salt Lake, Summitt, Tooele, Wasatch, and Weber counties in Utah as well as Uintah county in Wyoming.  Altius Advantra is an HMO-POS plan, and Altius Advantra Preference is a plain HMO only available in Davis, Salt Lake, and Tooele counties.  The coverage does include Part D drug coverage as well as health benefits.  Below is a review of the benefits they offer:Source: medicare-plans.net […]
Source: medicare-plans.net

Video: How Much is Chiropractic Therapy Without Insurance: Burlington NC Chiropractor

2012 Advantra Medicare Advantage Review

A major benefit of an Advantage plan is having a limit on your annual maximum out-of-pocket costs but the requireed coinsurance feature makes it a lot more likely that you will need this benefit compared to other 2012 Advnatra Medicare Advantage plans.
Source: affordablemedicareplan.com

Do You Have An Advantra Freedom Medicare Plan??

[…] You can blame this on your congressmen, senators, and yes even the president. The funding for medicare and Medicare has been drastically cut causing  some companies to raise rates and lower benefits. Other companies have simply decided to drop out of the market (which produces less competition). I would suggest writing a letter to your congressman or senator.Source: wordpress.com […]
Source: wordpress.com

Coventry Health Care Adds Cornerstone Health Care (P.A.) to their Advantra Medicare Advantage Provider Network in North Carolina.

Cornerstone Health Care has nearly 300 providers (including primary care and specialty physicians, and mid-level professionals) in more than 70 locations in High Point, Winston-Salem, Greensboro, Summerfield, Thomasville, Archdale, Trinity, Jamestown, Kernersville, Lexington, Asheboro, and Advance.
Source: agentpipeline.com

Skiff Medical Center to Join the Advantra Network

Skiff Medical Center is a city-owned hospital in Newton, Iowa, providing services to Jasper County residents for all primary health services, including general and orthopedic surgery, radiology, obstetrics, emergency medicine, hospice, home care, laboratory, respiratory, audiology, and physical, occupational and speech therapy. Skiff Medical Center enjoys a close partnership with the physicians of Newton Clinic and other area providers; referrals to other specialists are coordinated when necessary. The Skiff Specialty Clinic hosts more than 20 physicians for routine and complex care specializing in cardiology, dermatology, ENT, gastroenterology, nephrology, neurology, oncology, ophthalmology, pulmonology and urology. Skiff also serves the nearby communities of Baxter, Colfax and Monroe through freestanding medical clinics. At Skiff, the best care is close to home.
Source: neishloss.com

Advantra Rx NOT Renewing Their Medicare Contract

one of my customer’s sent me a copy of the letter from AdvantraRX dates October 2. Here is what it says (sorry about typos, i type fast): Dear Mr. Smith, AdvantraRx Preimer by Coventry Life and Health Insurance Company, a stand-alone prescription drug plan with a Medicare Contract, will no longer operate as of January 1, 2011 so your Medicare Prescription drug coverage through AdvantraRx Premiuer will end December 31, 2010. If you want Medicare prescription drug coverage starting January 1, you need to join a new Medicare drug plan by December 31, 2010. Take Action by December 31 to avoid losing drug coverage. If you want Medicare Rx drug coverage after December 31, you need to join another Plan or medicare advantage plan that offers drug coverage. You can join a new medicare drug plan anytime between October 1 and January 31, 2011. However your AdvantraRx Premier coverage ends December 31, so you should join a new medicare drug plan by december 31 to make sure you have drug coverage january 1. If you join a new plan AFTER december 31, your new coverage won’t start until the month after you join. What happens if you don’t join another medicare drug plan? if you don’t join another medicare drug plan by January 31, your next chance to join will be from october 15 through december 7, 2011. You may also have a pay a late-enrollment penalty to join later. The the letter gives a list of a bunch of companies and the 1-800 Medicare number and website. It doesn’t state anything anywhere about automatically enrolling them into another plan if they do nothing. In fact, it states the opposite.
Source: insurance-forums.net

Advantra in Top 20 of U.S. Health Care Plans

The HealthAmerica and Advantra plans scored above the national average on 15 measures of patient satisfaction and medical services (e.g. treatment of certain diseases, health care access, preventative care, and prenatal care covered by maternity coverage). The HealthAmerica health care plans also scored higher than the Pennsylvania state average on 12 of those measures.
Source: healthinsurancesort.com

