Q1Medicare.com Releases Updated Online Medicare.gov Plan Finder Tutorial

Posted by:  :  Category: Medicare

Reality Bites (draft v001) by juhansoninThe Medicare.gov Plan Finder provides a wealth of information, but for people unfamiliar with this site, the Plan Finder may add to the complexities Medicare beneficiaries face as they try to choose a Medicare Advantage plan or Medicare Part D prescription drug plan, notes Dr. Susan Johnson, co-founder and technical director of the Q1Medicare.com site. The goal of our tutorial is to provide a simple guide so the Medicare community can better navigate the Medicare.gov site and find the Medicare plan that most affordably meets their prescription and health coverage needs.
Source: affordablesmartphones.com

Video: Remembering the 1918 Flu Epidemic

Q1Medicare.com Releases Updated Online Medicare.gov Plan Finder Tutorial

“The Medicare.gov Plan Finder provides a wealth of information, but for people unfamiliar with this site, the Plan Finder may add to the complexities Medicare beneficiaries face as they try to choose a Medicare Advantage plan or Medicare Part D prescription drug plan,” notes Dr. Susan Johnson, co-founder and technical director of the Q1Medicare.com site. “The goal of our tutorial is to provide a simple guide so the Medicare community can better navigate the Medicare.gov site and find the Medicare plan that most affordably meets their prescription and health coverage needs.”
Source: sugar-daddies.info

Medicare open enrollment: review your elder’s plan today

Remember, there could be numerous Medicare plans in your area, with each plan offering a different level of coverage and cost. When choosing Medicare prescription drug coverage, it is important to know that Medicare covers part of the cost and the insured pays part of the costs. These costs, again, depend on the plan your loved one chooses. When comparing plans, you may want to use the Medicare Plan Finder. This online tool provided by Medicare.gov allows you to compare plans in your area.
Source: eldercarelink.com

Medicare Open Enrollment Has Begun : Vermont Maturity

With more benefits, better choices and lower costs, the Centers for Medicare & Medicaid Services (CMS) is encouraging people with Medicare and their families to begin reviewing drug and health plan coverage options for 2012. The Medicare Open Enrollment Period — which began on Oct. 15 — has been expanded to last seven weeks and will end on Dec. 7. This will give seniors and people with disabilities more time to compare and find the best plan that meets their unique needs. Across the country, HHS officials will hold 150 events in the days leading up to Medicare’s Open Enrollment Period to inform and educate people with Medicare.
Source: vermontmaturity.com

Blue Button helps you manage your health care better

Blue Button provides easy access to your Medicare information, giving you the power to take a more active role in managing your health care. Sharing that information with your doctors and caregivers helps them treat you more effectively and safely. It can help eliminate redundant lab tests, spot dangerous medical interactions before they become a problem, and improve communication between you and your health care provides. All of which helps to ensure you get the health care that you need.
Source: extendconnections.com

Medicare Open Enrollment: Things to Think About When Comparing Plans

Only you know what’s most important to you and your family – that’s why we want to make sure you have all the information you need to make the best decision for you.  Look around for all the Medicare information out there [link to second blog in series]. And visit our Open Enrollment center, where we’ve gathered everything you need to walk through your options.  Now, what’s for dinner?
Source: medicare.gov

Medicareconsumerguide.com

medicare part d, medicare part a, medicare part b, medicare part c, medicaid eligibility, medicare advantage, medicare enrollment, medigap insurance, hospice, aarpmedicarerx, medicare.gov, www.aarpmedicarerx.com, medicare advantage enrollment, www.medicare.gov, medicaid, medicareconsumerguide.com
Source: pezis.com

Interested in AARP Insurance? Read These pieces of Assistance To start with!

The cost of medical supplies is sky-rocketing making living expenses soar as well, it is essential for many people that this be available and it also works just like your average health care system which makes it less complicated for most people. For a person to be eligible for this system, you have to be at least 65 years old for this reason most Americans plan there lives for this program, they just need to make it to 65 in order to retire. The medicare system helps out so many people annually but a ton of seniors would be helpless without AARP Medicare supplement, but Medicare is not always enough for many people. This is why they may end up seeking out supplement plans to assist them to be able to get through situations where they would otherwise need to pay up front:
Source: aboutthehealthcare.com

Medicare.gov Plan Finder to Launch October 1st for Medicare Advantage and Medicare Part D data

Due to provisions in the Affordable Care Act, Medicare will begin to financially reward Medicare Advantage plans which achieve high quality ratings.  Part D plans will also continue to receive quality ratings.  Beginning October 12, the Medicare Plan Finder will include each plan’s quality star rating for 2012.  For the first time this year, people who use the Plan Finder will also see a gold star icon designating the top rated 5-star plans, and will continue to see warnings for those plans who consistently are poor performers. “We encourage all Medicare beneficiaries enrolled in private plans to know their plan’s overall star rating and to consider enrolling in plans with high ratings,” said Jonathan Blum, CMS Deputy Administrator and Director, Center for Medicare. When comparing plans, beneficiaries should consider the plan’s quality in addition to its costs, coverage, and other conveniences. On October 15, people with Medicare will be able to make informed decisions when they select their plan for the coming year.
Source: ritterim.com

Q1Medicare.com Releases Updated Online Medicare.gov Plan Finder Tutorial

“The Medicare.gov Program Finder gives a prosperity of information, but for men and women unfamiliar with this web site, the Approach Finder may possibly include to the complexities Medicare beneficiaries experience as they consider to decide on a Medicare Edge strategy or Medicare Element D prescription drug approach,” notes Dr. Susan Johnson, co-founder and technical director of the Q1Medicare.com internet site. “The objective of our tutorial is to supply a simple tutorial so the Medicare neighborhood can much better navigate the Medicare.gov site and discover the Medicare approach that most affordably meets their prescription and health coverage needs.”
Source: sugar-baby-for-you.com

Soul Pitt’s Healthy You! Health and Wellness Resources in Pittsburgh

Medicaid is also referred to as medical assistance and is health insurance that is administered and operated individually by each participating state. The costs of the program are shared by the federal and state governments. Some people are eligible for both Medicare and Medicaid. In these circumstances, and they are known as dual eligible because they meet the insurance criteria for chronic conditions, disability or live in a skilled nursing facility. Some insurance companies offer what is called a Special Needs Plan (SNP) for this population if they live in the plan’s service area and meet the eligibility requirements.
Source: thesoulpitt.com

The Medicare Blog: Diabetes Screenings, Supplies, Training

If you’re at high risk for developing diabetes, Medicare covers up to two fasting blood glucose (blood sugar) tests each year. If your doctor accepts assignment, you pay nothing for this test. You may be at high risk for diabetes if you have high blood pressure, high cholesterol, obesity, or a family history of diabetes. Talk to your doctor to find out when you should get your free screening test.
Source: diabetesresourcespot.com

Medicare Part D plus AARP plan help seniors

Posted by:  :  Category: Medicare

Medicare Part D Press Conference (44) by Korean Resource Center 민족학교I attended an orientation meeting at and everyone there had one question to ask: “How can you provide this with zero premium?” The answer was simple and ugly. We were told that the government already paid our premium. That payment was our Medicare taxes coming back to us after we had been paying them for all our working lives. What we were paying our insurers was actually not a premium, but an administration fee. If you translate Administrative Fee into English, it means Pure Profit. The fellow explained that by working to keep their operations efficient, the company was able to take care of our needs and still have an adequate profit margin.
Source: standard.net

Video: Medicare Part D and Prescription Drugs

Lawmakers must support Medicare Part D as it is

The Congressional Budget Office (CBO) estimates average monthly premiums for beneficiaries in 2012 will be just $30, slightly less than average rates in 2011 and significantly less than the CBO’s original projection of $53. Taxpayers are also reaping the rewards of Part D’s competitive structure. According to the CBO, Part D is costing 41 percent less than originally estimated— equating to savings of $112 billion over the decade.
Source: accesspress.org

The ABCs Of Medicare Part D

Open-enrollment season for Medicare Part D often brings confusion for seniors all over the United States trying to sign up for prescription drug plans. Most counties in the U.S., however, have  programs to help seniors wade through the options.
Source: kaiserhealthnews.org

Q1Medicare.com Releases 2012 Medicare Advantage Plan Search Tool

Like the Q1Medicare stand-alone Medicare Part D prescription drug plan finder or PDP-Finder, the Medicare Advantage plan finder is designed as a simple alternative to other more complicated online Medicare plan search tools. Using the Q1Medicare.com/MA-Finder, Medicare beneficiaries enter their ZIP Code, choose their county if necessary, and view all 2012 Medicare Advantage plans available in their area. Alternatively, MA-Finder users can start on a state level and browse through the counties within a state to see highlighted plans showing the lowest cost plans with $ 0 deductible prescription drug coverage for each type of health plan (such as HMO, PPO, or PFFS), along with a link to a complete list of Medicare Advantage plans in the specific county.
Source: axxela.com

