Video: Obama Blasts GOP Medicare, Medicaid Plans

Posted by:  :  Category: Medicare

QUESTION: Mr. President, you said yesterday that it would unprecedented for a Supreme Court to overturn laws passed by an elected Congress. Yet that is exactly what the court’s done during its entire existence. If the court were to overturn individual mandate, what would you do or propose to do for the 30 million people who wouldn’t have health care after that ruling? PRESIDENT OBAMA: Well, first of all, let me be very specific. We have not seen a court overturn a law that was passed by Congress on a economic issue, like health care, that I think most people would clearly consider commerce — a law like that has not been overturned at least since Lochner, right? So we’re going to back to the ’30s, pre-New Deal. And the point I was making is that the Supreme Court is the final say on our Constitution and our laws, and all of us have to respect it, but it’s precisely because of that extraordinary power that the court has traditionally exercised significant restraint and deference to our duly elected legislature, our Congress. And so the burden is on those who would overturn a law like this. Now as I said, I expect the Supreme Court actually to recognize that and to abide by well-established precedents out there. I have enormous confidence that in looking at this law, not only is it constitutional, but that the court is going to exercise its jurisprudence carefully because of the profound power that our Supreme Court has. As a consequence, we’re not spending a whole lot of time planning for contingencies. What I did emphasize yesterday is there is a human element to this that everybody has to remember. It’s not an — this is not an abstract exercise. I get letters every day from people who are affected by the health care law right now even though it’s not fully implemented, young people who are 24, 25, who say: You know what? I just got diagnosed with a tumor. First of all, I would have not gone to get a checkup if I hadn’t had health insurance. Second of all, I wouldn’t have been able to afford to get it treated had I not been on my parents’ plan. Thank you and thank Congress for getting this done. I get letters from folks who have just lost their job, their COBRA is running out, they’re in the middle of treatment for colon cancer or breast cancer and they’re worried, when their COBRA runs out if they’re still sick, what are they going to do, because they’re not going to be able to get health insurance. And the point I think that was made very ably before the Supreme Court, but I think most health care economists who have looked at this have acknowledged, is there are basically two ways to cover people with pre-existing conditions or assure that people can always get coverage even when they have bad illnesses. One way is a single-payer plan. Everybody is a under a single system, like Medicare. The other way is to set up a system in which you don’t have people who are healthy but don’t bother to get health insurance, and then we all have to pay for them in the emergency room. That doesn’t work, and so as a consequence, we’ve got to make sure that those folks are taking their responsibility seriously, which is what the individual mandate does. So I don’t anticipate the court striking this down. I think they take their responsibilities very seriously. But I think what’s more important is for all of us, Democrats and Republicans, to recognize that in a country like ours, the wealthiest, most powerful country on earth, we shouldn’t have a system in which millions of people are at risk of bankruptcy because they get sick or end up waiting until they do get sick and then go to the emergency room, which involves all of us paying for it. 
Source: kaiserhealthnews.org

Video: Jed Weissberg, MD, Talks About Medicare Advantage Health Plans and the Special Enrollment Period

Hearing Examines Proposals for Medicare Premium Support Program

Premium support proposals include: “Guaranteed Choices to Strengthen Medicare and Health Security for All: Bipartisan Options for the Future,” by Rep. Paul Ryan (R-Wis.) and Sen. Ron Wyden (D-Ore.); “The Path to Prosperity: A Blueprint for American Renewal” by Rep. Paul Ryan (R-Wis.); S. 2196, the “Congressional Health Care for Seniors Act of 2012,” introduced by Sen. Rand Paul (R-Ky.), “The Seniors’ Choice Act” by Sens. Richard Burr (R-NC) and Tom Coburn (R-Okla.) and the “Domenici-Rivlin Protect Medicare Act” by Former Sen. Pete Domenici and Dr. Alice Rivlin.
Source: c-span.org

COLUMN: All Medicare plans are above average now

The quality bonuses were to be paid only to above-average plans starting this year, and ramped up over time. Instead, the U.S. Department of Health and Human Services put in place a huge quality demonstration program that has resulted in quality bonus payments to 91% of plans. In comparison, just 25% of plans would have received bonuses under the statutory provisions of the ACA, according to MedPAC.
Source: thedoctorschannel.com

Considering About Kaiser Permanente Medicare Health Plan?

This plan is effective from January 1, 2012 to December 31, 2012, taking good and attentive care of the whole you. Basic Senior Advantage individual plan premium that you pay is $0 while the Enhanced type needs $81 per month. The maximum out-of-pocket you will pay in the calendar year is $3,400 and additional charges are required for doctor office visits, inpatient hospital care, emergency room, lab tests and X-rays. Kaiser Senior Advantage (HMO) plan also includes Medicare Part D (prescription drug coverage) the fee for which is added in your monthly premiums.
Source: insurance-how-to.com

How Will the condition Reform affect Medicare benefit Plans 2010?