Schedule for HealthAmerica Advantra Training Announced

Neishloss & Fleming, in conjunction with HealthAmerica, has announced their [Download not found].  Additionally, we will have training classes in Central & Eastern Pennsylvania.  The schedule for those sessions can be found on the [Download not found].
Source: neishloss.com

Hassan: Health Compact Bill Wrong For NH

Posted by:  :  Category: Medicare

The House-passed bill proposes that New Hampshire join with other states in delivering health care to its residents. Under the bill, the states would receive block grants from the federal government and would take over Medicare and Medicaid. Congress would have to approve the compact for it to take effect. The bill would supersede any federal health care law.
Source: wmur.com

Video: New Hampshire Medicare Advantage Plans

BEVERLY TRAN: Medicare Fraud Strike Force Charges 107 Individuals for Approximately $452 Million in False Billing

In Miami, a total of 59 defendants, including three nurses and two therapists, were charged today and yesterday for their participation in various fraud schemes involving a total of $137 million in false billings for home health care, mental health services, occupational and physical therapy, DME and HIV infusion. Two of these 59 defendants were originally charged in April 2012 but were indicted on additional charges today. In one case, 10 defendants were charged for participating in a fraud scheme at Health Care Solutions Network, which led to approximately $63 million in fraudulent billing for community mental health center (CMHC) services. Court documents allege that therapists at Health Care Solutions Network were instructed to alter notes and other medical documents to justify CMHC services for beneficiaries who did not need the services.
Source: blogspot.com

Ala., N.H., Tenn. to offer EHR courses

Building on the AOA-CPAG’s highly successful program of EHR continuing education courses at Optometry’s Meeting® and state optometric association meetings last year, the new “Navigating Meaningful Use, Quality Reporting, and e-Prescribing with EHRs” initiative will this year offer a selection of three two-hour classes designed to provide the specific health information technology (HIT) guidance practitioners need, whether they are just now planning to initiate EHRs in the offices, implementing basic HIT functions such as e-prescribing, hoping to earn substantial Medicare or Medicaid incentive payments by meeting government standards for the “meaningful use” of EHRs, or planning to use HIT to facilitate participation in Medicare’s Physician Quality Reporting System (PQRS).
Source: newsfromaoa.org

Page not found · The Josiah Bartlett Center for Public Policy

I’m sorry, but there is nothing here. If you we’re looking for something specific, the searchbar to the right should aid you. If you got here by clicking on a link on this site, please let contact the site owner. Thank you for your patience.
Source: jbartlett.org

The HHS Committee of the New Hampshire Senate Needs to Say NO to Obamacare and Pass the Health Care Compact

Medicare and Medicaid under federal control have become a massive fiscal liability and Medicaid is bankrupting our state. Between 2001 and 2011 Medicaid enrollment has gone from 83,500 to 163,000 recipients an increase of 98% and Medicaid spending by state government has grown from $878 Million in 2001 to 1.42 Billion in 2010 with federal funding decreasing from 56% to 50% this is an increase of 62%. Most of this growth is due in part to federal mandates and program expansion.
Source: nhcornerstone.org

Iowa House Approves Mental Health Reforms

California Healthline: Health Debt Bill Passes Committee When she first found out she had multiple sclerosis, [Melanie] Rowen had health care insurance but her medication was still expensive. “My insurance plan required me to pay 30% of it,” Rowen said. “I couldn’t afford it, but I put it on credit cards.” As she watched her disease progress, she saw her bank account drain away and her health care debt pile up. Assembly member Fiona Ma (D-San Francisco) hopes to prevent similar scenarios with AB 1800 which would establish a limit on annual out-of-pocket expenses for prescription medications for insured Californians (Gorn, 4/25). 
Source: kaiserhealthnews.org

LETTER: Romney Against Buffett Rule

Dear Nashua Patch, Tax time is over but Election 2012 is coming up fast. Remember that Mitt Romney opposes the Buffett Rule. He thinks millionaires and billionaires should keep paying lower tax rates than middle-class families. Romney wants to give the average millionaire a $250,000 tax cut. And how does Romney plan to pay for his tax cuts for the wealthy? By turning Medicare into a voucher program, gutting Social Security and raising taxes on millions of hardworking families with kids making less than $40,000. While President Obama has a balanced approach to reducing our deficit, Mitt Romney’s approach tips the scales against the middle class. It’s a one way ticket back to the same Republicans failed policies of “you’re on your own” economics that invests too little in our communities and in our future. As someone who works with at-risk youth in the community, it’s apparent that Romney’s trickle-down economics would invest too little in our people and in our future. It’s an excuse to leave the middle class behind while letting just a few at the top prosper. Romney won’t restore economic security for the middle class. Instead he’ll let Wall Street write its own rules again and return to the same failed policies that created the economic crisis in the first place. The Buffett Rule will help make our system reflect our values, so that all Americans get a fair shot, play by the same rules, and pay their fair share. Sincerely, Seth Window
Source: patch.com