The Best Medicare Part D Drug Plan for You

[…] First, you do not sign up for Medicare Part D with Social Security as you do for Medicare Parts A and B.  You have to sign up with a private drug plan in your area.  Hands down, the best way to do this is by going to medicare.gov and entering your specific medications.  For very helpful instructions on how to use this website to find that Medicare Part D plan, please see page 58 of Step by Step: How to Use the Medicare.gov Plan Finder provided by the Minnesota Board on Aging.  Even though this is a MN organization, the Medicare website has information for all Medicare beneficiaries.  You find plans for your area by simply entering your zip code. Source: retirementeducationplus.com […]
Source: retirementeducationplus.com

Medicareconsumerguide.com

medicare part d, medicare part a, medicare part b, medicare part c, medicaid eligibility, medicare advantage, medicare enrollment, medigap insurance, hospice, aarpmedicarerx, medicare.gov, www.aarpmedicarerx.com, medicare advantage enrollment, www.medicare.gov, medicaid, medicareconsumerguide.com
Source: pezis.com

Medicare on Main Street: Satisfaction with Part D Rx Coverage; Competition Works

In describing how Medicare Part D expenditures have been “substantially lower” than initial projections, CMS Actuary Richard Foster testified to the House Budget Committee recently “we expected strong competition among Part D plans, but we assumed it would take a few years for the competition to build up and reach its full level. In practice, the competition was strong from the very beginning, with negotiated retail discounts and manufacturer rebates achieving the best levels prevailing at that time almost immediately.”
Source: gop.gov

Colors of Lupus Urges Congress to Protect Medicare, Medicaid

?Those of us advocating on behalf of those victimized by this silent killer, lupus, and other debilitating autoimmune diseases, thank Senator Reid for his efforts to protect our vital access to treatment and for the medicines critical to sustaining quality lives and saving lives of those most vulnerable,? Ang said. ?Without access or means for affordable treatments as provided by Medicare Part D, there is no hope, and without hope those afflicted and suffering from grossly debilitating diseases such as lupus are, and will continue, to be cast aside, alone, defeated and scared.?
Source: wealth-management-services.net

Medicare Part D & Prescription Discount Cards

While a Medicare beneficiary could use the PharmacyCard.org Prescription Savings Card at any time, they would not get credit for those prescriptions purchased using the Card unless it was during their deductible phase or the coverage gap (donut hole) and they mail in receipts to their Part D plan. The fact is that most people won’t remember to mail in copies of their prescription receipts, meaning they will not get credit for those prescription purchases and will not leave the coverage gap for that year.
Source: pharmacycard.org

What Does Medicare Coverage Mean?

Medicare coverage Part B, also known as supplementary medical insurance helps to cover outpatient services which include ambulance services, office visits, and preventive services. When any person is enrolled in Part A, they are by default enrolled in Part B as well, unless they decide to opt out of Part B coverage. The enrollees in Part B pay a monthly premium which equals on an average of one forth of the costs paid for Part B services.
Source: nobledrugstore.com

Medicare Event At Hospital Next Week

Kris Gross with the Senior Health Insurance Information Program says Washington County Hospital and Clinics is hosting a Medicare Part D Check-Up Event to assist those that want to compare Part D plans.  She says those coming will need to bring in their prescriptions to find the lowest cost plan for next year.
Source: kciiradio.com

The ABCs Of Medicare Part D

Posted by:  :  Category: Medicare

Medicare Part D Press Conference 10-25-06 (16) by Korean Resource Center 민족학교Open-enrollment season for Medicare Part D often brings confusion for seniors all over the United States trying to sign up for prescription drug plans. Most counties in the U.S., however, have  programs to help seniors wade through the options.
Source: kaiserhealthnews.org

Video: Guide to Medicare Part A and Part B

Medicare open enrollment: review your elder’s plan today

Remember, there could be numerous Medicare plans in your area, with each plan offering a different level of coverage and cost. When choosing Medicare prescription drug coverage, it is important to know that Medicare covers part of the cost and the insured pays part of the costs. These costs, again, depend on the plan your loved one chooses. When comparing plans, you may want to use the Medicare Plan Finder. This online tool provided by Medicare.gov allows you to compare plans in your area.
Source: eldercarelink.com

Lawmakers must support Medicare Part D as it is

The Congressional Budget Office (CBO) estimates average monthly premiums for beneficiaries in 2012 will be just $30, slightly less than average rates in 2011 and significantly less than the CBO’s original projection of $53. Taxpayers are also reaping the rewards of Part D’s competitive structure. According to the CBO, Part D is costing 41 percent less than originally estimated— equating to savings of $112 billion over the decade.
Source: accesspress.org

Q1Medicare.com Releases 2012 Medicare Advantage Plan Search Tool

Like the Q1Medicare stand-alone Medicare Part D prescription drug plan finder or PDP-Finder, the Medicare Advantage plan finder is designed as a simple alternative to other more complicated online Medicare plan search tools. Using the Q1Medicare.com/MA-Finder, Medicare beneficiaries enter their ZIP Code, choose their county if necessary, and view all 2012 Medicare Advantage plans available in their area. Alternatively, MA-Finder users can start on a state level and browse through the counties within a state to see highlighted plans showing the lowest cost plans with $ 0 deductible prescription drug coverage for each type of health plan (such as HMO, PPO, or PFFS), along with a link to a complete list of Medicare Advantage plans in the specific county.
Source: axxela.com

Medicare Part D plus AARP plan help seniors

I attended an orientation meeting at and everyone there had one question to ask: “How can you provide this with zero premium?” The answer was simple and ugly. We were told that the government already paid our premium. That payment was our Medicare taxes coming back to us after we had been paying them for all our working lives. What we were paying our insurers was actually not a premium, but an administration fee. If you translate Administrative Fee into English, it means Pure Profit. The fellow explained that by working to keep their operations efficient, the company was able to take care of our needs and still have an adequate profit margin.
Source: standard.net

The Best Medicare Part D Drug Plan for You

[…] First, you do not sign up for Medicare Part D with Social Security as you do for Medicare Parts A and B.  You have to sign up with a private drug plan in your area.  Hands down, the best way to do this is by going to medicare.gov and entering your specific medications.  For very helpful instructions on how to use this website to find that Medicare Part D plan, please see page 58 of Step by Step: How to Use the Medicare.gov Plan Finder provided by the Minnesota Board on Aging.  Even though this is a MN organization, the Medicare website has information for all Medicare beneficiaries.  You find plans for your area by simply entering your zip code. Source: retirementeducationplus.com […]
Source: retirementeducationplus.com

Can I receive Medicare or Medicaid benefits at the same time as I receive Social Security disability benefits?

The Social Security Administration runs two programs that provide disability benefits: Social Security Disability Insurance (“SSDI”) and Supplemental Security Income (“SSI”). SSDI provides benefits to insured workers with disabilities, or in other words, those who: (1) have been employed for at least five of the last ten years; (2) have paid FICA (“Federal Insurance Contributions Act”) taxes; and (3) have a “disability” as the Social Security Administration defines the term. A disability, for purposes of Social Security, is a serious medical condition that lasts (or has lasted) for more than a year and prevents someone from being gainfully employed. In addition, SSDI will provide benefits to the disabled children of insured workers, so long as the children became disabled before they reached the age of 22, as well as to the disabled surviving spouses of insured workers who have died.
Source: johntnicholson.com

What Is Medicare Advantage, Distinctly Florida Medicare

When retiring and contemplating out there health advantages, many people wonder what is Medicare advantage. Medicare is usually referred to as the federal government health insurance coverage plan for individuals who have retired or over the age of 65. Nonetheless, most people don’t understand that throughout the Florida Medicare program, there are several various kinds of Medicare plans and varieties of coverage out there. The several types of Florida Medicare plans indicate various levels of protection that ranges from hospital visits, emergency companies, and other kinds of health care coverage. For many who are questioning what is Medicare advantage, it is important to first perceive that Medicare is break up into a number of various kinds of plans and that the total comprehensiveness of Medicare advantage depends on the particular plan.
Source: yicktan.com

Medicare Part B premium hike will be smaller than expected

Mark Miller is a journalist and author who writes about trends in retirement and aging. He has a special focus on how the baby boomer generation is revising its approach to careers, money and lifestyle after age 50. Mark is the author of The Hard Times Guide to Retirement Security: Practical Strategies for Money, Work and Living (John Wiley & Sons/Bloomberg Press, 2010); he writes the syndicated column “Retire Smart” and edits RetirementRevised.com. Mark is the former editor of Crain’s Chicago Business, and former Sunday editor of the Chicago Sun-Times. The opinions expressed here are his own.
Source: reuters.com

Medicare Part D & Prescription Discount Cards

While a Medicare beneficiary could use the PharmacyCard.org Prescription Savings Card at any time, they would not get credit for those prescriptions purchased using the Card unless it was during their deductible phase or the coverage gap (donut hole) and they mail in receipts to their Part D plan. The fact is that most people won’t remember to mail in copies of their prescription receipts, meaning they will not get credit for those prescription purchases and will not leave the coverage gap for that year.
Source: pharmacycard.org