Eliminate The Open Enrollment period from January 1st to March 31st from 2011 on. If this is approved, Medicare beneficiaries will have only get one opening to change their Medicare coverage while the every year election period from November 1 to December 15 of each year. Payment cuts to advantage plan carriers in 2011 Around 5% in cuts compared to 2010 are anticipated and will most likely be passed on to those enrolled in the plans. So it is to be anticipated that there will be no or very few ‘zero premium’ advantage plans found in 2011.
Source: blogspot.com

Why Choose Kaiser Permanente Medicare Plans

If you are over the age of 65, or you are younger but have certain disabilities, you should be aware that you are now eligible for Medicare. Medicare is a federal health insurance program that seeks to serve the needs of those who are not receiving healthcare benefits because they are retired or cannot work due to a disability. While Medicare Part A and B plans can be an excellent fit for many people, a large majority of the population wants more than just the bare minimum coverage. A private insurer such as Kaiser Permanente offers Medicare Parts C and D coverage, which build on the basic Medicare plans and still adheres to federal guidelines. These quality plans can give patients even more options than they would under traditional Medicare, without charging them massive amounts of money.
Source: mostmedicare.com

Best Comparison Of Medicare Supplemental With Other Plans

Posted by:  :  Category: Medicare

'The election of Obama would, at a stroke, refresh our country's spirit' by Renegade98A Medigap policy refers to Medicare supplement insurance. It is a private health insurance offered by the private insurance company with many benefits of health insurance plans. It is very good plan used to fill the gaps between supplemental original Medicare. Therefore, it is the most supportive option for keeping you safe and secure, and then you have to pay some of the health care costs that are not covered by original Medicare. Well, if you want to secure your life for long term, then you have to take it from private health insurance company.
Source: ezinemark.com

Video: It’s Easy to Compare Medicare Plans at Joppel

Choosing a Trustworthy Medigap Quote Comparison Service

Frequent policy changes in the Medicare supplemental insurance industry and the technical issues make things difficult for consumers to understand. Using reliable online resources will make the selection process fast and easy. However, if you are not cautious in choosing trustworthy services, you may end up making financially poor choices on your Medicare supplemental insurance plan. Look for companies that also offer telephone support so that you can talk to someone real to have all your questions answered. There are such reliable services in the industry and you just need to know where to find them. At Lowcostmedigap.com we offer our users with a dependable online Medicare supplemental plan quote comparison service and free phone consultations.
Source: medicarequotefinderblog.com

Keeping your aging parent’s smile bright: Tips for selecting dental coverage

Be sure your dentist takes your plan. If you have a preferred dentist, find out what plans they accept before you enroll in a plan. Websites like eHealthInsurance, and the licensed agents in their call center, can help you search for plans with your dentist in them. Stand-alone dental insurance policies are typically going to give you a far better price for services performed by dentists in their network. Almost all policies use a tiered cost-sharing system, and you pay the least out of pocket for services when you use a dentist from the plan’s network.
Source: transitionagingparents.com

Premium Support Proposals: Key Elements and a Comparison

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Source: heritage.org

Research Roundup: Medicare Vs. Private Plans

Archives Of Internal Medicine: Obesity Treatment For Socioeconomically Disadvantaged Patients In Primary Care Practice – Low-income patients are underrepresented in clinical trials and are disproportionately prone to obesity and the related problems of high blood pressure and heart disease. Researchers conducted a 24-month trial of more than 300 low-income, obese patients from various Boston community health centers, randomizing participants “to usual care or a behavioral intervention that promoted weight loss and hypertension self-management using eHealth components. The intervention included tailored behavior change goals, self-monitoring, and skills training, available via a website or interactive voice response.” The intervention resulted in “modest weight losses, improved blood pressure control and slowed systolic blood pressure” (Bennett et al., 4/9). Kaiser Family Foundation: How Does The Benefit Value Of Medicare Compare To The Benefit Of Typical Large Employer Plans? A 2012 Update — This study, updated from 2008, found that “Medicare remains less generous on average than typical large employer health plans, even after recent improvements in the program’s drug coverage. Overall, Medicare would cover $11,930 on average of the $14,890 in estimated annual spending for an individual age 65 and older, less than would be covered under either the federal employee plan ($12,260) or the typical PPO comparison plan ($12,800) for an individual age 65 and older. The gap was narrower in 2011 than it was in 2007, largely due to provisions in the Affordable Care Act that provide discounts on brand-name drugs purchased in the Medicare drug benefit’s coverage gap, or “doughnut hole” (McArdle, Levinson, Stark and Neuman, 4/4). The Heritage Foundation: Saving The American Dream: Comparing Medicare Reform Plans – The Heritage Foundation has proposed a premium support plan for Medicare as part of a comprehensive defict reduction package. This backgrounder looks at that proposal and five other plans that offer such supports. In a plan with a premium support, sometimes called a voucher, the government makes a fixed payment to Medicare beneficiaries, who then can shop for appropriate health insurance.  The author writes that, while details vary, each requires “traditional Medicare to compete with private plans, using competitive bidding to determine market-based payments to health plans, requiring upper-income retirees to pay more for their benefits, providing extra assistance to lower-income enrollees, and adding a risk-adjustment mechanism to guarantee market stability and security for older and sicker retirees. The breadth of the consensus on key policy components could be the basis for a strong bipartisan agreement” (Moffit, 4/4).
Source: kaiserhealthnews.org

Medicare Supplement insurance Plans Comparison

Another thing to remember is that the Medicare supplement packages are the same. Anything plan you select will be the same, whoever you buy it from. Your first order of business, therefore, is to understand what is included in the plans and to select the one that is right for you. If you select a more unabridged plan, such as Plan J, is will naturally cost more than Plan B, for instance, but even so, one guarnatee enterprise may payment more or less for it than another. guarnatee associates are not bound by law to payment the same excellent for the same policy.
Source: blogspot.com

Why we need an improved Medicare

* Relative to the typical large employer PPO plan, Medicare provides somewhat more generous benefits for low-cost individuals ages 65 and older because of the relatively low Part B deductible for individuals who do not use inpatient care; however, Medicare is less generous than the typical large employer PPO plan for seniors with moderate and high costs. Similarly, relative to the FEHBP Standard Option, Medicare is slightly better for low-cost individuals ages 65 or older, but is notably less generous for moderate-cost individuals and somewhat less generous for high-cost individuals.
Source: pnhp.org