Health Insurance For Tennessee With Pre

Posted by:  :  Category: Medicare

Because insurance companies want to spend the least amount possible for a policyholders’ medical treatment, they routinely deny applications from people who have a medical history of disease.  If they do accept an application that shows health problems, they ask for a higher than standard rate or they place exclusions on the kind of care the applicant is most likely to need.  For example, treatment for allergies and asthma is usually not covered for people who have long-standing respiratory needs.
Source: what-is-medicare.net

Video: Tennessee Medicare Supplement

American Heart Association reports Patients often stop taking heart drugs during Medicare coverage gaps

“Rather than prompting patients to switch to lower-cost alternatives, we found that sudden exposure to 100 percent of drug costs in the Part D coverage gap led to abrupt discontinuation of essential cardiovascular medications,” said Jennifer M. Polinski, Sc.D., M.P.H., study lead author and instructor in medicine at Harvard Medical School in Boston, MS. “Any drug insurance policy that negatively influences essential cardiovascular drug use needs to be changed.”
Source: clarksvilleonline.com

Forward Motion: The Affordable Care Act’s Big Changes to Medicare

The Part D low-income subsidy provides vital help with out-of-pocket prescription drug costs to Medicare beneficiaries with limited incomes, including full coverage of their Part D premium. However, there are several problems with the program. The plans that are available, and what they charge in premiums, vary from year to year, which makes it difficult for beneficiaries to maintain stable coverage. The changes in plans can be drastic, and new plans often have different coverage rules than the old ones. The frequent changes in coverage disrupt the continuity of care for these beneficiaries, and often those who stay in plans that no longer qualify for a full premium subsidy may incur out-of-pocket premium costs they cannot afford [6].
Source: tnjustice.org

Medicare and Retirement, presented by Human Resources and TN SHIP

In this session you will learn about: * Original Medicare & Medicare Advantage: Eligibility, enrollment, coverage and billing. * Medicare and Prescription Drug Costs: Medicare Prescription Drug Coverage (Part D), Extra Help (LIS), Other Sources of help * Medicare Supplement or Medigap Insurance: Standardized Plans, Enrollment deadlines, Rights & Protections * Medicare & Other Insurance: Employee Plans, VA, TRICARE for Life * Medicare & TennCare/Medicaid * Long-term Care Insurance Box lunch will be provided by Fidelity from Copper Kettle RSVP DEADLINE: March 26 to ensure lunch http://vanderbilt.mzinga.com/app/servlet/goTo?Page=LearningEventInfo&DirectLinkID=273735
Source: vanderbilt.edu

Genworth Medicare Supplement Increase for TN

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Source: srbenefit.com

2012 Changes to Medicare in Illinois

Here’s another change involving Medicare Advantage plans that may impact your decision to buy or not to buy. As of 2012, they are prohibited from having higher cost sharing requirements for critical services like chemotherapy, skilled nursing and other services. In addition, administrative expenses and profits have been reduced, forcing many providers to rethink if they are going to continue offering Medicare Advantage plans.
Source: ssiinsure.com

Types of Humana Medicare Plans

Posted by:  :  Category: Medicare

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Source: oljas.com

Video: What is A PFFS Plan

It’s official, Coventry is exiting Medicare PFFS

The move is a logical one. Coventry lost its way a few years ago with diversification into various governmental and ancillary lines. The new ventures contributed to a loss of focus on core business functions, with the resulting increase in hospital expenses, failure to closely monitor costs, and resulting deterioration in financial performance. Notably one of Wise’ initial moves after he re-assumed the CEO job was to stop funding expansion of Coventry’s managed Medicare program and drill into the medical expense issue.
Source: joepaduda.com