NCPA Convention Kicks Off with President’s Address, Medicare Chief, Former Gov. Huckabee

Posted by:  :  Category: Medicare

CorettaScottKing_ArielGoldberg1 by Mark Tribe“I want to know my pharmacist,” Huckabee said, citing the pharmacist’s role in looking for any possible drug interactions and offering money-saving recommendations. “I like knowing who I’m doing business with,” he added, and then spoke of the family owned independent pharmacy he and his family use. They care because they have made a personal investment, he observed, and they are concerned about getting it right because if they don’t they could be out of business.
Source: wordpress.com

Video: Weekly Address: Medicare Officially Safer After Health Reform

Payson Daily Bugle: Medicare chief to address national business group in Phoenix

National Business Coalition on Health is a nationwide, nonprofit membership organization of purchaser-led health care coalitions. NBCH and its members are dedicated to value-based purchasing of health care services through collective action of public and private purchasers. NBCH seeks to accelerate the nation’s progress towards safe, efficient, high-quality health care and improved health status for all Americans.
Source: blogspot.com

Weekly Update: Frontier Focus: CMS Email Box for Questions Re Medicare Provider Enrollment Revalidation

On October 27, 2011, CMS conducted a national provider call to discuss the revalidation of Medicare provider enrollment information. Prior to the call and during the call, attendees were given an email address to submit their questions regarding the revalidation initiative. The email address given at the time was not the correct email address. The correct email address to submit questions related to the provider enrollment revalidation is listed below. Please share this email address with your members and other stakeholders who may have attended the call. Please feel free to contact me if you have any questions. The correct email address is nationalprovidercalls@cms.hhs.gov .
Source: blogspot.com

Medicare insurance Insurance

The concepts are all of lettered SOME by T appropriately. Whenever that variations developed, the goal is to eradicate four Medicare Supplement Texas Medicare Supplemental Insurance plan plans: O, H, MY PARTNER AND I, and T, for what causes it potentially they are as most certainly identical for you to other strategies and induce bafflement. Additionally, Plan GARY THE GADGET GUY is going to be revised in order that excess costs are 100% insured. The Address Care advantage is furthermore staying activated from this tactic. Even supplemental variations have a hospice edge appearing created within almost many of the most up-to-date practices, Plan METERS and AND staying released with co-pays along with decrease prices, and all supplier who presents Software A will probably be vital to look at you Options C along with F. These days, insurance insurance coverage companies who own Medicare insurance Supplemental Insurance plan only at the present time have to deliver Strategy SOME, but it will alter rapidly.
Source: carraoutdoors.com

Iowa Republicans: Cut military before Medicare or Social Security

BigMedia Boulder Weekly ColoradoPols Colorado Energy News Colorado Springs Gazette Colorado Springs Independent Colorado Statesman Complete Colorado Coyote Gulch Daily Camera Denver Business Journal Denver Post Spot blog Durango Herald Elephant Journal Ft Collins Coloradoan Glenwood Springs Post Independent Grand Junction Daily Sentinel High Country News Huffington Post Denver People’s Press Collective Real Aspen Real Vail SquareState Stateline Daily Summit County Voice Sunlight Foundation Westword / Latest Word
Source: coloradoindependent.com

GOP caucusgoers: Cut military before Social Security, Medicare

“Opposition to these benefit cuts among Republicans across the ideological spectrum confirms what AARP has been hearing from Iowans throughout our campaign to protect Social Security and Medicare:  Whether Republican, Democrat, Independent or Tea Party supporter, voters overwhelmingly oppose cuts to these programs,” said AARP Iowa State President Tony Vola.
Source: washingtonindependent.com

Medicare physician fees to be cut by 27%. . . or not. Is this the first unworkable law Congress ever passed?

Total Medicare expenditures were $523 billion in 2010 and are projected under current law to increase in future years at a somewhat faster pace than either workers’ earnings or the economy overall. As a percentage of GDP, expenditures are estimated to increase from 3.6 percent in 2010 to 6.2 percent by 2085 (based on our intermediate set of assumptions). If Congress continues to override the statutory decreases in physician fees, and if the reduced price increases for other health services under Medicare become unworkable and do not take effect in the long range, then Medicare spending would instead represent roughly 10.7 percent of GDP in 2085. Growth of this magnitude, if realized, would substantially increase the strain on the nation’s workers, the economy, Medicare beneficiaries, and the Federal Budget.
Source: quinnscommentary.com

CMS Remains Committed to Providing Additional Resources to Help States Get Ready

A. CMS is surveying providers, clearinghouses and payers; they have received over 500 responses and are expecting to report the results when closer to a statistically significant response rate. CMS also is seeking help from associations on getting the word out on the survey, and hopes associations will encourage members to participate. CMS values  additional information from associations to assess roll-out and it may hold with this group again to do this.  
Source: himss.org

Medicare fraud expert address Taxpayer group, Jan 29

Dr Steven Lack has investigated allegations of Medicare fraud for DHHS O.ffice of Inspector General . He was a Special Agent and a Supervisory Special Agent for 25 years. He was the case agent on the largest criminal and civil Medicare Fraud cases prosecuted in the Northern and Eastern Districts of California, with monies recovered in the past 5 years exceeding $350 million.
Source: halfwaytoconcord.com

Faith Sloan Medicare and Social Security Systems are SCAMs by Faith Sloan

“make cash money” advertise advertisement Advertising autosurf autoxten Barack Obama byc Charity Cost Per View CPV Faith Renee Sloan Faith R Sloan Faith Sloan Faith Sloan scam Hillary Clinton International jaime westmoreland John McCain juugo JVG lottery lotto makecashmoney make money make money from home millionaires mlm multiple streams of income network marketing noobing online marketing peoplestring Politics – U.S. powerball rebates Royal Cruise Matrix Sales Sarah Palin scam scammers sean gagne strategy textadbrokers traffic exchange
Source: faithsloan.com

HeyErin.com : work & ramblings of interactive designer Erin Bowman

Posted by:  :  Category: Medicare

As a frequent client of H&G, Tufts Health Plan approached us with the desire to redesign their Medicare Preferred experience. The existing site was poorly organized and difficult to use, so our task began not with design, but with an analysis of existing content and focusing on UX. I handled the sitemap and wireframes and established a look and feel through collaboration with my Creative Director, Michelle Sinclair. I was responsible for blowing out nearly all of the following pages, which carried through that look and feel.
Source: heyerin.com

Video: Tufts Medicare Preferred Web Seminar

Doc Advocate: Helping Physicians Take Action

—Partnering for Success – Hospital CEOs and the Executive Coach. —What to do if a Lawyer Contacts You. —Identity Theives —Data Bank Protection —National Practioner Data Bank —Transition to Hospitalist System —The Imperative for Medical Leadership.pdf —Prevent Repetitive Revenue Leakage —Protecting Patients’ Data —Ensure a Positive Patient Experience —Protecting Your Identity —Industry and Company News —A Womans Pain —Licensure Requirements for the Interstate Practice of Medicine —Advocate-Health Courts —MediGram-Mass Tort Drug Cases Why Youre at Risk —MediGram-Children in Pain Myths That Lead to Under Treatment —Davis Associates-Practice Management Info
Source: docadvocate.com

Harvard Vanguard Medical Associates Appoints Dr. Elisa Choi, Director of Teaching

Harvard Vanguard Medical Associates is a nonprofit multi-specialty medical group providing care to 495,000 adult and pediatric patients at more than 21 offices across eastern Massachusetts. As an affiliate of Harvard Medical School, Harvard Vanguard physicians are on the staff of Boston’s academic medical centers and community hospitals. Harvard Vanguard’s 4,100 employees, including more than 630 physicians and 1,000 healthcare professionals, are committed to making it easier for patients to be and stay healthy. Harvard Vanguard practices are among the highest rated in the state for clinical quality and accept insurance from most major health plans, including Aetna, Blue Cross Blue Shield of MA, Fallon Community Health Plan, Harvard Pilgrim Health Care, Neighborhood Health Plan, Tufts Health Plan, and Tufts Health Plan Medicare Preferred. Harvard Vanguard is an affiliate of Atrius Health (http://www.atriushealth.org), an alliance of six non-profit community-based medical groups in Massachusetts.
Source: patch.com

Can I receive Medicare or Medicaid benefits at the same time as I receive Social Security disability benefits?

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSThe Social Security Administration runs two programs that provide disability benefits: Social Security Disability Insurance (“SSDI”) and Supplemental Security Income (“SSI”). SSDI provides benefits to insured workers with disabilities, or in other words, those who: (1) have been employed for at least five of the last ten years; (2) have paid FICA (“Federal Insurance Contributions Act”) taxes; and (3) have a “disability” as the Social Security Administration defines the term. A disability, for purposes of Social Security, is a serious medical condition that lasts (or has lasted) for more than a year and prevents someone from being gainfully employed. In addition, SSDI will provide benefits to the disabled children of insured workers, so long as the children became disabled before they reached the age of 22, as well as to the disabled surviving spouses of insured workers who have died.
Source: johntnicholson.com

Video: What is the Medicare Process and How Does It Work?