A short guide to selecting a Medicare supplemental insurance company

It is essential to analyze your current medical expenses in order to get a right policy. The family history should be considered in mind always so as to track your monthly medical expenses. As there are so many companies available that offer a range of plans but it is necessary to consult a sage person before making any final decision. Comparing own medical needs is always suggested especially for those who are looking for affordable policies. You can also compare Medicare Plans online in order to understand the different kinds of features and coverage.
Source: zigyasu.com

Decisions, Decisions: ACOs in Medicaid

Posted by:  :  Category: Medicare

Improving health while lowering costs requires that an ACO be built on a solid foundation, which according to interviewees includes managing patients across a spectrum of health and social services.  Yet, if this is to be achieved, the care must be patient centered and coordinated across providers.  In addition, the small subset of the population with complex needs must be targeted to receive high-intensity care and social supports.  Neither of the first two can be done without a strong data and analytics infrastructure, in addition to motivated leadership and providers.  Interviewees stress the importance of buy-in from providers, as well as community partnerships.
Source: theccfblog.org

Video: Kansas Children Drugged In Foster Care Medicaid Fraud

The Macomb Daily Blogs: Politically Speaking: Republicans learn to like the nanny state

The maximum payout for the earned income tax credit has quadrupled since the program began in 1975. Medicare pays $3 in benefits for every $1 paid in payroll taxes over a lifetime by the average worker. The food stamp program once required $200 in out-of-pocket spending before recipients could qualify for $100 of aid. Now, the benefits – Bridge cards – are so easy to get that college students routinely qualify.
Source: blogspot.com

Research Roundup: Raising Medicare’s Eligibility Age

Journal Of The American College Of Radiology: Imaging And Insurance: Do The Uninsured Get Less Imaging In Emergency Departments? – Using data from the 2004 National Hospital Ambulatory Medical Care Survey, researchers compared treatment among patients who were uninsured, those covered by Medicaid and those with other types of insurance and found that the uninsured patients received 8 percent fewer imaging tests than patients with non-Medicaid insurance and that Medicaid enrollees received 10 percent fewer than those with other insurance. They conclude: “Further research is needed to understand whether insured patients receive unnecessary imaging or if uninsured and Medicaid patients receive too little imaging” (Moser and Applegate, January 2012). Archives Of Pediatrics And Adolescent Medicine: The Interplay Of Outpatient Services And Psychiatric Hospitalization Among Medicaid-Enrolled Children With Autism Spectrum Disorders — For children with Austism Spectrum Disorders (ASD), barriers to care — such as lack of qualified practitioners and poor insurance coverage — increase the chances that they will be hospitalized for psychiatric reasons. The researchers looked at a large national sample of Medicaid-covered children with ASD to see if “increasing outpatient services results in reduced use of costly and restrictive service.” The researchers found that each $1,000 increase in spending on outpatient services like respite care over 60 days “resulted in an 8% decrease in the odds of hospitalization” (Mandell et. al., 1/2) New England Journal Of Medicine:  Fitness Memberships And Favorable Selection In Medicare Advantage Plans — Researchers used national figures from the Centers for Medicare and Medicaid Services to see what kind of changes occurred when 11 Medicare Advantage plans incorporated a gym membership as a part of their covered benefits: “Persons enrolling in plans after the addition of a fitness-membership benefit reported significantly better general health, fewer limitations in moderate activities, less difficulty walking.” The authors noted that creating an insurance risk pool for Medicare Advantage plans, as well as  for small business and individual plans, violates the 2010 health law. However, a benefits package that caters to a healthier subset of seniors may have the same effect as creating a risk pool (Cooper and Trivedi, 1/11).
Source: kaiserhealthnews.org

Advocates Hope ACA Will Knit Children’s Patchwork

Last week, the Joint Economic Committee said HHS has grown by 11% under the Obama administration, which it attributed to the federal health reform law. However, the figure includes data from before the law took effect. HHS’ workforce grew by 6% between March 2010 — when the health reform law was enacted — and March 2011, adding about 4,600 jobs (Baker [1], “Healthwatch,” The Hill, 4/17). JEC also said the law will cause tax increases of $4 trillion over the next 25 years. The committee noted that the Congressional Budget Office has estimated that the reform law would cause taxes to increase by $800 billion over the next 10 years (Baker [2], “Healthwatch,” The Hill, 4/17).
Source: californiahealthline.org

Closing racial and ethnic gaps in access to care

The Affordable Care Act is also improving access to preventive care services. Research shows that use of preventive services is traditionally lower for minority populations, but now all people with Medicare can get a range of recommended preventive serviceswithout paying part B coinsurance or meeting the deductible.  These include certain tests for breast, colorectal, and other cancers, diabetes, cardiovascular disease screening, and intensive behavioral therapy for obesity.  A new benefit, a yearly wellness visit with your qualified and participating doctor, has also been added, and is also available without part B cost sharing. These free preventive services can help reduce health disparities and give everyone the chance to enjoy better health and a better quality of life.
Source: cms.gov

Obesity and Type 2 Diabetes Cases Take Toll on Children

Behavioral Health Outcomes Blogosphere Children and Poverty Civic Engagement consumers Crimes and Misdemeanors Culture Think Discrimination Economic Recession Election 2012 Government Works? Health Literacy Health Policy Latinos MashCrunchWired Mass Media and Public Opinion Middle East Freedom National Debt News Political Violence propaganda and spin Public Policy Public Sector Social Media symbolic uses of politics Technology and You Unemployment Using Social Media waging war WeSeeReason
Source: wordpress.com