Coventry Lags, Raises Outlook

The earnings per share for the reported quarter exclude the favorable impact of 58 cents related to the release of Medicare Advantage Risk Adjustment Data Validation (RADV) audit reserves, while the prior-year quarter’s results exclude earnings of 8 cents per share related to the Medicare Advantage Private Fee-for-Service (MA-PFFS). Including the impact of the non-recurring items, Coventry reported net income of $170.7 million or $1.20 per share in the reported quarter, compared with $110.2 million or 74 cents per share in the prior-year quarter.   Operating revenues in the reported quarter surged 21% year over year to $3.7 billion, surpassing the Zacks Consensus Estimate of $3.47 billion. Managed care premiums increased 22.8% year over year to $3.39 billion, while revenues from management services climbed 4.1% to $305.7 million.   Coventry witnessed year-over-year growth of 18.7% in total operating expense to $3.42 billion. Additionally, medical costs, the major operating expense component, increased to $2.81 billion from $2.28 billion in the prior-year quarter.
Source: dailymarkets.com

Cigna Cancels Medicare PFFS plans for 2011

This may be the first of many announcements from Medicare Advantage providers that they will not renew plans for 2011. New rules requiring companies to establish a provider network will prompt plans in all but a few counties to eliminate PFFS plans in 2011. 
Source: mysenioradvisorsgroup.com

What Is A Medicare Advantage PFFS Plan Anyway?

Medicare comes in many parts which offer different kinds of health plans as a way of ensuring that all needs in the market are well covered and everyone gets what he is or she is looking for in terms of medical cover. Most seniors find it difficult to decide which way to go in choosing the right medical cover and may even require assistance to ensure that what they get is what they initially had in mind. A Private Fee for Service shortened PFFS is a Medicare Advantage health plan offered by licensed entities and come with annual contracts for medical services. The beneficiaries get all Medicare benefits with this plan as well as any additional company benefits that are appropriate depending on the offers available. The beneficiaries work with a network of providers and have the right to choose the provider they feel is fit to receive payment from Medicare
Source: seniorcorps.org

Medicare Advantage PFFS Plans Slowy Disappearing

[…] A new MIPPA law in 2008 required PFFS plans to start having a network in most counties starting in 2011.  The few counties that were excluded were typically rural counties.  This forced the PFFS plans to either drop their plan or go out and create a network.  The result was the PFFS plans being dropped for the most part.  You will be able to find some PFFS plans still in 2011, and there will be some in 2012 as well.  As stated before though, they are few and far between now.  Some Medicare beneficiaries will see this as an improvement since they will be able to use a directory to look up a doctor.Source: medicare-plans.net […]
Source: medicare-plans.net

Improved Medicare Supplement Insurance Plans

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSThere are many companies that stipulates compare Medicare Supplement Plans for common individuals and everyone can make the most from such offers. But it is always proposed to compare Medicare supplement insurance plans in order to accomplish the right coverage. There are several government owned companies as well that renders Medicare supplement plans in lower-costs. There is no point in argument that these government owned companies are affordable but they may not turn out to be helpful during an unexpected medical emergency. It is only because most of the government owned companies have limited coverage. So, while approaching a company it is to be kept in mind that the company has good reviews and has proper certification. Comparing between the features and coverage of government and private Medicare supplement insurance companies really helps in deciding a right coverage for an individual and his family. Instead of overlooking the features and coverage of an insurance plan an individual should compare Medicare supplement insurance plans online in order to get a clear insight of terms and conditions.
Source: articlesxpert.com

Video: Compare Medicare Supplements-Medicare Supplements Compared

Who Sells Medicare Supplement Plans in….?

So, how do you find out who sells Medicare Supplement plans in your state? First and foremost, you should be able to obtain a list from the state department of insurance. Some of the states have this information online; however, it should be taken with a grain of salt. In our experience, possibly due to neglect or time constraints or the constantly-changing nature of insurance, this information is often out of date. Medicare also maintains a database of the companies that offer Medicare Supplements by zip code at www.medicare.gov. Again, this information can be very outdated or outright incorrect, but it is another resource.
Source: medicare-supplement.us

Best Medicare Supplement Plan

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Source: medicare-supplement-comparison.com