Medicare Changes Reporting Requirements for HRA's

The original Medicare program has two parts: Part A (Hospital Insurance), and Part B (Medical Insurance). Only a few special cases exist where prescription drugs are covered by original Medicare, but as of January 2006, Medicare Part D provides more comprehensive drug coverage. Medicare Advantage plans, also known as Medicare Part C, are another way for beneficiaries to receive their Part A, B and D benefits. All Medicare benefits are subject to medical necessity. Part A: Hospital Insurance Part A covers inpatient hospital stays (at least overnight), including semiprivate room, food, tests, and doctor’s fees. Part A covers brief stays for convalescence in a skilled nursing facility if certain criteria are met: 1. A preceding hospital stay must be at least three days, three midnights, not counting the discharge date. 2. The nursing home stay must be for something diagnosed during the hospital stay or for the main cause of hospital stay. 3. If the patient is not receiving rehabilitation but has some other ailment that requires skilled nursing supervision then the nursing home stay would be covered. 4. The care being rendered by the nursing home must be skilled. Medicare part A does not pay for custodial, non-skilled, or long-term care activities, including activities of daily living (ADL) such as personal hygiene, cooking, cleaning, etc. The maximum length of stay that Medicare Part A will cover in a skilled nursing facility per ailment is 100 days. The first 20 days would be paid for in full by Medicare with the remaining 80 days requiring a co-payment (as of 2009, $133.50 per day). Many insurance companies have a provision for skilled nursing care in the policies they sell. If a beneficiary uses some portion of their Part A benefit and then goes at least 60 days without receiving facility-based skilled services, the 100-day clock is reset and the person qualifies for a new 100-day benefit period. Part B: Medical Insurance Part B medical insurance helps pay for some services and products not covered by Part A, generally on an outpatient basis. Part B is optional and may be deferred if the beneficiary or their spouse is still actively working. There is a lifetime penalty (10% per year) imposed for not enrolling in Part B unless actively working. Part B coverage includes physician and nursing services, x-rays, laboratory and diagnostic tests, influenza and pneumonia vaccinations, blood transfusions, renal dialysis, outpatient hospital procedures, limited ambulance transportation, immunosuppressive drugs for organ transplant recipients, chemotherapy, hormonal treatments such as Lupron, and other outpatient medical treatments administered in a doctor’s office. Medication administration is covered under Part B only if it is administered by the physician during an office visit. Part B also helps with durable medical equipment (DME), including canes, walkers, wheelchairs, and mobility scooters for those with mobility impairments. Prosthetic devices such as artificial limbs and breast prosthesis following mastectomy, as well as one pair of eyeglasses following cataract surgery, and oxygen for home use is also covered. Complex rules are used to manage the benefit, and advisories are periodically issued which describe coverage criteria. On the national level these advisories are issued by CMS, and are known as National Coverage Determinations (NCD). Local Coverage Determinations (LCD) only apply within the multi-state area managed by a specific regional Medicare Part B contractor, and Local Medical Review Policies (LMRP) were superseded by LCDs in 2003. Coverage information is also located in the CMS Internet-Only Manuals (IOM), the Code of Federal Regulations (CFR), the Social Security Act, and the Federal Register. Part C: Medicare Advantage plans With the passage of the Balanced Budget Act of 1997, Medicare beneficiaries were given the option to receive their Medicare benefits through private health insurance plans, instead of through the original Medicare plan (Parts A and B). These programs were known as “Medicare+Choice” or “Part C” plans. Pursuant to the Medicare Prescription Drug, Improvement, and Modernization Act of 2003, “Medicare+Choice” plans were made more attractive to Medicare beneficiaries by the addition of prescription drug coverage and became known as “Medicare Advantage” (MA) plans. Traditional or “fee-for-service” Medicare has a standard benefit package that covers medically necessary care members can receive from nearly any hospital or doctor in the country. For people who choose to enroll in a Medicare Advantage health plan, Medicare pays the private health plan a capitated rate, or a set amount, every month for each member. Members typically also pay a monthly premium in addition to the Medicare Part B premium to cover items not covered by traditional Medicare (Parts A & B), such as prescription drugs, dental care, vision care and gym or health club memberships. In exchange for these extra benefits, enrollees may be limited in the providers they can receive services from without paying extra. Typically, the plans have a “network” of providers that patients can use. Going outside that network may require permission or extra fees. Medicare Advantage plans are required to offer coverage that meets or exceeds the standards set by the original Medicare program, but they do not have to cover every benefit in the same way. If a plan chooses to pay less than Medicare for some benefits, like skilled nursing facility care, the savings may be passed along to consumers by offering lower copayments for doctor visits. Medicare Advantage plans use a portion of the payments they receive from the government for each enrollee to offer supplemental benefits. Some plans limit their members’ annual out-of-pocket spending on medical care, providing insurance against catastrophic costs over $5,000, for example. Many plans offer dental coverage, vision coverage and other services not covered by Medicare Parts A or B, which makes them a good value for the health care dollar, if you want to use the provider included in the plan’s network or “panel” of providers. Because the 2003 payment formulas overpay plans by 12 percent or more compared to traditional Medicare,[11] in 2006 enrollees in Medicare Advantage Private Fee-for-Service plans were offered a net extra benefit value (the value of the additional benefits minus any additional premium) of $55.92 a month more than the traditional Medicare benefit package; enrollees in other Medicare Advantage plans were offered a net extra benefit value of $71.22 a month more.[12] However, Medicare Advantage members receive additional coverage and medical benefits not enjoyed by traditional Medicare members, and savings generated by Medicare Advantage plans may be passed on to beneficiaries to lower their overall health care costs.[10] Other important distinctions between Medicare Advantage and traditional Medicare are that Medicare Advantage health plans encourage preventive care and wellness and closely coordinate patient care.[13] Medicare Advantage Plans that also include Part D prescription drug benefits are known as a Medicare Advantage Prescription Drug plan or a MA-PD. Enrollment in Medicare Advantage plans grew from 5.4 million in 2005 to 8.2 million in 2007. Enrollment grew by an additional 800,000 during the first four months of 2008. This represents 19% of Medicare beneficiaries. A third of beneficiaries with Part D coverage are enrolled in a Medicare Advantage plan. Medicare Advantage enrollment is higher in urban areas; the enrollment rate in urban counties is twice that in rural counties (22% vs. 10%). Almost all Medicare beneficiaries have access to at least two Medicare Advantage plans; most have access to three or more. Because of the 2003 law’s overpayments, the number of organizations offering Fee-for-Service plans has increased dramatically, from 11 in 2006 to almost 50 in 2008. Eight out of ten beneficiaries (82%) now have access to six or more Private Fee-for-Service plans.[14] Each year many individuals disenroll from MA plans. A recent study noted that about 20 percent of enrollees report that “their most important reason for leaving was due to problems getting care.”[15] There is some evidence that disabled beneficiaries “are more likely to experience multiple problems in managed care.”[16] Some studies have reported that the older, poorer, and sicker persons have been less satisfied with the care they have received in MA plans.[17] On the other hand, an analysis of the Agency for Healthcare Research and Quality data published by America’s Health Insurance Plans found that Medicare Advantage enrollees spent fewer days in the hospital than Fee-for-Service enrollees, were less likely to have “potentially avoidable” admissions, and had fewer re-admissions. These comparisons adjusted for age, sex and health status using the risk score used in the Medicare Advantage risk adjustment mechanism.[18][19] In December 2009 the Kaiser Family Foundation published a report that rated Medicare Advantage organizations on a five star scale. The ratings were based on data from CMS, the Consumer Assessment of Healthcare Providers and Systems (CAHPS), Healthcare Effectiveness Data and Information Set (HEDIS) data, and the Health Outcomes Survey (HOS). New plans did not receive ratings, because data were not available. Almost six out of ten (59%) of MA plans did receive ratings, and these plans represented 85% of the enrollment for 2009. The average rating was 3.29 stars. Twenty-three percent of enrollees were in a plan with four or more stars; 20% were in a plan with fewer than three stars.[20] Twenty percent of African-American and 32 percent of Hispanic Medicare Beneficiaries were enrolled in Medicare Advantage plans in 2006. Almost half (48%) of Medicare Advantage enrollees had incomes below $20,000, including 71% of minority enrollees.[21] Others have reported that minority enrollment is not particularly above average.[22] Another study has raised questions about the quality of care received by minorities in MA plans.[23] The Government Accountability Office reported that in 2006, the plans earned profits of 6.6 percent, had overhead (sales, etc.) of 10.1 percent, and provided 83.3 percent of the revenue dollar in medical benefits. These administrative costs are far higher than traditional fee-for-service Medicare.[24] [edit] Part D: Prescription Drug plans Main articles: Medicare Part D and Medicare Part D coverage gap Medicare Part D went into effect on January 1, 2006. Anyone with Part A or B is eligible for Part D. It was made possible by the passage of the Medicare Prescription Drug, Improvement, and Modernization Act. In order to receive this benefit, a person with Medicare must enroll in a stand-alone Prescription Drug Plan (PDP) or Medicare Advantage plan with prescription drug coverage (MA-PD). These plans are approved and regulated by the Medicare program, but are actually designed and administered by private health insurance companies. Unlike Original Medicare (Part A and B), Part D coverage is not standardized. Plans choose which drugs (or even classes of drugs) they wish to cover, at what level (or tier) they wish to cover it, and are free to choose not to cover some drugs at all. The exception to this is drugs that Medicare specifically excludes from coverage, including but not limited to benzodiazepines, cough suppressant and barbiturates. Plans that cover excluded drugs are not allowed to pass those costs on to Medicare, and plans are required to repay CMS if they are found to have billed Medicare in these cases. It should be noted again for beneficiaries who are dual-eligible (Medicare and Medicaid eligible) Medicaid may pay for drugs not covered by part D of Medicare, such as benzodiazepines, and other restricted controlled substances.
Source: medicare-health.com