The Benefit Of Having a Health Care Insurance Policy

The private plan is often secured through employment. Most employers will offer some type of insurance for their full time employees. In most states employers are required to offer insurance if the employee surpasses a certain level of hours worked during the course of a week. Some times the employer will provide some sort of group health plan for their employees which decreases the monthly premium costs. Normally this type of plan will cover your spouse and family. Many people may not be able to participate in group plans. There are many single plans are offered although they may be a bit more in relation to group plans. You should shop around for cheap insurance medical plan to obtain the best policy for the most competitive price.
Source: autoinsurance-michigan.net

Research Roundup: Doctors Still Take Medicare

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Try new Ryan Plan Senior Food - coming to a Republican Congress near you by EN2008Headache: The Journal of Head and Face Pain: Direct Costs of Preventive Headache Treatments: Comparison of Behavioral and Pharmacologic Approaches – The authors examined treatments for migraine headaches by tracking the total cost of prescription medicines and a number of behavioral treatments, such as biofeedback and relaxation techniques. They found that through the first year, “inexpensive” preventive medications “(such as generically available beta-blocker or tricyclic antidepressant medications) and behavioral interventions … are the least costly of the empirically validated interventions. This analysis suggests that, relative to pharmacologic options, limited format behavioral interventions are cost-competitive in the early phases of treatment and become more cost-efficient as the years of treatment accrue.” According to a press release from The University of Mississippi, one of the participating institutions, “the researchers didn’t compare the effectiveness of methods, nor did they calculate the costs over time of individual drugs, since dosages and prices vary widely. Rather, they figured the per-day costs of each method based on fees of physicians and psychologists” (Schafer et al., June 2011).
Source: kaiserhealthnews.org

Video: Medicare Fraud Costs American’s $90 Billon a Year 2/17/2011

Medicare Hospital Trust Fund Still Expected To Be Insolvent in 2024

However, expenses for Part B likely will be higher than the report predicts because the report factors in a more than 30% cut to physician reimbursement rates scheduled for 2013 under the sustainable growth rate formula. Congress since 2002 has passed a series of so-called “doc fixes” to offset the cuts scheduled under the SGR and is expected to continue to do so (
Source: californiahealthline.org

CMS Issues Amended Medicare Physician Fee Schedule for Home Health

Specifically, Section 101 of the MMEA averts the negative update that would otherwise have taken effect on Jan. 1, 2011. The MMEA provides for a zero percent update to the physician fee schedule for claims with dates of service Jan. 1, 2011 through Dec. 31, 2011. While the physician fee schedule update will be zero percent, changes to the relative value units (RVUs) for 2011 require CMS make an adjustment to the conversion factor to make the changes budget neutral. The revised conversion factor to be used for physician payment as of Jan. 1, 2011 is $33.9764.
Source: hcafnews.com

Keeping your aging parent’s smile bright: Tips for selecting dental coverage

Be sure your dentist takes your plan. If you have a preferred dentist, find out what plans they accept before you enroll in a plan. Websites like eHealthInsurance, and the licensed agents in their call center, can help you search for plans with your dentist in them. Stand-alone dental insurance policies are typically going to give you a far better price for services performed by dentists in their network. Almost all policies use a tiered cost-sharing system, and you pay the least out of pocket for services when you use a dentist from the plan’s network.
Source: transitionagingparents.com

Reform Law Reduced Medicare Enrollees’ Rx Costs by $2.1B in 2011

Prior to the health reform law, Medicare Part D beneficiaries paid 25% of the cost of their drugs until the total bill reached $2,830. Beneficiaries then paid the full cost of drugs until their total out-of-pocket spending reached $4,550, a gap in coverage known as the “doughnut hole.”
Source: californiahealthline.org

Medicare’s Dirty Little Secret It’s already insolvent.

A sensible solution would be to offer Medicare beneficiaries the option of a defined-contribution program — as proposed by House Republicans and Mitt Romney. Seniors would be budgeted an annual contribution, which could be adjusted to reflect costs associated with their health status and financial wherewithal. For the federal budget, the result is a capped exposure to Medicare — one that would adjust to reflect the number of seniors and inflation.
Source: healthinsbrokers.com

How Medicare Works: Comparing Medicare Cost 2011 and 2012 Part 2

The standard Medicare Part B monthly premium is $99.90 in 2012.  It is a $15.50 DECREASE from the 2011 premium of $115.40 for many people.  If you were one of the beneficiaries paying the higher premium this is really good news.  However, many beneficiaries in 2011 paid $96.40 per month. The 2012 premium is a $3.50 increase for them. In 2012, Social Security monthly payments increased by 3.6 percent.    Social Security expects this to be large enough on average to cover the increase in the Part B premium of $3.50 that most beneficiaries will experience. 
Source: howmedicareworks.com

Straight Talk on Health Care: Why We Don’t Want To Get Rid of Medicare

high-risk populations like the elderly and those with end-stage renal disease. Medicare drives policy changes throughout the entire United States health care system by determining how it will pay for services. This is ultimately the way the country can start to reduce its health care costs, by negotiating with drug companies, eliminating fraud, and equally important, unnecessary procedures. Because Medicare changes also impact private sector insurance companies, it is an essential component of health reforms and well as other national health care initiatives. CMS, which administers both Medicare and Medicaid, provides the nationwide health care partnership to test and deploy health care program changes. Through this surveillance process we can learn what works for the disparate U.S. health care system and attempt to lower costs and improve not only primary health care, but also preventive care. Too much of the U.S. health care dollar is spent on late-stage disease treatment versus patient health maintenance. If we hope to be competitive in a world economy, we must bring the per capita cost of our health care in line with the rest of the world and turning it over to the private sector foxes is not the answer.
Source: blogspot.com