Medicare Supplemental Insurance, Plan for every common individual

Medicare supplement insurance plans are extremely advantageous especially for those who want instant and quality medical facilities during emergency times. Medical expenses are increasing with every single day and so is the standard of healthcare facilities, thanks to the rising health technology. Often, most people overlook the advantages of Medicare cover, even the most educated ones but it is essential that one should keep it on priority list. Having a good health care indemnity plan gives valuable support to both family and patient. People with chronic disabilities must have a good Medicare protection so as to receive best medical facilities without facing difficult procedures. It is completely a misconception of people that only old aged people should go with Medicare insurance. It is always advised that one should pick up Medicare indemnity immediately after the 30 years of age. Difference between Medicare health insurance and supplement plans There is a lot of difference between Medicare health insurance and supplement plans. Medicare health cover does not provide several features which you can avail from supplement plans. Also, there are few companies available that offer Medicare health indemnity to the people over the age of 58 years. On the other hand, Medicare supplement insurance proffer a range of features to the people in this age category. It can be bit expensive but prove to be extremely beneficial during the emergency times. Plan for every common individual Due to the immense rise in medical expenses, having a Medicare Supplement Insurance is indispensable. It is a responsibility of service provider to demonstrate each and every feature of plan but you need to study it on your own in order to avoid further inconveniences. For some people, price of health cover plan is a paramount factor but after researching for different plans, one can easily get an affordable supplement insurance coverage. It is always advised to compare Medicare Supplement plans in order to achieve right coverage. There are numerous companies that provide Medicare supplement plans for common individuals and everyone should make the most from such offers. Comparison with government owned and private insurance plans Several government owned companies are available as well that provide cheap Medicare supplement plans. It is true that such companies are affordable but may not prove to be helpful during an unexpected medical situation. The fact is that most government owned companies have limited coverage. That is why, it is necessary to approach a company by considering the reviews and credentials. You can also decide by comparing the features and coverage of government and private Medical supplement insurance companies. It really helps in deciding a right coverage for you and your family. Choosing a Medicare insurance plan Often, most people overlook the features of an insurance plan but it is essential to figure out each and every aspect of it. One should compare Medicare supplement plans online in order to get a clear insight of features and terms. In this way, you can easily decide upon a right kind of coverage. So, choosing a desired supplement insurance plan online is not only easiest but one can instantly take a glance at the features and coverage.
Source: blogspot.com

By Adopting A Medicare Supplement Insurance Plans Seize A New Life

For the new generation it is very easy as they very smoothly read a little online or even speak with an experienced Medicare Supplement Insurance agent to know and understand that Medicare supplement insurance plans are totally standardized and have been since 1992. Through phone or even online an individual can receive quotes from several companies, this is very easy for one to choose and find out which company offers the best premiums for the plan an individual is making up his mind to purchase. Although previously it was not this easy. Medicare understood that it was irresistibly challenging to compare plans and premiums and ensure Medicare recipients are both covered and they infers their coverage. If an individual is not having a standardized plan, it bestow itself to the Medicare supplement insurance agents, who most of the times tends to mislead a consumer. This also proves to be beneficial for those insurance companies who gives the combination of some limited benefits and high premiums for gaining high profit margins.
Source: articledirectory.name

Compare Medicare Supplements

Compare Medicare Supplements Medicare is a great start – but, it’s just partial coverage whether you need doctor or hospital care. You should compare Medicare Supplements to protect your health and your money. Medicare Supplements can get you coverage for all your doctor bills. You can be reimbursed for Medicare deductibles and you can even be covered when Medicare doesn’t pay hospital bills. When comparing Medicare Supplements it is important to know that all Medicare Supplements are standardized. All plans with the same letter, for instance Plan A, have the same benefits. You should look at plans that cover your regular medical bills and then add protection against unexpected medical debt. A critical key in comparing Medicare Supplements is being aware that benefits are standardized, but premiums are not.
Source: ezinemark.com

By Adopting A Medicare Supplement Insurance Plans Seize A New Life

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Source: quotesmatch.com

A short guide to selecting a Medicare supplemental insurance company

It is essential to analyze your current medical expenses in order to get a right policy. The family history should be considered in mind always so as to track your monthly medical expenses. As there are so many companies available that offer a range of plans but it is necessary to consult a sage person before making any final decision. Comparing own medical needs is always suggested especially for those who are looking for affordable policies. You can also compare Medicare Plans online in order to understand the different kinds of features and coverage.
Source: zigyasu.com

Best Comparison Of Medicare Supplemental With Other Plans

A Medigap policy refers to Medicare supplement insurance. It is a private health insurance offered by the private insurance company with many benefits of health insurance plans. It is very good plan used to fill the gaps between supplemental original Medicare. Therefore, it is the most supportive option for keeping you safe and secure, and then you have to pay some of the health care costs that are not covered by original Medicare. Well, if you want to secure your life for long term, then you have to take it from private health insurance company.
Source: ezinemark.com