Understanding the New ACO Regulations

October 20th was a big day for those interested in accountable care organization (ACO). The Centers for Medicare and Medicaid Services (CMS) published its “dramatically revised” final rule spelling out requirements for getting Medicare ACOs up and running. Numerous other agencies weighed in with supporting guidance, including the Department of Health and Human Services’ Office of the Inspector General (OIG), Internal Revenue Service (IRS), Federal Trade Commission (FTC) and the Center for Medicare & Medicaid Innovation.
Source: medhealthworld.com

Medicare insurance Advantage together with Supplement Blueprints, Understanding this Difference

Medicare can be a national, tax-supported insurance coverage program if anyone is 65 and also over plus some persons through disabilities. Medicare Supplement Plan F or your partner have worked steady for 10 or maybe more years on the lifetime, you happen to be probably permitted receive Treatment Part ANY (Hospital Insurance) totally free. Medicare Element B (Medical Insurance) can be bought at some sort of monthly quote set each year by Our lawmakers ($110. 50 in fact for profits $85000. 00 and less for the individual). Some seniors meet the requirements to take advantage of the medical insurance policy portion (Part B) free in addition, depending on the income and also asset grades. For much more information, inquire for the Qualified Treatment Beneficiary (QMB), Wonderful Low Cash Medicare Successor (SLMB), and also Qualifying Man or woman programs as a result of your region social solutions office.
Source: nycej.com

Is it worth pursuing this claim with Medicare Australia?

I have two chronic conditions that require ongoing treatment – ADHD and asthma. I do not have the plot, but if I’d renowned about this before starting the process to get the teeth out, I could have easily had one place in place. I’ve seen doctors three months ago, and approximately six months prior to that a propos my asthma, and I see a specialist in regards to the ADHD every three months who I had to be referred to by my GP, and take regular medication for both conditions. On top of this, I’ve got terrible teeth (possibly a result of taking amphetamines to treat the ADHD for the last 14 years!) – had four root canal treatments in the past, have a crown fitted, and have three fillings. Yikes!
Source: implantscost.info

Medicare Options for Physicians: Participation, Non

Clients seek Michael H. Cohen’s legal expertise on business structure and entity formation (corporations, partnerships, LLCs); health care licensing matters; employment contracts and independent contractor agreements; dispute resolution; e-commerce; intellectual property issues; informed consent and malpractice liability issues; HIPAA and confidentiality and privacy issues; Stark, self-referral, anti-kickback, patient brokering, and fee-splitting questions; dietary supplement labeling; medical device and FDA matters; insurance reimbursement and Medicare issues; website disclaimers; concierge medicine legal advice; telemedicine; and other business law and health care regulatory compliance arenas.  Whether advising start-ups or established companies, he brings his entrepreneurial spirit and caring insight to cutting-edge legal and regulatory challenges.
Source: camlawblog.com

As more use hospice, Medicare sees sharp rise in costs, problems — Health & Fitness — Bangor Daily News

The site will still be viewable but certain elements might display incorrectly. In order to enjoy all the features of our site, we recommended you upgrade to a newer, more secure browser. Read more ». If you don’t have administrator privileges for your computer, you can still take action. Google has developed a free plugin for Internet Explorer called Google Chrome Frame. You can install it on any computer, even if you can’t install applications, and it will ensure your computer stays secure and that you can still visit our website. Enable Google Chrome Frame now »
Source: bangordailynews.com

Q1Medicare.com Releases 2012 Medicare Advantage Plan Search Tool

Like the Q1Medicare stand-alone Medicare Part D prescription drug plan finder or PDP-Finder, the Medicare Advantage plan finder is designed as a simple alternative to other more complicated online Medicare plan search tools. Using the Q1Medicare.com/MA-Finder, Medicare beneficiaries enter their ZIP Code, choose their county if necessary, and view all 2012 Medicare Advantage plans available in their area. Alternatively, MA-Finder users can start on a state level and browse through the counties within a state to see highlighted plans showing the lowest cost plans with $ 0 deductible prescription drug coverage for each type of health plan (such as HMO, PPO, or PFFS), along with a link to a complete list of Medicare Advantage plans in the specific county.
Source: axxela.com

Travel Blog and Travel Guide

Medicare is often a national, tax-supported medical insurance program for individuals 65 plus over and several persons having disabilities. Medigap Insurance or your husband or wife have worked regular for 10 or longer years spanning a lifetime, you can be probably permitted receive Treatment Part YOUR (Hospital Insurance) 100 % free. Medicare A part B (Medical Insurance) is obtainable at a good monthly quote set year on year by Our lawmakers ($110. 50 truly for earnings $85000. 00 and / or less a great individual). Some seniors meet the requirements to take advantage of the medical coverage portion (Part B) free additionally, depending on the income plus asset quantities. For much more info, inquire to the Qualified Treatment Beneficiary (QMB), Extraordinary Low Earnings Medicare Successor (SLMB), plus Qualifying Unique programs via your local social assistance office.
Source: posykrat.info

Worker’s Compensation Clients and Personal Injury Clients – Recent Changes in Medicare Reporting Requirements and Reimbursement Requirements

Clients collecting Worker’s Compensation benefits and all clients pursuing personal injury cases including motor vehicle accidents, slip and fall cases, product liability cases, medical malpractice cases and any other type of personal injury matter must notify Centers for Medicare and Medicaid Service (CMS) of their claims.  Medicare, through CMS, has certain rights to be reimbursed under the Medicare Secondary Payer Program (MSP) which is why the notifications are required.
Source: wordpress.com

Who Provides Home Health Care?

Durable medical equipment and supply dealers provide home care patients with products ranging from respirators, wheelchairs, and walkers, to catheter and wound care supplies. These dealers employ staff that deliver and, when necessary, install these products as well as instruct patients on their proper in-home use. Durable medical equipment and supply dealers usually do not provide physical care for patients, but there are a few exceptions. Durable medical equipment and supply dealers that bill the Medicare program are required to meet federal minimum standards. Some states require that these organizations be licensed. Each dealer is liable for its personnel and the services provided to patients.
Source: wordpress.com

Raising Medicare Eligibility Age to 67 is a huge, indirect Cut to Social Security