Medicare Changes For 2011

Medicare Supplemental Insurance Plans K and L are similar to Plans A through J but have lower monthly premiums for higher out of pocket costs. All these plans are standardized by Medicare, which shows the equality among all the insurance companies in offering the services. Medicare Supplement Plan F will remain as the preferable choice, but Medicare Supplement Plan N can also be a great option for people who like Medicare Advantage plans and are in good health. Plan N brand new as of June 1, 2010 and will likely be very popular in 2011 as thousands of people are expected to make a shift from the Medicare advantage program back to original Medicare. Find a company that specializes in Medicare plans to help you with these questions like Medicare insurance Phoenix. A broker is usually the best bet since they can sort down information for all of the companies and you can compare all insurance from one source. It sure to save your time and beats the alternative of contacting each individual company one at a time.
Source: ezinemark.com

The Red Electric: Regence returns my call

Posted by:  :  Category: Medicare

ecounted my experiences with Regence MedAdvantage customer support . Because I wasn’t satisfied, I decided to track down one of three Regence executives I happened to be seated with at a recent Community Health Partnership honors banquet. I phoned and left a message for one to call back. All three did, on a pre-arranged conference call. I was impressed. We talked for about a half hour about the surprising jump in the premium from $45/mo. to $75/mo. You may recall that the customer service representative told me that premiums for the non-profit are based on claims from the previous year. Last year was not a good year, insurance-wise. My executive trio told me that there’s some discretion in setting premiums, and they readily admitted that the hike for next year is hard to swallow, but necessary. I joined the program early this year when, at reaching 65, I became eligible for Medicare. If I had joined in 2005, the year the Medicare Advantage programs began, I would have a different perspective on next year’s increase. Amanda, my customer service rep, told me that premiums could drop, but, because she had only been on the job a year and a half, she didn’t have a clue whether they ever had. Fat chance, I thought. I was wrong. My conferees informed me that indeed the rates had dropped. My $45 premium was the low over four years. In 2005, the premium was $79, in 2006 it was $72. It turns out that 2006 was a very good year, as Frank Sinatra used to say, so management decided to pass the savings on in 2007, hence my $45 premium, which I took to be the norm. So my advice to this august group was to level out the peaks and valleys of the premiums to avoid the appearance of a bait and switch. In the highly competitive health insurance industry, low rates are a selling point. That $45 snared me. “We don’t like to whipsaw our members,” said Mike Becker, Regence vice president of public policy and community affairs. “Leveling out the premiums is exactly what we’ve been talking about,” chimed in Alison Nicholson, manager for individual sales. Good, I replied. I had a few other ideas, which I won’t bore you with and which you probably won’t be interested in, at least until you turn 65. Suffice to say, I feel better about Regence Blue Cross — for now.
Source: blogspot.com

Video: Regence Medicare Advantage insurance – Compare to 180+ Comp

Seniors confront a maze of Medicare changes

But next year, the extra government payments to insurers that run the private Medicare Advantage plans will freeze at 2010 levels, and roll back until they are essentially equal to regular Medicare. Insurers say the cuts will force them to raise premiums and reduce benefits and choices in Advantage plans, despite a recent stern warning against doing that by U.S. Department of Health and Human Services Secretary Kathleen Sebelius.
Source: posterous.com

Kathie Bracy’s Blog: Is the STRS Medicare Advantage program really an ‘Advantage’? Susan doesn’t think so!

A key player in this CORE group, Dr. Dennis Leone, initiated the investigation (2002-2004) against STRS that led to the dismissal of the Executive Director and the conviction of six Board members for ethics violations. Eventually elected to the Board, Dr. Leone was the only member to vote against the forced ‘move’ discussed in my paper. On the CORE website, click on ‘history’ to see the results of this group‟s vigilance and perseverance. To protect your pension and quality health care, follow this group and help them create a direct line to educators.
Source: blogspot.com

Medicare Updates for 2011

What article on Medicare Part D would be complete without mentioning Humana.  There I have just mentioned it. Just kidding, Humana has good news also.   The Humana Value plan which was priced at $18.60 in 2010 has been rebranded and repriced for 2011.  It is now the Humana Walmart Preferred Rx Plan with a reduced price of $14.80. I guess the little yellow price slasher at Walmart has been at work once again. The plan ID numbers are the same, so technically it is the same plan but the benefits are totally different from 2010. For example, it has a $310 deductible for all drug tiers, but then many generics are priced at only $2 for a 30 day supply at Walmart or $10 at any other local pharmacy. When I first saw that I thought “What, that is a huge advantage for Walmart.” Then I read the fine print. The $2 co-pay is only for the generics on the Walmart $4 drug list, and other stores either have their own $4 list like QFC, or will match prices. But I still applaud Humana and Walmart for innovative thinking.
Source: wordpress.com

AARP Medicare Supplement Plans (2012 Rates, Summaries and Application) « Insurance News from Crowe & Associates

Posted by:  :  Category: Medicare

Plan K supplement- Plan K was brought into the market overpriced but is now worth taking a look at after 2 years of rate reductions.   This plan offers a much lower premium but leaves much more potential for out of pocket cost vs. Plan F and N.   Those seriously considering a plan K would likely be better suited to choose the Anthem BlueCross BlueShield Plan F High Deductible Supplement with a monthly premium of about $35.00 a month at this point
Source: croweandassociates.com

Video: Medicare Supplement Plan F – Does It Include A Gym Membership?