Medicare Supplement Insurance

Medicare Supplemental Plans are NOT Advantage plans.  Medicare Advantages plans are when you OPT OUT of Medicare Part A and B, and go into Medicare Part C.  Medicare part D is Your DRUG Coverage Plan.  Medicare Supplement Plans help cover or eliminate the deductibles, coinsurance and copayments left by Medicare.  Some Medigap policies have benefits not covered by original Medicare.
Source: comparemedicaresupplements.org

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I came across an article the other day which made mention of how people who are retired have many more expenses during their retirement than while they were still working. Most of the money goes towards covering the costs of living such as a roof over your head and the associated monthly utility bills, food, transportation, and last but certainly not least; health care. There is a Dutch expression which, literally translated, says ‘old age comes with deficiencies’ and that is not beside the truth. The older we get, the more likely we encounter physical inconveniences and are more susceptible to all kinds of diseases and medical conditions. Health care, medical equipment and medications can run up the bill rather quick, especially when you don’t have sufficient or proper coverage. Being eligible for Medicare does not automatically mean all your medical expenses are covered. You probably need a Medicare supplement to close the gaps in your insurance where it concerns deductibles and co-pays and it would be a good idea to shop around, compare and find the cheapest Medicare Supplement available. This doesn’t have to be a painstaking and long, drawn out process; you can already find what you need by visiting just one site on the Internet. Even when you think you already got it covered, it could turn out to be well worth it!
Source: blogspot.com

Oklahoma Blue Cross Blue Shield Medicare Supplement Plan Options

Posted by:  :  Category: Medicare

You’ve worked hard your entire life to make sure your family was protected with adequate medical coverage. Now that you’re 65, you’re eligible for Medicare and while it helps pay for a significant portion of your health care, it doesn’t pay for it all. Like many Oklahoma residents, you may have decided to purchase Medicare Supplement insurance, also called Medigap insurance to help pay for some of the costs you are responsible for paying for health care coverage. 
Source: oklahomamedicarehealth.com

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Ask The Experts: Retirement

Q. I work and have family coverage with Blue Cross Blue Shield through my job and I have a son on the plan. BCBS told me that even though my disabled husband is eligible for Medicare Part B in March of 2012 and chooses not to get it because it will cost $120 a month that it will not pay for anything that Medicare covers under that plan. It will coordinate benefits for Part A and he can still get his prescriptions, but I still have to pay the same premium to BCBS and it is not covering my husband for his regular medical visits and labs and other things that Medicare covers. If they used to cover something for him that Medicare does not cover, BCBS will not cover that either.
Source: federaltimes.com

Blue Cross Blue Shield Pursues Agenda on Many Fronts – First Street Research Group

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Source: cqpress.com

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Blue Medicare PPO – under this plan, beneficiaries have the freedom to either access the company’s network of health care providers or go outside of the network (though going outside the network incurs greater costs.) There are low copayments for primary care physicians and specialists, and monthly premiums are both predictable and affordable. The plan includes generic drug coverage at little-to-no cost and provides emergency nationwide coverage;
Source: suite101.com

Blue Cross Supplemental Insurance

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I wish to thank Ms. Franko for her assistance in teaching me about billing for physical therapy. I have recently been assisted in the appropriate coding for speech. There are so many nuances that are not covered in the Medicare material. Ms. Franko is a genius in letting us know how to maximize the appropriate coding and billing techniques. I not only appreciate her knowledge, I appreciate her ability to break it down for the small clinics and persons like me who have minor knowledge of billing.
Source: encompassmedicare.com

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Alaska Pride: While Anarchist Scum Trash Seattle, Occupy Fairbanks Holds Peaceful May Day March And Protest In Downtown Fairbanks, Alaska