Posted by:  :  Category: Medicare

WASHINGTON, D.C. Nov. 3, 2011 – On Tuesday, Erskine Bowles, co-chair of the president’s deficit commission recommended that the Super committee raise Medicare’s earliest age of eligibility to 67. If Congress were to follow this advice, out-of-pocket health care costs’ could consume as much as 45 percent of the Social Security checks of 65 and 66 year olds, according to a new analysis which builds on a Kaiser Family Foundation report. According to that report, 3.3 million people aged 65 and 66 would pay more out-of-pocket for health care if they were no longer eligible for Medicare. “Erskine Bowles is proposing to take billions of dollars right out of the pockets of the nation’s seniors and their families and billions more out of local communities,” said Eric Kingson, co-chair of the Strengthen Social Security Campaign. “Americans overwhelmingly disagree with cuts to Social Security, Medicare and Medicaid. They know that these programs didn’t cause the deficit and they are sick of the 99 percent being asked to pay for the failures of the one percent. The 99 percent cannot afford these cuts, neither can the communities where they live.” Existing Social Security beneficiaries, aged 67 and older would also see their out-of-pocket health care costs increase, and consequently, their Social Security benefits reduced because on average, the healthiest, least expensive members of the Medicare risk pool, those aged 65 and 66, would be removed. It is estimated that Part B premiums, which are automatically deducted from Social Security checks, would increase by 3 percent in 2014 on top of increases produced by rapidly rising health care costs. “The so-called Super committee appears unwilling to force the 1 percent to sacrifice even a small amount. In contrast, both Democratic and Republican members of the Super committee have proposed tremendous sacrifices by the 99 percent, including by seniors who have spent their lifetimes, often in physically demanding jobs, contributing to our country. Both the Democrats and Republicans have offered plans which reportedly cut Social Security and increase the out-fo-pocket health care costs of seniors, people with disabilities and others who depend on Social Security and Medicare. If they decide to follow the advice of Wall Street multi-millionaire Erskine Bowles, and increase Medicare’s eligibility age to 67, they will shift costs to those least able to afford it – the sickest and the oldest among us,” said Nancy Altman, co-director of Social Security Works. “At a time when the 99 percent are already struggling, the Super committee seems poised to compound their hardship.” Costs to Social Security beneficiaries could also be substantially higher than estimated. The Kaiser Family Foundation report assumes the health insurance exchanges and subsidies enacted under the 2010 Patient Protection and Affordable Care Act (ACA) will be fully implemented by 2014. If any or all of four key provisions of the ACA are scaled back or repealed the increase in out-of-pocket health care costs due to raising the Medicare eligibility age would be significantly higher and consume a much greater proportion of Social Security benefits. Below are specific dollar amounts seniors would lose through Medicare cuts: · Out-of-pocket health care costs would increase, on average, by $4,300 in 2014 for 960,000 people aged 65 and 66 who purchase coverage through a health insurance exchange and have incomes exceeding 400 percent of the federal poverty level ($43,560), making them ineligible for subsidies available to exchange participants with lower incomes. · Out-of-pocket costs would increase, on average, by $1,200 for 240,000 people aged 65 and 66 who purchase coverage through a health insurance exchange and have incomes between 300 and 400 percent of the federal poverty level ($32,670-$43,560). · Out-of-pocket costs would increase, on average, by $2,200 for 1.1 million retirees with employer-sponsored retiree health plans if the increased cost to employers did not cause them to terminate these plans. · Out-of-pocket costs would increase, on average, by $500 for 1 million retirees with employer-sponsored health plans if the increased cost to employers did not cause them to terminate these plans. The Strengthen Social Security Campaign is comprised of more than 320 national and state organizations representing more than 50 million Americans from many of the nation’s leading aging, labor, disability, women’s, children, consumer, civil rights and equality organizations. www.strengthensocialsecurity.org
Source: yubanet.com

Video: Medicare Part 1: Eligibility and Enrollment

Chicago Hispanic Newspaper, Lawndale News, Hispanic Bilingual Newspapers, Su Noticiero Bilingue

The Super Committee in Washington, charged with reducing the federal deficit, is currently considering significant changes to Medicare, including raising the eligibility age. Increasing the Medicare eligibility age to 67 would increase overall health care costs and shift these increased expenses to individuals, employers and state governments. Taking into account additional costs to individuals, Illinois employers and businesses, and the Illinois state government; raising the Medicare eligibility age would cost Illinois around $524 million per year. The Medicare Prescription Drug Savings and Choice Act of 2011 introduced by U.S. Senator Dick Durbin (D-IL) and Representative Jan Schakowsky (D-IL) would save Medicare at least $20 billion per year by creating a Medicare-administered Part D prescription drug benefit which is able to negotiate for lower prescription drug prices. “The proposed changes in Medicare would be harmful to the Illinois health care delivery system, shift costs to patients and reduce access to care,” said State Representative Jan Schakowsky. “Increasing the eligibility age for Medicare is just another attack on a program millions of Americans rely on and cherish. There are serious ways to reduce Medicare spending, such as requiring CMS to negotiate Medicare Part D prescription drug prices, combating Medicare fraud and abuse, and improving efficiencies, without passing the buck to seniors and needlessly putting their health and financial security at risk.”
Source: lawndalenews.com

The Medicare Daily Report: GOP “Offers” Joint Committee Deal, Romney & Medicare, Raising Medicare Eligibility Age, Cain & the State of Medicare

The more I think about it, the more I just shake my head:  Herman Cain has no clue about Medicare.  His 65th birthday is coming up in about a month, and he’s never talked to any human resources staff about his Medicare choices when he turns 65?  Not only is he completely uninformed on public issues, he’s completely uninformed on personal ones, too!  For him to joke about his ignorance is just inexplicable and unacceptable.  He seems to have not a clue about Medicare, to never have heard of Medicare, to be empty of any notion that Medicare actually has some relevance to HIS life.  The same can be said of his reactions to sexual harassment accusations.  It’s as if he somehow had an out-of-body (and mind) sexual harassment experience of no relevance to him personally and so completely without memory.
Source: blogspot.com

Can I receive Medicare or Medicaid benefits at the same time as I receive Social Security disability benefits?

The Social Security Administration runs two programs that provide disability benefits: Social Security Disability Insurance (“SSDI”) and Supplemental Security Income (“SSI”). SSDI provides benefits to insured workers with disabilities, or in other words, those who: (1) have been employed for at least five of the last ten years; (2) have paid FICA (“Federal Insurance Contributions Act”) taxes; and (3) have a “disability” as the Social Security Administration defines the term. A disability, for purposes of Social Security, is a serious medical condition that lasts (or has lasted) for more than a year and prevents someone from being gainfully employed. In addition, SSDI will provide benefits to the disabled children of insured workers, so long as the children became disabled before they reached the age of 22, as well as to the disabled surviving spouses of insured workers who have died.
Source: johntnicholson.com

The White House Won't Touch Social Security. Great! Now, About Medicare

As the distinguished physician and policy expert Ezekiel Emanuel pointed out (yes, he’s Rahm’s brother): “Cost-shifting cuts don’t actually reduce health care spending; they just shift costs from the government to the private sector.” If you do that enough, with foolishly-designed industry giveaways like raising the Medicare age, you’ll create even more economic chaos and doom seniors to a life of poverty.
Source: californiaprogressreport.com

Romney Unveils Plan To Revamp Medicare, Medicaid

The Wall Street Journal: Romney Proposes Voucher Option For Medicare Plan The Romney Medicare plan could become a hallmark of the presidential campaign of 2012 should he win the Republican nomination. Democrats had already planned to make the Ryan Medicare plan, which they call privatization, a centerpiece of their efforts to unseat Republicans in Congress. Now Mr. Romney has thrust the future of Medicare more directly into the presidential race. Ben LaBolt, a spokesman for the Obama re-election campaign, charged that Mr. Romney’s budget proposal “would leave millions of older Americans to fend for themselves” under a privatized Medicare. Romney campaign aides reject the term “privatization” to describe their approach (Weisman and O’Connor, 11/5).
Source: kaiserhealthnews.org

Vigilant Counsel News Blog

Can an employer reduce or eliminate benefits for a current employee when the employee becomes eligible for Medicare? No, because doing so is probably a violation of the federal Age Discrimination in Employment Act (ADEA) and also a violation of the Medicare rules, according to a recently released informal discussion letter from the federal Equal Employment Opportunity Commission (EEOC) (ADEA: Coordinating Medicare with Current Employees’ Benefits, August 2, 2011). In the discussion letter, the EEOC reminds employers that the ADEA exemption that allows employers to drop employer-sponsored health coverage upon Medicare eligibility applies only to retiree coverage, not to current employees. And, because dropping coverage for current employees upon Medicare eligibility is an age-based action, the employer must meet the ADEA’s “equal benefit or equal cost” defense to pass muster under the ADEA, meaning that the employer must provide older employees the same benefits as are provided to younger employees, or else they must incur the same cost to provide benefits, even if the benefits that may be purchased for that cost are less than what may be purchased for younger employees. Finally, the EEOC noted, the Medicare program itself requires employers to offer current employees, who are Medicare-eligible the same benefits under the same conditions as those employees who are not Medicare-eligible.
Source: vigilantcounsel.org

Raising Medicare Eligibility Age: Who Gets Hurt?

In addition, there are components to Medicare that need to be evaluated separately for each has its own characteristics: Hospital Insurance (HI) or Part A and Supplementary Medical Insurance (SMI) which includes Part B (e.g doctor visits), Part C (private plans that contract with Medicare to provide Parts A and B) and Part D (drugs).  Much attention has been already given to economies and efficiencies in Part A and many changes are in progress; Part B is an area that needs additional attention given the rapid increases in costs; Part C, such as the Advantage Plans are expensive and should be given additional scrutiny; and Part D is a great way to achieve big gains through drug purchases in the same way as the VA.  And, of course, persistent efforts to root out fraud.  
Source: talkleft.com

What to Expect on a Gerber Medicare Supplement Plan

Posted by:  :  Category: Medicare

However, Medicare has its own gaps, resulting to a need for Medicare supplement plans. These supplement plans can be obtained by individuals who are currently members of the Medicare plan by the government. To be able to deal with several supplement plans, the Center for Medicare and the Medicare Services make sure that these plans are standardized for each Medicare holder. It is also helpful that Medicare supplement plans are available for view online, individuals can take a look and review which of these plans suit their needs the most.
Source: lifeinsurancerate.biz

Video: Gerber Life Medicare Supplement

Gerber Life Medicare Supplement?