Medigap Plan F Is Still Popular

You can find useful information from the Medicare.Gov website that should allow you to understand whether or not to choose to enroll for this additional policy. It is recommended that the best time to purchase this supplementary plan would be within six months of becoming eligible, I. E. Six months after turning sixty-five years old or enrolling in Medicare Part B. There may be specific enrollment time frames in your state that you should familiarize yourself with if you intend on purchasing this plan.
Source: medicarequotefinderblog.com

Anthem Blue Cross Medicare Supplement F

Anthem Blue Cross provides Medicare Supplement plans in the following states: California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia and Wisconsin.  In most of these states Anthem offers plans: A, F, High F, G and N.  Each plan provides a different level of coverage, so be sure to understand how the plan works before enrolling.  You will also need to look into a Medicare Part D Rx plan.  Medicare Supplement plans do not include prescription plans.
Source: johnconner.com

Why Medicare Supplement Plan F Is Common

Health care services are very important in the lives of many senior citizens in the country. The federal government has provided people with solutions to their health care needs through Medicare. There are four types of Medicare plans offered by the government that are labeled as Part A, Part B, Part C, and Part D. The thing with Medicare right now is that they can be complemented by what is popularly known as Medigap or Medicare supplement plans. These plans tend to meet the health care needs of senior citizens by providing additional health care services beyond the arc of the governments Medicare. Medicare supplement plans are bound by federal law and are standardized by healthcare organizations. Medicare supplement plans are offered by private insurance companies at different rates. Because private insurance companies have the right to determine which plan types they will offer, they can adjust the rates on their own.
Source: ezinemark.com

Super Sikak: Including Cuts Medicare Medicaid Maine Senators Olympia Snowe

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Sens Olympia Snowe R Maine. Olympia Snowe And Susan Collins. Presidential Nominee Alaska Gov Sarah Palin And Sen Olympia Snowe. Including Cuts To Medicare And Medicaid Maine Senators Olympia Snowe. Sunday October 25 2009. True Portraits Of Martinez Lugar Snowe. The Trigger Option Olympia Snowe Version. Senator Olympia J Snowe R Me Today Joined With A Number Of. Sen Olympia Snowe R Me Was Honored On June 10th For Her. Jim Orphanides And John Catsimatidis Hosts.
Source: blogspot.com

Video: Maine medigap insurance aka medicare supplement

Medicare Billing Training

Posted by:  :  Category: Medicare

"Citizenship is a tough occupation which obliges the citizen to make his own informed opinion and stand by it." ~ Martha Gellhorn  by eyewashdesign: A. GoldenThe cost of medical supplies is sky-rocketing making living expenses soar as well, making medicare a focus to the day to day lives of many seniors and the fact that it acts in a similar way to a single payer healthcare system is at least helpful. There are some eligibility requirements for one to be accepted into the program, you have to be at least 65 years of age for this reason most Americans plan there lives around this program, they just have to make it to 65 to be able to retire. A lot of people gain a lot of good out of this program which is known as AARP Medicare supplement, but Original Medicare is not always enough for many people. This is why they may end up seeking out supplement plans to help them be able to get through situations where they would otherwise need to pay up front:
Source: virginiamedicarepros.com

Video: Mastering Medicare Coding, Billing, and Compliance — ContexoMedia.com eLearning

Hospitals audited for Medicare overpayments

MedStar Georgetown University Hospital overbilled Medicare for $659,000 because the Washington, D.C., hospital didn’t adequately control billing and coding of claims or didn’t fully understand billing requirements, according to an Office of Inspector General report released last week. Although the hospital did comply with 131 out of the 265 inpatient and outpatient claims the OIG audited, it did not comply with Medicare requirements for the remaining 134 claims for calendar years 2009 and 2010, according to the report summary. More specifically, the hospital erroneously billed for 40 outpatient claims worth $24,718 for mistakes related to excess charges, inpatient stays, multiple surgeries and evaluation and management services billed with other services, which Georgetown University Hospital concurred with. However, the OIG found 94 inpatient claims for short stays and excess charges that resulted in Medicare overpayments worth $634,653, which the hospital disagreed with.
Source: fiercehealthcare.com

Medical Billing for Skilled Nursing Facilities

Commercial health insurance plans devise their own methods of SNF reimbursement. As with many things in healthcare reimbursement, CMS sets a standard, and eventually, other third-party payers follow suit. Professional medical billers who are cognizant of Medicare’s rules regarding SNF billing will be able to apply that knowledge in other situations. With an education based on correct coding, and an understanding of contractual obligations regarding how to submit clean claims appropriately, medical billers who have received accredited training and have earned certification are preferred over people who have no training. A proper eduction in medical billing and medical coding is an asset when seeking a job in an SNF’s billing department. It is a specialized aspect of medical billing, but it so is any aspect of medical coding. Many SNF medical billers find rewarding careers after finishing their education.
Source: medicalbillingandcodingu.org

Home Health Medicare Billing

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Source: billingphysician.com

TX and OK HHA: Beware of Compliance Risks

Despite the fact that most Texas home health agencies are doing their best to operate within the four corners of the law, there are still a number of providers who are continuing to engage in wrongdoing. Texas home health providers recently received significant negative media coverage for fraudulent and abusive billing practices allegedly committed by agencies within their ranks. As you may have heard, just last week a physician and several home health agency “recruiters” in the Dallas-Fort Worth area were indicted in the largest Medicare fraud scheme in history, allegedly totaling nearly $375 million for home health services either not needed or never provided. Additionally, it was noted that over 75 home health agencies to whom referrals were made have also been implicated in the wrongdoing.  Such an enormous scheme only further demonstrates the fact that fraudulent activity in home health services is continuing, despite the fact that mostTexashome health providers are well-meaning organizations, trying in good faith to provide medically necessary services to our nation’s most sick and disabled. Nevertheless, such accusations only increase suspicion and scrutiny of the entire home health industry in this region.
Source: zpicaudit.com