The news about the nationwide Occupy May Day protests was dominated by the violent outbreaks by anarchists in several cities, most notably in Seattle, where dark-clad protestors, many belonging to the group called “Black Bloc”, inflicted thousands of dollars in property damage in the area from 4th Avenue and Olive Way to 3rd and Marion. Cars were vandalized and business windows were shattered; a photographer from KING Channel 5 was assaulted. KIRO Channel 7 news crews were also menaced by the anarchists. Even the mayor of Seattle was victimized; Mayor Mike McGinn had rocks thrown through windows at his home in Greenwood early on Wednesday May 2nd. Two windows at his home were broken; police believe the same anarchist group that damaged several downtown buildings Tuesday is responsible. To their credit, Occupy Seattle condemned the violence. No such problem in Fairbanks, Alaska. At least 12 people with Occupy Fairbanks showed up in support of the nationwide May Day protests. They began with a march from the University of Alaska Fairbanks to the Noel Wien Library, where the Occupiers had set up a tent with speakers for a small rally. They ended up waving signs at the northeast corner of Airport Way and Cowles Street in the afternoon. Organizer Ethan Sinsabaugh reports receiving plenty of supportive beeps and thumbs ups from passing motorists. Occupy Fairbanks has earned some respect within the community for scrupulously obeying the law and for being willing to maintain an outside presence during the entire winter, even when temperatures dropped to -50F. Occupy Fairbanks has some legitimate issues. The gap between rich and poor continues to open up in this country. Unfortunately, this is not only attributable to natural market forces, but it has been exacerbated by public policy. Don’t forget how the big predator banks and brokerages got TARP bailouts from the federal government, and how some financial predators used TARP funds to pay bonuses to executives. They also take issue with unnatural superstar compensation for corporate CEOs; the average CEO-worker income ratio has risen from 100:1 twenty years or so ago to nearly 400:1 now in some cases (this can vary based upon different definitions of income). One area where Occupy Fairbanks and the rest of the Occupy movement stumble is in failing to highlight the role illegal immigration has played in exacerbating growing economic inequity. Illegal immigrants not only have stolen jobs from many Americans, but the illegals themselves are subject to greater exploitation because many of their employers know they won’t dare complain for fear they’ll be turned into ICE. Our tolerant policy towards illegal immigration actually fosters greater plutocracy because illegals are more subject to abusive exploitation. Public opinion about Occupy Fairbanks continues to be varied; a sampling of comments from the News-Miner is presented below (after the jump): freebill7 May 2nd 10:30 A.M: I just have to question why when Obamas old communist drinking buddy Van Jones alerted the media and everyone else what was gonna happen May one places weren’t more prepared for these idiots and their destruction of property. So I’m wondering if everybody knew about this why did Obama skip the country? I don’t really think he needed to go campainging over there. Next point I’m 54 and have worked since I was 14. No hand outs. Everything accomplished by my own will. I know libs don’t feel you should have to work hard and pay your dues but we who do work are tired of paying for those who don’t rationalcitizen May 2nd 11:15 A.M (in direct response to the comment above): No you just like to think Libs don’t want to work hard and pay their dues, perhaps because it makes you feel better. Be sure you never take social security, medicare, or unemployment…ever, because the second you do you are benefiting from a liberal idea. And unless you built every last thing in Alaska by yourself, you haven’t accomplished everything “on your own”. And no your tax dollars, especially as an Alaskan didn’t pay for all you see. rextrailbigfoot May 2nd 10:00 A.M: I thank these brave people for reminding us how corrupt our political and justice systems have become. Our politicians have been bought and paid for with campaign funds from the wealthy. Our tax laws are written to favor the rich. The $billions spent on lobbying is a disgrace to what our nation was supposed to be. Our so called republic has evolved into a oligarchy and our supreme court now caters to the rich corporations. The USA is no longer a land of the free but a land where the wealthy control every part of our government. Thank you Occupiers for standing up to this corrupt system. The sheep say nothing and even defend this corrupt system because they know no better or are so far in debt and afraid they can’t see a way out. MyAlaska49 May 2nd 11:00 A.M: Stop covering these bums already! Nobody cares and it’s pathetic that they think this is affecting any change. Go get a job like the rest of us and stop protesting like a bunch of hippies! I worked 14 hours yesterday which put me up to 30 hours worked in 2 days….these lazy people disgust me. The last comment requires further discussion. I don’t know what MyAlaska’s specific employment situation is, or if MyAlaska voluntarily worked the overtime, but perhaps if MyAlaska’s employer was willing to pry open the wallet and hire another employee, then MyAlaska wouldn’t be working 30 hours in two days. On the other hand, Obamacare and other federal mandates make it more expensive and cumbersome for employers, particularly those who run small businesses, to hire additional employees. If Proposition 5 had passed in Anchorage, this would have imposed yet another burden upon employers. Both Democrats and Republicans have obstructed business; the former by using social engineering, and the latter by embracing corporate plutocracy. Economically, we need a government that will put a shorter leash on large corporations and a longer leash on small business.
Source: blogspot.com

Alaska Medicare Part D Plans

You can visit the medicare.gov website and link to a plans website to find this information. If you have a limited income you can also check with Social security to see if you qualify for extra help. Qualifying for extra help will reduce or eliminate your monthly Premium and give you lower copay and coinsurance amounts. With 25 available Part D plans in Alaska you should be able to find one that will meet your needs.
Source: partdplanfinder.com