Gerber Life, an affiliate of the Gerber Products Company, has been in business since 1967 and is known for providing quality life insurance products.  Gerber Life also works with the goal of providing families with financial security and protection over their lifetimes through their insurance and financial products.
Source: gomedigap.com

Understanding Medicare Supplement Plans

revlon couponfree hair color, 2011 online coupons for feria haircolor, September 2011 hair color coupons, healthy birthday party snacks for kids, revlon colorsilk printable coupon september 2011, Denial Management, fructis hair color coupons, free printable revlon nail care coupons, lesbian cookbook, Revlon Mascara printable coupon, tips for saving money inurl: -inurl:shop -inurl:store, printable coupons revlon nail polish, houseslink exchange html, revlon coupons printable august 2011, can you use revlon cosmetic coupon on nail polish, revlon nail polish coupon august 2011, is garnier hair dye metallic, nutrise food recepis for kids in the uk, Search revloncolorsilkcoupon com, side effects of loreal feria, how to be healthy for kids, revlon cosmetics coupons printable 2011 august, colour expert coupons sept 2011, cooking method to be utilized more regularly by a person that has kwashiorkor, 5$ revlon coupons printable september, fingernail coupons, inurl: seniorcare com, revlon hair color coupons printable sept 2011, nail polish coupon august 2011, cooking methods to be utilize more regularly in kwashiorkor, nail polish coupon september 2011, coupon for silk/2011, printable coupons for feria dye, coupons for garnier fructis hair dye, revlon fall nail colors, senior personal care links exchange, garnier nutrisse coupons oct 2011, kwashiorkor cooking methods to be utilized, printable revlon hair color coupon, perfect 10 hair color coupon Hair Care
Source: home-care-assistance.com

What to Expect on a Gerber Medicare Supplement Plan

However, Medicare has its own gaps, resulting to a need for Medicare supplement plans. These supplement plans can be obtained by individuals who are currently members of the Medicare plan by the government. To be able to deal with several supplement plans, the Center for Medicare and the Medicare Services make sure that these plans are standardized for each Medicare holder. It is also helpful that Medicare supplement plans are available for view online, individuals can take a look and review which of these plans suit their needs the most.
Source: ezinemark.com

Texas Medicare Supplement Insurance whenever Medicare Alone isn’t Enough

Medicare is a good benefit, however it alone leaves you some heavy handed cost sharing and coinsurance. Which is why it is crucial for Texans turning 65 to examine their fanatical circumstances and decide if Texas Medicare supplement insuranceis suitable for them. Medicare has generally paid around 80% of seniors medical costs. A Texas Medicare supplement insurance plan can significantly limit your potential risk of a medical emergency or even doctor visits that are economically pain full. In 2011 the Medicare Part A deductible was $1,132 and that is not annually that is per benefit period. If hospital treatment surpassed 60 days your cost sharing portion is $283 every day and $566 for days 91-150! Part B has a $162 yearly deductible and then you will pay 20% of everything thereafter with the exception of excess charges which you will pay 100%. Excess charges are capped at 15% on top of what Medicare allows and can be charged by doctors that will not accept Medicare Assignment. A Texas Medicare supplement insurance plan can handle some or all of these bills based upon on which plan you decide on. Eligibility for Texas Medicare supplement insurance The Great news is that any individual turning 65 and receiving both Medicare Part A and B has an initial enrollment period during which insurance companies must sell you Texas Medicare supplement insurance. This period will start and last 6 months from your Part B effective date. What is even greater news is that during this initial enrollment period you do not have to undergo medical underwriting. Underwriting will consist of just a very few questions that you reply to on your application. This really is the very best time to obtain a Texas Medicare Supplement. If you wait there are penalties that you can expect to pay and with very few exceptions you will have to go through medical underwriting. Retiring and Moving to Texas Medicare supplement insurance There is also a guaranteed issue period for people who are over 65 and retiring in Texas and are eligible for Medicare. Any person over the age of 65 and losing their employer group coverage via no fault of their own can likewise submit an application with no medical underwriting. This period is 63 days from the day their previous coverage ends. Free look plus guaranteed renewable Whenever you buy Texas Medicare supplement insurance you have a free look period. The free look period is 30 days and in this time you can easily return or cancel any policy you signed and have your premiums returned. An additional excellent benefit of Texas Medicare supplement insurance is that it is guaranteed renewable which means the company you obtain your policy from has to always renew it if you keep paying your monthly premium. The way to search for Texas Medicare supplement insurance Texas Medicare supplement insurance can be purchased from numerous insurance companies and there are currently ten different typs of plans available. Each and every plan by the same letter name offers exactly the same coverage irrespective of who is offering it. Which means that plan F with United of Omaha is identical to plan F with Gerber, but the prices will not be the same. For this reason it is crucial to get quotes from an independent agent. A independent agent will not work for a specific insurance company and can get you precisely the same insurance policy for the exact price as a captive agent that works for one specific company. Using an independent insurance agent enables you to comparison shop without having to do the leg work yourself and their serviceis in fact totally free. Ready for Texas Medicare supplement quotes Getting your personal quotes on the internet is generally painless, but be careful of where. Many websites will sell your information to many agents causing you a great deal of hassle. Make certain you use one independent agent that will get your quotes and email them back to you.
Source: anvilgames.info

Gerber Medicare Supplement Quote

We are pleased to announce our newest carrier Gerber Life. We are excited about the products and service Gerber brings to our offerings and look forward to providing our customers with their Life Insurance and Medicare Supplement plans in the following states.
Source: policystore.com

Gerber Medicare Supplement

There are several companies that have not released any information about Plans M or N. It does not mean that they will not be offering them. It will not surprise me if we don’t have that information until the end of the month at the earliest. Don’t assume that because you don’t see them today that they will not be there when everything finally shakes out.
Source: insurance-forums.net

Gerber Medicare Supplement: Frequently Asked Questions

It’s a good thing that private insurance companies are now working together with government to bring you better medical coverage. As we age, medical problems can escalate, driving the need for plans to supplement the basic Medicare coverage. But understanding what Medicare supplements can do for you may be a bit tricky—which is why you may find it difficult to choose the right plan. To help you better understand the concept of Medicare Supplements, here are the answers to some of your most common questions:
Source: 2articles.com

PPACA and Texas Medicare Plans

Posted by:  :  Category: Medicare

George W. Bush by cliff1066™Those facing the greatest hit will be senior with chronic conditions. They will not get to keep their doctors. Many seniors who participate in MA do so because they want to use certain doctors, specialists, or hospitals. They shop around through the 12 policies that are now available to MA, to find a policy with their preferred providers in the network. As the number of policies decrease, so will the choices available to seniors. This will also disrupt the seniors’ continuity of care, as they transfer from specialist to specialist, and doctor to doctor, transferring medical files and treatment regimens.
Source: mclaininsurancegroup.com

Video: Texas Medicare Advantage Plans

Texas Medicare Plans 2012

With so many choices in the state of Texas for Medicare Plans in 2012, it would be wise to do you due diligence when it comes to selecting the right type of Medicare coverage for you.  Depending on where you live in Texas will determine the amount of choices you have.  For Example, if you live in Angelina or Armstrong county you will have only a couple of choices, but if you live in Bexar or Collin counties you will have many more options.
Source: medicare-plans.net

Houston nightclub investor accused of Medicare fraud

The contents of this site, unless otherwise specified, are copyrighted by © EMSNetwork, 2000-2002. The news provided is for personal use only. Reproduction or redistribution of the this site and the comments board, in whole, part or in any form, requires the  express permission of EMSNetwork or the original source. For Questions or comments pertaining to this site, contact the web administrator. The EMSNetwork is not responsible for the content of external sites linked and does not endorse their content.
Source: emsnetwork.org

Supplement Insurance For Medicare

A few senior may have a month-to-month pension but many are dependent upon on some type of package they received from their previous company. These things plus more need to all be looked at very carefully as an eagle hunting for its victim. Know your options with benefits of Medicare advantage. This will reduce any unneeded pressures the insurance company may bring on you when you delay to remit your premiums according to their expectations.
Source: carinsurance-texas.org

Medigap In Texas How To Start

While Medigap in Texas is available in ten different plans and each offer various advantages, Plan F, Plan G, and Plan N seem to be the most preferred. Thus these are really a great starting point when researching the plan that is right for you. Plan F has the most complete coverage of all the plans covering the deductibles of both Medicare Parts A and B, the 20% that Medicare doesn t cover, in addition to any excess charges. Plan G is nearlythe same as Plan F, but fails to cover the Medicare Part B deductible. With Plan G though, you may save enough money that it is worth paying the deductible on your own. Plan N can be a nice option if you are in good health and wish to save on your monthly cost and yet have some decent coverage.
Source: cosmicsage.com