The new coding system expected to bring huge changes: Learning how to transit form ICD

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Source: medicalbillersandcodersblog.com

The Medicare News You Can Use This Week: eRx Exemptions for 2012 and 2013, Billing Education, and eSignatures

Although there is no appeal or review process established for the eRx Incentive Program and payment adjustment, CMS encourages eligible professionals with questions or concerns about the eRx payment adjustment and hardship exemption requests to contact the QualityNet Help Desk. Through the QualityNet Help Desk, CMS is working with eligible professionals and CMS-selected group practices that have questions about eRx payment adjustments and/or hardship exemption decisions. CMS is handling all hardship exemption requests and any questions or concerns on a case-by-case basis. Contact the QualityNet Help Desk if you have issues relating to the eRx payment adjustment and/or the rationale for denial of your hardship exemption request.
Source: managemypractice.com

Outsourcing Medical Billing

Yes, there are loads and loads of medical billing providers that claim to offer the best medical billing services, but the truth is how many of them actually deliver results? If you really want to get the very best medical billing and coding services, you should make sure that you DO NOT settle for less. Before you choose a medical billing and coding company, make sure that the company has the right experience, follow HIPAA regulations and that the company also uses advanced medical billing and coding software.
Source: 123eliteservices.com

Medical Coding Certification Training

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Source: techrevivals.com

Medicare Advantage, Medicare « Insurance News from Crowe & Associates

Posted by:  :  Category: Medicare

Medicare Advantage plan designs are set for 2010.  The general trend was that everyone lowered benefits and raised premiums.  Some of the change can be attributed to the cut in funding for Advantage programs (approximate 4% decrease in funding vs. the traditional 4%-6% increase in funding) but some of it most surely be due to utilization and frequency.
Source: croweandassociates.com

Video: YouTube Videos matching query: connecticare medicare advantage

ConnectiCare Enters Medicare Advantage Market

Consumers looking for a Medicare Advantage product will find many options to match their health insurance needs from ConnectiCare. Individuals, who enroll in our Medicare Advantage plans, will receive all the benefits of original Medicare plus benefits such as disease management programs, health and wellness support, limited dental benefits and more.
Source: wordpress.com

Connecticare Sets The Stage For Fun In 2010

PRLog (Press Release) – May 25, 2010 – Inspired by timeless adages such as “Laughter is the Best Medicine” and “An Active Mind is a Healthy Mind,” ConnectiCare has created the 2010 “Setting the Stage” program for its VIP Medicare members. The program will provide free admission to events such as trivia game shows, dance classes, museums, movies, comedy shows and more to give members incentive to stay active and healthy. “Our ‘Setting the Stage’ program will provide free admission to a number of fun events around the state for our VIP Medicare members. It’s a great way to help keep our members feeling vital, fit and always smiling,,” says Tony Tedeschi, Director of Medicare Program Management with ConnectiCare. “Additionally, we are hosting four trivia competitions at locations around the state to see who knows the most about the 1950s through the 1980s. The top three contestants will advance to a final challenge in September in Cromwell hosted by Scot Haney of WFSB TV 3 and Better Connecticut, where the top finisher will be crowned the ‘Know it by Heart’ trivia king or queen. It should be lots of fun and an event-filled summer for all of our members.” Details about all of the ConnectiCare VIP Member exclusive events can be found on ConnectiCare’
Source: prlog.org

Flu shots available Tuesday in Fairfield

Insurance plans accepted for flu shots and/or pneumonia shots include: Aetna, Medicare Part B; Connecticare — commercial plans and Medicare Advantage plans; Anthem Blue Cross and Blue Shield — commercial plans and Medicare Advantage Plans. Without that specific insurance coverage plans, the cost for the flu shot is $25 and for the pneumonia vaccine it is $45. People getting inoculations should bring their insurance cards to the clinic.
Source: ctnews.com

Aetna, ConnectiCare Push Collaborations With Health Providers In Private Medicare Plans

Treatment of some Medicare patients presents unique challenges, the insurers say. Patients who require more than basic care often have several doctors or other points of contact in the medical care system, which means coordinating treatments can be more difficult. For instance: ConnectiCare said a typical Medicare patient sees more than seven doctors in a year and uses nine different medications, so a key piece of its pilot program will be identifying high-risk patients and providing data to help coordinate their care.
Source: courant.com

CT Medicare Advantage, Medicare Supplement, Prescription Drug Plans

Our agency is expanding! Shortly we will be Medicare Advantage and Medicare Supplement brokers. (We will continue to help Connecticut residents buy medical insurance.) We will be offering Zero Premium Policies (that right, some of the policies require none of your money be sent to the insurance company!) as well as other policies with premiums and enhanced benefits.
Source: 1800insurancect.com

Aetna To Offer Health Savings Account Plans To Conn. Businesses

Wiley Long, President of HSA for America is passionate about saving Americans money on their healthcare and taxes. If you are looking to save money on your healthcare, learn more about HSA Insurance or get an instant HSA Insurance Quote so you can compare different HSA plan options from many different insurance companies. We also offer information on Medicare Supplement insurance for seniors.
Source: health–savings–accounts.com