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Posted by:  :  Category: Medicare

Also known as the Blue Shield plan or Blue Cross Blue Shield Arizona (BCBSAZ), this is actually a supplemental insurance plan that takes care of all medical expenses that have not been covered by Medicare or Medicare Advantage. So, the individual has to subscribe to the BCBSAZ plan apart from the Medicare Part A and Medicare Part B plans. By subscribing to this plan, the person will be able to fill out the gap in coverage created by Medicare. But it will not work for the Medicare Advantage or the Part C plans. Blue Cross Medicare insurance also does not work with any other healthcare insurance plan which is usually a part of the retirement benefits. Various Senior Security Plans Of Blue Cross Medicare Insurance There are two such plans that are mentioned below: The BCBSAZ Senior Security Plan: Here, there are four Medicare supplemental health insurance plans that the person can choose from. The individual could choose from any of the several providers under this. The four plans are as follows: * BCBSAZ Senior Security Plan A. * BCBSAZ Senior Security Plan C. * BCBSAZ Senior Security Plan F. * BCBSAZ Senior Security Plan N. The BCBSAZ Senior Preferred Plan: Here, there are two supplemental options to choose from. In both these options, the care offered is of the standardized level, but the monthly rates are lower than the BCBSAZ Senior Security plan. There are more than 14,000 providers anybody could select from within the coverage area. The two plans are as follows: * BCBSAZ Senior Preferred Plan C. * BCBSAZ Senior Preferred Plan N. There are other good plans too for those who are interested in Blue Cross Medicare insurance such as the CIGNA Medicare plans. CIGNA has offered the Medicare Advantage HMO plan for years. They are introducing the CIGNA Medicare Select plus Rx plan for those in the state of Arizona; this will start in 2011. It will cover inpatient hospitalization, skilled nursing facility care, preventive care, emergency room care, and visit to the doctor’s clinic, prescription drugs, durable medical equipment, diagnostic tests, and much more.
Source: ezinemark.com

Video: Excellus BCBS Medicare plan travels with you

Oklahoma Blue Cross Blue Shield Medicare Supplement Plan Options

You’ve worked hard your entire life to make sure your family was protected with adequate medical coverage. Now that you’re 65, you’re eligible for Medicare and while it helps pay for a significant portion of your health care, it doesn’t pay for it all. Like many Oklahoma residents, you may have decided to purchase Medicare Supplement insurance, also called Medigap insurance to help pay for some of the costs you are responsible for paying for health care coverage. 
Source: oklahomamedicarehealth.com

Blue Cross Georgia Medicare Supplement Insurance Rates in GA

Blue Cross Medicare supplement plans have pockets where their rates shine and areas where other carriers will knock their socks off. Blue Cross Medicare used to own the under age 65 Medicare supplement market but may not have the best rates overall except for the high deductible Medigap plan F.
Source: georgia-medicareplans.com

BCBS of Indiana Has the Right Health Insurance Plan for You

You can get more detailed information about the health insurance plan that you want by calling our agents at (260) 484-7010. Group Insurance Services can help you determine how much health coverage you really need. They can also explain to you the benefits that you can gain from purchasing specialty policies such as life insurance, dental insurance and many more. Group Insurance Services is representing the top health insurance companies including BCBS of Indiana, so that you can get competitive quotes and high quality health insurance coverage.
Source: group-insurance.net

2012 Blue Cross Blue Shield of Texas Medicare Part D Plans

With two plans to choose from, Blue Cross Blue Shield of Texas makes it easy to find the right prescription drug coverage that fits your medical needs and your budget. If you’re looking for the most affordable rates, the Value plan offers a lower monthly premium in exchange for a small deductible. With the Value plan, you still get comprehensive coverage with a small copay and discounts on brand name drugs. If you’re looking to have no deductible, the Plus plan offers the same quality coverage for a little more monthly and a small copay for all generic drugs. 
Source: texasmedicarehealth.com

Blue Medicare – Blue Cross Blue Shield Medicare: A Guide to BCBS Medicare Advantage, Part D, and Supplemental Plans

Blue Medicare PPO – under this plan, beneficiaries have the freedom to either access the company’s network of health care providers or go outside of the network (though going outside the network incurs greater costs.) There are low copayments for primary care physicians and specialists, and monthly premiums are both predictable and affordable. The plan includes generic drug coverage at little-to-no cost and provides emergency nationwide coverage;
Source: suite101.com