Layoff Tracker: Layoffs possible at TrailBlazer facility in Texas

Rumors are that dozens of jobs at the Denison TrailBlazer facility may be cut. A representative from TrailBlazer Health Enterprises, a Dallas-based company with an office in Denison, said they found out a few days ago that they lost out on a bid for a major new Medicare contract. Now, the company spokesman said some jobs may be on the line. TrailBlazer spokesman, Billy Quarles said his company currently provides services to Medicare and customer service to healthcare providers in Texas, Oklahoma, New Mexico and Colorado. Their contract runs out next August. The new contract would have included three additional states: Arkansas, Louisiana and Mississippi, to their service area. Losing out means, when their current contract ends in August, they’ll lose their current jurisdiction and they’re likely have to lay off workers. “This is a challenging time for employees, it’s an uncertain time. And what we’ve asked our employees to do is just continue to do what they’ve done like in the past four years of this contract,” Quarles said. Quarles said they have requested a debriefing with Centers for Medicare and Medicaid Services about why they weren’t awarded the contract, as well as to determine whether or not jobs will be cut. TrailBlazer expects to make the decision about layoffs, sometime next week. Source: KXII
Source: blogspot.com

Half Of Texas Doctors May Quit Medicare If It’s Cut

pay more. get less. be happy. while government employees we pay have the best medical and retirement program in the country maybe the world the people who pay for it are abused, ignored and deprived basic services they have earned and payed for. our government has become to big, too self empowered and too corrupt to deserve to exist as it is today. its time for change.
Source: cbslocal.com

New Survey: Parents of kids on Medicaid much more satisfied than parents of kids with private health insurance

Posted by:  :  Category: Medicare

Sign at Occupy St Pete: "Hands Off Social Security, Medicaid Medicare"  "www.SayNoCuts.org" by Fifth World ArtThere are probably several reasons for this but here’s my guess as to one major factor.  Medicaid and state child coverage programs are run by most states with a primary goal of keeping kids healthy and keeping family physicians and other health providers involved in their care.   This means they usually cover the vast majority or all the services a kid needs – there are not a million exclusions like you find in private coverage – and health providers are usually heavily involved in the design and implementation of the programs.  That means fewer forms and more responsiveness rather than the complicated paperwork and stonewalling that comes from a private health insurer.
Source: ncpolicywatch.org

Video: What is medicaid?

Medicaid and State Budgets: Same As It Ever Was?

Kaiser’s survey also shows overwhelming interest in developing systems of integrated, coordinated care for the those served by both Medicaid and Medicare (the “dually-eligible”). It’s critical to ensure that these reforms improve quality of care rather than just cutting back on services, but since the dually-eligibles’ care is fractured and plagued by expensive preventable hospital readmissions and duplicated tests, investing in improved care-coordination for this population can drive up their quality of life and drive down costs.
Source: communitycatalyst.org

Reforming Medicaid to Relieve Your Property Tax Burden

Unfunded mandates like Medicaid are unreasonable and unfair to local taxpayers. A coalition of over 100 state and local elected officials, Democrats and Republicans, from every region of New York  have signified their strong support for this initiative. As I continue to travel around the State advocating for the taxpayers of Western New York and soliciting additional support for this legislation, you too can help.
Source: buffalowatchdog.com

Capitalist Preservation: The $6 million a year SEIU Michigan Medicaid scam

Robert and Patricia Haynes live in Michigan with their two adult children, who have cerebral palsy. The state government provides the family with insurance through Medicaid, but also treats them as caregivers. For the SEIU, this makes them public employees and thus members of the union, which receives $30 out of the family’s monthly Medicaid subsidy. The Michigan Quality Community Care Council (MQC3) deducts union dues on behalf of SEIU. […]
Source: blogspot.com

A Medicaid Cure: Florida’s Medicaid Reform Pilot

The Reform Pilot showed the importance and impact of tracking patient satisfaction and health outcomes—something too few states do even now. Building on this, the Statewide Reform requires plans that are awarded contracts for each region to maintain those contracts, absent gross negligent behavior, for five years. This provides continuity for patients and encourages long-term provider contracting and better networks for patients. In addition, plans are required to increase reimbursement to physicians, matching Medicare rates, to expand access; host online the listing of the prescription drug formulary; accept prior authorization requests electronically; have adequacy standards for provider networks; publish quality data measures online; and host an up-to-date online service that shows patients the physicians, specialists, other health providers, and hospitals in their networks, as well as whether or not they are accepting new patients and their contact information and working hours.
Source: floridafga.org

Medicaid “A Vital Lifeline” for African Americans and Latino Americans

barack obama black history black history month book review cartoon census children civil rights Criminal Justice Culture economic crisis Economic Justice economy Education employment discrimination Exoneree of the Week health higher education human rights immigration international Journal of Blacks in Higher Education katrina LDF media new orleans obama administration Political Participation prison race racism religion school senate supreme court The Book Corner The Drinking Gourd The Obama Presidency This Week in History tribute unemployment violence voter rights women youth
Source: thedefendersonline.com

Kansas Government Information: Medicaid Reform

This week Governor Sam Brownback and Lt. Governor Jeff Colyer, M.D., accompanied by KDHE Secretary Robert Moser, M.D., Aging Secretary Shawn Sullivan and SRS Secretary Robert Seidlecki, announced plans to reform the state’s Medicaid system. The plan is “based on three criteria: improving quality care for Kansans receiving Medicaid; controlling costs of the program; and long-lasting reforms that improve the quality of health and wellness of Kansans.” It instigates a person-centered care coordination program called KanCare. The KanCare plan is based upon Medicaid statistics and public forum meetings held this past summer. Parts of the plan are subject to Legislative approval. KanCare will take effect January 2013. This plan includes renaming and reassigning duties among the Kansas Department on Aging, Kansas Department on Health and Environment, Kansas Department of Social and Rehabilitation Services and the Juvenile Justice Authority. Watch the video of the announcement: http://www.youtube.com/govsambrownback See the text of the announcement: http://governor.ks.gov/frontpagenews/2011/11/08/administration-announces-medicaid-reforms Read the executive summary: http://www.kdheks.gov/hcf/medicaid_reform_forum/download/KanCare_Executive_Summary.pdf Learn more through the Frequently Asked Questions: https://governor.ks.gov/frontpagenews/2011/11/08/kancare-frequently-asked-questions See a chart of the reassigned agency duties: http://www.agingkansas.org/Programs_by_Agency.pdf Public input from stakeholders report which instigated these changes: http://kdheks.gov/hcf/medicaid_reform_forum/download/KS_Public_Input_and_Stakeholder_Consult.pdf Medicaid Public Forum summary: http://kdheks.gov/hcf/medicaid_reform_forum/download/Kansas_Medicaid_Public_Forum_Summary.pdf Current Medicaid statistics: http://kdheks.gov/hcf/medicaid_reform_forum/download/Kansas_Medicaid_Population_Demographics_Wichita_Dodge_City.pdf Article contact: Kim Harp
Source: blogspot.com

UPDATE: Wis. Republicans Approve Medicaid Cuts

Co-chairs of the Joint Finance Committee said before a hearing on the plan Thursday that they were comfortable with the proposal, which they say will preserve BadgerCare programs without dramatically cutting benefits or forcing people off the plans.
Source: nbc15.com

Medicaid & CHIP Approval Rating Higher than Employer Coverage Among Parents

Sadly, the survey reflects the differences in family circumstances that divide those who have access to affordable employer insurance and those who don’t. Compared to parents of children with employer coverage, parents of children enrolled in Medicaid/CHIP and those of uninsured children tend to have lower incomes, and less education. The inherent unfairness in a system that favors those more fortunate is what drives so many of us to demand affordable, quality health coverage for all children and families. And we’re on the right track in expanding Medicaid to more parents. It is a source of stable, reliable coverage than families highly value.
Source: theccfblog.org

Wash. ending limits on Medicaid hospital visits

“The state’s process has been arbitrary and capricious, and stopping it was clearly the right thing to do,” said Nathaniel Schlicher, legislative chairman of the Washington chapter of the emergency physicians group, in a statement. “We continue to be interested in a truly collaborative process to reduce unnecessary emergency room visits. We will not, however, stand by and allow a policy damaging to Medicaid enrollees to take effect.”
Source: theolympian.com

California Uninsured Rate Goes Up, While Medicaid, Medi

Between 2009 and 2010, the percentage of people covered by private health insurance declined from 64.5 percent to 64.0 percent, and as a result more people turned to public programs, as evidenced by the growth in the percentage covered by government health insurance increasing from 30.6 percent to 31.0 percent. The percentage covered by employment-based health insurance declined from 56.1 percent to 55.3 percent.
Source: californiaprogressreport.com

Kansas Announces Sweeping Medicaid Restructuring

The plan would also reorganize social services in the state, shifting the Division of Disabilities and Behavioral Health Services out of the Kansas Department of Social and Rehabilitation Services into the Kansas Department on Aging.  As part of the move, KDoA will take charge of the state’s mental health services, including the five state hospitals for the mentally ill and developmentally disabled.
Source: kaiserhealthnews.org