Aetna medicare prior authorization form

Aetna Prior Authorization Form Papers and Research , find free PDF download from the original PDF search engine. Find about aetna drug prior authorization form 0. Find detailed info about aetna drug prior authorization form at www.immunknews.com. Need Aetna Medicare forms? Find the Aetna Medicare enrollment forms and plan benefit documents you need here. Aetna Medicare benefits and Aetna Medicare plans. Find out the best plan for the benefits you need, and which doctors, hospitals, pharmacies and prescriptions are . Home > Doctors & Hospitals > Pharmacy Services and Tools > Aetna Specialty Aetna medicare prior authorization form Pharmacy FAQs : Aetna Specialty Pharmacy FAQs (Frequently Asked Questions) Health Insurance Company Plan Name Customer Service Phone Number Prior Authorization Phone Number Website Aetna Medicare Aetna Medicare Aetna medicare prior authorization form Rx Essentials 1-877-238-6211 1 . Review Aetna’s Medicare Advantage appeals and Medicare Advantage grievances processes for member appeals, coverage issues, complaints and problems. 2009 Medicare Part D Prior Authorization Information. Health Insurance Company Plan Name Customer Service Phone Number Prior Authorization Phone Number Website Aetna . Prior Authorization Forms Cheat Sheet Medicare Stand Alone Plans Advantra Rx http://www.advantrarx.com/framesetdef.asp?Community=Provider&PlanID=81 Aetna . H5736_F_OT_MS_91207 (12/2009) 1 2010 AETNA MEDICARE OPEN SM PLAN (Private Fee-For-Service) PROVIDER TERMS AND CONDITIONS OF PAYMENT Table of Contents 1. Find out more about precertification. Learn how and why it is used by Aetna for making coverage determination decisions and other health coverage information. PDF about Aetna Prior Authorization Form – Aetna Prior Authorization Drug Form – Aetna Prior Authorization Request Form – Aetna Prescription Prior Authorization . Company Name Plan Name Prior Authorization Phone Number Customer Service Phone Number United Healthcare AARP MedicareRx Plan 1800-711-4555 1-888-867-5564 AARP . A collection of Oracle Forms 10g sample dialogs extracted from a complete Oracle Forms tutorial. The purpose of this article is not to teach how to build a new form . 2009 Medicare Part D Prior Authorization Information Provided by MassMedLine at the Massachusetts College of Pharmacy . PRIOR AUTHORIZATION FORM Phone: (877)-2GHI HMO (877-244-4466) Fax and is only valid for eligible health plan received the services outside of the Medicare Advantage. Payor Aetna Medicare Advantage Anthem Medicare Advantage Connecticare Author: Gold card harris county Codeine moneypak G ste sommerspecial wetten dass 2011 Is nexium a cover drug Good days to open business hindu calendar Molly s plant food
Source: skyrock.com

Who Needs Supplemental Medicare Insurance? Everyone!

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSWhat should you know when purchasing a Medicare supplemental insurance Policy? First you must have Medicare Part A and B. If you have a Medicare Advantage Policy you can not purchase Medigap, but if you happen to be dropping the Medicare Advantage you may purchase the Medigap which can begin when the other finishes but not before. Your Monthly Medicare Part B payments are made to Medicare and the Medigap payments are made to the insurance carrier. Medicare supplemental health insurance only covers a single person. An individual can purchase a Medigap policy form any licensed insurance company in their state. If and when you choose to drop the Additional Medicare coverage it will need to be done through your current insurance company. This has to be completed by the company and can not be done by your broker. The Standardized Medigap policies are guaranteed renewable even with health issues. Cost is usually the only difference in policies.
Source: getstimulustoday.com

Video: Medicare Supplement Insurance Plans – Where Do I Start?

Medicare Supplemental Health Insurance Resources Online

When looking into health insurance of any kind the rules, regulations and stipulations often make it so that every word on the policy seems foreign and a bit sketchy. The policy is never laid on it terms that one without industry knowledge would completely understand. Words such as co-payment, deductible, family allowance, preventative vs. routine care often times add confusion in really understanding what is being offered. Health Insurance in general is difficult to understand and often leads us to believe we are being manipulated let alone getting into the next generation of health insurance, Medicare. How is one to determine exactly what is being offered and to finally settle upon a policy that best fits the need with Medicare and Medigap supplemental insurance policies?
Source: online-biz-articles.com

Choosing Medicare Supplemental Is Very Wise Option

However, a being is that it might take a lot of time to come opposite a great word devise for yourself. Therefore, it is really smashing thought to get a many appropriate word devise during affordable premium. When we have been seeking for many appropriate Medicare Insurance, thus we should keep a little critical points in thoughts to go for prolonged tenure security. The skeleton supposing by a word companies would not change, thus we should concentration upon a cost of Medicare word skeleton that we have been seeking during affordable premium. Some skeleton have been some-more changed as well as prolonged tenure to begin with, though will have a delayed expansion augmenting over a hold up of your policy. Prominently, it is a many appropriate Medicare illness caring devise to cover all sort of illness caring costs according to your expectations completely.
Source: quotesmatch.com

Do you Think An individual Needs Supplemental Medicare Insurance or “Medigap”

What should you recognize when purchasing a Medicare supplement Policy? First you must have Medicare Part A and B. If you have a Medicare Advantage Policy you can not obtain Medigap, but if you happen to be dropping the Medicare Advantage you may buy the Medigap which can start off when the other finishes but not before. Your Monthly Medicare Part B payments are made to Medicare insurance and the Medigap monthly payments are made to the insurance company. The Supplemental Medicare Insurance can only be for one person. The Medigap Policy can be purchased from any licensed insurance company in your state. If you wish to cancel the Medigap plan you will need to do so through your insurance company. Your agent can not cancel the insurance policy. The Standardized Medigap policies are guaranteed renewable even with health issues. Really the only difference in these programs are price.
Source: shoplocalsisq.com